appraisers direct, inc

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Appraisers Direct, Inc. a third party real estate valuation & inspection firm certifies

that the above referenced property was appraised in compliance with the Home

Valuation Code of Conduct (HVCC), effective May 1, 2009.

The appraiser was independently engaged, the appraisal is free of improper

influence and the borrower, homebuyer, lender and secondary mortgage market

investors are receiving a fair and independent property valuation.

Valu-Guard CertifiedProperty Appraised:

3419 Cross Timbers Road Flower Mound, TX 75028Appraisal Effective Date: 02/10/2009

File ID# 009100

Clint S. Cornett - Founder/PresidentAppraisers Direct, Inc.

Appraisers Direct, Inc.3419 Cross Timbers Road, Suite 102

Flower Mound, TX 75028

Phone: 866-691-4313Fax: 866-691-4032

[email protected]

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