application for group health insurance ......business blueessentials brf-p (rev. 1/2017) ord. #...

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Business BlueEssentials BRF-P (Rev. 1/2017) Ord. # 13370M ® Registered Marks of the Blue Cross and Blue Shield Association. 1 APPLICATION FOR GROUP HEALTH INSURANCE GROUP AND INDIVIDUAL DIVISION BLUE CROSS ® AND BLUE SHIELD ® OF SOUTH CAROLINA An Independent Licensee of the Blue Cross and Blue Shield Association, an Association of Independent Blue Cross and Blue Shield Plans. COLUMBIA, SOUTH CAROLINA www.SouthCarolinaBlues.com Application is hereby made for group health insurance for the eligible Employees and Dependents or Members of the Group (herein referred to as the Applicant) for (Product Name). Name of Applicant: (Company’s correct legal name) Upon approval, the Effective Date of the Contract under this application shall be 12:01 a.m., standard time on the ______ day of _______________, _______, and such coverage will continue until terminated in accordance with the provisions of the Contract between the Applicant and Blue Cross and Blue Shield of South Carolina. Classification and Participation Requirements: 1. Employees must meet the requirements shown on the attached Benefits Request Form to participate in the Group Health Plan. 2. The Waiting Period selected by the Applicant is shown on the attached Benefits Request Form. 3. The Employer/Applicant must affirm it will meet the Participation Requirements shown on the attached Benefits Request Form. Effective Date: The date the coverage goes into effect. Enrollment Date: The date of enrollment in the group health plan or the first day of the Waiting Period, whichever is earlier. Late Enrollee: An Employee or Dependent who is eligible for enrollment at the initial enrollment by the Employer or during any open enrollment period but who declines enrollment and later seeks to enroll. Late enrollees may be excluded from coverage for a period of up to 12 months unless the exclusion period is shortened by the next open enrollment period. Special Enrollment: Employees and/or Dependents who are eligible to enroll other than during the initial enrollment period or open enrollment as described in the Master Contract and the Certificate. Blue Cross and Blue Shield of South Carolina complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex.

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Page 1: APPLICATION FOR GROUP HEALTH INSURANCE ......Business BlueEssentials BRF-P (Rev. 1/2017) Ord. # 13370M Registered Marks of the Blue Cross and Blue Shield Association.® 1 APPLICATION

Business BlueEssentials BRF-P (Rev. 1/2017) Ord. # 13370M ®Registered Marks of the Blue Cross and Blue Shield Association.

1

APPLICATION FOR GROUP HEALTH INSURANCE GROUP AND INDIVIDUAL DIVISION

BLUE CROSS® AND BLUE SHIELD® OF SOUTH CAROLINA An Independent Licensee of the Blue Cross and Blue Shield Association, an Association of Independent Blue Cross and

Blue Shield Plans. COLUMBIA, SOUTH CAROLINA

www.SouthCarolinaBlues.com

Application is hereby made for group health insurance for the eligible Employees and Dependents or Members of the Group (herein referred to as the Applicant) for (Product Name).

Name of Applicant: (Company’s correct legal name)

Upon approval, the Effective Date of the Contract under this application shall be 12:01 a.m., standard time on the ______ day of _______________, _______, and such coverage will continue until terminated in accordance with the provisions of the Contract between the Applicant and Blue Cross and Blue Shield of South Carolina. Classification and Participation Requirements: 1. Employees must meet the requirements shown on the attached Benefits Request Form to participate in the

Group Health Plan. 2. The Waiting Period selected by the Applicant is shown on the attached Benefits Request Form. 3. The Employer/Applicant must affirm it will meet the Participation Requirements shown on the attached Benefits

Request Form. Effective Date: The date the coverage goes into effect. Enrollment Date: The date of enrollment in the group health plan or the first day of the Waiting Period, whichever is earlier. Late Enrollee: An Employee or Dependent who is eligible for enrollment at the initial enrollment by the Employer or during any open enrollment period but who declines enrollment and later seeks to enroll. Late enrollees may be excluded from coverage for a period of up to 12 months unless the exclusion period is shortened by the next open enrollment period. Special Enrollment: Employees and/or Dependents who are eligible to enroll other than during the initial enrollment period or open enrollment as described in the Master Contract and the Certificate. Blue Cross and Blue Shield of South Carolina complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex.

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Business BlueEssentials BRF-P (Rev. 1/2017) Ord. # 13370M 2

The statements furnished herein are true and correct to the best of my knowledge and belief, and they are offered to Blue Cross and Blue Shield of South Carolina, an independent licensee of the Blue Cross and Blue Shield Association, and/or Companion Life Insurance Company as part of an application for group insurance covering the employees or members of the firm or organization I represent, because Companion Life is a separate company from Blue Cross and Blue Shield of South Carolina, Companion Life will be responsible for all services related to life insurance. I understand that any misstatements or omission of information may be the basis for cancellation of any coverage granted. It is understood and agreed that the Applicant shall pay Blue Cross and Blue Shield of South Carolina, in advance, the premiums specified in Schedule A of the Master Contract on behalf of the Applicant’s Employees who meet the eligibility requirements specified. This application shall form a part of the Contract between Blue Cross and Blue Shield of South Carolina and the Applicant. Coverage is not effective until the initial premium is received at Blue Cross and Blue Shield of South Carolina’s home office and the parties have agreed on the Effective Date of coverage. The Applicant further understands and agrees that the premiums for the group policy must be paid by the policyholder from the policyholder’s funds or from funds contributed by the insured persons, or from both. The Applicant hereby expressly acknowledges its understanding that this application constitutes a Contract solely between the Applicant and the Corporation. The Corporation is an independent corporation operating under a license with the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield Plans. The “Association” permits the Corporation to use the Blue Cross and Blue Shield service marks in the State of South Carolina, and that the Corporation is not contracting as the agent of the Association. The Applicant further acknowledges and agrees that it has not entered into this Contract based upon representations by any person other than the Corporation and that no person, entity or organization other than the Corporation shall be held accountable or liable to the Applicant for any of the Corporation’s obligations to the Applicant created under this Contract. This paragraph shall not create any additional obligations whatsoever on the part of the Corporation other than those obligations created under other provisions of this Contract. Dated at (City) , South Carolina, this day of , BLUE CROSS AND BLUE SHIELD Name of Applicant (Company’s Name) OF SOUTH CAROLINA

By: By:

(Authorized Signature) (Authorized Signature)

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Business BlueEssentials BRF-P (Rev. 1/2017) Ord. # 13370M 3

Benefit Request Form Administered By: BlueCross New Group Renewal

Requested Effective Date: / / Change (Reason):

1. Company Information (information required) Group Number ___ ___ - ___ ___ ___ ___ ___ - ___ ___

Company Name:

Physical Address (Street) (City) (County) (State) (ZIP)

Mailing Address: (if different from physical address) (Street) (City) (County) (State) (ZIP) Billing Address: (if different from mailing address) (Street) (City) (County) (State) (ZIP) Group Located Within City Limits: Yes No SIC Code: __ __ __ __ Nature of Business: Identify How Taxes are Filed: Corp S Corp LLC Partnership Sole Proprietorship

Agricultural/Farm Non-Profit For Profit New Business, not yet filed

List Each Owner(s)/Partner(s) and the Percent of Ownership: 1. / % 2. / % 3. / % Mail ID Cards: (check one) Agent Group Distribute the New Group Package: (check one) Agent Group Employer Identification No. (EIN):

2. Contact Information (information required)Group Administrator: Title: Telephone: - - Cell: - - Email: Agency Name: Agent: Agent Code _______ - ______ Agency Administrator: Telephone: - - Agent Email:

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3. Benefit Information (information required)Product Coinsurance Single

Deductible Single

Out of Pocket Family

Deductible Family

Out of Pocket PPO Gold 1 20% $1,400 $4,400 $2,800 $8,800 PPO Gold 2 30% $800 $4,000 $1,600 $8,000 HD Gold 3 0% $2,200 $2,200 $4,400 $4,400 HRA Gold 4 0% $2,600 $2,600 $5,200 $5,200 HRA Gold 5 0% $3,200 $3,200 $6,400 $6,400 HD Gold 6 30% $1,400 $2,900 $2,800 $5,800 HRA Gold 7 0% $2,200 $2,200 $4,400 $4,400 PPO Gold 8 20% $2,200 $4,000 $4,400 $8,000 PPO Gold 9 20% $1,700 $4,700 $3,400 $9,400 PPO Gold 10 30% $1,250 $3,500 $2,500 $7,000 PPO Gold 11 10% $2,500 $5,000 $5,000 $10,000 PPO Silver 1 25% $2,600 $7,150 $5,200 $14,300 PPO Silver 2 50% $400 $6,850 $800 $13,700 PPO Silver 3 40% $1,400 $6,700 $2,800 $13,400 PPO Silver 4 50% $1,200 $6,500 $2,400 $13,000 PPO Silver 5 40% $2,500 $6,800 $5,000 $13,600 PPO Silver 6 30% $2,350 $7,150 $4,700 $14,300 HD Silver 7 30% $2,600 $5,400 $5,200 $10,800 HD Silver 8 20% $3,600 $4,600 $7,200 $9,200 HD Silver 9 0% $3,600 $3,600 $7,200 $7,200 HRA Silver 10 0% $5,500 $5,500 $11,000 $11,000 HRA Silver 11 40% $5,500 $7,150 $11,000 $14,300 HRA Silver 12 0% $7,150 $7,150 $14,300 $14,300 PPO Silver 13 15% $5,500 $5,900 $11,000 $11,800 HD Silver 14 0% $4,000 $4,000 $8,000 $8,000 HD Silver 15 30% $2,700 $5,300 $5,400 $10,600 HRA Silver 16 15% $4,000 $6,000 $8,000 $12,000 HRA Silver 17 0% $4,350 $4,350 $8,700 $8,700 HRA Silver 18 0% $6,600 $6,600 $13,200 $13,200 PPO Silver 19 25% $3,400 $6,800 $6,800 $13,600 PPO Silver 20 30% $3,600 $7,150 $7,200 $14,300 PPO Silver 21 40% $2,900 $6,000 $5,800 $12,000 PPO Silver 22 30% $3,150 $7,150 $6,300 $14,300 PPO Silver 23 50% $2,800 $5,000 $5,600 $10,000 PPO Bronze 1 50% $6,450 $7,150 $12,900 $14,300 HD Bronze 2 50% $4,400 $6,550 $8,800 $13,100 HD Bronze 3 20% $5,500 $6,550 $11,000 $13,100 HD Bronze 4 50% $5,200 $6,550 $10,400 $13,100 HD Bronze 5 0% $6,550 $6,550 $13,100 $13,100 HRA Bronze 6 0% $7,150 $7,150 $14,300 $14,300 HD Bronze 7 0% $6,500 $6,500 $13,000 $13,000 HRA Bronze 8 10% $6,800 $7,150 $13,600 $14,300 PPO Bronze 9 50% $6,200 $7,150 $12,400 $14,300

Benefit Period: Calendar Year Contract Year

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Business BlueEssentials BRF-P (Rev. 1/2017) Ord. # 13370M 5

4. Optional Benefits (if applicable) Options for all Business BlueEssentials Plans:

Chiropractic Benefit Dental Standard Option Dental High Option Orthodontics

5. Dental Only (if applicable) Options for all Business BlueEssentials Plans:

Standard Option High Option Orthodontics PARTICIPATION REQUIREMENTS: Please check applicable space that matches the number of enrolled Employees. (You must have 2 or more eligible employees to have a dental only policy) 2-6 eligible Employees: 100% of all eligible Employees must be enrolled under this Contract throughout its duration. 7 or more eligible Employees: 50% of all eligible Employees must be enrolled under this Contract throughout its duration.

6. Participation Information (information required) Eligible employees must be actively at work an average of 30 hours per week.

A. Total Employees, including Part-Time ..........................................................................

B. Full-Time Employees ...................................................................................................... C. Employees in Waiting Period ........................................................................................ D. Eligible Employees ................................................................................ E. Waivers/Refusals ............................................................................................................. F. Enrolled Employees ....................................................................................................... G. Employer Contribution: Employee Health % Employee Dental % Employee Life % (minimum 50% required for Health) (minimum 25% required for Dental) H. Waiting Period for new employees (*1st of the month following full-time date of hire) 30 days* 60 days* 90 days Exact

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7. Additional Information (if applicable) Please complete ALL of these questions: A. Please list all out-of-state locations covered by this plan and their number of employees: Employees City State ZIP Code Percentage of Ownership

B. Do you own any other company under “common control” that should be considered with this group for group size purposes? “Common control”

is defined in the Internal Revenue Code, § 414 (b) and (c). Yes No If yes, please list below: C. Please identify all employees who are currently disabled or not actively-at-work:

Name Nature of Disability/Reason

Not at Work Prognosis D. Please list any employees and/or dependents covered by any State Continuation or COBRA coverage:

Name Qualifying Date Coverage Ends Current Status/Prognosis ____/____/___ ____/____/___ ____/____/___ ____/____/___ ____/____/___ ____/____/___ Note: Information provided on this form may be verified by phone, personal interview or other means prior to or after requested effective date. Signature: Date:

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