annual report annual report 2018.pdf · 2019-03-12 · annual report 2018 page 4 it is my pleasure...

January - December-2018

NAZIR (Natun Zibon Rochi)

Airport Road, Lalmonirhat – 5500, Bangladesh Tel. (0591) 61252/61724 Mobile: 01715-572371

Email: [email protected] Web site : www. nazir-bd.org

ANNUAL REPORT

mailto:[email protected]

ANNUAL REPORT 2018

Written By:

Nurul Haque Sarker

Edited by:

Janice Zafor

Contributors:

Md. Mostafizur Rahman Sarkar

Md Mosarof Hossain

Published: March 2019

ANNUAL REPORT 2018

Table of Content

Sl No. Subject Pages Number

01 Foreword 04

02 List of Abbreviation 05

03 Background, Objective 06

04 Mission, Vision, 07

05 Target Group, Gender Equity, Structure of NAZIR 08

06 Organogram of NAZIR 09

07 Staff Members and Offices, Working Area 10

08 Current Development Partners, Visitor’s and Exchange visit during the year 2018

11

09 Short Description of project implemented in the year 2018 12-14

10 Micro-credit Program 14-15

11 Resource Center for Persons with Disabilities and Rural Poor Women

15-16

12 Agriculture Program 17-20

13 Success Case story of Cultivation BRRI Dhan74 21

14 Rehabilitation of persons with Disabilities in the community 22

15 Vulnerable Group Development (VGD) 23-24

16 Awareness Campaign and Day observation 24-26

17 Training Provided to target Beneficiaries 26-28

18 Permanent Assets of NAZIR 28-29

19 Accounts Information 30-31

20 NAZIR Governing Body 32

21 NAZIR’s Policies 32

22 Budget of NAZIR for the year 2018 33

23 Conclusion and Contact details 34

ANNUAL REPORT 2018

It is my pleasure to present the Annual Report of the Organisation for the Year 2018 on behalf of the members, staff, partners, well wishers and programme participants of NAZIR. We completed 30 years of journey in providing services to the poor, marginalized and disadvantaged section of the society including victims and people under threat of social decadency. We feel that the coming time will more challengeable for us as a social development organisation because the world is going to face most devastating situation of climate change and hunger. Climate change is increasingly and simultaneously eroding the livelihoods, assets and access to natural resources and services for poor and marginalized people, while at the same time eroding their capacity to cope with climate change effect, crises and adopt sustainable solutions. In this context the role of developmental organisations at the grass root level is more challenging and important to develop a relevant sustainable development strategy for poor. Capitalizing on its experience and on the basis of learning, NAZIR as a voluntary social development organization, pledged to dedicate in the task planned for the poor and marginalized people in line with the mission and vision of the organization to achieve the purpose of socio-economic development and bring out a positive change in the lives of members of the community. We are happy that our sincere effort in strengthening the livelihoods through natural resource management has gained appreciation, which would enable us to replicate it in new locations. In the year 2018 NAZIR implemented number of projects with the aim of improving lives of poor and marginalized people. The programmes of micro-lending for women, agriculture, education, water and sanitation, rehabilitation of persons with disabilities, vulnerable group development, trainings and awareness campaigns functioned very satisfactorily and still on its continuity; thereby creating a positive change in the lives of the target people. It might not have yet totally eradicated the poverty, illiteracy and disabilities but the beginning of positive change in the entirety has been very evident and steadfast. We would like to place on record our sincere thanks and gratitude to the stakeholders in our operational area including donors, support and cooperating agencies such as- General and EC members of the organisation, Local Government Authorities, Social and Community leaders and general community people including programme participants and of course the staff members of NAZIR for their effort, kind support and cooperation in implementing the programmes successfully and effectively. The year ahead beckon us for dedicated action and commitment to bring the changes we have envisaged. With Solidarity-

Nurul Haque Sarker Founder Secretary cum Executive Director

NAZIR, Lalmonirhat (**Readers are requested to please comment / suggest on this report for future improvement.)

Words from Secretary cum Executive Director

ANNUAL REPORT 2018

BRRI : Bangladesh Rice Research Institute.

CRRC : Community Risk Reduction Committee.

CHDRP : Community Handicraft Disability Resource Person.

FNB : Federation of NGO's Bangladesh.

FSO : Farming System Officer.

HP : HarvestPlus Bangladesh.

IRRI : International Rice Research Institute.

MSDS : Monthly Savings Deposit Scheme.

NFPE : Non Formal Primary Education.

PKSF : Palli Karmo Shahayak Foundation.

PWD : Persons with Disabilities.

RPW : Rural Poor Women.

VGD : Vulnerable Group Development.

Abbreviations

ANNUAL REPORT 2018

NAZIR (Natun Zibon Rochi) means “Initiating New Life”, is a voluntary Non-Government Organization formed by a group of competent, committed and humanitarian professionals to address the underlying problems of individuals and society that creating barriers against socio-economic development of the community. It is located in Lalmonirhat and started functioning and implementing developmental activities from the month of February 1998.

NAZIR‟s programs cover the Lalmonirhat, Kurigram District, which is situated to the northern part of Bangladesh and the coverage expanding gradually to other districts. These are the poorest districts in the country which is crisscrossed by two major rivers and many tributaries. About 39% population of the area lives in extreme poverty level.

NAZIR has been formed to alleviate poverty and socio-economic emancipation of the majority population and supplement and or complement facilities and resources of the existing service providers whose interventions are insufficient to address the need and requirement of the target population through comprehensive efforts.

NAZIR is registered with the Department of Social Service, NGO Affairs Bureau, Department of Women Affairs, Department of Youth Development and Microcredit Regulatory Authority. These registration numbers and dates are:

Sl. No. Registration Authority Registration No. Date

01 Department of Social Service LAL/SADAR/92/98 29.09.1998

02 NGO Affairs Bureau 1398 07.07.1999

03 Department of Women Affairs LAL/REGI/47/2002 28.08.2002

04 Department of Youth Development JU.UA/LAL/47/96-61 02.09.2002

05 Microcredit Regulatory Authority 02489-00089-00139

07.02.2008

WHO WE ARE

Legal Status of the Organisation

ANNUAL REPORT 2018

NAZIR has been working with the objective of creating a society where the common people will resume supreme in shaping their future. There will be peaceful, healthy and democratic society where poor and hard core poor including all minorities /ethnics and persons with disabilities are empowered, economically self–reliant and living within equitable secured environment for which set up of objective has been chosen through which gradually and effective and positive change takes place. Here people will unleash their potential in creating a just and all round sustainable development with their whole hearted participation. Following are the major objectives of NAZIR:

To improve economic security of the targeted population through capacity building, skill development and Income generating support.

To empower all destitute, hard core poor, children, women and persons with disabilities.

To empower all Persons with Disabilities through providing TVET including Life skill training, education and enable them to live in the society with equal rights and dignity.

To introduce modern, pollution free, agriculture technology and increase agro-based, nutrient crops and homestead production and thus increasing food and nutrition security at family level.

To protect environmental degradation and pollution.

The mission of NAZIR is to build the capacity of the community to improve the quality of their lives and create a congenial and deprivation-free society through awareness raising, education, resource mobilization and socio-economic intervention; encouraging community participation to be able to form people's organization that will lead and perform the role of materializing sustainable community development.

NAZIR envisages a society of individuals with utmost capacity in shaping their future. There will be peaceful, healthy and democratic society where poor and hard core poor individual including all minorities/ethnics and persons with disabilities are empowered and economically self-reliant. The community unleashed their potential and actively participates in creating a sustainable development for building a better nation.

Objectives of NAZIR

Organisation

Mission

Vision

ANNUAL REPORT 2018

1. Poverty alleviation through providing Micro-credit, Vocational and Life skill development training and supporting income-generating projects.

2. Creating Access to education for all.

3. Women empowerment, Child rights promotion, Early marriage elimination, Family Planning.

4. Prevention of disability and promoting rights of persons with disabilities.

5. Promoting social change through human development training, direct assistance, and institution Building.

6. Agricultural development programme‟s such as extension, awareness and production of nutrient food and Zinc supplemented rice, Soil Health Management providing Vermi-Compost, Field crops, Homestead gardening.

7. Protect environmental degradation, climate change effect and providing support to victims so that they can cope with the situation including building their resilience.

The target groups of the organization are those with disabilities; regular school drop-outs, landless and asset less, unemployed, illiterate, neglected traditional groups, vulnerable children, HIV/AIDS infected and marginal farmers and victim of disaster and climate change effect. The organization is basically concerned in encouraging women to take part in the activities.

Bangladesh has marks its prominence in discriminating women in many areas of the society due to its religious culture and tradition. Due to this problem, NAZIR impose activities that uphold the rights of women. NAZIR is conducting specific interventions on gender issues like birth registration, marriage registration, early marriage and violence against women, women empowerment as a pilot program. Under this program NAZIR has formed different committee comprising representative from all walks of life in the community. This committee is known as GCA (Gender Change Agent). GCA‟s are playing vital role in implementing the interventions under the program. GCA‟s are well trained by the organization for the smooth management of program related activities. These committees are well functioning at present in support of the program. These committees are composed of women entrepreneurs, male entrepreneurs and student volunteers. Positive attitude are seen towards the program in community.

Programme Dimension

Target Group

Gender Equality

ANNUAL REPORT 2018

General Committee (GC) is the supreme policy and decision making body of NAZIR. The GC has a total number of 31 members from different professions. The GC elects the Executive Committee (EC) for a period of three years. The GC meets once a year, if necessary, it can hold emergency and/or special meetings.

The Executive Committee has 9 members. The members are elected by the General Committee for the term of three years. It includes one Chairman, one Vice-Chairman, one Secretary, one Assistant Secretary, One Treasurer, One Organizing Secretary & Three Executive Members. The Executive Committee meets bi-monthly. The EC is accountable to General Council.

The Executive Director is appointed by the Executive Committee. He is responsible for program planning, implementation and overall administration. The Executive Director is accountable to the Executive Committee and General Committee.

Management Srtucture

General Committee

Executive Committee

Executive Director

ANNUAL REPORT 2018

ORGANOGRAM OF NAZIR

ANNUAL REPORT 2018

NAZIR has 41 regular staff. Out of the total staff strength, there are 45 (48%) female and 49 (52%) male.

Sl. No. Designation No. of staff

Male Female Total

01 Executive Director 01 - 01

02 Director - 01 01

03 Coordinator (Micro Credit) 01 - 01

04 Coordinator (Agriculture) 01 - 01

05 Manager NFPE 01 - 01

06 Supervisor & Teacher NFPE 01 10 11

07 Upazila Manager (VGD) - 01 01

08 Branch Manager 01 01 02

09 Sr. Manager (MF) 02 01 03

10 Administrative Manager 01 01 02

11 Accounts Manager 01 - 01

12 Assistant Accountant 02 - 02

13 CHDRP 02 04 06

14 Field trainer (HarvestPlus) 09 05 14

15 Field trainer (VGD) 06 05 11

16 Credit Officer 18 14 32

17 Support Staff 02 02 04

Total 49 45 94

Sl No. Office Name Quantity Location

01 Head Office 01 Lalmonirhat Own Land

02 Training Center 01 Lalmonirhat Own land

03 Branch Office (Credit) 03 Sador, Mogalhat, Khuniagach. Rented

04 Project Office (VGD) 01 Hatibandha Rented

District Upazila Union / Pourosabha Remarks

Lalmonirhat

Lalmonirhat Sador 09 Union/Pouroshabha

Aditmari 08 unions

Kaligonj 08 unions

Hatibandha 12 unions

Patgram 08 unions

Kurigram Rajarhat 03 Unions

Fulbari 04 Unions

Rangpur Kaunia 02 Unions

MANPOWER OF NAZIR

OFFICE & ESTABLISHMENT

WORKING AREA

ANNUAL REPORT 2018

NAME OF PROJECT NAME OF FUNDING ORGANIZATIONS AND CONTACT DETAILS

Micro Credit

Palli Karma Sahayak Foundation (PKSF) PKSF Bhaban E-4/B Agargha Administrative Area Sherebangla Nagar, Dhaka-1207 Tele: +880-02-9126240, E-mail- [email protected]

HarvestPlus Bangladesh

International Rice Research Institute (IRRI) House # 9, Road #2/2, Chairmanbari, Banani, Dhaka-1213, Bangladesh Tele: +880-02-9898011. Email: [email protected]

Rehabilitation of Disabled People in the Society

Bangladesh NGO Foundation (BNF) Bangladesh Insurance Academy Bhaban (4th floor) 53, Mohakhali C/A, Dhaka-1212 Tele: +880-02-9880230, Email: [email protected]

Vulnerable Group Development (VGD)

Ministry of Women and Child Affairs (MWCA) 37/3 Eskaton Garden, Road-5 (6th Floor), Dhaka. Tel: +880-02-9347504, [email protected]

Lactating Mother Project

Ministry of Women and Child Affairs (MWCA) 37/3 Eskaton Garden, Road-5 (6th Floor), Dhaka. Tel: +880-02-9347504, [email protected]

Sl. No

Name of Visitors Designation Organisation

01 K. A. M. M. Raisul Islam Depty Director Micro credit Regulatory Authority

02 Md. Moshiur Rahman Monitoring Advisor Bangladesh NGO Foundation

03 Md. Aminur Rahman Additional Magistrate DC Office, Lalmonirhat

04 Mohammad Shafiul Arif Deputy Commissioner DC Office, Lalmonirhat

05 Md. Abdur Rashid Assistant Manager(Ops) PKSF

06 Mr. Dilip Poul Deputy General Manager PKSF

07 Md. Abdus Salam Chief Executive Gono Unnayan Kendraw

08 Md. Belal Hossain Assistant Manager (Ops) PKSF

09 Md. Ruhul Amin Mondal ARDO HarvestPlus Bagladesh

CURRENT DEVELOPMENT PARTNERS

PEOPLE VISITED NAZIR DURING THE YEAR 2018






ANNUAL REPORT 2018

Short description of Projects implemented in the year 2018:

Background:

Access to financial services for the poor people is scarce in Bangladesh. Traditional financial institutions, mainly banks were not serving the poor people as they do not have ability to mortgage any asset against loan. Introducing Microfinance Program has been able to bring economical self-dependency among poor and ultra poor families, which making a significant change in their lifestyle. NAZIR is implementing this project in partnership with PKSF (Palli Karma Sahayak Foundation). (Group Meeting) NAZIR‟s micro-credit programme divided into 4 categories such as: JAGORON (Rural Microcredit) AGROSOR (Micro Enterprise), BUNIAD (Ultra Poor), SUFOLON (Seasonal Loan Scheme), and in which large numbers of members are women and small portion of members are men.

NAZIR also encourage and facilitate the micro credit group members for savings in order to create their own resource base by opening savings account in the bank.

(Savings & Loan collection by group approach)

Objective of the Project:

The overall objective of the project is: Poverty reduction through economical empowerment by providing life skill training and micro-credit support.

PROJECTS IMPLEMENTED IN THE YEAR 2018

1. Micro-Credit

ANNUAL REPORT 2018

Activities:

a) Formation of Women groups and empowerment. b) Providing livelihood and life skill development training. c) Providing support for savings. d) Providing micro-credit for initiating Income Generation Activities. e) Encouraging and facilitating group members for savings to create own resource base. f) Follow up.

Achievement:

6030 group members received credit support for IGA within the year 2018 and became economically self-dependent. Among them 1247 members refunded the borrowed amount and at present current borrowers are 5264. The Micro-credit and savings status of the members is given in the tables below:

a) Micro-credit and Savings Status for the year 2018:

Loan Category

Number of group members

Savings Balance Loan Outstanding

Jagoron 4984 18726348 52565944

Agrosor 131 1496194 6204159

Buniad 1079 3577379 6898041

Shufalon 625 3284511 8135000

Total 6819 27084432 73803144

b) Micro-credit and Savings Status cumulative:

Loan Category

Number of Borrowers

Savings Cumulative

Cumulative Disbursement

Status

Cumulative Recovery

Status

Loan Outstanding

Jagoron 34905 41836542 402306000 349740056 52565944

Agrosor 362 9988547 39830000 33625841 6204159

Buniad 5068 20654684 59027000 52128959 6898041

Shufalon 3473 0 33674000 25539000 8135000

Total 43808 72479773 534837000 461033856 73803144

ANNUAL REPORT 2018

c) Utilisation of loaned money by members:

The programme participants utilized the loaned money for creating and expanding income generating activities in different locally marketable trades, which are as follows:

Areas of Income-Generating Activities (IGA)

No. of Beneficiaries

Cattle Rearing 1115

Poultry rearing 806

Homestead Gardening 512

Field Crops 1042

Rickshaw 115

Richshaw Van 124

Small trade 468

Pottery 101

Blacksmith 31

Fishing net 89

Carpentry 11

Crops Cultivation 850

Total 5264

ANNUAL REPORT 2018

1.

2.

To achieve the objectives supporting and empowering the Persons with Disabilities (PWDs) and Rural Poor Women (RPW) regardless of age and gender to live a life on their full potential, NAZIR established a Resource Centre (a residential training and therapy centre with required therapy and training equipment). The Embassy of Japan in Dhaka, Bangladesh provided financial support to establish the Resource Centre including construction of building. As yet 1567 persons with different types of disabilities have been provided with free clinical and therapy services, assistive devices; livelihood, vocational and life skill training and social awareness on a planned basis. In the year 2018, NAZIR has given Primary Rehabilitation Therapy (PRT) to 367 physically disabled children. In the middle of the year, NAZIR has provided 16 assistive devices (12 wheel chairs and 04 tricycles) to persons with disabilities. In Addition to that, Thirty One (31) adults disabled received free therapy using Ultrasound Machine, Vibrator and application of traction in NAZIR Physiotherapy Department.

There were also 385 participants with different disabilities attended the structured trainings given by NAZIR at the Training Center on life skill and livelihood education such as homestead gardening, cattle-rearing, fishing and organic farming (vermi-compost). NAZIR also provided referral services for Specialized Medical Treatment and Advanced Therapy. Disability awareness and follow up services also have been given.

In addition NAZIR distributed Blankets and Sapling free of cost among Persons with Disabilities and poor people.

2. Resource Centre for PWDs and RPW

ANNUAL REPORT 2018

Tree plantation and sapling distribution Blanket distribution

Background:

Since 2013, NAZIR extended its partnership with HarvestPlus Bangladesh where, human, physical and financial capacity was built throughout the implementation process of previous phases. Therefore, there is a scope to continue working together for Delivery of Zinc Rice in Bangladesh. In view of sustainability, this partnership approach is now proved, where targeted people (farmers) and relevant partners/stakeholders are directly involved sharing their own resources. Under this seed uptake project, farmer‟s participation has been ensured in this extended project in order to develop post-harvest technologies. They are now more aware about moisture percentage in seed and preservation of seed in the airtight container.

It was our observation in Delivery of Zinc Rice in Bangladesh seed uptake project where woman were involved more than 50% of rice production & processing and after receiving training, they have been comparatively more aware and active to keep them in right track with post-harvest operation.

It has been proved in the process of implementation of this project in the previous phases that using conventional technologies, it is cost-effective and effective in reducing the post-harvest loses rather than in cooperate a new technologies for more production. This is not only cost effective but useful to protect environmental degradation as well as increase and ensure women participation.

Malnutrition rates in Bangladesh are among the highest in the world, affecting especially women and children. Poverty and food and nutrition insecurity are closely linked in Bangladesh. Landlessness combined with lack of employment opportunities restrict the access of many poor to adequate nutrition, leading in turn to poor health status and reduced ability to work.

Presently, rice is cultivated in almost 77 per cent of total cropped areas in Bangladesh for supplying about 75 per cent of total food requirements of the population. Rice provides 20% of the world‟s dietary energy supply. Rice consumption also varies by income-dependency. In Asia rice provides 50% to 80% of all the calories of poor households, in Bangladesh it is about 78%.

Rice is not only a source of energy, but also the major source of protein, and a significant source of essential micronutrients. When the rice is a large proportion of the diet, and when the diversity of the diet is limited, as is the true for millions living in poverty, especially in Bangladesh. In a report it is pointed out that over 40% children over five are stunted while in an estimated 44% children of the same age group are at risk of zinc deficiency.

In this circumstance, Bangladesh Rice Institute (BRRI) attempted to develop quality and nutritious rice variety like Vitamin A, Zn & Fe enriched verities. As a result, BRRI released Zn enriched BRRI dhan62, BRRI dhan64, BRRI dhan72, BRRI dhan74 and BRRI dhan84 that can supplement Zn in daily diet as resource for poor and vulnerable farmers of

3. HARVESTPLUS BANGLADESH (Agriculture Project):

ANNUAL REPORT 2018

Bangladesh. Hence, easy access to seed of Zn enriched rice varieties and production support need to make available to the farmers for partial fulfilment of the Zn deficiency.

This project is contributing to improve food and nutrition security by the enhanced and sustained rice productivity through promotion of zinc enriched modern rice varieties.

Objective of the Project:

The overall objective of the project is: “Transfer improved technology and knowledge among target group on use of chemical free fertilizer to prevent environmental degradation and production and extension of high zinc rice verities to supplement food deficiency.”

Project Activities:

a) Motivate farmers for intensive use of land and plant trees to protect environmental degradation.

b) Motivate farmers to use compost/cow dung, Vermi-compost, Green manuring and less or no use of chemical fertilizer to preserve soil fertility.

c) Transfer improved technology/set-up of demonstration plots to promote knowledge and skill of farmers in producing High Zinc Supplemented Rice.

d) Establish home gardening round the year for own consumption and extra income.

e) Extension of High Zinc Rice. This project is covering both T. Aman (Rain fed) and Boro (Irrigated) seasons in the areas identified and targeted. The project intended to demonstrate and create awareness on adopting Zinc Rice among the end users using conventional technology and practice on the seed production and dissemination incorporating with the Govt. and USAID/EU funded project through IRRI. According to the objective the project selected some plots to provide direct support including preparation of demo plot, providing technical support and free seed. And provided only free seed to some farmers to cultivate Zn. Rice in their plots; those have been followed up by the project.

The achievement against target covering both the season is given in the table below:

Boro Season & T. Aman

Type of Demo. Total Target of Demo. Plot

Achievement Area Coverage (hector)

Male Female Total

Full supported demo plot 150 150 17.72 140 10 150

Free seed distribution among farmers

5250 5250 517.2 3832 1418 5250

Total 5400 5400 534.92 3072 1428 5400

ANNUAL REPORT 2018

Seed Distributed by UP Chairman, UAO, Chairman of Enclave, Fulbari, Kurigram.

Training and capacity building

Conducting training for farmers is a key component of the project. In the year 2018 the project conducted need–based training to enhance capacity of the beneficiaries in adopting technologies. However, issues and problems, if faced and raised by the farmers, has been discussed during Demo Plot visit. NAZIR has arranged 6 training sessions for 6 batches in different venues and 150 participants attended the training. Among them 11 are female. The information on the trainings is given in the table below:

Capacity Building Training in Boro Season

SL#

Date District Upazila Powrashava /Union

Village Duration (days)

Total participants

Male Fe. Total

1 05.02.18 Kurigram Nageswari Nageswari Pouroshava

Nageswari 01 22 03 25

2 06.02.18 Kurigram Fulbari Fulbari Fulbari 01 24 01 25

3 26.02.18 Lalmonirhat Patgram Patgram Pouroshava

Patgram 01 20 00 20

4 28.02.18 Lalmonirhat Kaliganj Tusbhander Tusbhander 01 28 02 30

Total 94 06 100

Training in T.Aman Season

SL#

Date District Upazila Union Venue Duration (days)

Total participants

Male Fe. Total

1 20.09.18 Lalmonirhat Kaliganj Tushbhander Union Federation

01 26 04 30

2 26.09.18 Kurigram Fulbari Fulbari Red Crescent Hall room

01 19 01 20

Total 45 05 50

ANNUAL REPORT 2018

Upazila Agriculture Officer of Nageswari is conducting Training session

EXPANSION, DISSEMINATION AND SCALING UP

One of the activities of the project was organizing „Field Day‟. The main objective of organizing field days is to highlight the result of demonstration plot. Field Day is a vital communication process to motivate the farmers for adaptation of any variety of crops and technologies. Within this reporting period the project organized 6 „Field Days‟ during both seasons. The details information of Field Days is given in the table bellow:

Farmers’ Field days:

Boro season

SL# District Upazila Union Village Date Event title Total participants

Male Female Total

01. Lalmonirhat Kaliganj Kakina GP Tower Field

08.05.18 Farmers Field Day

208 93 301

02. Kurigram Nageswari Shantospur Nilurkhamar 09.05.18 Farmers Field Day

137 29 166

03. Kurigram Fulbari Bhangamor Chotokamat 10.05.18 Farmers Field Day

135 79 214

04 Lalmonirhat Patgram Kuslibari Panbari 14.05.18 Farmers Field Day

103 39 142

Total 583 240 823

T. Aman season

SL# District Upazila Union Village Date Event title Total participants

Male Female Total

01. Lalmonirhat Kaliganj Tushbhander

Kashiram 24.10.18 Farmers Field Day

90 09 99

02. Kurigram Fulbari Fulbari Dasiarchara 01.11.18 Farmers Field Day

120 19 166

Total 210 28 238

ANNUAL REPORT 2018

Nuruzzaman Ahmed, M.P, Honorable State Minister. Ministry of Social Welfare, delivered speech in FFD, Kaliganj, Lalmonirhat.

Uthan boithok (Yard Meeting)

The project organised five Uthan boithok in Boro Season and 6 in Amon Season. In these events discussion has been made on the importance of Zinc for human body and available source of seeds. The detail of events is given in the table below:

Boro season

SL# District Upazila Union Village Date Total participants

Male Female Total

01. Lalmonirhat Patgram Kuslibari Panbari 16.04.18 88 22 110

02. Kurigram Nageswari Shantospur Dhanigagla 22.04.18 44 46 90

03. Kurigram Fulbari Bhangamor Dasiachara 22.04.18 54 36 90

04 Lalmonirhat Kaliganj Tusbhander Kashiram 27.04.18 115 35 150

05. Lalmonirhat Hatibandha Bhalaguri Bhalaguri 28.04.18 90 20 110

Total 391 159 550

T. Aman season

SL# District Upazila Union Village Date Total participants

Male Female Total

01. Lalmonirhat Kaliganj Kakina Rudreshwar 07.07.18 37 53 90

02. Kurigram Fulbari Fulbari Dasiachara 10.07.18 80 0 80

03. Lalmonirhat Sadar Khuniagach Khuniagach 12.07.18 76 04 80

04 Lalmonirhat Hatibandha Gotammari Union Parishad

16.08.18 77 13 90

05. Lalmonirhat Sadar Gakunda Talukmritinga 06.08.18 106 24 130

06. Lalmonirhat Aditmari Sarpukur Sarpukur 16.10.18 60 30 90

Total 436 124 560

ANNUAL REPORT 2018

Representative of HarvestPlus Bangladesh Ms. Hilary Claire Coote, UK, Mr. Ulrich K Kleih, UK, Dr. Khairul Basar,

Country Manager and Dr A. Shaleque, Senior Manager visited a Yard Meeting.

School Program

To disseminate importance of producing and consuming Zn. Enriched rice and availability of seeds and technical support including invitation to see the demonstration fields the project organize School meetings within the project area. In this year the project organized total 5 school meetings in deferent schools and colleges. The detail is given in the table below:

Boro season

SL # District Upazila Union Village Date Total participants

Male Female Total

01. Kurigram Fulbari Bhangamor Dasiachara 22.04.18 16 84 100

Total 16 84 100

T. Aman season

SL# District Upazila Union Village/ Venue

Date Total participants

Male Female Total

01. Kurigram Fulbari Fulbari Shamonnyapara High School

27.09.18 105 85 190

02. Kurigram Rajarhat Ponchogram Panga Loxmipria School and College

29.09.18 141 65 206

03. Lalmonirhat Kaliganj Tushbhander Kashiram Ekramia Senior Madrasha

18.10.18 66 69 135

04. Lalmonirhat Hatibandha Bhelaguri Bhelaguri BL High School

31.10.18 69 91 160

Total 676 394 1064

ANNUAL REPORT 2018

School Program at Shamonnayapara High School, Fulbari, Kurigram

The Demonstration Plots picture:

BRRI dhan74

ANNUAL REPORT 2018

BRRI dhan72

Yield:

Yield is major factor of rice production. Zinc rice varieties are satisfactory yield other than existing varieties. On the other hand the existing varieties are not „Blast‟ disease resistant but „Zinc Rice‟ varieties are Blast disease resistant. The maximum and minimum yield of zinc rice varieties is shown in the table below:

Boro Season

Sl. No. Variety Maximum ton/ha

Minimum ton/ha

01 BRRI dhan74 8.6 6.2

02. BRRI dhan62 6.5 4.5

T. Aman Season

Sl. No. Variety Maximum ton/ha

Minimum ton/ha

01 BRRI dhan72 5.4 4.44

02. BRRI dhan62 3.9 3.2

03. BRRI dhan74 5.9 4.9

ANNUAL REPORT 2018

Seed preservation

The seed preservation is one of the very important issues to cultivate next season. The project discussed and informed to all farmers during training, uthan boithok and school meetings that how to preserve seed using conventional technology.

Seed preservation using poly bag.

SUCCESS CASE STORY (Boro Season)

BRRI dhan74 is a hope and bless variety for farmer

Mr. Nitta Ranjon Ray, Taluk Shakhati, Madati, kaliganj, Lalmonirhat is a small farmer. He has

only 0.60/ha land including homestead. He is an early adaptor and community motivator farmer.

Due to climate changed the BRRI dhan28 and 29 are not suitable for Boro season. He has

known from medias the Zinc rich verities is a nutritive and disease resistance verity in the Boro

season. He asked to SAAO for seed availability, SAAO suggested him to communicate with

NAZIR representative for getting this varieties seed. He has collected mobile number of Agril.

Coordinator, NAZIR and contact accordingly. The Agril. Coordinator has arranged a small

meeting at yard of Mr. Nitta Ranjon Ray where 30 farmers were participated. After discussion

they have motivated to cultivate Zinc enrich rich verities. There were 10 farmers received BRRI

dhan74 and 20 farmers received BRRI dhan62. Before crop condition and yield they did not

believe the both varieties is better than existing varieties. During cultivation period he has found

the nearby BRRI dhan28 100% damaged by Neck Blast but BRRI dhan74 and 62 is Neck Blast

free. After crop cutting he has got 8.33 t/ha and BRRI dhan62 6.66 t/ha yield. The Demo.plot was

the road side and plot was disease free. The interested farmers asked him the name of variety

and how way to get this variety. He has suggested the all interested farmers the name of variety

and source of seed. Also he advice them to collect seed from him and others Demo farmers.

Now he is very much satisfied for getting these varieties and said the both varieties are future

hope and bless for farmers instead of BRRI dhan28 and 29.

ANNUAL REPORT 2018

Background:

Disability services are almost absent within the district. So, without essential services the persons with disabilities are living inhuman lives being neglected, discriminated and as burden of the families/society. As a humanitarian organization NAZIR felt its utmost responsibility to address their problems and bring them in to mainstream society. In this regard NAZIR established partnership with Bangladesh NGO Forum and initiated development activities for Persons with Disabilities since 2012. Therapist providing Phisio-Therapy

Objectives:

4. REHABILITATION OF PERSONS WITH DISABILITIES:

ANNUAL REPORT 2018

The objectives of this project are- Improving mobility, functional ability and enhancing capacity of persons with disabilities so that they can live in the mainstream society with equal rights, participation and dignity.

Activities:

a) Providing Primary Rehabilitation Therapy. b) Providing referral services for specialized treatment. c) Providing Assistive Devices such as- Wheelchairs, Tri-cycles, Walking Frame/Sticks,

Special Chairs, Toilet Chairs, Hearing Aids, and Powered Glasses/Magnifying Glass etc. d) Providing capacity building, vocational, life skill training and IGA support.

Achievement:

Within this reporting period total 367 persons with disabilities provided with therapy, treatment, Assistive devices, vocational/life skill training and Income Generation support. Acceptance and participation of these people increased in the families and society and they are living a dignified live.

Specialist Doctor seeing patients

Background:

Lalmonirhat district is one of the poorest districts where lower poverty level is more than the national average. NAZIR works to achieve economic and social changes amongst poor and vulnerable group of people. The Government of Bangladesh initiated Vulnerable Group Development program for eliminating poverty under Department of Women Affairs. As a Social development organization NZIR developed partnership with the Department of Women Affairs, and implementing this project since 2012 in Lalmonirhat Sadar Upazila of Lalmonirhat District.

Purpose:

The purpose of the project is - To make ‟Positive change in the lives of Ultra poor women with attention to protect further deterioration of living condition.

Activities:

a) Awareness raising on social issues. b) Providing training on Life skill development, and Income Generating Activities. c) Savings collection and management.

Achievement:

5. VULNERABLE GROUP DEVELOPMENT (VGD):

:

ANNUAL REPORT 2018

In the VGD project 105 groups have been formed out of a total of 2516 members. The project opened a current bank account and group members saved BD Taka 9836826/-. In addition, the project organized trainings and orientations on various social issues for VGD group members. During the year, following Life-skill Development training provided to each VGD member (25 participants in a group).

Information table on training organized for group members

Title of Training Duration Total No. of Participants

Personal Hygiene and Cleanliness 4 days 1525

Mother and Child health, Food and Nutrition 4 days 2250

Women Empowerment 4 days 3450

Vegetable Gardening 12 days 2850

Goat and Cow Rearing 12 days 1520

Poultry/Duck Rearing 12 days 1850

Women Entrepreneurship Development 6 days 3000

TOTAL: 16445

Meeting with program perticipants (VGD) programme picture.

Background:

Lalmonirhat district is one of the backward areas crisscrossed by 2 major rivers Teesta and Dharla and many tributaries, where illiteracy and lower poverty level is more than the national average. People are not aware of health and nutrition even pregnant mother and child care. Thus ill heath, birth of low wet child and stunting among children is a common phenomenon in the areas. Considering this situation NAZIR intended to work with women, who are vulnerable, to improve their lives through addressing the socio-economic problem they face due to issues relating to health and malpractice. NAZIR initiated this project in partnership with Department of Women Affairs, Government of Bangladesh since 2014 and still continuing. This project is being implemented in Lalmonirhat Powrashava area.

Purpose:

The purpose of the project is to build capacity of Laborious Lactating Mothers maintaining appropriate health practice, increase breastfeeding rate, and reduce child mortality including economic development.

6. POOR & LACTATING MOTHERS PROJECT:

:

ANNUAL REPORT 2018

Activities:

1. Raising awareness to increase breast feeding rate. 2. Service delivery during pregnancy, antenatal and post natal period. 3. Awareness on health and birth control. 4. Providing nutritious food. 5. Providing Training on:

Pre and Post natal care

Food & Nutrition

Vocational and Life skill

Achievement:

1050 Pregnant and Lactating Mother received health care related and Life skill training within

this reporting period. The project provided Tk.500/- per month to each selected lactating mother. In addition, Lactating Mothers was given trainings and orientations on various issues, which have been given in the table below:

Title of Training Duration Total No. of Participants

Personal Hygiene and Cleanliness 3 days 1750

Mother and Child health, Food and Nutrition 3 days 1650

Education 3 days 1250

Pre and postnatal care of pregnancy mother 3 days 1850

Disaster Management 3 days 2050

Health and Birth control 3 days 1860

Women Entrepreneurship Development 3 days 1850

ANNUAL REPORT 2018

NAZIR organize different events each year in relation with National and International issues and relevant with its Programme activities. The objectives of organizing and participating different events are – raising mass awareness on the issues, motivate and convince mass people including different professionals and stakeholders so that they extent their possible support and cooperation to resolve the problems and issues. This year NAZIR observed the following days, organizing and participating events in collaboration and coordination with Government of Bangladesh and other development agencies/stakeholders:

Special General Meeting of CAMPE Dist. Development & Coordination Committee Meeting

Sl No. Name of Activities No. of participants Attended

01 International Mother Language Day 25

02 International Women Day 30

03 National Child day 25

04 Independence Day 20

05 International Technology and Communication Day 28

06 World Teachers day 30

07 National Youth Day 25

08 National Disability Day 20

09 WATSAN Day 15

10 Tree Plantation Day 20

11 Drugs Abuse and Trafficking Day 15

12 World Migration Day 20

13 Begum Rokeya Day 20

14 International Literacy Day 15

15 National Mourning Day 25

16 World Health Day 15

17 Lalmonirhat Freedom Day 20

18 Human Rights Day 20

19 National Victory Day 25

EVENTS

ANNUAL REPORT 2018

Bangladesh NGO Foundation day celebrate Education Day

World White Cane safety Day Observing the day Lalmonirhat became free

from Pakistan Army.

ANNUAL REPORT 2018

To enhance knowledge, skill and performance, NAZIR organize staff capacity building training each year after an assessment to identify the need. In the year 2018, to enhance capacity of staff members NAZIR organized numbers of training for its all category staff as illustrated in the table below.

Sl. No.

Subject Duration Participants No. of Participants

Venue

01 Staff orientation 1 day Staff members 30 NAZIR Training Centre

02 Monitoring & Group Development 1 day Staff members 25 NAZIR Training Centre

03 Refresher on Social Forestry Homestead Plantation

1 day Staff members 20 NAZIR Training Centre

04 Refresher on Organic Farming 1 day Staff members 25 NAZIR Training Centre

05 Refresher on Training for Trainers on Facilitation


06 Rice Cultivation 1 days Staff members 50 NAZIR Training Centre

07 Home Stead Vegetable Production


08 Monitoring and Evaluation 3 days Staff members 20 NAZIR Training Centre

09 Credit Management 1 day Staff members 25 NAZIR Training Centre

11 Group Development 1 day Staff members 25 NAZIR Training Centre

12 Group record keeping 2 days Staff members 25 NAZIR Training Centre

Total 315

STAFF CAPACITY BUILDING

ANNUAL REPORT 2018

Sl. No.

Training Subject Duration Participants No. of Participants

Venue

1 Primary Rehabilitation Therapy 3 Days Persons with Disabilities

32 NAZIR T.C

2 Rights of the Persons with Disabilities

3 days Persons with Disabilities

25 NAZIR T.C

4 Causes of Disabilities 1 day Female group members

50 NAZIR T.C

5 Health and Family Planning 3 days Female group members

350 NAZIR T.C

6 Reduction of child Labour 3 days Female group members

450 NAZIR T.C

7 Vermi compost Plant (orientation) 1 day Farmers 525/25 NAZIR T.C

10 Child Care and Feeding 1 day VGD project beneficiaries

375 NAZIR T.C

11 Poultry Rearing 3 day Female group members

530 NAZIR T.C

12 Cow Rearing 3 days Female group members

600 NAZIR T.C

13 Goat Rearing 3 days Female group members

1050 NAZIR T.C

14 Tree Plantation 1 day Female group members

2000 NAZIR T.C

15 Home Garden 1 day Female group members

1500 NAZIR T.C

16 High Zinc Rich 1 day Farmers 3550 NAZIR T.C

Total Participants 11437

CAPACITY BUILDING TRAINING FOR PROGRAME PARTICIPANTS

ANNUAL REPORT 2018

ESTABLISHMENT:

NAZIR possesses 0.19 acres of land in Airport Road, Lalmonirhat town, where its Head Office is located and a 2-stored Training Center is built through the support of Japan Embassy in the mentioned land area.

Head Office and Training Center of NAZIR on own land

EQUIPMENT:

Sl. No. Type of Equipment Quantity

01 Computer with printer 03

02 Laptop 04

03 White Board 02

04 CCTV & TV 05

05 Multimedia with screen 01

06 Digital Camera 02

07 Zobb Board 01

08 Air Conditioner 05

VEHICLE:

Sl. No. Type of Vehicle Quantity

01 Motorbike 125 CC 01

02 Motorbike Honda 80 CC 06

03 Bicycle 20

PERMANENT ASSETS OF NAZIR

ANNUAL REPORT 2018

NAZIR is member/affiliated with following Govt. and NGO‟s Network‟s:

Government level:

i) Member of District Legal Aid Committee under Ministry of Law

ii) Member District GO-NGO Coordination Committee under Department of Social Services

c) Member of the District Technical Committee (DTC) of Department of Agriculture Extension.

Non-Government level:

a) Member of Center for Disability in Development Network (CDD)

b) Member of National Forum of Organisations working with the Disabled (NFOWD)

e) Member of the Credit Development Forum (CDF)

f) Member of Campaign for Sustainable Rural Livelihood (CSRL), supported by OXFAM-GB.

g) Member of Bangladesh Poribesh Andolon (BAPA).

i) Member of North-West Agriculture Forum

k) Member of Campaign for Popular Education (CAMPEE)

AFFILIATION AND NETWORK MEMBERSHIP

ANNUAL REPORT 2018

Sl. No. Name Designation Profession Address

01. Md. Ekramul Haque Chairman Ret. Bank Officer Nobi Nagar, Lalmonirhat

02. Ms. Jesmin Nahar Vice Chairman Non-government

Service

Stadium Road Lalmonirhat

03. Mr. Nurul Haque Sarker General

Secretary Development

Worker

Khordo Shaptana Lalmonirhat

04. Prof. (Retd.) Md. Taleb Ali Asstt. General

Secretary Retd. Professor

Haribhanga Lalmonirhat

05. Mr. Shamsul Alam Treasurer Business Khordo Shaptana

Lalmonirhat

06. Md. Azizul Haque Organizing Secretary

Business Haribhanga Lalmonirhat

07. Ms. Sajeda Begum Member Social Worker Khordo Shaptana

Lalmonirhat

08. Md. Ashraful Islam

Member Business Haribhanga Lalmonirhat

09. Md. Monowar Hossain Titu Member Business Khordo Shaptana

Lalmonirhat

NAZIR is guided by the following policies:

For ensuring transparency, justice, security and equal opportunity for all staff and smooth operation of the programmes NAZIR developed policies, guideline and manuals, which are in practice. A list of Policies, Manuals and Guidelines have been given below:

1. Personnel Policy and operational Manual 2. Financial Management policy 3. Procurement policy 4. Gender policy 5. Child Protection Policy. 6. Supervision Manual 7. Loan & Savings Manual 8. MSDS Manual. 9. Micro Enterprise Loan Policy 10. Provident Fund Policy

List of the Executive Committee Members

ANNUAL REPORT 2018

NAZIR selects/deploys eminent Chattered Accounting firms (3 year for one firm) for its Audit of the books of Accounts for keeping the organization transparent. For the reporting period, the following firm has audited NAZIR‟s accounts.

A. Matin & CO. Chartered Accountants 62/2, Naya Paltan (1st Floor) Dhaka-1000, Bangladesh.

Consolidated Receipts and Payments Account of NAZIR: For the year ended 30 June 2018.

Consolidated Receipt & Payment of NAZIR:

Consolidated Comprehensive Income Statement:

Name of Project/ Program Receipt Payment

Microcredit 157545705 150348728

VGD 1077885 1034248

BNF 275457 181591

NAZIR General 5092175 5085524

EGCSC 2434 1682

Provident Fund 789718 399176

Cash in Hand 0 696560

Cash at Bank 0 7035865

Total 164783374 164783374

Name of Project/ Program Income Expenditure

Microcredit 11775058 8985625

VGD 878662 1034248

BNF 275000 181591

NAZIR General 3871539 4829895

EGCSC 0 1682

Provident Fund 24974 11328

Total 16825233 15044369

Excess/Deficits 1780864

ACCOUNTS INFORMATION FOR THE YEAR 2018

ANNUAL REPORT 2018

Consolidated Statement of Financial position:

Balance Sheet as of ended June, 2018

PROPERTY AND ASSETS Local Currency (BDT)

A. FIXED ASSETS 11523954

B. Investments in FDR 3620000

Investment in FDR Savings Reserve Fund- FDR

2620000 1000000

C. CURRENT ASSETS 55639227

Loan to beneficiaries- JAGORON Loan to beneficiaries- AGROSOR Loan to beneficiaries- BUNIAD Loan to beneficiaries- SUFOLON Staff Loan Suspense (Staff Defalcation) Staff Advance

35982293 5809769

12717169 -

407818 7,22,178

-

D. CLOSING BALANCE 34,52,477

Cash in hand Cash at Bank Cash at Bank PF

696560 6645323 390542

TOTAL Asset 78515606

FUND AND LIABILITIES

E. CURRENT LIABILITIES 45472088

Loan from PKSF Member savings Deposit Staff security Deposit Provident fund Payable Loan loss provision Risk Reduction fund

21046666 20727283

232340 390542 830430

2244827

F. CAPITAL AND RESERVES 25150092

Fund Account Loan from ED NAZIR Loan from PKSF Loan from Staff PF Fund MSDS Savings Deposit Revaluation Reserve Fund Provission for cost

9288793 1051367

11203333 1187715 2418884 7833426

60000

Total 78515606

ANNUAL REPORT 2018

For additional Information please contact:

Nurul Haque Sarker Executive Director

Land phone :0591-61252. Cell: 01715572371 & 01839918160.

Email: [email protected]; Url: http:// www.nazirbd.org

Inflow Outflow Particular Amount

(In Lac TK) Particular Amount

(In Lac TK)

Inflow Outflow

Bank Opening Balance 77.31 Loan paid to PKSF 267.67

Fund Receive From PKSF 400.00 Loan Disbursement 1,716.65

Loan realization 1,433.30 Fixed Asset 26.40

Member Savings Collection 113.23 Project cost VGD, BNF, HP,DSW

65.10

Others receive 17.90 Staff Loan disb. & Others pay

28.32

VGD, BNF, HP, PKSF, DSW 68.75

MF Sub total 2,110.49 MF Sub total 2,104.14

Income Expenditure

Grant receive from VGD 18.70 PKSF Service Charge paid 17.19

Grant receive from BNF 2.75 Staff salary & Allowances 74.45

Grant receive from Jubo Unnoyan 0.50 Savings Interest paid 16.11

Grant receive from PKSF 26.00 LLP/Depreciation/ DMF 6.60

Grant receive from Harvest Plus 12.25 VGD Project cost 14.90

Service Charge Income 181.23 BNF Project cost 2.75

Others income from MF & Project 4.72 PKSF Project cost 20.00

HarvestPlus Project cost 9.80

Administrative cost 41.45

MF Sub total 246.15 MF Sub total 203.25

Total Income 246.15 Total Inflow 2,110.49

Total Expenditure 203.25 Total Outflow 2,104.14

Income over expenditure 42.90 Closing Bank Balance 6.35

CONSOLIDATED BUDGET FOR THE YEAR 2019


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