lilac november 2009

WELCOME

WHAT IS LILAC?

LILAC stands for Low Impact Living Affordable Community

LILAC is a pioneering project which aims to build a member-led housing neighbourhood which will…

- have a low impact on the environment,- be built to the highest ecological standards,- be affordable, maximise social interaction between residents,- make a positive contribution to its surrounding community.

Low Impact LivingAccording to the Energy Savings Trust, 26% of C02 emissions in the UK come from our homes. The government has set a target of all new buildings to be carbon neutral by 2019. We respond to this challenge. AffordableWe have chosen an alternative model (Mutual Home Ownership Society) which keeps housing permanently affordable.

CommunityOur design will maximise community interaction. It is based on a Danish co-housing model which balances people’s needs for their own private space with shared facilities.

Low Impact Living• Strawbale construction (self build element)

• Heating – South facing, passive solar gain, triple glazing– Super-insulation, good design, air-tight– Solar water heaters

• Other possibilities– Wood burning stove– Grey water recycling– Micro-generation e.g. wind turbine/solar panels– Neighbourhood Combined Heat and Power

• Living lightly – Recycling, composting, car sharing, consuming less

Affordable• LILAC MHOS Ltd – A Co-operative Society (IPS) owned and managed by its

member-residents

• MHOS owns the houses (and the land) and issues tenancies to members

• Everyone pays 35% of their income to the Society

• Members are allocated equity shares in the MHOS dependent on their income

• Each household must take on shares of the value of their home’s build cost (+/- 10%)

• Moving on: leavers get the money they pay towards their equity shares, and if they have been resident more than 3 years they get any interest accrued

ScenariosMr Green wants to live in a 1 bed property

• Gross income = £18,000• His allocated equity shares will be £63,371 (the build cost is £60,697)• 10% deposit = £6,337• 35% of his net income = £5,404 per year (£450 per month):

• £523 insurance, maintenance and service costs• £4,882 equity payment

ScenariosMrs and Mr Yellow and their 2 children want to live in a 3 bed property.

Gross income = £35,000. They could afford equity shares of £121,237, but they are only allowed to

finance a maximum of the build cost +10% which is £103,604. 10% deposit = £10,360. 35% of their net income = £10,150 per year (£846 per month):

• £811 insurance, maintenance and service costs• £7,981 equity payment• £1,358 contingency and future fund

Community• Mix of private dwellings and shared facilities

• Co-house (2 storeys)– Including shared kitchen, laundry, meeting room and office, guest

space, community space, storage area

• Outside– Communal and private gardens, food growing area, limited car

parking

• Shared responsibility in creating and sustaining the community– Including shared meals, decision making and responsibility for up-

keep

Our values

Environmental sustainabilityGrass-rootsRespectInclusive & AffordableInspiration & Resource for others

DiverseSelf-relianceLearningSafe & HealthyConnected

MAKING IT HAPPEN

Sites – our preferences

• Urban Leeds

• 1 – 1.5 acres in size

• Good transport connections

• South facing

• Close connections with surrounding community and greenspaces

• We are in advanced negotiations with Leeds City Council about a site in Kirkstall/Bramley (LS5)

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Layout

• 2 or 3, two-storey terraces, 20 dwellings:

– 6 x 1 bedroom flats (58 sq m) – 6 x 2 bedroom flats (78 sq m) – 5 x 3 bedroom houses (90 sq m)– 3 x 4 bedroom houses (112 sq m)

Source: amazonails

Design• Insert amended site layout picture from

PDP (Fran’s layout?)

• Interior

• Exterior

• Co-house

Design• Insert amended site layout picture from

PDP (Fran’s layout?)

• Interior

• Exterior

• Co-house

Design• Insert amended site layout picture from

PDP (Fran’s layout?)

• Interior

• Exterior

• Co-house

Costs

• Overall projected costs (for home and shared areas)– £61,265 for a 1 bed flat– £81,335 for a 2 bed flat– £95,067 for a 3 bed house– £118,306 for a 4 bed house

• Household income needed to make payments on equity shares:– £15,227 - £18,617 for a 1 bed flat – £20,812 - £25,246 for a 2 bed flat – £24,599 - £29,781 for a 3 bed house– £31,007 - £38,379 for a 4 bed house

Funding

• Loans– Development Loan from Ecology Building Society and/or Triodos

or Cooperative Bank– From friends/investors as Loanstock

• Grants– for Co-house, micro generation, promotional strategy etc.

• Deposit– 10% from each household (5% on joining, 5% on land purchase)

MembershipBecome a friend (£5 per year)

Interested in membership?Attend induction sessions and social events

(to clarify legal, financial structures, get to know the group and the project)

Apply for membership:Commitment to living in the project, core values and ethics

Financial assessment and see financial advisor

Sign tenancy agreement:Financial commitment – 5% deposit on acceptance, 5% on land acquisition

Time commitment minimum of 2 hours per week

Next socials

28th Nov Howden (nr Selby), strawbale cottage visit

20th Dec mulled wine and mince pie evening Meanwood

What next?

Become a friend today

Talk to us about becoming a member

info@lilac.coopwww.lilac.coop

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