payment integration patterns in magento 2

Payment integration patterns in Magento 2

Release in Chernivtsi 2016

elogic.co | hey@elogic.co

• Magento 2 Checkout Infrastructure• Web services • Payment Integration patterns

Redirect to Payment ProviderHosted PageTransparent RedirectClient Side Encryption

• Code?

1. Magento Checkout Infrastructure

Magento Checkout Infrastructure

Checkout

Shipments

PaymentsCatalog

Customer

Checkout life cycle

Add AddressApply

coupon/other stuff

Add Shipping provider

Add PaymentCreate Order

6 elogic.co | hey@elogic.co

2. Magento 2 Web-Services

Magento 2 Web Services

Magento2 SOAP and REST API

Client browse

Mobile App CRM

Magento2 REST Elements• HTTP verb - action to perform

• GET• PUT• POST• DELETE

• Endpoint - /V1/my-module/my-resource/:idHTTP header – Authorization, Content-Type, AcceptCall payload:{ “my-resource”: { “id”: “10”, “name”: “My First Resource” }}

Magento 2 Sevice Descriptor

Chechout Web Services

Add Address and Shipping Carrier/V1/carts/:cartId/shipping-information

Add Payment/V1/guest-carts/:cartId/set-payment-information

Add Payment and Place Order/V1/carts/mine/payment-information

3.Integration patterns

Redirect to Payment Provider Hosted Page

Transparent Redirect Client Side Encryption

Redirect to Payment Provider

SummaryCustomer gets redirected to Payment Providers secured page responsible for payment processing.

Examples Worldpay HTML redirect PayPal Express Checkout Eway Responsive Shared Page Liqpay Checkout 3.0

Check Payment Provider

Submit credentials on Payment Provider’s web-page

Return to Checkout success page

Pros• Merchant is not involved in payment

processing routine.• Easy support for 3D Secure and other

stuff• Easy to implement

Cons• User is being redirected to other page• Payment Page is not customizable• Payment Page may be not UX

responsive

Redirect to Payment ProviderStep one

Subjects• RedirectPayment Client Component

• UiComponent extended from Magento_Checkout/js/view/payment/default

• Redirect Payment Link Provider • Implementation of \Magento\Framework\App\Action\Action• Web-service /V1/redirect-payment/:cartId/link

• Checkout Place Order Service

• Web-service /V1/carts/:cartId/payment-information

Step one

Subjects• Payment provider – Payment page on provider side• Merchant response callback (Response handler, Redirect page)

• implementation of \Magento\Framework\App\Action\Action• Web-service /V1/hosted-page/:cartId/callback

Step two

Summary

Components

• Checkout UI Component• Merchant response callback• Redirect link provider

Complexity• Low

Estimation• 2-3 weeks

Hosted page

Summary Customer stays on merchant side

while payment page is provided in modal iframe

Examples Braintree Drop-in UI PayPal Payments Advanced PayPal Payflow Link PayPal WPPHS Eway Iframe

Pay in securediframe

Checkout success page

Hosted page

Pros• Merchant is not involved in payment processing routine.• Easy to implement• Customer stays on Merchant web-site

Cons• 3D secure and other payment solutions can be not supported by this method

Step one

Subjects HP Client Component –

UiComponent extended from Magento_Checkout/js/view/payment/default HP Link Provider –

Implementation of \Magento\Framework\App\Action\Action Web-service /V1/my-hosted-page/:cartId/link

Checkout Place order service – Web-service /V1/carts/mine/payment-information

Step one

Step two

Subjects• Modal frame – holds Payment Provider page, redirects to Merchant Web-site

after processing payment• Merchant response callback (Response handler, Redirect page)

• Implementation of \Magento\Framework\App\Action\Action• Web-service /V1/hosted-page/:cartId/callback

• Checkout Place order service – Web-service /V1/carts/mine/payment-information

Step two

Summary

Components• Checkout UI Component• Merchant response callback• Modal frame event listener• Frame link provider

Complexity• Middle

Estimation• 4-5 weeks

Transparent direct

Pay “in store”

SummaryCustomer enters payment information into a form on merchant side which is submitted directly to Payment Provider.

Examples Eway Transparent Redirect Payflowpro Transparent Redirect Cybersource Secure Acceptance

Transparent direct

Pros Merchant is not involved in payment processing

routine. Form is fully customizable May not submit order with failed payment verification

Cons Requires coding 3D secure can be not supported

Transparent direct

Transparent Direct

Summary

Components• Checkout UI Component• Merchant response callback• Modal frame event listener• Form generator• Frame generator

Complexity• High

Estimation• 5 weeks

Client Side Encryption

Client Side Scripting

SummaryCustomer enters payment information into a form on merchant side which is then encoded and processed through merchant server.

Examples Braintree Hosted Fields Eway Direct with Client Side Encryption

Pay “in store”

Pros Merchant is not involved in payment processing routine. Support for 3D Secure and other stuff Form is fully customizable May not submit order with failed payment verification Form is encrypted by Payment Provider

Cons Requires coding

Components• Checkout UI Component• Payment Provider encryption library

Complexity• Low - Middle

Estimate• 2 weeks – 5 weeks

Summary

4. Conclusion

Conclusion

Magento2 Web-Services make it easier to implement Complex Payment Integrations

We know general integration patterns all Payment Provider follow

We know how to determine the complexity of our integration depending on it’s type

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