ArcadiaREALTOR®The Official Publication of the Arcadia Association of REALTORS®

VOL. 18, NO. 1WWW.THEAAR.COMJANUARY 2014

PROUDLY SERVING THE REALTORS® OF ARCADIA, BRADBURY, DUARTE, MONROVIA AND SIERRA MADRE

“7 Tips for ManagingInternationalTransactions”

See page 5

Meet 2014 AAR President, Mike Vachani

See page 8

2

Arcadia Association of REALTORS®601 South First Avenue

Arcadia, California 91006626.446.2115

626.446.4072 FAXwww.TheAAR.com

2014 ASSOCIATION OFFICERSMike Vachani {President}

Joe Pacilio {President-Elect}Roy Blume {Vice-President}

Sylvia Ramos {Secretary/Treasurer}

2014 ASSOCIATION DIRECTORSMicah Adams

Ryan AsaoAndy Bencosme

Kelvin ChangMargaret Garemore

John LeeMark Ramos

Dave ScarminachIrene Yamagata -Bermudez

2014 C.A.R. DIRECTORSRyan Asao

Andy BencosmeMargaret Garemore

Joe PacilioRandall Traw

Mike VachaniKelvin Wong

ARCADIA ASSOCIATION STAFF

Robin Allen Ext. 307 Director of Finance / Office Manager Robin@TheAAR.com

Michael Beltran Ext. 302 IT Director / Webmaster Michael@TheAAR.com Brenda Faltes Ext. 304 Director of MLS Data Integrity, Supra & Social Media Brenda@TheAAR.com Jamie Hu Ext. 309 Administration Jamie.Hu@TheAAR.com

Stephanie Maertens Ext. 303 Director of Education, Publications & MLS Caravan Stephanie@TheAAR.com

Maria Roberts Ext. 305 Director of Membership & Professional Standards Maria@TheAAR.com Jane Shriver Ext. 301 Director of Association Services Jane@TheAAR.com

Andrew Cooper Ext. 308 Chief Executive Officer Andrew@TheAAR.com

{ Arcadia REALTOR® | January | Two Thousand and Fourteen | Volume Eighteen | Number One}01.14

ArcadiaREALTOR®

January 2014

REGULAR FEATURES

4 Events Calendar

4 From the CEO’s Desk Andrew Cooper, Chief Executive Officer

5 Attorney Comments Dave Freeman, AAR Legal Counsel

6 Market Matters

9 Affiliate Corner “What is a Home Warranty and How Does It Work?” Sandi Franco, First American Home Warranty

10 Through the Lens A Look at What’s Happening Around the AAR

3

"Mastering the iPad for Real Estate”

Course Provider —Jeffrey Raskin

THURSDAY, JANUARY 23, 2014 ARCADIA ASSOCIATION OF REALTORS®

601 S. FIRST AVE. ARCADIA, CA 91006

TIME: 9:00 A.M. TO 12:00 P.M. CHECK-IN BEGINS: 8:30 A.M.

REALTOR® Members: $25

This is the advanced class—bringing it all together to really use your iPad almost exclusively in your real estate career! ZipForm, Digital Signatures and getting real “wet” signatures form your clients, then emailing them out.

The AAR Education Committee presents

Registration Required: Your Reservation will Reserve Your Seat

Register online at www.TheAAR.com by clicking the event name under “Upcoming Events”. For questions,

call the AAR at (626) 446-2115.

Continental breakfast

sponsored by Advanced Group

Property Inspection Company

ON THE COVER5 “7 Tips for Managing International Transactions” Do you have international clients? Learn the steps you can take to make the road to closing much smoother.

8 Meet 2014 AAR President, Mike Vachani Learn about the soon-to-be-installed 2014 President and what he see’s in the AAR’s future in 2014.

ADDITIONAL CONTENT3 “Mastering the iPad for Real Estate” Please join us for this informative course!

3 “Creating the Ultimate Paperless Office” Please join us for this informative course!

11 E4C Auxiliary Donates $25,000 to Local Charities! The AAR and the E4C Auxiliary recently bestowed a large charitable donation to a variety of local charities at the MLS Annual Holiday Membership Breakfast.

11 Congratulations! C.A.R. Honorary Member for Life! Congratulations to Carol Kennedy on her achievement!

12 2013 Annual Installation & Awards Casino Night The AAR invites you to the Annual Installation of Officers and Directors. This year we will be installing Mike Vachani as AAR 2014 President and saying thank you to 2013 President, Andy Bencosme. This will be a fantastic night you will not want to miss!

Arcadia REALTOR® Magazine3

"Creating the Ultimate Paperless Office”

DRE Course Provider #4902—Jeffrey Raskin 3 DRE Credit – Consumer Service

THURSDAY, JANUARY 23, 2014 ARCADIA ASSOCIATION OF REALTORS®

601 S. FIRST AVE. ARCADIA, CA 91006

TIME: 1:00 P.M. TO 4:00 P.M.

CHECK-IN BEGINS: 12:30 P.M.

REALTOR® Members: $25

This course will show you everything you need to know about setting up and conducting business with the perfect virtual office. Paperlessly, efficiently, effortlessly that will allow you to work smarter and more professionally while saving time and energy. Course topics include: Setting up a systematic filing system to retain all documents. Sending and receiving all faxes by email. Creating all files in a PDF file format. Get real “wet” signatures on contracts and documents. Learn tricks and secrets of Excel and Word. Cleaning and maintaining your computer. Using other techno gadgets—Camera, Portable Printer, Backup Hard Drives and more!

The AAR Education Committee presents

Registration Required: Your Reservation will Reserve Your Seat

Register online at www.TheAAR.com by clicking the event name under “Upcoming Events”. For questions,

call the AAR at (626) 446-2115.

Refreshments sponsored by

Advanced Group Property

Inspection Company

4

FROM THE CEO’S DESK

It’s OK to Slam the DoorThe month of January is named after Janus, the god of the doorway. The name has its beginnings in Roman mythology coming from the Latin word for door.

It makes sense to me since January is the door to the new year.

Some of us will be running through that door into 2014 recharged and renewed and ready to go. While others will gladly want to slam the door shut on what might have been a not-so-great 2013.

If you’re ready to really slam that door, that’s a great thing. It’s a sign that you’re fed up and might be ready to make changes for a better year.

Change is necessary and change is good - there are term limits with our politicians for a reason. If we aren’t constantly changing to improve our own business which will positively change our lives, our families lives and our communities, etc., then we will forever be condemning ourselves to eternal life in the present. Essentially, if we aren’t moving forward, we’re moving backwards.Individuals and organizations that enjoy consistent success make positive change an abiding and critical element in their business models and business plans to the point that they expect change to happen and are ready for it.

Behavioral studies have established that when something positive (or negative, for that matter) is expected, that’s what is likely to happen. It’s called the Pygmalion Effect and it can be very powerful - either way. So go ahead, slam that door on 2013! Exciting changes await you on the other side of the threshold.

Wishing you a happy, healthy and successful 2014.

W 1 No MLS Caravan AAR Closed for New Year’s Day

F 3 12:00 p.m. - 1:30 p.m. - AAR Speech Club

M 6 10:00 a.m. - 3:00 p.m. - CRMLS Training

T 7 10:00 a.m.-12:00 p.m. - Zipform Plus Training 10:00 a.m. - Global Real Estate Comittee Mtg.

W 4 8:30 a.m. - MLS Caravan 9:30 a.m. - Events 4 Charity Auxiliary Mtg. 3:30 p.m. - Equal Opportunity / Housing Affordability Committee Mtg.

Th 9 9:30 a.m. - Commercial / Investment Committee Mtg. 11:00 a.m. - Commercial Education & Networking Session

F 10 10:00 a.m. - 12:00 p.m. - Listingbook AI Training 6:00 p.m. - 9:30 p.m. - AAR Annual Installation of Officers and Directors @ Noor Ballroom, Pasadena

M 13 8:30 a.m. - New Member Orientation 1:00 p.m. - 3:00 p.m. - Pre-C.A.R. Meeting

T 14 10:00 a.m. - 12:00 p.m. - “Income Tax Changes in 2014” 11:00 a.m. - Tech Committee Mtg.

W 15 8:30 a.m. - MLS Caravan 8:45 a.m. - Affiliate Committee Mtg. 1:30 p.m. - Local Governmental Relations Committee Mtg.

Th 16 11:00 a.m. - 12:00 p.m. - Lunch & Learn Series Class

F 17 12:00 p.m. - 1:30 p.m. - AAR Speech Club

M 20 AAR Closed in Observance of Martin Luther King Jr. Day

T 21 10:00 a.m. - 11:00 a.m. - “How to Read an NHD Report and What to Look For” 2:00 p.m. - Education Committee Mtg.

W 22 8:30 a.m. - MLS Caravan 9:30 a.m. - Young Professionals Network Committee Mtg. C.A.R. Meetings in San Diego (Jan 22-25)

Th 23 9:00 a.m. - 12:00 p.m. - “Mastering the iPad” 1:00 p.m. - 4:00 p.m. - “Creating the Ultimate Paperless Office”

F 24 10:00 a.m. - 11:30 a.m. - “Smart Sites” Workshop

T 28 9:00 a.m. - 1:00 p.m. - “The Truth About Credit Scores and Credit Reports” 1:30 p.m. - Budget and Finance Committee Mtg. W 29 8:30 a.m. - MLS Caravan

F 31 8:30 a.m. - Board of Directors Mtg.

January 2014

January Events

Andrew CooperChief Executive Officer

AttorneyComments

By Dave Freeman, Association Counsel

January 2014

1. SHORT SALE DEFICIENCY JUDGMENTS: As previously mentioned in these comments, the Civil Code of Procedure, Section 580e was passed and took effect on July 15, 2011. This section stated that if the lender or lenders agreed to a short sale, on a single family 1-4 units property, the lender(s) could not later sue the borrower for the deficiency. However, a case just came down from the Appellate court showing that in a short sale that transpired prior to the effective date of 580e, the lender could sue the borrower for the deficiency, if there was a provision in the short sale documents stating that the borrower would remain liable for the deficiency. To the contrary though, the borrower would still have been protected from a deficiency judgment on either loan, if the loan had been a purchase money loan on a single family owner occupied residence (CCP Section 580b). So, any current short sale appears to be protected on single family 1-4 units. But if a lender threatens to sue for a non-purchase money loan, on which a short sale was completed after July 15, 2011, be sure to encourage the borrower to see a knowledgeable real estate attorney and they will be protected.

2. FORMS – OTHER THAN C.A.R.: Occasionally, clients are presented with offers, contracts and proposed leases, usually on commercial or apartment buildings, which are not C.A.R. forms. These are usually drawn by attorneys representing rather sophisticated buyers, sellers or landlords, and they usually contain many dangerous pitfalls for the consumer. Do not let your clients fall into this troublesome arena, and do not attempt to play lawyer, which will put you in a dangerous arena as well. Always recommend that the clients see a knowledgeable real estate attorney. Every such document I have reviewed has turned out to be tremendously advantageous for the party who paid the attorney to draw the document, and very unfavorable for the other party. Rely on your C.A.R. documents, which are fair and reasonable for both sides of the transaction. Any changes or additions that are drawn in or added are clear and shown in the counter offer forms or addendums, and easily noticed and read. If any of these comments are not clear to the clients, again, refer them to an attorney. The main point here is the lengthy, attorney drafted, one sided agreements contain many hidden

dangers, would become obvious if you used your C.A.R. forms that you are familiar with.

3. SALE OF A PARTIAL PROPERTY: Sometime agents and their clients become confused as to what property can be sold separately. For an example, a client attempts to sell the four unit apartment building on the back part of a flag lot. There are two units on the front part of the property. The price is agreed to based on the value of the four units. Once in escrow, the documents are drawn to sell the entire property (6 units) for the same price. The seller halts the transaction and a lawsuit is filed by the buyer for the entire property. A property cannot be sold unless it has its own lot description. In the above example, the property was one property per the legal description. It had not been subdivided, and therefore could not be sold separately. Before you list a property or make an offer on a property for a client, run a title search and be sure what can be sold separately and who owns it. If any questions, run it by your title officer, surveyor, real estate attorney, or all the above.

Arcadia REALTOR® Magazine5

(Continued on page 9)

“7 Tips for Managing International Transactions”By Brian Summerfield, Manager of Business Devleopment and Outreach , N.A.R. Global Services

Getting all of the necessary pieces in place for any real estate deal in today’s risk-averse housing finance environment can be a complicated affair. And when you add an international component to a transaction that requires financing, you increase the odds that something can go wrong.

At a Global Forum held during the California Association of REALTORS® Expo several months ago in Long Beach,

a panel of experts — Steven Hung of CTBC (formerly Chinatrust Bank), John Fernando of Orange Coast Title and Regan Franklin at Inter Valley Escrow — discussed steps you can take to make the road to the closing table smoother. Here is a list of things they said you can do to prevent deal-derailing problems:

1. Get proof of liquid assets: This is important in any

6

MarketMatters

Market Statistics for the San Gabriel ValleySingle Family Homes Condominiums SFR Only

City Zip Code

Sales of Single Family

HomesPrice Median SFR ($1,000)

Price % Chg from

November 2012

Sales Count

Condos

Price Median Condo

($1,000)

Price & Chg from

November 2012

Median Home Price/

Sq. Ft.Alhambra 91801 6 $555 12.1% 14 $403 3.9% $388Alhambra 91803 11 $509 35.6% 2 $385 n/a $332Altadena 91001 32 $550 19.6% n/a n/a n/a $429Arcadia 91006 27 $1,069 47.4% 4 $813 31.0% $515Arcadia 91007 21 $1,570 80.9% 9 $569 44.1% $629Azusa 91702 20 $329 19.6% 12 $278 79.2% $264Duarte 91010 6 $364 -3.8% 2 $238 -23.3% $322El Monte 91731 6 $341 6.9% 1 $385 60.4% $258El Monte 91732 10 $370 23.3% 10 $331 8.5% $299El Monte - South 91733 5 $295 2.6% 1 $350 36.2% $258Glendora 91740 20 $413 25.0% 3 $323 n/a $312Glendora 91741 14 $738 39.2% 6 $410 14.2% $304La Cañada Flintridge 91011 20 $1,150 -11.0% 2 $760 n/a $523La Verne 91750 12 $520 13.0% 3 $271 64.0% $291Monrovia 91016 21 $532 -9.9% 7 $409 31.9% $431Pasadena 91101 1 n/a n/a 12 $440 5.4% n/aPasadena 91103 12 $473 7.2% 2 $368 -28.0% $359Pasadena 91104 22 $553 6.8% 2 $209 -7.2% $425Pasadena 91105 13 $866 -29.9% 7 $750 31.7% $542Pasadena 91106 7 $1,370 80.7% 21 $470 12.4% $544Pasadena 91107 26 $684 12.6% 11 $406 -6.6% $436Rosemead 91770 9 $463 15.6% 1 $390 32.2% $369San Gabriel 91775 12 $682 19.6% n/a n/a n/a $463San Gabriel 91776 10 $481 16.5% 7 $545 81.1% $375San Marino 91108 12 $1,830 18.1% n/a n/a n/a $714Sierra Madre 91024 11 $835 89.8% 5 $455 -7.0% $451Temple City 91780 22 $543 -5.4% 5 $565 44.5% $425

Source: DQNews.com

November 2013

January 2014

7Arcadia REALTOR® Magazine

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January 20148

My name is Mike Vachani and I am honored and privileged to be in a position to serve the members of the AAR as President for 2014. It is not often I get to intertwine my love for real estate, my fellow REALTORS®, and my friends and family with my desire to make a positive change in the legislative arena and organized side of professional real estate. I

believe we can all make a difference, whether it is personal or professional, by volunteering our time and energy to go after what we are passionate about.

I am passionate about life and making a difference in everybody I come in contact with. This is what drives me and keeps me positive and ready for the next day. I believe a good attitude, high integrity, and positive outlook in life (and a smile on the face) is infectious and can outweigh any tough times in our life.

I am married to my beautiful wife Sharon and have three terrific kids. When I am not running my brokerage, I spend time with my family, coach my kid’s sports teams, or volunteer at their schools. I think it is very important to put family before everything else in life, including my career. My other passions include traveling, flying, mentoring, and meeting new people.

I love real estate and everything we do as REALTORS®. We are the vital link between the homeowner, the Community, and our Affiliates. My passion for real estate started at a young age. I grew up in a real estate family. My dad and mentor owned a brokerage in Irvine for over 30 years. I still remember passing out open house flyers at eight years old, helping my dad prepare for open houses, or reading through the MLS Books and Hotsheets. I was able to correctly guess the price of a house by the age of 12. My dad taught me the importance of education and taking time to make a difference in the lives of others. This passion for real estate and helping the consumer led me to get my real estate sales license in 2000, and broker’s license in 2005.

I received my undergraduate degree from UCLA (GO BRUINS!) with a degree in Business Economics and Psychology. I earned my graduate degree, a Masters of Business Administration in Real Estate and Finance, from the Paul Merage School of Business at UCI. After

my undergraduate studies, I worked for Frito Lay as an Operations Manger. I had the opportunity to work in management in the corporate world. After graduate school, I took a job at the Lewis Companies as a project manager in land acquisition and development where I built my skill set in Commercial and Investment real estate. In 2007, I opened the Provenio Group Inc., my own full service realty and investment brokerage, and joined the Arcadia Association of REALTORS®.

As the incoming 2014 President of the AAR, I will lead a board with an ambitious agenda to serve and enhance the professional development of our members. Our Association is a diverse one, and I hope to develop a greater sense of community among our members and encourage all to seek each other out – for guidance, consultation, or to offer mentorship to the next generation of leadership. What will make our Association thrive will be the willingness of all members to participate, volunteer and share their skills. As we enter a new year, there are signs that the struggles of the past five years are easing. But there is no question that we still have work to do! I prefer to think of the challenges of the coming year not as negatives, but as opportunities to strengthen and grow. We may all prefer for things to move along smoothly, but this may tend to lull us into a place of complacency and contentment. The times when we are pushed outside of our comfort zones can be scary, but they can also offer the greatest chances for growth. We must push ourselves to find new ways of doing things when the old ways no longer work. This is where The AAR can become an essential tool for our careers and success is real estate.

How can you MAKE A DIFFERENCE? Find out what you are passionate about! Slow down and examine your life – break it into segments and see where you spend most of your time. Is it at church, your child’s school, coaching a soccer team, or volunteering for a charity? Be involved and make a difference by giving back in one of the areas you love – you will be surprised how you will grow both personally and professionally. Never forget who is most

(Continued on page 11)

MikeVachani

M A K E A D I F F E R E N C E

Meet the 2014 AAR President,

9

Affiliate Corner“What is a Home Warranty and How Does It Work?”

By Sandi Franco, First American Home Warranty

A home warranty is NOT an insurance policy, it is a residential service contract between the home owner and the home war-ranty company. The home warranty covers the major systems and appliances that break down due to normal wear and tear during the contract period.

Home warranties are not just available during a real estate transaction, they can be purchased at any time and there are dif-ferent plans to suit to the home owners.

Using a home warranty is simple. When a covered items fails, simply call or go online to place your claim. A prequalified licensed and insured technician will be assigned to your service claim. They will contact you to set up a convenient appoint-ment time. When the technician arrives, the home owner will pay a nominal fee directly to the technician (this is called a service fee). The technician will then diagnose the failure. If it is covered by the warranty, it will be either fixed at that time or

if parts need to be ordered, the failure will be fixed as soon as parts become available with no additional service fee due.

A home warranty benefits not only the home owner, but the real estate agent and the seller as well. The home buyer is benefited with peace of mind knowing that should a covered item fail (and as appliances and systems get older, they do), their out of pocket costs are controlled. The benefit to the REALTOR® is peace of mind knowing that the parties in the transaction are being taken care of and that if the home owner has a good experience with their home warranty company it makes them look good for referring them - which leads to more referrals for the agents. The seller’s benefit is also peace of mind, knowing that should an item fail right after the close of escrow, the home buyer won’t come after them for the costs of the system replace-ment. The home warranty is there to protect all parties.

For more information on home warranties, please contact Sandi Franco at sfranco@firstam.com

9

transaction, as you’ll need to know what your clients will be able to pay. But it’s especially crucial when the client will be seeking financing and making an escrow offer. And you’ll want to be sure they can demonstrate proof of those assets in any country they’re in, not just the buyer’s home nation.

2. Get those assets into the U.S.: Beyond getting an accurate picture of your clients’ ready money overseas, you need to help them prepare to move those funds into an FDIC-insured U.S. bank to make the purchase. Again, this is especially important when financing is being sought. Also, when wiring money into the U.S., you and your clients should be aware of any restrictions on cash amounts that can be transferred at one time.

3. Have them form a U.S.-based LLC: Oftentimes, establishing a limited liability company offers an easier way for foreign individuals to move money into United States and purchase (and later sell) a property. But you should talk to a financial expert who has experience with that specific situation before advising your clients to move in that direction.

4. Verify marital status: If your clients have a spouse, lenders want to know about it regardless of where they were married or whether their marriage is legally recognized in their home

country or the United States. That’s because lenders want to know if anyone besides the title holder will have a claim to the property. If clients are married, they’ll have to get an interspousal deed.

5. Get documents translated correctly: “Se habla espanol” in a Yellow Pages advertisement does not mean the company in question can reliably translate real estate contracts. For reasons related to accuracy and legal assurance, translations should be done by a U.S. court-appointed translator.

6. Determine who can supply authorized signatures: It’s not uncommon when dealing with foreign purchases of U.S. properties to have multiple-buyer situations. Whether you’re working with a group of family members or an overseas company, make sure the person signing the contracts is empowered to spend the funds.

7. Know when to use original signatures: In some cases, electronic signatures will be fine. But in others, an original signature will be required. If your clients aren’t in the U.S. for long periods of time leading up to closing, make sure to take into account the time it will take to get the documents to them for signing and getting those back to you.

(Continued from page 5)“7 Tips for Managing International Transacations”

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A Look at What’s Happening Around the AARthroughthe lens

10January 2014

AAR Annual Holiday Breakfast

Holiday Festivities and a Visit from

Santa

AAR 2013 Treasurer, Jill Nelson (L) with AAR 2014 Treasurer, Sylvia Ramos

(R) at a Recent Leadership Meeting

11Arcadia REALTOR® Magazine

Every year, the Events 4 Charity Auxiliary hosts several events including the weekly 50/50 raffle, Bingo, Bumper Bowling, and the Day at the Races. The proceeds of these charitable events are gathered up and distributed to local charities at the end of each year.

We sincerely thank each and every person who not only has volunteered so generously of their time and effort, but also those who attended these events and contributed financially. It is because of you that the E4C Auxiliary and the AAR were able to give so generously this year to those in a time of need.

Our special thanks to E4C Chairman, Julie Muttavangkul for her tireless efforts on behalf of all of us. Thank you to our E4C Auxiliary members: Jeanne Keating, Andy Akitomo, Kal Antoun, Lois Billings, Kristin Boyd, Carolina Cheng, Mercedes Collaso, Carrie Crest, Karen de Mauricio, Terri Fabbri, Nikki Felix, Margaret Garemore, Maria Howard, Diane Johnson, Stephanie Jordan, April Kass, Jason Landes, Stephanie LaPorte, JP Li, Joeseph Ling, Rosanna Morrison, Pamela Nahabedian, Joe Pacilio, Rosiris Paniagua, Stephanie Parker, Sylvia Ramos, Doris Reyes, Mary Margaret Rolf, Chris Shevlin, Alma Smith, Helen Spencer and Irene Truong.Thank you also to our energetic and willing Affiliate members who support our efforts in numerous ways.

Recipients of the 2013 E4C charitable fundraising efforts include: Monrovia Providers Group, Foothill Pregnancy Resource Center, Talk about Parenting with Shirlee Smith, Sierra Madre Search and Rescue Team, Santa Anita Family YMCA, Monrovia Reads, Journey House, Arcadia Community Coordinating Council, Foothill Unity Center, Assistance League of Arcadia and Hillsides.

Thank you all for helping us to give to these very deserving organizations and charities!

E4C Auxiliary Donates $25,000 to Local Charities!

Recipients of the 2013 E4C charitable fundraising efforts and members of E4C.

Congratulations!C.A.R. Honorary Member for Life

The Arcadia Association of REALTORS® recently welcomed Carol Kennedy, Dilbeck Real Estate into the prestigious group of California Association of REALTORS® Honorary Members for Life. Carol was presented with her certificate by AAR 2013 President, Andy Bencosme at the December 11th MLS Caravan meeting at the Masonic Center. In order to achieve this status, a REALTOR® must have been a member of the Association for over 25 years and also have attained a certain age. Congratulations Carol! She will now have her state and local annual Association dues waived for life!

11

Meet the 2014President,

Mike Vachaniimportant in your life.

As we look forward to 2014, the AAR and its leadership will actively monitor the ever changing Southern California real estate landscape to ensure our programming reflects the most timely and meaningful topics facing it. Starting today, I challenge all AAR members to make a deeper commitment to our Association and get more involved. If you do not know where to begin, just ask! Together, let’s MAKE A DIFFERENCE and 2014 will be our best year yet!

(Continued from page 8

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12

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Friday, January 10, 20146:00 p.m. to 9:30 p.m.

Noor Banquet RoomPaseo Colorado

Pasadena, California 91101

Tickets are on sale now for $65 each and can bepurchased by calling the AAR at (626) 446-2115 or

online at www.TheAAR.com

This will be an event that you will not want to miss!

2014 AARInstallation, Awards

& Casino Night