ankush ppt
TRANSCRIPT
PROJECT ON INDUSTRIAL TRAINING
A mutual fund is an institution that invests the pooled funds of public to create a diversified portfolio of securities.
Mutual fund cannot guarantee a fixed rate of return. It depends on the fund manager expertise knowledge. Mutual funds are governed by SEBI (Mutual Funds)
regulations, 1996.
Mutual funds
Working of Mutual Fund
Contd…
Your Savings
Professional
Fund Manager
AMC
Investment in Securities - Bonds / Equity
Returns - Growth
Or Dividend
ORGANISATION OF A MUTUAL FUND
By Structure◦ Open ended◦ Close ended◦ Interval
By Investment◦ Growth◦ Income◦ Balance◦ Money Market
TYPES OF MUTUAL FUND SCHEMES
Others◦ Special◦ Tax saving◦ Index◦ Sector specific
Contd…
Phase 1— July 1964 to November 1987 Phase 1— November 1987- October 1993 Phase 3-- October 1993- February 2003 Phase 4-- since February 2003
History of Indian mutual fund industry
A partner for life Proven Skills in wealth generation Exploiting expertise, compounding growth Fund house expertise Research - the backbone of Performance
STATE BANK OF INDIA - MUTUAL FUND
AWARDS AND ACHIEVEMENTS
Contd…
EQUITY SCHEMES DEBT SCHEMES BALANCED SCHEMES
SBI- MUTUAL FUND PRODUCTS
Strengths Brand Name Wide distribution Network Government Owned Diversified Portfolio
Weaknesses: Minor Hindrances Hierarchical management Lags Modernization
SWOT Analysis
Opportunities Merger of Associate Banks with SBI Opportunities for Public Sector Banks New Branches and ATMs Expansion on Foreign Soil
Threats Advent of MNC Banks CRM Private Banks Venturing into the Rural Employee Strike
Contd…
TITLE
Awareness and Preference of Mutual Fund among Entrepreneurs in
Chandigarh
To know why Entrepreneurs invest or do not invest in Mutual Funds.
To find out the preference towards investment option by entrepreneurs.
To find out the preference towards portfolios.
Objectives
Research Design◦ Descriptive.
Data Collection◦ Primary Source◦ Secondary Source
Sampling Technique◦ Convenience◦ Snow ball
Research Methodology
Sample Unit◦ Since the study is restricted only to Chandigarh hence the
sampling unit is all the Entrepreneurs in Chandigarh whether they invest or not invest in mutual fund.
Sample Size◦ 100
Contd…
Data Analysis and
Interpretation
96
4
Less than 1 cr.Between 1-10 cr.More than 10 cr.
figure 4.1: Estimated Annual Net Worth of concerned Business.
Figure 4.2 Awareness about Mutual Fund
88%
12%
Awareness about Mutual Fund
YesNo
Figure 4.3: Investment in Mutual Fund
76%
24%
Investment in Mutual Fund
YesNo
Figure 4.4: Reasons for not investing in Mutual Fund
Fixed Deposits Shares/Debentures Real Estate Insurance Others0
5
10
15
20
25
30
27
8
27 27
11
Figure 4.5: Other different investment options to Invest
Fixed Deposits Shares/Debentures Real Estate Insurance Others0
5
10
15
20
25
30
27
8
27 27
11
Figure 4.6: Preference regarding future investment in Mutual Fund
76%
24%
Preference regarding future investment in Mutual Fund
YesNo
Figure 4.7: Preferred AMC for Investment
SBI MF ICICI KOTAK RELIANCE Others0%
5%
10%
15%
20%
25%
30%
35%
40%
25%
36%
6%
18%
15%
Preferred AMC for Investment
Figure 4.8: Source of Information about Mutual Fund
Advertisements Banks Peer Groups Financial Advisors Others0
5
10
15
20
25
30
35
40
34
22
15
12
17
Source of Information
Figure 4.9: Factors considered while investing
Liquidity High Return Risk Trust0
50
100
150
200
250
195
93
149
233
Factors considered while investing
Figure 4.10: Channels preferred for Investment
Financial Advisors AMC Banks Others0
5
10
15
20
25
30
35
40
22
40
30
8
Channels preferred for Investment
Figure 4.11: Preferred Portfolios for investment
Equity
Debt
Balanced
0%
5%
10%
15%
20%
25%
30%
35%
40%
45%
50%
30%
22%
48%
Preferred Portfolios for investment
Figure 4.12: Preferred option for getting return
Growth
Dividend Reinvestment
Dividend Payout
0
10
20
30
40
50
60
29
51
20
Preferred option for getting return
Figure 4.13: Type of Mutual Fund Investment preferred
37%
63%
Type of Mutual Fund Investment preferred
One time InvestmentSIP
Figure 4.14: Future Preferences regarding SBI MF
70%
30%
Future Preferences regarding SBI MF
YesNo
88 respondents were aware of the mutual fund and out of those 67 respondents were investing in mutual fund.
Those who were not investing in mutual fund maximum of them were not aware about mutual fund schemes. Some of them thought that mutual provides low return and some had a bad experience of dealing with mutual fund.
Maximum investment was made in Fixed Deposits, Real Estate and Insurance Sector by the respondents who were not interested in mutual fund.
ICICI is considered as the preferred AMC to invest followed by SBI MF, RELIANCE, HDFC, KOTAK, UTI etc.
Findings
Maximum respondents were getting information about mutual fund through Advertisement and Banks and they mostly prefer to invest through AMC and Banks.
Almost half of the respondents preferred Balanced Portfolio. Equity is opted by those who take more risk and Debt is adopted by persons who want minimum risk.
Maximum of respondents prefers Dividend Reinvestment option and Dividend Payout is given least preference.
Systematic Investment Option is preferred over One Time Investment.
Those who were not dealing in mutual funds would like to invest in mutual fund if better investment opportunity is provided to them.
Contd…
There should be better marketing of mutual funds by specially targeting bank customers.
New schemes should be introduced which focus on minimizing the risk, better rate of return, liquidity and profitability.
Customer should be properly handled.
Suggestions
Mostly entrepreneurs are getting information about mutual funds through advertisements and banks and they prefer to invest through banks and AMC. Mix of debt and equity is preferred and entrepreneurs prefer to invest through systematic investment plan rather than one time investment.
Conclusion
Thank You