medical assistance & insurance in us

What do you do when you get sick or injured?

MEDICAL ASSISTANCE &

INTERNATIONAL INSURANCE

What are the differences?

HOSPITAL, CLINIC OR DOCTOR’S OFFICE?

Emergency Care (24/7) in your Neighborhood

Northwest Hospital & Medical Center

Harborview Medical Center

Swedish Medical Center

HOSPITAL

Emergency care• Admitted by ambulance• Heavy bleeding & uncontrollable pain• Care needed outside normal business hours

Major Surgery/operationICU (Intensive Care Unit) – up to $30,000 per day

Day time and Weekend visit by *walk-in

Minor injuries (scrapes, cuts, rash) Minor sickness (cold, flu etc.)

*walk-in = no appointment necessary

CLINIC (URGENT CARE)

Clinics in your Neighborhood

Care Plus Medical Center (Shoreline)

UW Medicine (Shoreline Clinic)

US Healthworks Medical Group of Washington

Primary Care Physician = General Doctor• Initial diagnosis on your sickness or injury• Provide referrals to see a specialist

Specialized Doctors • Physical therapist, Podiatrist,

Acupuncturist, Dermatology etc.

DOCTOR’S OFFICE

Doctors in your neighborhood

Use “DocFind” feature on Firebird International Insurance website

Broken legs – $3,000

Skin Allergy - $500 for multiple tests and $100 or more per medication

Asthma - $200 for diagnosis and $100 or more per medication

Childbirth - $18,000 or more

SAMPLE COST FOR SICKNESS & INJURY

HOW INSURANCE WORKS: VISITING A

DOCTORVisit a doctor, hospital

or a clinic in PPO

Network

Pay $15 ($50 at

hospital) COPAYME

NT per sickness/injur

y

Complete a

CLAIM FORM

HOW INSURANCE WORKS: BUYING

MEDICINES

Bring your PRESCRIPTION ORDER

to a local pharmacy.

Pay your prescrip

tion medicin

es.

Complete a PRESCRIPTION FORM

Prescription medicines are covered at 50% for outpatient care and 100% for inpatient care (i f admitted to the hospital.

COMPARISON CHART

Maximum Benefit

Medical Evacuation

Repatriation of remains

U.S. Standard for Int’l Stu

$100,000 $25,000 $25,000

Firebird Insurance Company

$250,000 $50,000 $50,000

SAMPLE PLAN FROM

OTHER COUNTRIES

Appx. $32,000 U.S. Dollars

No medical or sickness coverage at all!

No coverage in case you die in the U.S.

The coverage starts from the first day of quarter through a quarter break.

HOW TO ENROLL INSURANCESign up

when you register

classes by adding

Z020 for item

number

Pay $258.75 when you pay your tuition.

Start using when a quarter starts. It covers

during your quarter

BREAK.

COVERAGE TERM

First day of classes through the day before the next quarter begins including a school break.

For example: January 7 – March 31, 2013(Spring quarter begins on April 2, 2013)

Sign up for International Insurance like a class EVERY QUARTER through your Registration Form or register online!

Item number: Z020

FIREBIRD INTERNATIONAL INSURANCE GROUP

WHO DO I CALL IF I HAVE ANY QUESTIONS?

Firebird is available to answer any questions or other issues you have 24 hours a day, 7 days a week.

Local WA Phone #: 206-909-8550

Toll Free Phone #: 1-800-899-4233

E-Mail: admin@fiig-insurance.com

Website: www.fiig-insurance.com

*This information is also on the back cover of the insurance booklet.

WILL THE FIREBIRD PLAN COVER ME IN MY HOME COUNTRY?

The Firebird plan will cover you anywhere in the world including your home country if you are required to pay for your health care.

YOUR INSURANCE ID CARDPLEASE KEEP IT IN YOUR WALLET

In about 3-4 weeks, you will receive a permanent ID card with your name printed and new medical ID number.

SAMPLE SERVICES THAT ARENOT COVERED

Examples Include:Eye Exam for prescription eyeglasses or contact

lenses.Routine Dental visits such as x-rays, teeth cleaning,

teeth extraction, cavity fillings, etc.Routine physical exams. Immunizations or vaccinations.

A full list of exclusions is available in the insurance booklet under “General Policy Exclusions” or visit http://fiig-insurance.com/pdf/shoreline_cc.pdf

SERVICES THAT ARE COVERED

UNDER THE FIREBIRD PLANExamples Include: Doctor visits, surgery, emergency room, hospital, lab, x-

rays, all related to the treatment of an illness or injury.

A full list of benefits is available in the Schedule of Benefits in the insurance booklet or visit http://fiig-insurance.com/pdf/shoreline_cc.pdf

HOW DO I FIND A DOCTOR ON THE FIREBIRD WEBSITE?

A step-by-step guide on finding a doctor is available in the insurance booklet.

THANK YOU & STAY HEALTHY!