seminar pm - retirement challenges withaudio28-40

WHAT IS THE DIFFERENCE BETWEEN

VOLATILITYVOLATILITY

ANDRISK?RISK?

VOLATILITYVOLATILITYVOLATILITY

VOLATILITY

VOLATILITY

THIS IS GOING TO HAPPEN. IT’S THE NATURE OF INVESTMENTS.

Volatility can result in loss of principal

UPUP

DOWNDOWN

UPUP

DOWNDOWN

ONE OF THE WAYS TO POTENTIALLY OBTAIN FINANCIAL SECURITY IS BY INVESTING IN QUALITY LONG-TERM

FINANCIAL PRODUCTS EARLY ON

DON’T LET YOUR RETIREMENT BE A HOUSE OF CARDS

W E C A N H E L P YO U T O L O O K IN T H E P R O P E RD IR E C T IO N

YOU

DO

N’T

H

AVE TO SEARCH O

N YOU

R OW

N

•You should carefully consider investment objectives, risks, and charges and expenses of Mutual Funds before investing. This and other information can be found in the fund's prospectus, which can be obtained from your investment representative or by calling (Your Phone Number) Please read it carefully before you invest or send money

OUR JOB IS TO BE YOUR

ANCHOR AND TRY TO

PREVENT CLIENTS FROM

TAKING THE WRONG STEPS

OUR JOB IS TO HELP YOU TO ACHIEVE THIS

NOW IT 's NOT ONLYPRESERVATION OF

PRINCIPAL...IT ‘s ALSO

PRESERVATION OF “PURCHASING POWER"

A RISK IS:

EROSION OF PURCHASING POWEREROSION OF PURCHASING POWER

EROSION OF PURCHASING POWEREROSION OF PURCHASING POWER

EROSION OF PURCHASING POWEREROSION OF PURCHASING POWER

EROSION OF PURCHASING POWEREROSION OF PURCHASING POWER

EROSION OF PURCHASING POWEREROSION OF PURCHASING POWER

61 2 3 4 57 8 9 1 0 1 1 1 3

2 01 42 1

1 52 2

1 62 3

1 72 4

1 82 5

1 92 6 2 7

1 2

J A N U A R YJ A N U A R Y

Dwight D. Eisenhower was the 34th President of the United States.

61 2 3 4 57 8 9 1 0 1 1 1 3

2 01 42 1

1 52 2

1 62 3

1 72 4

1 82 5

1 92 6 2 7

1 2

J A N U A R YJ A N U A R Y

House: $18,500

Car: $2,275.00

Milk: $0.25 / Qt

Bread: $0.20

3 Stamp: $0.04

Avg Annual Income: $6,227.00

Gas: $0.31 / Gal

Minimum Wage: $1.00

Source:: dmarie..com/\timecap

Who’s Been Who’s Been Shopping Shopping CD Rates CD Rates RecentlyRecently

CD’s are FDIC insured and offer a fixed rate of return, early withdrawal penalties will apply to redemptions prior to maturity.

YOU COULD LEAVE YOUR MONEY IN THE BANK BUT INTEREST EARNED MAY NOT KEEP UP WITH INFLATION

What is the Banks Job?

CD’s are FDIC insured and offer a fixed rate of return, early withdrawal penalties will

apply to redemptions prior to maturity.

OUR JOB

IS TO WORK DIRECTLY

With YOU!

We’re Living Longer NowWe’re Living Longer Now

This example is provided for illustrative purposes only and is not intended to reflect an actual investment or predict future returns. It is designed to illustrate the mathematical concepts being discussed. Results will vary from client to client .