your flexible benefit program take care ® by wageworks

Your Flexible Benefit Program

take care® by WageWorks

Flex benefits overview

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Why you’ll want to participate

How it works

What is a flexible benefit plan? It’s a benefit provided by your employer that lets you

set aside a certain amount of your paycheck into an account before paying income taxes.

During the year you can use funds in the account to pay for: qualified healthcare expenses not covered by insurance day-care expenses for a dependent child or elder so you

can work

Elections can only be made/changed during open enrollment or after a qualified family status change, as your plan allows.

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What expenses qualify? The Health FSA is used to pay for expenses not

covered by insurance.

These include expenses you pay for you and your family: Doctor’s Office Visits Prescription drugs Prescribed Over-the-counter (OTC) medication Eye exams and surgeries Glasses and contacts Dental and Orthodontics And more

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What expenses qualify? The Dependent Care FSA is used to pay for work-

related day care expenses.

These include expenses you pay for your qualifying dependents: Day care/nursery school Before/After school care Summer day camp/Summer day care Elder day care

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What is the biggest advantage?

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You can save 25-40% on payroll taxes.

The portion of your salary that you elect to put into the plan is not taxed. You save:

Federal income tax

State and local taxes (where applicable)

Social security tax (assuming the employee’s salary is below the maximum social security wage base).

When can I use the money in my account?

Total annual Health FSA election is available to use

on the first day of the plan year.

Day-care elections are available each time a

contribution from your paycheck is made to your

Dependent Day-care account.

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How to sign up for your benefits

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How do I enroll?

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Go to FSAWorks4Me.com/takecare to see how much you can save by contributing to your flex accounts: Health FSA Dependent Day-Care FSA Other benefits your plan may offer

Sign up during open enrollment (via BeneTrac)

Contact your Human Resource representative with questions

How to access your funds

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Accessing Your Account Funds During The Plan Year

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Pay By Card • Use at point-of-service for qualified health care expenses• Great for co-pays, prescriptions & other eligible out-of-pocket

expenses not covered by the health plan

Pay Me Back • Traditional Claims reimbursement• Payments made daily• Check reimbursement or Direct deposit

Managing your account

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Web site Interactive voice Customer Service Representative

Participant Website

Check account balance Create a claim online Print forms Sign up for direct

deposit

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takecarewageworks.com

Participant Services

1-800-950-0105 Interactive voice – 24 hours a day

Customer Service Representative8 a.m. – 7 p.m. Eastern time.

FlexHelp@takecareWageWorks.com8 a.m. – 7 p.m. Central Time

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Questions?

Thank You!

take care® by WageWorks