Annual General Meeting 2011

John MorschelChairman

Mike Smith Alison Watkins

Ian Macfarlane Peter Hay

Peter Marriott David Meiklejohn

Lee Hsien Yang Dr Greg Clark

Graham Hodges Philip Chronican

Shayne Elliott Alex Thursby

David Hisco Chris Page

Nigel Williams Anne Weatherston

Susie Babani Alistair Currie Joyce Phillips

FY11 FY11 v FY10

Statutory Profit $5.4b 19%

Statutory EPS 208.2c 16%

Underlying Profit $5.7b 12%

Underlying EPS 218.4c 10%

Dividend 140c 11%

2011 Financial Performance

Real progress made on strategy

2007 2011

Staff 34,000 49,000

Asian Branches 26 100

Customers 4 million 8 million

Tier 1 Capital Ratio

6.7%

7.7%

10.6%10.1%

10.9%

2007 2008 2009 2010 2011

Corporate Responsibility

Employee engagement up from

64% to 70% in 2011

Recognised as an employer of choice

for women in Australia

Over 180,000 people have benefited

from ANZ’s financial literacy programs

Over 90,000 hours volunteered by

ANZ employees

Key HighlightsOur Framework

Economic Outlook

-6.0%

-4.0%

-2.0%

0.0%

2.0%

4.0%

6.0%

8.0%

10.0%

12.0%

1992 1993 1995 1997 1999 2001 2003 2005 2007 2009 2011 2013

US Euro Zone East Asia ex-Japan AustraliaForecast

GDP annual % change

Source: Datastream, ANZ