are you a victim of mortgage fraud marshall carrasco reno nv
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Marshall Carrasco Reno's #1 Short Sell Expert www.renohelp.org. Protect yourself from mortgage fraud. Marshall Carrasco a foreclosure and short sell expert is happy to help.TRANSCRIPT
Are you a victim ofMortgage Fraud??
www.renohelp.orgCall : 775-525-1205
• Fraud can be defined in its simplest form as deliberate misrepresentation and deception of anything – person or material.• Outright, unethical and immoral violation of the law been reported in the media over the last few years in the banking, and mortgage industries.
www.renohelp.orgCall : 775-525-1205
The FBI investigates courageously “Mortgage Fraud”. According to the FBI, “Mortgage Fraud” can be anything from predatory lending practices to material misstatement, misrepresentation or omission relating to the proper or potential mortgage.
Most common fraud in the mortgage and lending industry:
• Borrower fraud• Lender fraud• Who can be involved• How to protect yourself from Mortgage Fraud
www.renohelp.orgCall : 775-525-1205
Borrower fraudWith or without the assistance of a loan officer a borrower can commit fraud, by misreporting or omitting pertinent specific information such as income, credit, work or legal responsibilities.
www.renohelp.orgCall : 775-525-1205
Lender fraudWith or without the assistance of a borrower a lender in any case can commit fraud, by misinforming or fail to disclose pertaining information about the borrower that is required in lending transaction.
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Who can be involvedThe mortgage industry entails the builder, real estate sales agent, loan officer, mortgage broker, credit or debt counselors, real estate appraisers, inspectors, insurance agents, title companies, and escrow officers.
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How to protect yourself from Mortgage FraudDeal only with agencies and professional individuals that have obtained the required licensing and are monitored by government sectors. This is probably the most important of all criteria to exercise to prevent fraud.Do not pay for any services before you verify the integrity of the agency or professional requesting for payment from you.Evaluate your emotions. This will prevent you from becoming a victim ofgreed or false hope.If something sounds or seems too good to be true, more often than not it is.Stay away from getting involved in suspicious transactions, if you do getinvolved know that it will be unlikely that your transaction turns out sweetand ideal as it first seemed to be.Don’t lie on your paperwork. Beware of unscrupulous professionals who tryto pressure you or convince you into disguising information on yourpaperwork.
For more information call: Homeowner’s HOPE line (888)995-4673 or Federal Trade Commission (877)382-4357
www.renohelp.orgCall : 775-525-1205
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