august 14, 2010 anhd inc. reader

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Our neighbor buys a newspaper on MainStreet. The front page features articles byeconomic prognosticators that ask: Are

markets bullish or bearish? Whatsconsumer confidence like? Have weturned the corner? All interesting butthats not the information that our neighbor is after today. He turns to the back pagesto start circling job opportunities. Theeconomy being so slow, his company hadto downsize a few months ago. Next helllook at apartment rentals, because hes notsure hell be able to hold on to his home.

As he walks, he sees storefronts with retailspace available signs in the windows. Hepasses brownstone apartment buildingswith boards on the windows. Teen-agedboys lean in the doorways of some of them,looking around.

His eye catches a small notice at thebottom of a page: At risk of losing your home? Having difficulty making payments?Come to a free workshop, where lenderswill be on hand to help mortgage holdersdevelop work-out solutions.

Nothing to lose, he thinks, and the nextevening is sitting among a small crowd inthe all-purpose room of a local communityservice organization. The program director is introducing representatives from banks,who are arrayed around the perimeter of the room, with laptop computers, ready todiscuss possible adjustments to individualborrowers mortgage terms.

He hears about some of the other programs offered by this community non-profit and its sister organizations in thearea. They promote affordable housing in

s part of its sponsorship of The ANHD Inc Reader, Citibank is profiling the efforts of ANHDs

members who are working to build trong neighborhoods, develop new ffordable housing, and enableomeownership opportunities for first-me buyers. Citis Community

Relations' staff, which includes arofessional writer, will work withrogram staff at the local non-for-rofits to craft a story that profiles an

nnovative approach to community evelopment, a new affordableousing project serving low- and

moderate-income New Yorkers, or theourney to realizing the Americanream of homeownership. This series

will be a great way to share the many uccess stories of community-based ousing organizations across the fiveoroughs! This series will run for theext twelve months so look for moretories in future editions of The ANHD

nc Reader.

fact, they manage hundreds of unitsand are developing more. They helpcommunity residents obtain stable,

living-wage employment. Theyprovide skills development workshopsand financial education. They offer entrepreneurial training and evenmicroloans for small businesses.Theres a computerized screening toolavailable to help people determinetheir eligibility for public benefits likefood stamps and the Earned IncomeTax Credit. After-school activities foryoung people. College preparationand application assistance. Help for victims of domestic abuse. Healthscreening. Tax preparation help.Legal services.

This is amazing, he thinks. Andwonderful. They can help me turn thecorner.

Throughout the city, localorganizations staffed by caring, hard-working neighborhood people aremaking their communities better.Especially during turbulent economictimes, when people living at theedges are most at risk of losing their footing, these non-profits areredoubling their efforts to help. Of course, they are affected by thedownturn too, so along withincreased demand for their services there is greater difficulty securingnecessary resources. Corporatepartners, while committed tosupporting these organizations

Continued on page 2

Making Communities BetterTogether

Is the Obama Admins Affordable ModificationProgram Based on Faulty

AssumptionsSee page 2.

Presentation & Workshopon Year 15 ProcessSee page 9.

Resources and Notices....................4Job Listings ....................................6Calendar of Events ........................12

August 14, 2009 Volume XXXIV, Number 12

A


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programs, must allocate scarce funds judiciously. Support willgo to those programs that have the longest-term impact for the greatest number of people. Innovation by non-profits leveraging less to do more is valued highly. So iscollaboration.

The ways that non-profit community service organizations are

meeting the challenges of the economic downturn andcontinuing to help their neighbors through turbulent times willbe highlighted in a series of articles that will be published inthe ANHD Reader over the coming year. It is hoped thatthese stories will be instructive as case studies and useful toother organizations. They certainly will demonstrate that non-profits are needed now more than ever and are serving avitally important role in the lives of individuals, families andcommunities.

If you are a member of ANHD and are interested in partneringwith Citi to use The ANHD Inc Reader to share a success

the READER2 the READER

Story 1 cont.

Join ANHD on August 19th at 2PM onthe Steps of City Hall to Rally for

Affordable Housing!

Join Assemblyman Vito Lopez, ANHD, Habitat for Humanity and the Empire State Housing Alliance incalling for the creation of a true Affordable Housing TrustFund with a dedicated revenue stream. This fund wouldbe an important new mechanism for creating andpreserving affordable housing in every New Yorkcommunity.

Assemblyman Lopez and advocates will also send amessage to Governor Paterson to include $500 millionin capital funding for affordable housing programs in nextyears state budget. Investing in affordable housing notonly provides safe, decent housing for working classNew Yorkers, it also creates jobs and fuels economicdevelopment.

If you have any questions, please contact Dave Hanzelat (212) 747-1117 x 21.

The Obama Administration's plan to stabilize the housingmarket, the Making Home Affordable Plan (MHA), is in full swingand has garnered a great deal of attention. In particular, theHome Affordable Modification Program (HAMP), a segment of MHA that seeks to modify the loans of borrowers suffering ainancial hardship, has brought a great deal of hope to

homeowners who are having difficulty making their mortgagepayments. The Obama Administration hopes to help 3 to 4million homeowners with the $75 million committed to theprogram. According to the U.S. Treasury, 80 percent of allmortgages in the country are covered by HAMP. However,HAMP has gotten off to a slow and rocky start. As of the end of uly, only 370,000 loans modifications have been offered under

HAMP while there gave been almost 2 million foreclosures inhe first half of 2009.

The fact that HAMP has yet to make a significant impact onoreclosures has been blamed on the failure of servicers to staff

up and put proper procedures in place to effectively implementhe program. However, there are some who believe that the

program will be ineffective, even if the details of the program areborne out as originally intended.

The Federal Reserve Bank of Boston recently published a paper detailing why they believe that HAMP's focus on modificationsmay make the program less effective than expected. Accordingo economists at the Federal Reserve Bank of Boston,ervicers often refrain from modifying mortgages for twoeasons.

The first reason is self-cure risk. More than 30% of delinquentborrowers eventually become current on their mortgages without

a modification. If a borrower self-cures, the money spentmodifying that loan is wasted and the servicer will lose moneyhey would have gained had they not reduced interest rates or

extended the terms of loans under the HAMP program.

The second reason is re-default risk. A large number of borrowers will eventually lose their home, even if they receive amodification. Many of these homeowners will be delinquentwithin six months of a modification. As the values of homescontinue to decline, the lender may recover less from theoreclosure of a home where the owner re-defaults after

modification than if the home went into foreclosure initially.The government believes that HAMP will effectively address the

Is the Obama AdministrationsHome Affordable Modification

Program Based on FaultyAssumptions?

foreclosure problem. However, if servicers are lacking theproper incentives to modify loans, modifications may not bethe appropriate tool to prevent foreclosures. If the economistsof the the Federal Reserve Bank of Boston are correct, HAMPmay be less effective than expected.


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August 14, 2009Volume XXXIV, Number 18 3

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the READER4

DISCONNECT ED YOUTH TRAINING

NYS Department of Labor announces the availability of a totalunding of $2.5 million. It is anticipated that contract awards

may range up to $250,000. Eligible applicants for thisolicitation include educational institutions, such as Community

Colleges, BOCES programs, and school districts. In addition,duly incorporated for-profit and not-for-profit organizations,ncluding Community Based Organizations (CBO's) and Local

Workforce Investment Areas that are eligible to do business inNew York State are eligible to apply. This funding intended toerve disconnected youth by expanding career awareness,roviding dropout prevention services and developingoundation skills and competencies needed to motivate youtho achieve and succeed in their adult and work life. This will beccomplished through the provisions of services such as, but

not limited to, career planning, work readiness training, HighSchool Diploma or Equivalent preparation, and basic

ccupational skills training. The deadline to apply is August 20,009. For more information visit the website at:

http://labor.ny.gov/workforcenypartners/fundingopps/RFP46-Q.

DOE SEEKS APPLICATIONS

FOR BUILDING AMERICA PROGRAMS

The Department of Energy National Energy TechnologyLaboratory is seeking applications for industry teams tomplement the Building America Program s research programor new and existing homes. The award ceiling to be granteds $31,250,000, and the award floor is $2,500,000. Eligibility topply is extended to all types of domestic entities except

Federal agencies and nonprofit 501 (c) 4 organizations. Thedeadline to apply is August 24, 2009. For more informationvisit the website at:www07.grants.gov/search/search.do?&mode-

VIEW&flag2006=false&oppId=48215.

NEW YORK COMMUNIT Y TRUST ANNOUNCES 2009 NEIGHBORHOOD RE VITALI ZATION PROGRAM

The New York Community Trust announces a Request for Proposals for the 2009 Neighborhood Revitalization Program .The program will continue to focus on projects designed tohelp residents cope with economic hardship. The programsmphasis will be on funding community developmentorporations that have shifted from a housing-only focus to a

more holistic approach to community development and areworking to deliver neighborhood recovery services. Eligible

activities include benefits counseling, employment counseling,eviction prevention and housing court advocacy for tenants,and helping working poor families access safety net servicesand benefits. Organizations that are community residentdriven are eligible to apply, and must meet the followingcriteria: at least one year of work in community-based housingor economic development work; evidence of the successfulcompletion of a project that improved conditions in theorganizations neighborhood; strong neighborhood base,including community-resident participation on board of directors; and the ability to work with other organizations andconstituencies in the community, such as community boards or other nonprofit organizations.

For more information visit the website at:www.nycommunitytrust.org/GrantSeekers/HowtoApply/RequestsforProposals/tabid/214/Default.aspx.

NYSERDA OFFERS ENERGY CONSERVATION

GRANT S T O NONPROFITS

The New York State Energy Research and Development

Authority (NYSERDA) has announced a new grant opportunitythrough the Energy Conservation Study ARRA AssistanceProgram . This opportunity provides funding to complete EnConservation Studies , which can be used to supportapplications to upcoming project implementation fundingopportunities through NYSERDA's administration of AmericaRecovery and Reinvestment Act (ARRA) funds.

All New York State non-profits [501(c) 3] will be eligibleparticipants. The studies can address the following topics:energy efficiency; renewable energy; and alternative fuelvehicles. Under this program, each applicant will be eligible toreceive funding of 100% of the study cost up to $30,000. The

completed study can then be used as supplemental materialfor future ARRA grant applications.For more information and to apply, visit the website at:www.nyserda.org/funding/0004pon.asp

FUNDING FOR FAIR HOUSING INIT IATIVE PROGRAM

The US Department of Housing and Urban Development(HUD) announces a total program funding of $3,100,000 for the Fair Housing Initiatives Program (FHIP) Education andOutreach Initiative (EOI). This Initiative assists organizationsthat inform the general public about their rights and obligationsunder the Fair Housing Act and substantially equivalent Stateand local fair housing laws. Qualified Fair Housing

Resources and NoticesThis area highlights available resources and fundingopportunities for nonprofit organizations .


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Enforcement Organizations (QFHO), Fair Housing Enforcement Organizations (FHO), and nonprofitorganizations representing groups of persons protected under Title VIII of the Civil Rights Act of 1968 are eligible to apply.The deadline for applications is September 18, 2009. For more information visit the website at:www07.grants.gov/search/search.do?&mode=VIEW&flag2006=false&oppId=48729

HUD also has $21,100,000 available for funding of the Fair Housing Initiatives Programs (FHIP) Private Enforcement nitiative (PEI). This Initiative assists private, tax-exempt fair

housing enforcement organization in the investigation andnforcement of alleged violations of the Fair Housing Act andubstantially equivalent State and local fair housing laws.

Eligibility is extended to QFHOs and FHOs, public or private,not-for-profit organizations or institutions and other public or private entities that are formulating or carrying out programso prevent or eliminate discriminatory housing practices. The

deadline to apply is September 18, 2009. For morenformation visit the website at:

www07.grants.gov/search/search.do?&mode=VIEW&flag2006=false&oppId=48727

HUD has an estimated funding of $21,200,000 to fund theFair Housing Initiatives Program (FHIP) Fair Housing Organizations Initiative (FHOI). This Initiative providesunding to QFHOs, FHOs and nonprofit groups organizing to

build their capacity, establish new fair housing enforcementorganizations and/or provide fair lending enforcement in

underserved areas. For more information visit the website at:www07.grants.gov/search/search.do?&mode=VIEW&flag2006=false&oppId=48728.

FUNDING FOR EMERGENCY NEEDS FOR THE HOMELESS PROGRAM

The New York State Office of Temporary and DisabilityAssistance Bureau of Housing and Support Services isequesting proposals from not-for-profit corporations for the

Emergency Needs for the Homeless Program (ENHP). Thisprogram is intended to improve the overall system of providingmergency services to homeless individuals and families, and

hose at risk of becoming homeless by ensuring that theseervices are targeted and enhanced in order to assist the

homeless toward a stable and secure independent future.The deadline to apply is September 4, 2009. For morenformation visit the websitet:www.otda.state.ny.us/main/cgo/2009/ENHP/

BRIDGE ST REET INIT IATES FIRST INVESTOR PROGRAM

Bridge Street Development Corporation and Signature Bankre initiating the First Investors Program , a 20 week program

which teaches participants how to invest in stocks, bonds andmutual funds. Each participant will receive matching grants

from Signature Bank and a financial planner to assist withinvesting. Classes will be held every Tuesday beginningSeptember 15, 2009, 6:30 8:30 pm. The requirement toattend classes is as follows:

$750 to deposit in a Signature account Annual income of $56,500 (maximum)

For more information contact Bridge Street DevelopmentCorporation, 456D Nostrand Avenue, Brooklyn, NY. Phone:(718) 636-7596 ext. 14.

APARTMENTS FOR SALE OR RENT

Affordable three family homes for sale in the OceanHill/Brownsville Section of Brooklyn.

Applications are being accepted to participate in a lotteryfor 48 affordable residential cooperative apartments at 150Featherbed Lane in the Morris Heights Neighborhood of theBronx.

Waters Edge at Arvene Condominium announces thatapplications are being accepted for 31 affordable three-bedroom oceanfront condomimiums between RockawayBeach Boulevard and the Atlantic Ocean in Far Rocakway,Queens. Over $12,000 of homebuyer tax credits anddeveloper incentives are available for a limited time.

For more information visit the website at:www.nyc.gov/html/hpd/html/buyers/lotteries.shtml

August 14, 2009Volume XXXIV, Number 18 5

44 Wall Street, 12 th Floor New York, NY 10005

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A full-service consulting firm devoted tothe development of affordable housing

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the READER6

DAVIS-BACON COMPLIANCE OFFICER

Northern Manhattan Improvement Corporation is seeking aDavis-Bacon Compliance Officer, WeatherizationDepartment. Responsibilities: Monitoring contracts:ncluding consulting, and professional services, constructionnd other services. Perform complex review of NMIC and

NMIC subcontractors payroll compliance using Davis-Baconprevailing wage standards and applicable City Ordinances for

City, federal and federally assisted construction projects.Conducts on-site interviews with NMIC contractors, vendorsnd their employees to confirm contractual compliance.

Qualifications: Bachelors degree in Business Administration;Three years experience supervising and/or performing public

rocurement activities; performing pre-award, contractnegotiation and post-award contract compliance activities;Great benefits. To apply send resume/cover letter to (212)28-4180, or [email protected] (with position of nterest in subject line).

DIRECTOR OF PROPERTY AND ASSET MANAGER

Leading nonprofit NYC housing agency seeks Director of Property and Asset Manager. Ideal candidate must havetrong background in DHCR registration, LIHTC reporting,

negotiation with contractors, commercial and residentialeasing and Yardi. Minimum 3 years experience in supervisoryole in property management required. Send cover letter andesume to [email protected].

ESOL TEACHER/FAMILY LITERACY COORDINATOR

Northern Manhattan Improvement Corporation (NMIC)eeks a full-time ESOL Teacher/Family Literacy

Coordinator. Responsibilities: Implementing student-entered, thematic lessons focusing on communicativeompetence; Oversee the Family Literacy Program ; Managehe programs outreach/recruitments efforts. Qualifications:

BA/BS; MA/MS; at least two years of ESOL teachingxperience/administrative experience. Bilingual Spanish (oralnd literacy) required. Great benefits. Send resume andover letter to (212) 928-4180 or [email protected] (with position of interest in subjectine). NMIC is an Equal Opportunity Employer and actively

encourages candidates of diverse backgrounds (men andwomen) to apply.

MORTGAGE FORECLOSURE PREVENTION COUNSELOR

The Cypress Hills Local Development Corp. (CHLDC) isseeking a Mortgage Foreclosure Prevention Counselor.Responsibilities: Producing educational seminars onrefinancing, credit and budget management, avoiding

foreclosure and home repair issues; Identifying and outreachto, homeowners with mortgage arrears; Providecomprehensive mortgage default counseling; Acting as liaisonand advocate between homeowners in crisis and their lenders.Qualifications: B.S in Business, Urban Planning, Social Workor related field. One to three years relevant work, or equivalent education and work experience. Excellentcommunication skills. Computer literate. Bilingual-English/Spanish Salary: $35,000 - $40,000 depending oneducation and experience, plus benefits. Fax or send cover letter and resume to: Rene Arlain, Director of HousingCounseling, Cypress Hills LDC- 3214, Fulton St.; Brooklyn,NY 11208. Fax: (718) 647-2104 or Email:[email protected].

PROJECT MANAGER

Manhattan Valley Development Corporation is seeking aProject Manager. Responsibilities : Assisting in overseeinall phases of the repositioning of five LIHTC projectscontaining 300 units that have and/or will reach Year 15 over the next several years; Coordinate project teams and workclosely with NEF and HPD; Identify and apply for energyretrofitting financing and assist in writing funding proposals.Qualifications: BA/BS degree with two plus years of workexperience in housing, government, finance or planning;experience with project coordination and producing under deadlines; knowledge of affordable housing underwriting;knowledge of Excel preferred: MPA, MA or MBA in planning,policy or finance; knowledge of the LIHTC; experience inworking with HPD; familiarity with NYSERDA programs. Bi-lingual Spanish-English Language. Salary : $45-$55,000depending on experience, plus benefits. Send resume andcover letter to Dena Davis, Executive Director, MVDC.Fax: (212) 749-4466. Email [email protected].

Job ListingsTo place an ad in the next issue, fax copy to ANHD at (212) 747-

1114 or email [email protected]. The deadline for the August 28thissue is August 19th.

Price List for Job Listings:1 issue: $35, 2 issues: $60, 3 issues: $75

ANHD members in good standing will receive one issue with job listing at no charge.PLEASE limit copy to 100 words. ANHD INC.reserves the right to edit text.

To place an ad in the next issue, fax copy to The ANHD Reader at (212) 747-1114 or email to [email protected].


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F ALL /W INTER 2009-2010 C OURSES & W ORKSHOPS

I N H OUSING P RODUCTION AND P RESERVATION

M ANAGING L EAN AND G REEN : Monthly Workshop Series for Affordable Housing Managers .Co-sponsored by ANHD, SHNNY & Pratt Center . A monthly 10-session forum to learn & shareinformation about how to make your existing housing portfolio more energy efficient, healthier, and morefinancially viable. Groups may sign up for the whole series and send any one staff person they want from

their organization for any single presentation, or sign up for individual sessions at a slightly higher rate.For affordable housing managers, project managers, developers, senior maintenance & fiscal staff.

Time : 1st Wednesday of every month from 10 AM-12 PM beginning 10/7/2009 (Light breakfast)Location : Pratt Center, Manhattan, 144 W. 14th Street, between 6th and 7th Avenues.Fee : $200.00 for the 10 sessions or $25.00 per session. Register at www.prattcenter.net/events

1. Making Buildings Energy Efficient & Calculating Your Energy Use . A hands-on workshop.2. Management Techniques to Reduce Energy Use . Overview & how to train staff.3. Reducing Indoor Toxins & Integrated Pest Control . Green cleaning products and pest control.4. Overview about Building Retrofits. Case study, what to include, where to start, and how to finance.5. NYS Weatherization Assistance Prog. How WAP works, who's eligible, maximizing incentives.6. NYSERDA Multi-family Performance Prog. How it works, eligibility, how to combine with WAP.7. What's up with Water? NYC Water Costs & Conservation . Learn about what you can do.8. Green Roofs . What is it, what are the alternatives, costs, financing, obstacles & benefits.9. Solar Power Programs: Using the sun to power affordable housing. How it works & financing.10. Political Climate Change One Year Later: A Forum about New Policies, Resources and

Programs to Retrofit NYC .

September 24, 2009, 1:00 PM-4:30 PM. Repositioning Y15 Low Income Housing TaxCredit Projects - A Technical Presentation & Workshop . Moses Gates, ANHD CHAMPDirector, Lisa Deller, NEF Director of Asset Management, and HPD Y15 staff will present & lead a

workshop on the various technical issues involved in the Year 15 repositioning process. Topicsinclude needs assessments, contractor selection, violation clearance, and other building and technicalissues. This workshop is specifically geared toward project managers, and other hands-on developmentstaff. An organizational and legal overview and discussion of the Y15 process will also bepresented by Lawyers Alliance later this fall.

M ANAGING A FFORDABLE H OUSING : An Introduction to Asset & Property Management .Managing Affordable Housing is a mini-course for building managers and other staff of nonprofithousing agencies that develop and manage affordable housing. The course will be presented by affordablehousing experts and professional property managers. Groups sign up for the whole series and may sendany one staff person they want from their organization for any single presentation.

Time : 4 Thursdays from 1:00-4:30 PM. Fee : $250 ( $150 for the staff of ANHD member organizations )

October 1, 2009. T HE BUSINESS OF ASSET AND P ROPERTY M ANAGEMENT with Lisa Deller. Day-to-day operations: rent collection, supervising maintenance staff, record keeping, monitoring contracts,marketing & leasing, risk management & insurance. Managing the outside manager vs. self management,front & back office split, and other organizing issues.

October 8, 2009. H OUSING C OURT : W HAT HAPPENS WHEN YOU HAVE TO TAKE A TENANT TO COURTwith Louse Seeley. Louise Seeley, prominent housing attorney & ED of Housing Court Answers, will

walk through the various steps associated with different aspects of housing court, with tips for owners.

May 22, 2009Volume XXXIV, Number 11 7


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October 15, 2009. NY S TATE W EATHERIZATION ASSISTANCE P ROGRAM (WAP) with Dan Grau . Theapplication process, eligibility criteria, financial benefits, areas of negotiation in the program, buildingimprovements/ energy-saving retrofits (heating systems, insulation, lighting & appliances, and windows).

October 29, 2009. C OMPLIANCE : W ITH A FOCUS ON L OW INCOME H OUSING T AX C REDIT (LIHTC)R EGULATIONS . Understand key players & issues in tax credit compliance, certification & incomedocumentation requirements, tips, and working with NYC HPD & NYS DHCR.

M AINTENANCE OF A FFORDABLE M ULTI -F AMILY H OUSING . ANHD will offer this popular course on the maintenance of affordable housing properties, with a focus on retrofitting for greater energyefficiency to reduce environmental impact and operating costs over time. This 4-session course isspecifically geared to building managers, superintendents & maintenance staff of nonprofit-sponsored,affordable multi-family housing. Site visits to affordable housing projects and facilities owned andmanaged by ANHD members will be an important part of the curriculum. Groups sign up for the wholeseries and may send any one staff person they want from their organization for any single presentation.

Time : 4 Thursdays from 1:00-4:30 PM. Fee : $250 ( $150 for the staff of ANHD member organizations )

November 5, 2009. A N INTRODUCTION & O VERVIEW TO BUILDING M AINTENANCE with Aaron Lewit,Construction Manager. Building systems: envelope, mechanical, heating, ventilating, cooling, plumbing,electrical, communication, vertical transportation systems; maintenance staff/management andmaintenance/tenant relations; the rehabilitation process. Basic physics for building operation.

November 12, 2009. M AINTAINING HEATING PLANTS AND OTHER MAJOR SYSTEMS : Heating & Hot Water. A professional heating contractor will teach us about combustion, boilers & heating distribution.

November 19, 2009. M AKING M ULTIFAMILY BUILDINGS P ERFORM M ORE E FFICIENTLY : Maintenance& Retrofitting Various Energy Conservation Measures with Gregory Elcock. A comprehensive energyusage analysis utilizing a whole building systems approach: building envelope (roof, parapets, decks, walls,

windows & doors), electricity, water, heating, building controls, health & safety. We will learn bestpractices for building energy conservation & retrofits.

December 3, 2009. F IELD T RIP T O C ONSTRUCTION SITE (S): Understanding up-close the buildingenvelope and major systems (mechanical, electrical, heat, cooling and plumbing). A prominentconstruction contractor will guide us through a construction site to see & understand the buildingenvelope and major building systems prior to various items being enclosed.

Unless otherwise indicated, all courses and workshops will be held at the ANHD office at 50 Broad Street, Suite 1125, Manhattan. For more information about the offerings in Housing Development & Preservation, contact Moses Gates at 212-747-1117 x 15 ( [email protected] )or Mike Bucci at 212-765-7123 ( [email protected] ). More details about the upcoming classwill be available on the ANHD website at www.anhd.org . You must be registered in advanceto attend any course or workshop.

To register for the Managing Affordable Housing and Maintenance of Affordable Multi- Family Housing courses, contact Rita Mazza at 212-747-1117, x 10, or [email protected]

To register for the Managing Lean & Green Workshops go to www.prattcenter.net/events . For more information write : [email protected] .


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ANHD gratefully acknowledges Wachovia Foundation, Astoria Federal Savings, and Ridgewood Savings Bank for their generous support of ANHDs Affordable Housing Institute and training programs

Association for Neighborhood and Housing Development50 Broad Street, Suite 1125, New York, NY 10004 (212) 747-1117 Fax: (212) 747-1114

Thursday, September 24, 20091:00 PM 4:30 PM

A T ECHNICAL P RESENTATION & W ORKSHOP OF THE YEAR 15 R EPOSITIONINGP ROCESS FOR LOW INCOME H OUSING T AX CREDIT P ROJECTS

Moses Gates, ANHD CHAMP Director, Lisa Deller, NEF Director of Asset

Management, and HPD Y15 staff will present & lead a workshop on the varioustechnical issues involved in the Year 15 repositioning process. Topics include needsassessments, contractor selection, violation clearance, structuring the new ownershipentities, arrears and liens, transfer taxes, real estate tax abatements, and funding forrenovations.

This workshop is specifically geared toward the hands-on development staff. Anorganizational and legal overview and discussion of the Y15 process will also bepresented by Lawyers Alliance later this fall.

Location: ANHD offices, 50 Broad Street, Suite 1125

Cost: $50.00 per person ($20 for ANHD members) Advance registration is required.Seating is limited, and priority is given to ANHD members.

To Register: Mail this form with payment to ANHD, 50 Broad St., Ste. 1125, NY, NY10004, Attn: Rita Mazza, or fax to 212-747-1114. (Make checks payable to ANHD).Contact Moses Gates 212-747-1117 x 15 - [email protected] ) or Mike Bucci 212-765-7123 - [email protected] ) with questions about this workshop.

Name/Title____________________________________________________________

Organization__________________________________________________________

Address_______________________________________________________________

_______________________________________________________________

Office Phone ( ) ______________________ Fax ( ) ______________________

Cell ( ) ________________________ Email_____________________________

9 August 14, 2009

Volume XXXIV, Number 18


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the READER10

Citi, in cooperation with ANHD, is pleased to

present a year-long series of feature articles

highlighting the work of our non-prot

community partners.

Working together, we are making communitiesbetter because we are there.

To learn more, please visit:

http://www.citigroup.com/citi/citizen/community.

2009 Citigroup Inc. Citi and Arc Design is a registered service mark of Citigroup Inc. Citi never sleeps is a registered service mark of Citigroup Inc.

Work together. Make a difference.


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The New York Mortgage Coalition (NYMC) is a unique collaboration of financial institutionsand community housing agencies dedicated to helping low to moderate-income familiesbecome first-time homebuyers in the Greater New York area. Through financial workshopsand one-to-one homeownership counseling, NYMCs eight community groups educatequalified borrowers into becoming responsible home buyers. Participating lenders providecompetitive, fixed-rate loans which may include closing cost and down payment subsidieson a need basis.

For more information on joining the New York Mortgage Coalition please contact:

Ken Inadomi, [email protected]

Every year the New York Mortgage Coalition

helps thousands of renters preparefor homeownership.

NYMCs Financial Institutions:

Amalgamated Bank, Astoria Federal Savings Bank, Bank of America, Capital One Bank, Citibank, EverBank, HSBC, JPMorgan Chase, M & T Bank.

NYMCs Community Housing Agencies:

Asian Americans For Equality, Cypress Hills Local Development Corporation, Harlem Congregations for Community Improvement, Housing Partnership Development Corp., Housing Action Council, Long Island Housing Partnership, Neighbors Helping Neighbors,and Pratt Area Community Council.

Creating affordable homeownership

May 22, 2009Volume XXXIV, Number 11 11

Ad Here


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the READER12

INVESTING INAFFORDABLE HOUSING

WITH OUR NONPROFIT PARTNERS

Call us to talk about your project

MARIADELE PRIEST212-216-8944

Calendar of EventsSubmission deadline: Items for The Reader, Calendar of Eventsfor August 28 - September 11 must be received by Wednesday,August 19.Bridge Street Development Corporation is hosting a seriesof Webinars: What to Expect When Facing Foreclosure.

September 15, 6:30-8:00 pm: Safeguarding Your New Home.

To register for the webinar visit the website at:https://bridgestreet.megameeting.com/register.html?Con_ID=4fa957b-6a5f-4e58-927b-83bb00459baa. For more informationall (718) 636-7596 ext. 14.

AUGUST

August 27, 6:00 8 pm: Free Seminar: How To Hire anEffective Contractor. Sponsored by NHS of East Flatbush, anot for profit housing organization, this event will discuss howhomeowners can effectively screen, evaluate contractors, andvoid being ripped off. Location: Neighborhood Housing

Services of East Flatbush, 2806 Church Avenue. (betweenNostrand and Rogers Avenues.) To reserve space, call 718-469-4679.

New Offices forthe Lawyers Alliance

Lawyers Alliance has moved to 181 Madison Avenue (at33rd Street), 6th floor, New York, NY 10016. The new7,200 square-foot space includes an on-site facility for Lawyers Alliances workshops that accommodatesapproximately 30 participants.

I am confident that our new accommodations will play anintegral role in Lawyers Alliances ability to offer

excellence in legal services and educational programs for nonprofits, said Executive Director Sean Delany.

The organization's telephone number, 212-219-1800, andfax number, 212-941-7458, will remain the same. Visit

ANHD INC. is a not-for-profit social welfare organization which advocates on behalf of New York City community-based non-profithousing organizations and the neighborhoods they serve. ANHD INC. advocates for comprehensive, progressive housing policies andprograms to support affordable, flourishing neighborhoods for all New Yorkers, especially our lower income residents.

The ANHD Inc. Reader (ISSN: 2150-5292). The ANHD Inc. Reader is published 26 times per year (bi-weekly) by ANHD INC., whichis located at 50 Broad Street, Suite 1125, New York, NY 10004. Phone: (212) 747-1117. Fax: (212) 747-1114.

Do you want to get The ANHD Inc. Reader every 2 weeks?

Send your email address to [email protected]

august 14, 2010 anhd inc. reader

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