ARH FEDERAL CREDIT UNION Main Office - (606) 248-8566 Fax (606) 248-7716 - E-Mail: arhfcu@bellsouth.net

RATE U date

Unsecured: Maximum= Minimum = TYPE

Loan Rates LDC/Signature Loans

$20,000.00p/member $ 100.00p/member

RATE

LOC Signature Credit Score:

LIMIT

$10,000.00 $10,000.00

(see below) (see below)

A 720 and Above B 680 to 719 C 620 to 679

D 619 and Below

ECURED LOANS (Autos, Boats, RVs, misc.) ecured: Maximum = $100,000.00

A

2018-20 2.99%

2017-15 3.99%

2014-11 4.99%

72 MONTHS ADD 1 %

84 MONTHS ADD 2%

B

4.99%

5.99%

6.99%

C D

6.99% 18.00%

7.99% 18.00%

8.99% 18.00%

CREDIT UNION WILL MATCH RATES FROM OTHER LENDERS- CALL FOR DETAILS Real Estate - Equity Loans

85% LTV - NO CLOSING 120 MONTHS OVER $50,000.00 180 MONTHS

85% LTV PLUS CLOSING 120 MONTHS UNDER $50,000.00 180 MONTHS

IShared Secured/Certificate Secured I Share Covered (100%) up to 120 Months

CD's (100% of CD) to Term of CD

ALL Loans based "On Approved Credit"

I

9.0% 11.0% 13.0% 18.0%

4.99% 5.99% 4.99% 5.99%

RATE 3.00% 3.00%

04/01/20 Savings Rates

reg./Sub-Sav: Rate0.10%

A.P.Y.

Above rate paid at end of previous month

ALL Others Same as above

(MMKT, IRA Savings, Christmas, etc.)

ertificate RATE (CDs) ERM ACCOUNTS:

Term

12-M

24-M

36-M

Amount

$1,000.00

$1,000.00

$1,000.00

. CD's

1.00% 1.0045%

1.25% 1.2571 %

1.50% 1.5103%

COVID-19 EMERGENCY LOAN SPECIAL $1,500 FOR 12 MONTHS

A 720 and Above B 68010719 C 620 to 679 D 619 and Below

4.00%

6.00%

8.00%

13.00%

The Board of Directors authorizes the

payment of dividends based upon the available earnings after provision for reserves

each month.

Note:Penalties for early withdrawals and no

deposits during the term of CD. Other

restrictions may apply, ask for a Truth-In­

Savings Disclosure or contact the credit union.

NOTE: ALL loans are subject to credit union's policies and guidelines. Loan rates are subject to changes

without further notice. Dividends are paid and compounded monthly. The Annual Percentage Yield (APY) is based on an assumption that dividends will remain on deposit until maturity. If you make a withdrawal

of the dividends from your account during its term, your APY earnings will be reduced.