Board of Governors of the Federal Reserve System

f'.R Y·G OMH Number 7 \00·0297 /\ppruval ••nlro, Noveml>or 30, 2010 Paye 1 of 2

Annual Report of Holding Companies-FR Y-6

Report at the close or business as of the end of fiscal year This Report is required by law: Secllon 5(c)(1)(A) of Ille Bank Holdh19 Company Act {1?. U.S.C, § 181\il(c)(1 )(A)); sections B(a) and 1 J(a) ol lhe International Bankiny Act ( 12 U,S.C. §§ 3106(a) and 3108(a)l; sections 11(a)(1 ), 25. and 25A of Ille Federal Reserve Act (12 U.S.C. §§ 248(a)(1), 602, and 611a): end sec­tions 113, 165, 312, 618, and 809 of the Dodd-Frank Act (12 U.S.C. §§ 5361, 5365, 5412, 1860a(cJ(1), and 5468(b)(1)). Return to lhe appropriale Federal Reserve Bank the original and lhe number or copies specified .

NOTE: The Am111al (~O/)Orl of Holding Con1panios must be signe(I by one director of the lop.tier holcfing company. This ndividual should also be a senior olllc al or lhe lop•lior holding company. In tho event that the lop-lier holding company does 1101 have an individual who is a senior official and Is also a director, lhe chairman ol lhe board m11s1 sign lhc report . 11 lhe holdlng company is an ESOPIESOT lormed as a corporation or 1s an LLC. see the Ueneral lnslructtons lor the authorized individual who must sign lhe report . 1, Patricia A. Ferrick

Nnmo ol lho Holdino Company Diroctor nnd Olf1cial

Preside;1t and Secre~a~y .. r ,110 111 lho liOl<llno Company Dlroelor nnd Ofllcinl

allest that the A1111110/ Repo,t of f-io/rli11g Compun;cs (including the supporting attachments) for th is report dale has been pre­pared in conformance with the instructions Issued lly the Federal Reserve Syslem apd ace true and correct to the llest or my knowledge and belle!.

With respect to Monnolion regarding Ildivid11ols conlomed in this roporl, Ille Ropo11er CGrlihos Iha/ ii hos tho oulhorily to providG /his infomrnriou lo the FocJorol RosoNe. The Reporter also certifies Iha/ ii has lhu cw/hotlly, on l)ellalf of each lndMrl11al, lo co11s0111 or ol;ject lo p11blic roloaso of informol/011 rogardlno Illa/ l11divld11al. Tho Forlrmtl Re:,;urve 11111y asswne, In tho absence of o roquesl for confidonliol /roa/menl s11l)ml/lecl i/.l accordo11eo wil/1 1/,o Board's "Rules Reg11rd/11g Av1Jll11hll//y nf /11formotior1," 12 C.FR. Port 261. that /he Roporler Ilillt inc//vicfual consent lo pub/le roleaso of all cletoi~I<:_ I/Jo report ~onccrni~~ //wt individ~

_1i Cl~<. Sl9no111re or Hold,ng Comp 1v Diroctor and Official

03/29/2019 Dale ?!Siio ... n_n1_u1_0 ____ , _ _ ___ _

For /10/cling companies lJQ1 rogis(ered with the SEC­Indicate slalus ol Annual Reporl lo Shareholders:

0 is included wilh the FR Y·6 report [J will be se11\ under se1iaralo cover [1 is 1101 pro1>ared

For Federal Reserve Bank Use Only

RSSDID C.i. , °'

------- - - ····•·-- ····- ··-··- -• _ --]

This report form ls lo be filed by all lop-lier bank holding compa• nles, top•llec savings and loan holding companies, and U.S. Inter• mediate holding companies organized under U.S. law, and by any fore ign b1ink!ng organization that does not meet the require• monts of ilnd Is not treated as a qualifying foreign banking orga­nization under Secl!on 211 .23 of Regulation K (12 C.F.R. § 211 .23). (See page one of tho general Instructions lor more dela1I ol who musl me.) The Federal Reserve may not conduct or spon­sor, imd an organlz:alion (or a person) Is no\ reQuired lo respond to, an in ormolion collection unless It displays a c11rrent1y v11lld 0MB control number. - - - - -----0 ate or Roport (lop•tier holding company's fiscal year-end):

pecern~~~}1, 2Q18 Month / Day I Veer

No LEI 11cpo,1ar's Legal E•\\ily ldentif,;, (LEI) (20-Cherecler LEI Code)

Reporter's Name, Slreet, and Mailing Address

fl/<::Bankcom., Inc. . l.cgal Tille of !·folding Company

11325 Random Hills Rd Ste 240 (Molll,;gAddross ol lho ~ i09 Con,pnny) S11001 I P.O. Box

Fairfax VA 22030 City s11110 Zip Code

Physical Location (if differenl from mailing address)

Person lo whom questions abolll !his repo11 should be directed: Jennifer L Deacon EVP, CFO Name Tillo

703-4 36-3895 A1eo Code/ Phono Numher I Eltonsion

703-436·3816 Area Code I FAX Numhe1

ideaco~@.!Y.cbank.c5?_~1. E•rnall Address

www.fvcbank.com Address (URL) lor the Holding Company'$ web page

Is confidential lrealmenl requested for any portion of ra=~ lhis reporl submission? .... ..... ...... .. .. .... .. ... . ....... l~L..2.._j In accordance wilh the General lnstruc\lons for !his report (check only one),

1. a loller justifying this request Is being provided along wilh the report ......... .... ... .. ... ..... ..... .... .. ...... ....... ..... [.J

2. 11 lollor juslllylng this request has been provided separately . . 0 NOTE: lnformallon lor which confidential 1rea1me111 is being requested

musl be provided sepota\ely and lallelcd as "confidential."

Public rc1>01ti11u burden fcH lhis intormnlion coUccHon is cslimated lo vmy from 1.3 lo 10, hourJ por rusponso, wilh an everngo of !i .. GO hou,s l>Of rosponso, nd udlng 1Jf11iU 10 oamor nnd muintoin dola in U10 ro<1uirod roun nncJ lu tl.'vll.'w i11slfucllo11i and complete lho inlormaliun concclion, Senti commcnl3 rooardlng UuG b1..t1deo osuma:to o, ~my Olhcr oipcct of lhh, r.nhnc:1~n nl infcumallon, lnclW.ng suggosllons for Ieduc:l11g lh1s burden In: Socrolmy, Aonrd o1 Governors or the fctfotaf Bcsurv1t Syslcm, 20lh ,u,u C Suoo1s. NW, Wnlilh,nohl ll, OC 20~51 . runJ \O lhO Ollicu of Manuy,1110111 ""~ Bu,luul. Popcrwork lfoduc\1011 P1ojecl \7100-0297). Wnshinulon. OC 2050J 0312018

For Use By Tiered Holding Companies

FRY-B Page 2 ol 2

Top-tiered holding companies must list the names, mailing address, and physical locations of each of their subsidiary holding companies below.

Legal Title of Subsidiary Holding Company Legal Tille ol Subsidiary Holding Company

(Mailing Address of the Subsidiary Holding Company) Street/ P.O. Box (Malling Address of the Subsidiary Holding Company) Street / P.O. Box

City State Zip Coda City State Zip Code

Physical Location (if different from mailing address) Physical Location (if different from mailing address)

Legal Title of Subsidiary Holding Company Legal Tille of Subsidiary Holding Company

(Malling Address of the Subsidiary Holding Company) Street/ P.O. Box (Mailing Address of the Subsidiary Holding Company) Street/ P.O. Box

City Stale Zlp Code City State Zip Coda

Physical Location (II dilterenl from maillog address) Physical Location (if different from malling addreas)

Legal TIiie of Subsidiary Holding Company Legal TIiie of Subsidiary Holdlng Company

(Mailing Address of the Subsidiary Holding Company) Street/ P.O. Box (Mailing Address of Iha Subsidiary Holding Company) Streat I P.O. Box

City State Zip Code City State Zip Code

Physical Location (if different from mailing address) Physical Location (If different from mailing address)

Legal Tille of Subsidiary Holding Company Legal TIiie of Subsidiary Holding Company

(Mailing Address of the Subsidiary Holding Company) Street I P.O. Box (Malling Address of the Subsidiary Holding Company) Street I P.O. Box

Cily State Zip Code City State Zlp Code

Physical Location (If different from mailing address) Physlcal Location (if different rrom mailing address)

1212012

Form FR Y-6 FVCBankcorp, Inc. Fairfax, Virginia Fiscal Year Ending December 31, 2018

Report Item 2.a.: Organizational Chart

FVCBankcorp, Inc. (No LEI)

Fairfax, VA Incorporated in Virginia

100%

FVCbank 549300MSW6NY 44KG3397

Fairfax, VA Incorporated in Virginia

Form FR y..; FVCBankcorp, Inc. Fairfax, Virginia Fiscal Year Ending December 31, 2018

Report Item 2.b.: Domestic Bnnch Listing Please note !hat the downloaded excel file from http://structures.federalreserve.gov has been send to our contact at Federal Reserve Bank of Richmond (Fifth District)

Strum Phyllis <phyllis.strum@ridl.frb.org>

Results: A list of branches for your depository institution: FVCbank (ID_RSSD: 3614976).

This depository instltulion is held by FVCBankcorp, Inc. (4875907) of Fai rfax, VA.

The data IS as of 12/31/2018. Data reflects Information th.at was received and processed through 01/04/2019.

Reconciliation and Verification Steps

1. In the Data Action column of each branch row, enter one or more of the actions specified below

2. If required. enter the date in lhe Effective Date column

Actions OK: If the branch information is correct, enter 'OK' in the Data Action column.

Chance: If the branch information is incorrect or incomplete, revise the data, enter 'Change' in the Data Action column and the date when this information first became valid in the Effective Date column.

Oose: If a branch listed was sold or closed, enter 'dose' in the Data Action column and the sale or closure date in the Effective Date column.

Delete: If a branch listed was never owned by this depository institution, enter 'Delete' in the Data Action column.

Add: If a reportable branch is missing, insert a row, add the branch data, and enter 1Add' in the Data Action column and the opening or acquisition date in the Effective Date column.

If printing this list you may need to adjust your page setup in MS Excel, Try using landscape orientation. page scaling, and/or legal sized paper.

Submission Pto<edure· When you a,e finished, send a saved copy io your FRB conlaet. See the detailed instrue1ions on this site for mon, information, if you are e-mailing !his to your FRB contact. put your in Silt~ name, city and state In the suDject llne of the e-mail.

Note:

To satisfy the FR Y-10 reporting requirements, you mutt also submit FR Y-10 Domestic Branch Schedules for each branch with a Data Action of Change, Close, Delete, or Add. The FR Y-10 report may be submitted in a hardcopy fom>at or via the FR Y-10 Online application - https://y10online.federalresnrve.gov.

• FDIC UNINUM, Office Number, and ID_RSSD columns are for reference only. Verification of these values is not required.

Effectlft Branch Branch

Dm.Attlon - SefviceTvoe ID RSSD" Popular Name Street Address City State Zip Code Countv OK Full Service 3614976 FVCbank HQ/ Falrfax 11325 Random Hills Road Fairfax VA 22030 Fairfax

!Heall Office\ Brand;, OK Full Service 3688678 Mington Branch 2500 Wilson Boulevard. Suite 100 Arlington VA 22201 Arlington

OK Full Service 3798184 Manassas Branch 7900 Sudley Road, Suite 100 Manassas VA 20109 Prince William

OK Full Service 4304292 Reston Branch 11260 Roger Bacon Drive, Suite 101 Reston VA 20190 Fairfax

OK Full Service 4585961 Springfield Branch 6975 Springfield Boulevard Springfield VA 22150 Fairfax

OK Full Service 5213113 Ashburn Branch 43800 Central Slalion Drive. Suite Ashburn VA 20147 Loudoun 150

ADD 10/13/18 Full Service 4158646 Baltimore Branch 224 Albemarle Street Baltimore MD 21202 Baltimore City

ADD 10113/18 Full Service 4158655 Bethesda Branch 6929 Arlington Road Bethesda MD 20814 Montgomery

ADD 10/13/18 Full Service 695077 Rockville Branen 1600 East Gude Dnve Rockville MD 20850 Montgomery

ADD 10/13118 Full Service 4156026 Silver Spring Branch 7901 Eastern Avenue Silver Spring MD 20910 Montgomery

ADD 10/13/18 Full Service 492173 District of Columbia 1307 9th Street. NW Washington DC 20001 District of Branch Columbia

Countrv FDIC UNINUM• United 463069 States Unitea 467605 States United 477840 Stales United 521933 Slates United 557781 Stales Unites 590075 States United 448876 Slates United 288884 States Uniled 44389 States United 285208 States United 545640 Stales

Office Head Office

Number* Head Office ID RSSD• Comments

0 FVCbank. 3614976

3 FVCbank 3614976

1 FVCbank 3614976

2 FVCbank 3614976

4 FVCbank 3614976

5 FVCbani< 3614976

6 fVCbani< 3614976

7 FVCbank 3614978

8 FVCbank 3614978

9 fVCbank 3614976

10 FVCbank 3614976

Form FR Y-6 FVCBankcorp, Inc. Fairfax, Virginia Fiscal Year Ending December 31, 2018

Report Item 3: Securities holders (1)(a)(b)(c) and 2(a)(b)(c)

Current securities holders with ownership, control or holdings of 5% or more with power to vote as of fiscal year ending 12-31-2018

(1)(a) Name City, State Country

Morton Bender Washington, DC USA

Nino R. Vaghi Kensington, MD USA

(1 )(b) Country of Citizenship or Incorporation

USA

USA

(1 )(c) Number and percentage of each class of voting securities

749,760 - 5.5% Common Stock

722,441 - 5.26% Common Stock

15,553 - 0.11 % Options on Common Stock

Securities holders not listed in 3(1)(a) through 3(1)(c) with ownership, control or holdings of 5% or more with power to vote as of fiscal year ending 12-31-2018

(2)(a) Name City, State Country

(2)(b) Country of Citizenship or Incorporation

(2)(c) Number and percentage of each class of voting securities

N/A - No securities holders not listed in 3(1 )(a) through 3(1 )(c) with ownership, control or holdings of 5% or more with power to vote as of fiscal year ending 12-31-2018

Form FRY~ FVCBankcorp, Inc. Fairfax, Virginia Fiscal Year Ending December 31, 2018

Report Item 4: Insiders (1), (2), (3)(a)(b)(c), and 4(a)(b}(c)

(2) (1) Principal (3Ka) Name Occupation if other Total & Position City, State than with Holding with Holding Counby Company Company

David W. Pijor NIA Chaillnan and Fairfax, VA Chief Executive Officer

USA

L. Burwell Gunn NIA Vice Chairman Southport, NC

USA

Scott D. Laughlin Entrepreneur and Director Oaklon, VA venture investor USA

Thomas L, Patterson NIA Director Chevy Chase, MD

USA

Devin A Satz NIA Director Clifton, VA

USA

Lawrence W. Schwartz Audtt partner Director Oaklon, VA

USA

Sidney G, Simmonds Audit/tax partner Director Arlington, VA

USA

Daniel M. Testa NIA Director Woodbridge, VA

USA

Philip R. Wills Business owner Director Vienna. VA USA

Steve Wiltse NIA Director Longboat Key, FL

USA

Patricia A. Ferrick NIA President, Secretary Centreville, VA and Director

USA

Morton A. Bender NIA Director Washington, DC

USA

(4Mb) List names of other companies (includes partnerships)

(3Kc) (4Mb) if 25% or more of (3)(b) Total & Position Percentage of Voting voting securities are Total & Position with Other Businesses (4Ka) Shares in held (list names of with Subsidiaries (include names Percentage of Voting Subsidiaries companies and (include names of other Shares in (including names of percentage of voting of subsidiaries) businesses) Holding Company subsidiaries) securities held)

Chief Executive Officer NIA 4.2% None NIA (FVCbank)

NIA NIA 0.8% None NIA

NIA Board member - 1.3% None NIA Lum Inc. and

LM&O Advertising

NIA NIA 1.5% None NIA

NIA NIA 1.2% None NIA

NIA Partner - PB Mares, LLP 1.0% None NIA

NIA President - Simmonds 0.6% None NIA and Klima, P.C.

NIA President, CEO and 18% None NIA OWner-TCI

NIA Manager - Related Wills' 2.1% None NIA family co,porations

NIA NIA 0.1% None NIA

President NIA 12% None NIA (FVCbank)

NIA NIA 5.5% None NIA