Welcome!

guard.me International

Health Insurance

Why Do I Need Comprehensive Emergency Health Insurance?

Minor Health Issues

Major Illnesses / Accidents

Uncertain World…

Uncertain World…

What to Do Before You Leave…

Access Resources such as: • DFAIT website

• Canadian Embassy/Consulate in your destination country

• Guard.me website

What to Do Before You Leave…

• Research…

What to Do Before You Leave…

• Make sure you’re protected…

Overview of Sources of Out of Country Health Insurance

• Provincial Healthcare Insurance

• Private Group Employee Benefits Plan

• Individual Out-of-Country Insurance• Traditional Travel Insurance Programs

• Education-related Insurance Programs

Provincial Healthcare - GHIP

Private Group Employee Health Insurance

Traditional Travel Insurance

guard.me: Education-related International Health Insurance

guard.me Unique Features

•Designed for the needs of the educational traveler

• Similar Goals

•

• No GHIP requirement

• Extend coverage outside Canada

• Comprehensive Coverage

• No War or Terrorism Exclusions

• Insured Security Evacuation

Worldwide Coverage

• (Everywhere, except in your home country)

Plan Highlights - Medical

Your guard.me Plan

No deductibles, no co-payment• We pay 100% of eligible charges

Covered for 100% of Eligible Charges

Your guard.me Plan

New, emergent conditions

• 100% of eligible hospital fees, X-rays, lab testing, doctor/clinic fees, prescriptions…and many more benefits

Covered for 100% of Eligible Charges

Paramedical Covered for 100% of Eligible Charges

Up to $500 per paramedical provider

Dental Accident and Emergency

Up to $4,000

Up to $600

Plan Highlights – Non-medical

Family Visitation

Emergency Medical Evacuation

Security Evacuation - Insured

Worst-case scenarios…

• AD&D to $50,000Common carrier to $100,000

• Burial in host country to $5,000

• Repatriation of remains to $15,000

How to Claim?

1. Claims less than $1000 can be conveniently submitted online at www.guard.me/aei

2. Claims over $1000 should be mailed

• Claims Processing

How to Purchase Your Coverage

How to Purchase Coverage

How to Purchase Insurance

•

Transaction Completed

Transaction Receipt

Welcome Letter

Visa Letter

Contact Us…- 24 Hour Emergency Line: 905-667-0587

(call collect) OR

- Call the numbers on the back of your cardOR

Email: bob@guard.meWebsite: www.guard.me

What Questions Do You Have?

Quiz Time!

• What is the family transportation benefit? (The most COMPLETE answer wins)

• Which companies in Canada offer Security Evacuation as an insured benefit?

• What are the two ways payments are made by guard.me?

• Give three examples of non-medical benefits covered by guard.me

Thank you for listening…

Enjoy your travels!