name of presenter presenter’s title name of presentation or name of conference/event location

Name of PresenterPresenter’s Title

Name of Presentation or Name of Conference/EventLocationDate of Presentation (Month 0, 2002)

2004 Mellon Global Securities Services

2004 Mellon Global Securities Services

Global Cash Management Department Overview• Insurance industry focus

• 184 insurance company clients

• Representative Clients include MetLife, St. Paul Companies, MassMutual, AXA, ULLICO

• Mellon ranks eighth among cash management banks for market penetration, serving approximately 18 % of U.S. businesses and institutions with annual sales of more than $500M

• The InformationWeek 500 seeks to identify companies with at least $1B in annual revenue that demonstrate a pattern of technological, procedural, and organizational innovation. Mellon ranks among the top innovators in the banking industry. (September 003)

• Insurance Specific Products

• Customer Initiated Payments

• Retained Asset Services

• Tradelinks

2004 Mellon Global Securities Services

40%

45%

8%5%2%

Property &CasualtyLife & Health

Reinsurance

Med. Malpractice

Multi Lives

Mellon’s Insurance Business Overview

• Insurance Companies Among Our Most Important Clients– 71 Clients with $368B in Assets

– Impressive Three Year Growth Rate• 82% increase in assets• 21% increase in number of clients

– Representative Clients include Aegon USA, Advantus, Allianz, AIG, CIGNA, Pacific Life, XL Capital

Insurance Market Breakdownby Client Total

Northwestern Mutual Would be Among Mellon’s Top 5Insurance Companies

2004 Mellon Global Securities Services

2004 Mellon Global Securities Services

Name of PresenterPresenter’s Title

Name of Presentation or Name of Conference/EventLocationDate of Presentation (Month 0, 2002)

2004 Mellon Global Securities Services

2004 Mellon Global Securities Services

Global Cash Management Department Overview• Insurance industry focus

• 184 insurance company clients

• Representative Clients include MetLife, St. Paul Companies, MassMutual, AXA, ULLICO

• Mellon ranks eighth among cash management banks for market penetration, serving approximately 18 % of U.S. businesses and institutions with annual sales of more than $500M

• The InformationWeek 500 seeks to identify companies with at least $1B in annual revenue that demonstrate a pattern of technological, procedural, and organizational innovation. Mellon ranks among the top innovators in the banking industry. (September 003)

• Insurance Specific Products

• Customer Initiated Payments

• Retained Asset Services

• Tradelinks

2004 Mellon Global Securities Services

40%

45%

8%

5%2%

Property & CasualtyLife & HealthReinsuranceMed. MalpracticeMulti Lives

Mellon’s Insurance Business Overview• Insurance Companies Among Our Most Important Clients

– 71 Clients with $368B in Assets

– Impressive Three Year Growth Rate• 82% increase in assets• 21% increase in number of clients

– Representative Clients include Aegon USA, Advantus, Allianz, AIG, CIGNA, Pacific Life, XL Capital

Insurance Market Breakdownby Client Total

Northwestern Mutual Would be Among Mellon’s Top 5Insurance Companies

2004 Mellon Global Securities Services

Name of PresenterPresenter’s Title

Name of Presentation or Name of Conference/EventLocationDate of Presentation (Month 0, 2002)

Global Securities ServicesGlobal Securities Services

2004 Mellon Global Securities Services

2004 Mellon Global Securities Services

Global Cash Management Department Overview• Insurance industry focus

• 184 insurance company clients

• Representative Clients include MetLife, St. Paul Companies, MassMutual, AXA, ULLICO

• Mellon ranks eighth among cash management banks for market penetration, serving approximately 18 % of U.S. businesses and institutions with annual sales of more than $500M

• The InformationWeek 500 seeks to identify companies with at least $1B in annual revenue that demonstrate a pattern of technological, procedural, and organizational innovation. Mellon ranks among the top innovators in the banking industry. (September 003)

• Insurance Specific Products

• Customer Initiated Payments

• Retained Asset Services

• Tradelinks

2004 Mellon Global Securities Services

40%

45%

8%5%2% Property &

Casualty

Life & Health

Reinsurance

Med. Malpractice

Multi Lives

Mellon’s Insurance Business Overview

• Insurance Companies Among Our Most Important Clients– 71 Clients with $368B in Assets

– Impressive Three Year Growth Rate• 82% increase in assets• 21% increase in number of clients

– Representative Clients include Aegon USA, Advantus, Allianz, AIG, CIGNA, Pacific Life, XL Capital

Insurance Market Breakdownby Client Total

Northwestern Mutual Would be Among Mellon’s Top 5Insurance Companies

Name of PresenterPresenter’s Title

Name of Presentation or Name of Conference/EventLocationDate of Presentation (Month 0, 2002)

Global Securities ServicesGlobal Securities Services

2004 Mellon Global Securities Services

2004 Mellon Global Securities Services

Global Cash Management Department Overview• Insurance industry focus

• 184 insurance company clients

• Representative Clients include MetLife, St. Paul Companies, MassMutual, AXA, ULLICO

• Mellon ranks eighth among cash management banks for market penetration, serving approximately 18 % of U.S. businesses and institutions with annual sales of more than $500M

• The InformationWeek 500 seeks to identify companies with at least $1B in annual revenue that demonstrate a pattern of technological, procedural, and organizational innovation. Mellon ranks among the top innovators in the banking industry. (September 003)

• Insurance Specific Products

• Customer Initiated Payments

• Retained Asset Services

• Tradelinks

2004 Mellon Global Securities Services

40%

45%

8%

5%2%

Property & CasualtyLife & HealthReinsuranceMed. MalpracticeMulti Lives

Mellon’s Insurance Business Overview• Insurance Companies Among Our Most Important Clients

– 71 Clients with $368B in Assets

– Impressive Three Year Growth Rate• 82% increase in assets• 21% increase in number of clients

– Representative Clients include Aegon USA, Advantus, Allianz, AIG, CIGNA, Pacific Life, XL Capital

Insurance Market Breakdownby Client Total

Northwestern Mutual Would be Among Mellon’s Top 5Insurance Companies

2004 Mellon Global Securities Services

2004 Mellon Global Securities Services

Name of PresenterPresenter’s Title

Name of Presentation or Name of Conference/EventLocationDate of Presentation (Month 0, 2004)

2004 Mellon Global Securities Services

Global Securities Services