jardine lloyd thompson tenants & leaseholders home contents insurance adur district council
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Jardine Lloyd Thompson
Tenants & Leaseholders
Home Contents Insurance
Adur District CouncilAdur District Council
Insurance For All
One rate available to all tenants & leaseholders, irrespective of:– Post Code– Security– Construction
Wide cover– New for old– No Excess
Insurance For All
Optional for tenants & leaseholders– No minimum time– No penalties
Application ProcessMailer & Flyer
Contact Adur District Council for an prospectus/application
Return application to JLT’s Administrators
Application Processed
Policy Documents Issued within 14 days
Helpline available for queries
If further info required we will obtain information direct
1. Dispatch Post Office Card2. Set up Direct Debit
3. Annual cheque/debit card
Policy Cover Checklist Full fire & perils
New for old
Nil excess
Personal liability - £2M
Replacement Locks - £250
Fatal injury - £2,000
Credit cards - £100
Metered water/oil - £500
Mechanical Wheelchairs
/Tenants Liability for damage to home
Freezer contents - £200
Theft of money - £200
Special occasions - 10%
Tenants Improvements/decorations
Moving Home extension
Accidental damage to TV/HiFi etc
Alternative Accommodation
Legal Helpline
Loss of documents
Premiums
Payment options:– fortnightly, cash at the Post Office – Monthly by Direct Debit– Annually by cheque/credit card
Example Premiums
FOR OVER 60’s
Sum insured Fortnightly Monthly Annually
Post Office* Direct Debit
£6,000 £1.71 £2.51 £30.16
£9,000 £1.85 £2.82 £33.80
£15,000 £2.56 £4.36 £52.26
* Fortnightly costs include transaction costs
Example Premiums
FOR UNDER 60’S
Sum insured Fortnightly Monthly Annually
Post Office* Direct Debit
£9,000 £2.19 £3.55 £42.59
£12,000 £2.73 £4.73 £56.78
£15,000 £3.28 £5.92 £70.98
* Fortnightly costs include transaction costs
Sums Insured
Minimum sums insured– £6,000 for over 60’s– £9,000 for all others
Maximum sum insured - £30,000
Premium Payment & Arrears
Fortnightly or monthly policy, no penalties to leave scheme
Separate from rent collections
JLT will manage arrears– 4 wks, contact to advise position– 6 wks cancel cover– No debt on either side– free to rejoin at later date
Claims - Key Facts
We use a specialist claims handling Company - 85% of UK Tenants Contents Schemes use them
Contact within 24hrs of notification
75%+ of claims will receive personal visit
95% of claims settled in 10 working days
Claims handlers can settle on site
Cheque issued within 5 working days of settlement
Marketing Material.
We provide marketing literature including:-
Fliers.
Posters.
Full Prospectus & rate cards
Application Forms.
JLT’s Commitment
JLT is committed to supporting the scheme for the duration of the contract– Financially– On going marketing activities– Fixed rating– Target policy numbers
» Yr 1 -10%» Yr 2 - 17%» Yr 3 - 25%
Jardine Lloyd Thompson
Flexible Solutions for Financial Exclusion
QUESTIONS & ANSWERSQUESTIONS & ANSWERS
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