make your cents make sense

Step #1: Tell the Truth

Step #2: Get Past the Past

Step #3: Make Your Cents Make Sense

Our Goal:

Bring our money under the

authority of the Kingdom of God.

“No one can serve two masters, for

either he will hate the one and love the

other, or he will be devoted to the one

and despise the other. You cannot

serve God and money.”

- Matthew 6:24

For even when we were with you, we

would give you this command: If

anyone is not willing to work, let him

not eat.

- 2 Thessalonians

3:10

U.S. household consumer debt profile:

Average credit card debt: $15,611

Average mortgage debt: $155,192

Average student loan debt: $32,264

In total, American consumers owe:

$11.74 trillion in debt

$882.6 billion in credit card debt

$8.14 trillion in mortgages

$1.13 trillion in student loans

(taken from

www.nerdwallet.com)

“No one can serve two masters, for

either he will hate the one and love the

other, or he will be devoted to the one

and despise the other. You cannot

serve God and money.”

- Matthew 6:24

“Money is dirt.”

- Dietrich

Bonhoeffer

“Do not lay up for yourselves

treasures on earth, where moth and

rust destroy and where thieves break

in and steal, but lay up for yourselves

treasures in heaven, where

...thieves do not break in and steal. For

where your treasure is, there your

heart will be also.”

- Matthew 6:19-21

“The eye is the lamp of the body. So, if

your eye is healthy, your whole body

will be full of light, but if your eye is

bad, your whole body

“...will be full of darkness. If then the

light in you is darkness, how great is

the darkness!”

- vv. 22-23

“In our day there is little doubt that

as a culture we have totemized the

product. In other words, it has

acquired religious significance for

us. [...]

“Even the perennial [TV shows] about

renovating the house paganize us,

because they focus us on that which

so easily enslaves us. In these the

banality of consumerism reaches a

climax as we are

“...sold the lie that the thing that will

complete us is a new kitchen or a

house extension, whereas in fact

these only add more stress to our

mortgages and our families.[...]

“These shows are far more successful

promoters of unbelief than even

outright intellectual atheism, because

they hit us at that place where we

must render our

“...trust and loyalty. Most people are

profoundly susceptible to the

idolatrous allure of money and things.

We do well to remember what our

Lord said about

“...serving two masters and about

running after things (Matt. 6:24-33).”

- Alan

Hirsch,

The

Forgotten Ways

“No one can serve two masters, for

either he will hate the one and love the

other, or he will be devoted to the one

and despise the other. You cannot

serve God and money.”

- Matthew 6:24

How to tame the wild animal of money

(and teach it to do a few tricks too!):

How to tame the wild animal of money

(and teach it to do a few tricks too!):

1) I will not spend more than I earn

How to tame the wild animal of money

(and teach it to do a few tricks too!):

1) I will not spend more than I earn

2) I will get out of debt

How to tame the wild animal of money

(and teach it to do a few tricks too!):

1) I will not spend more than I earn

2) I will get out of debt

3) I will create and stick to a budget

How to tame the wild animal of money

(and teach it to do a few tricks too!):

1) I will not spend more than I earn

2) I will get out of debt

3) I will create and stick to a budget

4) I will join the “Kingdom” class

Upper Class

Middle Class

Lower Class

Upper Class Middle Class Lower Class

Upper Class Middle Class Lower Class

Kingdom Class

Upper Class Middle Class Lower Class

Kingdom Class