div class=ts-pagebuttonPage 1button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page1jpg target=_blank amp-img class=ts-thumb alt=Page 1: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails1jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 2button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page2jpg target=_blank amp-img class=ts-thumb alt=Page 2: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails2jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 3button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page3jpg target=_blank amp-img class=ts-thumb alt=Page 3: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails3jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 4button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page4jpg target=_blank amp-img class=ts-thumb alt=Page 4: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails4jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 5button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page5jpg target=_blank amp-img class=ts-thumb alt=Page 5: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails5jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 6button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page6jpg target=_blank amp-img class=ts-thumb alt=Page 6: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails6jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 7button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page7jpg target=_blank amp-img class=ts-thumb alt=Page 7: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails7jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 8button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page8jpg target=_blank amp-img class=ts-thumb alt=Page 8: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails8jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 9button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page9jpg target=_blank amp-img class=ts-thumb alt=Page 9: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails9jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 10button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page10jpg target=_blank amp-img class=ts-thumb alt=Page 10: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails10jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 11button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page11jpg target=_blank amp-img class=ts-thumb alt=Page 11: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails11jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 12button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page12jpg target=_blank amp-img class=ts-thumb alt=Page 12: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails12jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 13button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page13jpg target=_blank amp-img class=ts-thumb alt=Page 13: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails13jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 14button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page14jpg target=_blank amp-img class=ts-thumb alt=Page 14: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails14jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 15button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page15jpg target=_blank amp-img class=ts-thumb alt=Page 15: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails15jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 16button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page16jpg target=_blank amp-img class=ts-thumb alt=Page 16: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails16jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 17button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page17jpg target=_blank amp-img class=ts-thumb alt=Page 17: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails17jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 18button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page18jpg target=_blank amp-img class=ts-thumb alt=Page 18: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails18jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 19button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page19jpg target=_blank amp-img class=ts-thumb alt=Page 19: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails19jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 20button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page20jpg target=_blank amp-img class=ts-thumb alt=Page 20: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails20jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 21button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page21jpg target=_blank amp-img class=ts-thumb alt=Page 21: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails21jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 22button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page22jpg target=_blank amp-img class=ts-thumb alt=Page 22: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails22jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 23button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page23jpg target=_blank amp-img class=ts-thumb alt=Page 23: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails23jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 24button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page24jpg target=_blank amp-img class=ts-thumb alt=Page 24: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails24jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 25button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page25jpg target=_blank amp-img class=ts-thumb alt=Page 25: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails25jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 26button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page26jpg target=_blank amp-img class=ts-thumb alt=Page 26: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails26jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 27button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page27jpg target=_blank amp-img class=ts-thumb alt=Page 27: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails27jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 28button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page28jpg target=_blank amp-img class=ts-thumb alt=Page 28: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails28jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 29button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page29jpg target=_blank amp-img class=ts-thumb alt=Page 29: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails29jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 30button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page30jpg target=_blank amp-img class=ts-thumb alt=Page 30: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails30jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 31button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page31jpg target=_blank amp-img class=ts-thumb alt=Page 31: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails31jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 32button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page32jpg target=_blank amp-img class=ts-thumb alt=Page 32: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails32jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 33button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page33jpg target=_blank amp-img class=ts-thumb alt=Page 33: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails33jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 34button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page34jpg target=_blank amp-img class=ts-thumb alt=Page 34: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails34jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 35button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page35jpg target=_blank amp-img class=ts-thumb alt=Page 35: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails35jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 36button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page36jpg target=_blank amp-img class=ts-thumb alt=Page 36: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails36jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 37button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page37jpg target=_blank amp-img class=ts-thumb alt=Page 37: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails37jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 38button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page38jpg target=_blank amp-img class=ts-thumb alt=Page 38: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails38jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 39button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page39jpg target=_blank amp-img class=ts-thumb alt=Page 39: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails39jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 40button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page40jpg target=_blank amp-img class=ts-thumb alt=Page 40: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails40jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 41button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page41jpg target=_blank amp-img class=ts-thumb alt=Page 41: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails41jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 42button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page42jpg target=_blank amp-img class=ts-thumb alt=Page 42: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails42jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 43button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page43jpg target=_blank amp-img class=ts-thumb alt=Page 43: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails43jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 44button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page44jpg target=_blank amp-img class=ts-thumb alt=Page 44: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails44jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 45button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page45jpg target=_blank amp-img class=ts-thumb alt=Page 45: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails45jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 46button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page46jpg target=_blank amp-img class=ts-thumb alt=Page 46: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails46jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 47button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page47jpg target=_blank amp-img class=ts-thumb alt=Page 47: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails47jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 48button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page48jpg target=_blank amp-img class=ts-thumb alt=Page 48: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails48jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 49button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page49jpg target=_blank amp-img class=ts-thumb alt=Page 49: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails49jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 50button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page50jpg target=_blank amp-img class=ts-thumb alt=Page 50: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails50jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 51button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page51jpg target=_blank amp-img class=ts-thumb alt=Page 51: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails51jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 52button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page52jpg target=_blank amp-img class=ts-thumb alt=Page 52: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails52jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 53button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page53jpg target=_blank amp-img class=ts-thumb alt=Page 53: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails53jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 54button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page54jpg target=_blank amp-img class=ts-thumb alt=Page 54: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails54jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 55button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page55jpg target=_blank amp-img class=ts-thumb alt=Page 55: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails55jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 56button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page56jpg target=_blank amp-img class=ts-thumb alt=Page 56: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails56jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 57button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page57jpg target=_blank amp-img class=ts-thumb alt=Page 57: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails57jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 58button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page58jpg target=_blank amp-img class=ts-thumb alt=Page 58: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails58jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 59button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page59jpg target=_blank amp-img class=ts-thumb alt=Page 59: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails59jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 60button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page60jpg target=_blank amp-img class=ts-thumb alt=Page 60: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails60jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 61button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page61jpg target=_blank amp-img class=ts-thumb alt=Page 61: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails61jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 62button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page62jpg target=_blank amp-img class=ts-thumb alt=Page 62: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails62jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 63button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page63jpg target=_blank amp-img class=ts-thumb alt=Page 63: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails63jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 64button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page64jpg target=_blank amp-img class=ts-thumb alt=Page 64: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails64jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 65button div class=ts-image a href=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5page65jpg target=_blank amp-img class=ts-thumb alt=Page 65: TIAA-CREF Presentationppt - NDSU - North Dakota State …€¦ · · 2011-03-17The only thing that changes Maybe its time to retire and life scenarios being presented are src=https:reader043vdocumentinreader043viewer20220305175ac30eb37f8b9af91c8b928chtml5thumbnails65jpg width=142 height=106 layout=responsive amp-imga divdiv