div class=ts-pagebuttonPage 1button div class=ts-image amp-img class=ts-thumb alt=Page 1: NZ Vyp 22eprintsoaeduua2135117pdf · 2013 8 5 · Keywords: retail services retail payments payment means electronic money deposit money bank cards ITOCHHOBRa npoÕJ10111 src=https:reader035vdocumentinreader035viewer20220816216123dd7fdcbd572282146db5html5thumbnails1jpg width=142 height=106 layout=responsive amp-img divdivdiv class=ts-pagebuttonPage 2button div class=ts-image amp-img class=ts-thumb alt=Page 2: NZ Vyp 22eprintsoaeduua2135117pdf · 2013 8 5 · Keywords: retail services retail payments payment means electronic money deposit money bank cards ITOCHHOBRa npoÕJ10111 src=https:reader035vdocumentinreader035viewer20220816216123dd7fdcbd572282146db5html5thumbnails2jpg width=142 height=106 layout=responsive amp-img divdivdiv class=ts-pagebuttonPage 3button div class=ts-image amp-img class=ts-thumb alt=Page 3: NZ Vyp 22eprintsoaeduua2135117pdf · 2013 8 5 · Keywords: retail services retail payments payment means electronic money deposit money bank cards ITOCHHOBRa npoÕJ10111 src=https:reader035vdocumentinreader035viewer20220816216123dd7fdcbd572282146db5html5thumbnails3jpg width=142 height=106 layout=responsive amp-img divdivdiv class=ts-pagebuttonPage 4button div class=ts-image amp-img class=ts-thumb alt=Page 4: NZ Vyp 22eprintsoaeduua2135117pdf · 2013 8 5 · Keywords: retail services retail payments payment means electronic money deposit money bank cards ITOCHHOBRa npoÕJ10111 src=https:reader035vdocumentinreader035viewer20220816216123dd7fdcbd572282146db5html5thumbnails4jpg width=142 height=106 layout=responsive amp-img divdivdiv class=ts-pagebuttonPage 5button div class=ts-image amp-img class=ts-thumb alt=Page 5: NZ Vyp 22eprintsoaeduua2135117pdf · 2013 8 5 · Keywords: retail services retail payments payment means electronic money deposit money bank cards ITOCHHOBRa npoÕJ10111 src=https:reader035vdocumentinreader035viewer20220816216123dd7fdcbd572282146db5html5thumbnails5jpg width=142 height=106 layout=responsive amp-img divdiv