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Our Personal Loans Feature:

1. Must Have An SYB Deposit Account

SYB - NMLS# 433971 www.syb.com

PERSONAL LOANS

We also offer:

» Unsecured loans» Loans secured by CDs, etc.» Traditional 1st mortgage loans» Small Business Loans» Credit Cards» Automobile Loans» Boat Loans

We can help you:

» Purchase a vehicle» Consolidate debt» Make home improvements» Purchase a home» Purchase a boat» Finance an education» Take a dream vacation

Options To Fit Any Need

Home Equity Line Of Credit

FLEXIBLE REPAYMENT OPTIONS

EASY TO USE WITH CHECK ACCESS

USE SYB ONLINE BANKING TO MAKE TRANSFERS, PAYMENTS AND VIEW ACCOUNT

PAY ONLY FOR THE AMOUNT YOU USE

DETAILED MONTHLY STATEMENT

PAYMENTS CAN BE AUTOMATICALLY DEDUCTED FROM YOUR SYB CHECKING ACCOUNT

ARIABLE RATE, TIED TO PRIMEV

ABILITY TO LOCK BALANCES FOR UP TO 10 YEARS (MAX OF 5 PER LINE AT ONE TIME)

COMPETITIVE INTEREST RATES

ONLINE BANKING; MAKE PAYMENTS, VIEW YOUR ACCOUNT1

QUICK TURNAROUND

LOCAL DECISION MAKING

Adjustable Rate Mortgages

SEVERAL OPTIONS TO CHOOSE FROM

15, 20, AND 30 YEAR AMORTIZATION OPTIONS AVAILABLE OFFERING LOW MONTHLY PAYMENTS

AS YOU REPAY, FUNDS BECOME AVAILABLE AGAIN

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