kcb bank presentation by starehe - valuraha investment club

STAREHE.VALURAHA

Making The Difference.

KCB BANK GROUP

COMPANY HISTORY

Kenya Commerci

al Bank L

td

Equity Bank L

td

Cooperative Bank L

td

Standard Charte

red Bank (K) L

td

Barclays

Bank of K

enya Lt

d

CFC St

anbic Bank L

td

NIC Bank Ltd

Diamond Trust Bank L

td

Commercial B

ank of A

frica (L

td)

I&M Bank L

td

Citibank N.A.

National Bank o

f Kenya

Ltd

Baroda Bank L

td

Chase Bank Ltd

Imperia

l bank L

td

Family

Bank Ltd

0.00%

2.00%

4.00%

6.00%

8.00%

10.00%

12.00%

14.00%

Current Market share

->Road Annuity and Concession programme. ->M-Benki.

GROWTH IN THE INDUSTRY.

2011 2012 2013 20140

2

4

6

8

10

12

14

16

18

10.98112.204

14.341

16.849

NET INCOME

YEARS

AMO

UNT

IN B

ILLIO

NS

COST TO INCOME RATIO

•There is a noticeable

reduction in the cost of

operation , in the preceding

years thus a subsequent

increase in profits above is

the ratio of profit to cost of

operation.

KEY PEOPLE

Joseph KaniaCompany Secretary

SHARE PERFOMANCE

GROWTH IN SHARE PERFOMANCE

2010 2011 2012 2013 20140.00

0.50

1.00

1.50

2.00

2.50

1.25

1.85 1.90 2.00 2.00

DIVIDEND PER SHARE

YEAR

PRIC

E IN

KSH

2010 2011 2012 2013 20140.00

1.00

2.00

3.00

4.00

5.00

6.00

2.76

3.724.11

4.82

5.63

EARNINGS PER SHARE

YEAR

PRIC

E IN

KSH

Return on total

Assets

Return on Equity

Cost to In

come

Staff co

st to In

come

Yield on Net Adva

nces

Yield on Money M

arkets

Yield on Interest

Earning A

ssets

Cost of F

unding

Net Interest

margin

14%23%

48%

26%

14% 11% 13% 13% 10%4%

22%

50%

30%

15% 13% 14%

3%11%

4%

23%

53%

27%17% 14% 16%

5%12%

FINANCIAL RATIOS2014 2013 2012

CORPORATE SOCIAL RESPONSIBILITY

RECOMMENDATION

• SOLID PROFITABILITY METRICS

• STRONG CAPITAL BUFFERS

• DEPOSIT BASED FUNDING STRUCTURE AND HIGH LEVEL OF LIQUID

ASSETS