planning your retirement - jmu...3djh 6lfn /hdyh 8qxvhg 96'3 6lfn /hdyh lv qrw holjleoh iru...

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Planning Your RetirementFor faculty and staff enrolled in the Virginia Retirement System plans

■ What to do and when■ Retiree benefits■ Resources

EMBRACING THE CHANGE

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HEALTH CARE plans

PREMIUM PREMIUM WITH REWARDS

YOU only

YOU plus ONE

YOU plus

TWO or MORE

YOU only

YOU plus SPOUSE

YOU plus SPOUSE

and MORE

Employee Employee or Spouse

Employee & Spouse

Employee or Spouse

Employee & Spouse

COVA Care Total Premium $779 $1,440 $2,089 $762 $1,423 $1,406 $2,072 $2,055

COVA Care + Out-of-Network Total Premium $797 $1,473 $2,138 $780 $1,456 $1,439 $2,121 $2,104

COVA Care + Expanded Dental Total Premium $812 $1,501 $2,178 $795 $1,484 $1,467 $2,161 $2,144

COVA Care + Out-of-Network + Expanded Dental

Total Premium $830 $1,534 $2,227 $813 $1,517 $1,500 $2,210 $2,193

COVA Care + Expanded Dental + Vision & Hearing

Total Premium $831 $1,536 $2,229 $814 $1,519 $1,502 $2,212 $2,195

COVA Care + Out-of Network + Expanded Dental + Vision & Hearing

Total Premium $849 $1,569 $2,278 $832 $1,552 $1,535 $2,261 $2,244

COVA HealthAware Total Premium $694 $1,287 $1,861 $677 $1,270 $1,253 $1,844 $1,827

COVA HealthAware + Expanded Dental Total Premium $725 $1,344 $1,945 $708 $1,327 $1,310 $1,928 $1,911

COVA HealthAware + Expanded Dental & Vision

Total Premium $736 $1,365 $1,974 $719 $1,348 $1,331 $1,957 $1,940

COVA HDHP Total Premium $584 $1,086 $1,587

COVA HDHP + Expanded Dental Total Premium $616 $1,145 $1,673

Kaiser Permanente HMO – (available primarily in Northern Virginia)

Total Premium $659 $1,212 $1,766

TRICARE Voluntary Supplement** Total Premium $61 $120 $161

Optima Health Vantage HMO (available in Hampton Roads area)

Total Premium $760 $1,407 $2,038

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