FINANCE & ACCOUNTING Financial Analysis & Reporting

Financial Modeling & Model Validation

Compliance

Audit Readiness

TECHNOLOGY & SOFTWARE IMPLEMENTATION SUPPORT Systems Implementation &

Migration

Quality Assurance

SDLC Life Cycle

User Acceptance Testing

Systems Integration Testing

Requirements Gathering

Test Case Design & Traceability Matrix

ANALYTICS & REPORTING Business Analysis

Data Mining and Analysis

Data Quality Assurance

OPERATIONS CONSULTING Program & Project Management

Business Process Analysis

Process Improvements

Business Process Reengineering

Governance & Compliance

ABOUT NUVOLOGIC

NuvoLogic Consulting is an 8(a) certified, minority, woman-owned small

business. We are a management consulting firm focusing on financial

management and information technology solutions in the financial services

and housing industries . We unravel corporate complexities through a

combination of problem solving, out-of-the-box thinking, subject matter

expertise, and integrated partnerships.

OUR CAPABILITIES We strategize directly with management and staff to deconstruct business

pain points, create solutions, and deliver insights that drive performance

and generate success. We are highly effective in bridging the gap between

business and technology to help streamline processes. Turn to us for com-

plex business and financial analytics, model validations, systems testing,

project management, and more.

OUR APPROACH

We pride ourselves in matching clients with seasoned pro-

fessionals who are qualified and skilled in their field. They

hold professional certifications and advanced degrees, such

as MBA, PMP, CFA, and CPA. Our consultants are problem

solvers who work alongside public and private sector leaders

to integrate methodologies, technology, and strategies that

position your organization to meet your mission and goals.

8(a) certified, WOSB

NAICS: 541611, 541618, 541511

DUNS: 079308026

Cage: 74NY8

New Approach. New Ideas. New Perspective

www.nvlgc.com

(703) 574-2476

info@nvlgc.com

CONTACT US to see how we can help with your next project

or if you are interested in teaming with us: info@nvlgc.com or

(703) 574-2476.

New Approach. New Ideas. New Perspective.

PAST PERFORMANCE

Business Analysis & Systems Implementation Support Client: Freddie Mac (Subcontractor) Our consultants led requirements gathering, development of test plan and test cases, documentation, and UAT efforts for the Asset Valuation Calculator aspect of the AB 2012-12 project. We worked closely with systems analysts, developers, data architects, and business to ensure business and system requirements were clearly defined and accurately reflected in the application. Our consultants also developed mapping of new processes as it impacted the Loan Loss Reserve process. Controls of new processes were assessed as key or non-key based on upstream and downstream impacts. We validated and analyzed production results, documented assumptions, and developed desktop procedures.

Client: Freddie Mac (Subcontractor) A roll forward report was designed to capture monthly 2MP activity for the Single Family CFO area. We worked with data architects to understand the data, developed business requirements, and performed UAT on the standardized report to ensure the output was accurate.

Model Validation Client: FDIC (Subcontractor) NuvoLogic Consulting independently validated multiple iterations of the Terminations Workbook as it related to the Loss Share program within the Department of Resolutions and Receiverships. The Terminations Workbook was used to estimate a breakeven price the FDIC was willing to accept for early terminations of Shared Loss Agreements. It used the net present value method to estimate remaining recoveries, losses, and any true-up payments of each bank over the life of the loss share period. With each model enhancement, NuvoLogic Consulting assessed model functionality, accuracy of calculations, and reasonableness of impacts. Findings and recommendations were documented and presented to the client.

Project Management Client: The Oakleaf Group NuvoLogic Consulting was called upon to provide project management oversight for a litigation support project that was significantly behind schedule and lacked structure. The project was only 16% complete 3 weeks before the end of the project prior to our onboarding. NuvoLogic Consulting managed daily tasks and project metrics for a team of underwriters and management to ensure the project was kept on track within the tight time frame leading up to management’s deposition regarding credit underwriting practices of a large bank. We successfully met all deadlines.

Financial Analysis Client: Freddie Mac (Subcontractor) Analysis was performed to assess the impact of two different outputs (seasonally adjusted and non-seasonally adjusted collateral value) from the Distressed Asset Value Model (DAVM) on LLR severity. DAVM estimated collateral value for single family loans was compared to actual collateral severity . Data was bifurcated by various loan attributes, such as state, CLTV, vintage, loan product type, months delinquent. The impact assessment was used by management to evaluate periodic trends and determine which model version of DAVM would be better suited for use in monthly production.

Governance Client: Freddie Mac (Subcontractor) NuvoLogic ensured changes to EUCs, LLR and Valuation financial models were pursuant to SF model governance policies, corporate procedures, and internal controls. We monitored changes made, level of impact changes had on financials, and provided relevant documentation to support compliance with governance policies. Quarterly Financial Model Working Group meetings were facilitated to vet reasonability of all changes made to and impact of changes on SF models related to LLR, TDR, Valuation, and REO for use in corporate quarterly financials. Communication was coordinated with stakeholders across SF segments, including upper management, corporate controller, model owners, and internal controls.

New Approach. New Ideas. New Perspective.

OWNER BACKGROUND Judy Phruksaraj, Principal and Founder Ms. Phruksaraj provides strategic direction and manages operations for NuvoLogic Consulting. She has 16 years of consulting experience. Six of those years have been with IBM Consulting (formerly PricewaterhouseCoopers Consulting) where she managed the Multi-family Economic Modeling Team at the Federal Housing Administration (FHA) where we estimated the Liability for Loan Guarantee and assisted in estimating Credit Subsidy rates. Work at FHA involved cash flow model development, financial statement support, financial analysis and reporting, establishing mortgage insurance premiums, presentations with internal and external stakeholders, including GAO, and OMB, quality assurance of all deliverables, and mentoring of team members. Ms. Phruksaraj has consulted with private and public sector clients , such as Fannie Mae, Freddie Mac, FDIC, Primatics Financial, and Dominion Enterprises. Ms. Phruksaraj has been involved in all aspects and phases of projects from project management to system deployments to training teams on a new system implementation. She has also been involved in proposal efforts and business development. Specific engagements have included performing due diligence of a business acquisition, supporting loan accounting system implementations related to FAS91 and SOP03-3, compliance and model governance, model validations, requirements gathering, UAT testing, developing complex business reports, and data analytics using SAS and SQL. Ms. Phruksaraj attained her MBA from the University of Maryland and her undergraduate degree in Finance and Management Information Systems from The George Washington University. She also holds the PMP certification. Her management skills, finance background, and technical experience offers her the ability to effectively manage projects, as well as liaise between business and technical groups to ensure project progress and seamless communication.