st. mark condo - hotel; own now, earn now, enjoy now!

ST. MARK CONDO-HOTELa premier development of

TERRE D’OR REALTY CORPDeveloper Owner

&

St. Mark Residencia, Inc.Hotel Operator

Exclusively Marketed by:

St. Mark Residencia Realty Corp.

2

• Terre d’ Or Realty Corporation – a development and investment company established in 2008 managed by people with known expertise and integrity on fund management.

• Terre d’ Or is currently developing properties in Cebu on the ‘mixed-use residential cum commercial’ concept distinguished by its eco-friendly designs meant to, by its uniqueness, re-define its landscape. To name a few, projects include Cornerstone Townhomes, Escario Central Mall and Escario Central Hotel

Cornerstone Townhomes

Escario Central Mall

Escario Central Hotel

ST. Mark Condo- Hotel

Offers a “Now ” project with the tag lines:

“Own now”

“Earn now” and

“Enjoy now”

“with a money back guarantee”

A two year hotel performance cycle has transpired before the decision to convert into a condotel was made.

Conversion was approved by the HLURB last November 2014. License to Sell was secured June 2015 and individual Condominium Certificates of Title was released July 2015.

The figures presented here are not like the “guesstimates” of all pre-developed condotels, but are based on a two (2) year data gathered from the two (2) operating years which shows an upward trend

Today the Hotel is performing at an average monthly occupancy rate of 70% based on actual hotel audited performance of 2014.

A hotel this size with 63 rooms breaks even at 30% occupancy

The Investment Proposal and the Indicative R.O.I

For CONDOTEL INVESTMENTUnit 403

Floor Area 20.07 SQM

Price per SQM P 120,620.00 / sqm

Total Unit Price P2,420,843.40

Transfer tax, Doc stamp, Misc

x103%

Total Contract Price P2,493,468.70

20% Equity (D.P.) 498,693.74 (P100,000 Reservation, Part of

the D.P.)80% Balance P1,994,774.96

Bank Financing

80% Balance Bank Financing P1,994,774.96

at 8.0% P.A. Fixed for 15 Years

X0.00956

Bank Monthly Amortization P19,070.05

INDICATIVE CONDOTEL EARNINGS FOR UNIT 403

Average Monthly Income from Total Room Sales

P3,000,000.00

Less: 20% Management Fee of Hotel Operator

(P600,000.00)

35% Max. Operating Expenses (Including the Yearly Realty Tax)

(P1,050,000.00)

Average Monthly Income after expenses

P1,350,000.00

Total floor area of 56 condotel units in sq.m.

/ 1,413.19

Indicative Income per sq.m per month. P955.29

Floor area of unit 403 in sq.m. 20.07

Indicative Monthly Income of Unit 403 P19,172.58

Indicative Monthly Income of Unit 403 (w/o Yearly Room Rate

Increase)

P19,172.58

Bank Monthly Amortization P19,070.05

Note: Figures mentioned above are subject to taxes.

INDICATIVE INVESTMENT APPRECIATION IN 15 YEARS

INDUSTRY PRACTICE ANNUAL VALUE INCREASE

10/2/2015

10% P.A. Price Appreciation (Industry Practice)

Total Unit Price: PHP 2,420,843.40

X10%: PHP 242,084.34

Term (X15 years): PHP 3,631,265.10

+ Purchase Price: PHP 2,420,843.40

= Indicative Future Value of Unit in 15 yrs.:

PHP 6,052,108.50

CASH METHOD COMPUTATION OF FUTURE VALUE

(Indicative Income Per Sqm Per Month x Unit Floor Area x 12 months per year x 15 years)

(PHP 955.29 x 20.07 sqm) x 12 months = 230,072.04 x 15yrs

= Total Income of Unit in 15 years:

PHP 3,451,080.65

+ Purchase Price: PHP 2,420,843.40

= Indicative Future Value of Unit in 15 yrs.:

PHP 5,871,924.05

Note: Both Assumptions Did Not Consider Daily Room Rate Price Increase OverTime

The Investment Proposal and the Indicative R.O.I

CONDOTEL INVESTMENT

Unit 611

Floor Area 39.08 SQM

Price per SQM P 120,620.00 / sqm

Total Unit Price P4,713,829.60

Transfer tax, Doc stamp, Misc

x103%

Total Contract Price P4,855,244.48

20% Equity (D.P.) 971,048.89 (P100,000 Reservation, Part of

the D.P.)80% Balance P3,884,195.58

Bank Financing

80% Balance Bank Financing P3,884,195.58

at 8.0% P.A. Fixed for 15 Years

X 0.00956

Bank Monthly Amortization P37,132.90

INDICATIVE CONDOTEL EARNINGS FOR UNIT 611

Average Monthly Income from Total Room Sales

P3,000,000.00

Less: 20% Management Fee to Hotel Operator

(P600,000.00)

35% Max. Operating Expenses (Including the Yearly Realty Tax)

(P1,050,000.00)

Average Monthly Income after expenses

P1,350,000.00

Total floor area of 56 condotel units in sq.m.

/ 1,413.19

Indicative Income per sq.m per month. P955.29

Floor area of unit 611 in sq.m. 39.08

Indicative Monthly Income of Unit 611 P37,332.56

Indicative Monthly Income of Unit 611 (w/o Yearly Room Rate

Increase)

P37,332.56

Bank Monthly Amortization P37,132.90

Note: Figures mentioned above are subject to taxes.

INDICATIVE INVESTMENT APPRECIATION IN 15 YEARS

INDUSTRY PRACTICE ANNUAL VALUE INCREASE

10/2/2015

10% P.A. Price Appreciation (Industry Practice)

Total Unit Price: PHP 4,713,829.60

X10%: PHP 471,382.96

Term (x15 years): PHP 7,070,744.40

+ Purchase Price: PHP 4,713,829.60

= Indicative Future Value of Unit in 15 yrs.:

PHP 11,781,574.00

CASH METHOD COMPUTATION OF FUTURE VALUE

(Indicative Income Per Sqm Per Month x Unit Floor Area x 12 months per year x 15 years)

(PHP 955.29 x 20.07 sqm) x 12 months = 230,072.04 x 15yrs

Equals Total Income of Unit in 15 years:

PHP 6,719,891.98

+ Purchase Price: PHP 4,713,829.60

= Indicative Future Value of Unit in 15 yrs.:

PHP 11,433,721.58

Note: Both Assumptions Did Not Consider Daily Room Rate Price Increase OverTime

All fully paid unit owners will ENJOY 30 Free Coupons Use Per Year aside from the income made

Terre D’Or Realty Corporation, Owner and Developer of St. Mark Condo Hotel Guarantees that should a condotel investor become unhappy with his investment and income within the first year from date of full payment, the condotel investor can pull on the GUARANTEED BUY BACK.

To summarizeST. Mark Condo- Hotel

Offers a “Now ” project with the tag lines:

“Own now”

“Earn now” and

“Enjoy now”

“with a money back guarantee”