Did you know?We offer a variety of accounts, card

products, and other services. Including Member Card, Credit Cards and

Online Account Opening.

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mortgages

There’s no place likeHOME

HOME

Your Home is an Important Investment,

let us help you.

Dreaming of a Home Built Just For You?

A Construction Mortgagemay be just what you need!

Our Experienced Mortgage Professionals can walk you through the process and help you determine what kind of approach will work best for you.Your Mortgage Professional will help you calculate the mortgage amount you’ll need and let you know what the approximate mortgage costs will be.

Connect with one of our experienced mortgage professionals today!

Did you know?Every new home built in Alberta is required to

be protected under warranty, thanks to Alberta’s New Home Buyer Protection Act.

encompasscu.caGo to

to learn more! Go to: encompasscu.caUse Promo Code: NEWHOME

APPLYING IS EASY!Apply Online!

At Encompass Credit Union, we understand that life can be busy and

it isn’t always easy to make it in to see us.That’s why we have a preliminary

ONLINE APPLICATION! It’s Simple and Convenient

to get the process started.

Everything you want in a Mortgage

Connect with one of our experienced Mortgage Professionals.

Our simple pre-approval process will help you to determine your needs and decide

what you can afford.

By talking with your Mortgage Professional first, you and your Realtor will have a better

understanding of what homes to look at, within your price range.

You’ll be able to move quickly and make an offer when you find the home of your dreams.

TIRED OF PAYING RENT?Thinking about buying a home

of your own?How much can I afford?

Who do I talk to for advice?

HOME There’s

no place likeHOME

Mortgage Pre-approvals

The Encompass Mortgage Advantage has a 100%

PREPAYMENT PRIVILEGE on our residential mortgages!If you sell your home at any time, you

can pay your mortgage off withoutpaying a penalty*

You can save money by paying off your mortgage more quickly. Make lump sum

payments, increase the amount or frequency of your payments...

ALL WITHOUT PENALTY!

email: mydreamhome@encompasscu.ca email: mydreamhome@encompasscu.ca

Flexible Payment Options!

Property Tax Convenience!

Competitive Interest Rate Options!

You can count on us to offer a variety of competitive interest rate options. The choices range from the flexibility of a short term open option, to your choice of fixed rate options from one to five years.

You can choose from monthly, semi-monthly, bi-weekly and weekly payment options to fit your schedule and lifestyle. You can also decide to increase your payment if you’d like to pay your mortgage off more quickly.

At your request, we will include an amount to cover your property taxes in your payment. You never need to worry about saving to pay them - or even remember to do it!

The Encompass Mortgage Advantage has

There’s no place likeHOME

*Provided funds come from your own resources.