august 2014

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Official Newsletter of the Home Builders Association of Lake-Sumter August 2014 Vol 39 Issue 2 To Promote & Protect Homeownership as the American Way 2014 Business Silver Mark Your Calendar: Online Calendar August August 6th 9a: Gov. Affairs Com- mittee meeting Noon: NEW MEETING DAY ! Remodelers/Green Aug 7th 8:30a: SMC/Parade Noon: Membership Committee Aug 12 2:30 P Home Show Committee 4:15 P Finance 5 P Board of Directors Aug 26th 6 P General Membership Meeting Guest Speaker: Rob- ert Chandler Director of Lake County Eco- nomic Development Aug 27 & 28 Continuing Education Classes See Page 9 for more details 2014 Corporate Thank You to Our Annual Sponsors for your Generous Support Congratulations Sean and Mike Hensley for winning First Place in the 2nd Annual Horseshoe Tournament at Burkes BBQ in Fruitland Park. Page 10-11 Page 9

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On the Level is a trade publication of the Home Builders Association of Lake-Sumter, published 11 times a year.

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Page 1: August 2014

Official Newsletter of the Home Builders Association of Lake-Sumter August 2014 Vol 39 Issue 2

To Promote & Protect Homeownership as the American Way

2014 Business Silver

Mark Your

Calendar: Online Calendar

August

August 6th

9a: Gov. Affairs Com-mittee meeting

Noon:

NEW MEETING DAY !

Remodelers/Green

Aug 7th 8:30a:

SMC/Parade

Noon: Membership Committee

Aug 12 2:30 P Home Show Committee

4:15 P Finance

5 P Board of Directors

Aug 26th 6 P

General Membership

Meeting

Guest Speaker: Rob-

ert Chandler Director

of Lake County Eco-

nomic Development

Aug 27 & 28

Continuing Education

Classes

See Page 9 for more

details

2014 Corporate

Thank You to Our Annual Sponsors for your Generous Support

Congratulations Sean and Mike Hensley for winning First Place in the 2nd Annual Horseshoe Tournament at Burkes BBQ in Fruitland Park.

Page 10-11

Page 9

Page 2: August 2014

www.LakeSumterHBA.com Home Builders Association of Lake-Sumter Page 2

August 2014

Home Builders Association Lake-Sumter 1100 N Joanna Avenue Tavares, FL 32778

Ph 352-343-7101 Fax 888-966-0592 www.LakeSumterHBA.com

www.facebook.com/LakeHBA

Officers & Directors President William Wilburth - W.C. Wilburth, Inc. Construction Ser-vices Vice President Sean del Castillo - Habitat for Humanity Lake-Sumter Associate Vice President Paul Swanson - George Nahas Chevrolet Secretary/Treasurer Dale Roberts - Dale E. Roberts & Assoc. Immediate Past President William Dorman - White Aluminum Products Builder Directors Andrew Nutt - Holly Homes, Inc. Cynthia Couillard - Dibarco Building Corp Craig Hegstrom - Hegstrom Homes Joe Ziler - Kevco Builders, Inc. Philip Crotwell - Design South Homes, Inc. Peter Logan - Medallion Home Associate Directors Susan Adams - Ro-Mac Lumber and Supply Eric Love - The Paint Drop by Valspar Jeanne Abernathy - ERA Grizzard Real Estate Life Directors Mike Carter - Granger-Carter Construction & Dev. Carl Ludecke - Charlie Johnson Builder George Hansford - Prominent Construction Clarence Tibbs - STE Electrical Systems

Staff

Carolyn Maimone - Executive Director Kelly Hoover - Administrative Assistant On The Level is published monthly by the Home Build-ers Association of Lake~Sumter. Every attempt has been made to insure the accuracy of all information pre-sented, however no guarantee or warranties are provid-ed. For advertising, contact the HBA at 352-343-7101 or visit our website. The HBA reserves the right to refuse any advertising.

Sponsorships Available for

Monthly GMMs

See page 8 or Call HBA Staff at

352-343-7101 for details

Are you leaving money on the table??

FHBA Member Rebate Program A Member Benefit that

Puts Cash In Your Pocket

To start receiving your rebate, please register (tells them where to mail your refund check)

and submit a Rebate Claim Form found on the website. The Rebate Claim Form lists all partic-ipating Manufacturers in the program and what

is needed in order to process your rebate.

Website to register: http://www.hbarebates.com/

More info and Registration form: http://www.hbarebates.com/uploads/

FHBA_Quarterly_Ad.pdf Have Questions? Program Administrator:

Rich Robinson Toll-free direct: 866-849-8400 Email: [email protected]

Page 3: August 2014

www.LakeSumterHBA.com Home Builders Association of Lake-Sumter Page 3

August 2014

I hope everyone had a great Independence Day. Thank you to all of our members who have served and helped make Independence Day possible. What a great time we had at the Bowling Tournament in June. This was a fantastic opportunity to network and enjoy a little friendly competition. All I saw was a bunch of happy people. That was a great sight. Good job, RO-MAC, this years Champions! Did you know? Your Membership Dues actually do quite a lot. The Resources are there for us to use, with just a click of your mouse. Not only are you a member of Lake & Sumter County HBA, www.LakeSumterHBA.com, you are also a member of Florida Home Builders Association, www.fhba.com and a member of National Association of Home Builders, www.nahb.com. All three of these websites are incredible. National offers a large range of educational opportunities and certifications. National does so much for the Industry as a whole covering the entire US. Flor-ida Home Builders Association has so much to offer all of us. There is a large range of contracts

and forms for every phase of Construction. The SEBC is hosted by the State and it is in its 36th year. There is a wealth of information and training available, either free or at a discounted member rate. Lake & Sumter County HBA is your best re-source. Carolyn & Kelly go above and beyond to help guide all Members through all of our business needs. Suggestions are very welcome as we are constantly growing and learning. This is a tough enough industry to be in, but to know there are so many willing to help another member is a good feeling. If you have never signed on for their resources, it is very easy. If you don't know your number, just ask our office. You have so many people at your finger tips to help you with your company. We are a strong group as members of these Associations. Everyone is here to help.

Bill Wilburth W.C. Wilburth Inc., Construction Services President HBA Lake-Sumter

Building Permits

MAY #Single Family Permits Value Lake County 48 15,819,848 Tavares 18 4,343,811 Eustis 24 7,716,554 Leesburg 7 876,757 Lady Lake 2 425,575 Montverde 1 517,728 Clermont 23 4,679,285 Mount Dora 3 748,882 Sumter County 183 49,462,394

JUNE #Single Family Permits Value Lake County 41 13,233,342 Tavares 16 3,574,698 Eustis 2 548,754 Leesburg 5 613,490 Lady Lake 0 Montverde 0 Clermont No report Mount Dora 4 976,566 Sumter County 176 52,353,503 Thank you to the building departments for supplying this infor-mation. Cities missing did not report.

PRESIDENT’S MESSAGE

Page 4: August 2014

www.LakeSumterHBA.com Home Builders Association of Lake-Sumter Page 4

August 2014

SALES AND MARKETING (SMC)

Market Update The June Housing Scorecard (www.hud.gov/scorecard) reports sales of new and existing homes are up. New home sales surged 18.6% in May, and were up 16.9% from a year ago. Sales of previously owned homes were up 4.9% from April, and those homes starting the foreclosure process were down 10%

from the previous month. The New York Times put it like this: “One way to tell the housing market is beginning to show signs of health would be that the builders are starting to sell more homes than the banks. We’re not there yet, but the gap is narrowing.” On a local level, the resale market is strong in several are-as . According to the Realtors® Association of Lake & Sumter Counties, the average sales price in Jun rose to $166,177, up from $159,761 in May. For the first six months

of the year, 2,864 homes have been sold, compared to 2,957 sold in the same period last year. Two other key indi-cators are the average days on market has dropped from 106 to 90, and the overall inventory has dropped to 5.5 months. Competition is strong in the markets under $200,000, with inventories below 5 months. 513 homes sold in June, and the list to sales price was 96%. Keep your marketing message loud and clear so that buyers can find you! Whether it’s your online presence, or your physical presence in bricks and sticks, there are good, quali-fied buyers out there looking for great home designs in de-sired locations that they can call home.

Advertise In

On the Level

Special

Member Rates

Save Up to 30%

compared to

non-member

pricing Call

352-343-7101

Jeanne Abernathy ERA Grizzard Real Estate Sales and Marketing Chairman

Wish List

Enclose A/C Unit (in garage) Donations for a New Roof

(It’s looking bad)

Get on the Email Reminder List for a committee by calling 352-343-7101 or emailing

[email protected]

GREAT NEWS!

Jim Rahman (Westmont Construction) who had been battling cancer is now cancer free. We look for-ward to seeing Jim real soon. Thank you for keeping Jim in your thoughts & prayers

Page 5: August 2014

www.LakeSumterHBA.com Home Builders Association of Lake-Sumter Page 5

August 2014

Save Up to 30%

Dream Community / Dream Home - an opportunity of a lifetime Greetings Dream Builders, Developers and Remodelers, The Parade Committee and HBA Staff have been working diligently preparing for the 2015 Pa-rade. The Parade Entry Fees and Sponsorship Levels have been finalized. Entry and Sponsorship Forms will be available online at www.LakeSumterHBA.com. Dream Community Benefits are ready for distribution. Final benefits will be tailored to meet specific needs of the Developer/Builder of the Dream Community or Dream Home. This is an opportunity of a lifetime that extends well beyond the Parade. Do you want to be the center of attention for all things Parade? Are you ready for an increase in traffic, qualified leads and sales? Sure you are. For more information about how you can benefit from being the Dream Community / Dream Home, please con-

tact Carolyn Maimone, EO at the HBA office. Deadline for bids TBA soon! As soon as a Dream Community or Dream Home is announced, we will begin promoting on Social Media and distributing Press Releases to our media partners. We need your PLEDGE. No, not the furniture polish, the 2015 Parade of Homes Entry Pledge. We will be asking for your POH Entry Pledge to get a rough idea of how many entries to anticipate for 2015. We know how many entries we'd like to have but in order to begin planning a relevant marketing and advertising campaign for the Parade, we need to hear from Builders, Remodelers and Developers. The 2015 Parade of Homes Pledge is not a binding agreement, simply a quick sur-vey. So when you get the postcard, email or phone call, please take a minute to respond. Until next month, keep the faith, keep pushin' on, and keep Building Excitement! Can we quote you on that? SAID A BUILDER ABOUT THE 2014 PARADE - We “ had good traffic, really excited about new Realtors that toured homes, we will definitely participate again next year. Overall very successful! " KB Home

Dale Roberts Dale E Roberts & Associates

2015 Parade Chair

BROWNE DISTRIBUTORS LANDSCAPE SUPPLIERS

COMMERCIAL ● WHOLESALE ● RETAIL

Red Mulch Cypress Mulch

Pine Bark Nuggets Also in Bags

Baled Pine Straw Potting Soils

Top Soils

Rubber Mulch 15 Varieties of Stone

Lava, River, White Marble, etc. PATTY or DEBBIE

Office (352) 326-8461 Fax (352) 365-8338

2600 N. U.S. Hwy 27 ● Fruitland Park, FL 34731 www.landscapesuppliers.com

U.S. Hwy 27 ● Minneola, FL 34755 Office: (352) 242-0810

Two Locations

Page 6: August 2014

www.LakeSumterHBA.com Home Builders Association of Lake-Sumter Page 6

August 2014

George Nahas Chevrolet Dedicated to Serving All Your Automotive Needs

Paul Swanson Commercial/Fleet Manager

Direct line 352-748-8605 Cellular 772-521-6064

pswanson@

georgenahaschevrolet.com

www.georgenahaschevrolet.com

4135 E State Rd 44 in Wildwood

$500

NAHB

Discount

Local News

Lake School Board says impact fees must be

increased to pay for growth

DailyCommercial.com —June 16, 2014

LIVI STANFORD | Staff Writer [email protected] With a projected increase of 400 students next school year, several Lake County School Board members say they must raise more revenue to pay for new classrooms and other capital needs and borrowing money is not an option. School Board Member Tod Howard said not raising school impact fees could force the district to go to year-round school to accommodate the overflow of students. Read More here...

Tired of Impact Fees?? Attend the “Meeting of the Minds” August 18th at the HBA office, 10 AM. FHBA Govern-mental Affairs Director Doug Buck and Chief Council Keith Hedrick will be coming from Talla-hassee to meet with the HBA members to discuss options and devise solutions. After, they will meet with Senator Hays to take our message to the Legislature.

Come be a part of the solution. Get your message and ideas heard.

10 am Monday August 18th, HBA Conference Room

Page 7: August 2014

www.LakeSumterHBA.com Home Builders Association of Lake-Sumter Page 7

August 2014

See all Newsletters in

Vibrant FULL COLOR at

LakeSumterHBA.com/newsletters.html

SEBC Highlights!!

Marc Robertz with Ap-pleseed Marketing won an Excel Award for the HBA Profiles Video

Attorney General Pam Bondi spoke to the GA Committee

A Celebration of Paul Thompson’s Retirement

FHBA Board Meeting: George Hansford, Andrew Nutt, Bill Wilburth and Bud Dorman

Commissioner of Agriculture Adam Putnam addressing the Board

Paul Thompson and his grand daughter

Page 8: August 2014

www.LakeSumterHBA.com Home Builders Association of Lake-Sumter Page 8

August 2014

General Membership Meeting Sponsorship Opportunities

HBA Member Pricing $175 per Meeting

Save $75 off Non-member price

Reserve your date now by phone or email to

the HBA : 352-343-7101 or

[email protected]

What You Receive as a Meeting Sponsor

∎ Name & logo on front page of newsletter

(time sensitive)

∎ Name & Logo in an eMember Connection

∎ 5 Minutes at the Podium

∎ Your Flyers & Widgets at Meal Tables or

Display Table

∎ 2 Complimentary Meals

2014 Available Meeting Dates* General membership meetings begin with net-working at 6 PM, followed by dinner and the pro-

gram. Some meetings are held at the Elks Lodge, 2540 Dora Avenue, Tavares. Know of a good meeting location? Please share with us. We like to move the meetings around to better serve our members, make things interesting and promote local businesses. Dates are subject to change.

August 26 September 23

October 28

2015 January March April

Remodelers Council

Cindy Couillard Dibarco Building Corporation 2014 Remodelers Council Chair

Cindy Couillard (Dibarco Building Corpo-

ration, Remodelers Council Chair

and Andrew Nutt (Holly Homes Inc.,

Green Building Chair

July we had a mid-year round table discussion;

So far this year we have had great speakers, an

awesome field trip to Romac Lumber & Supply

and accomplished getting the CAPS designation

course taught locally here at our HBA office. In

addition, was able to tour the Lake County Animal

Services Center and see the dire conditions and

need for help.

Everyone brought great ideas for the remainder of

the year, below is a couple of ideas we are work-

ing on for Aug-Oct

Speaker on appraisals – how are they getting their

numbers? Comps? Remodel loans vs convention-

al..

Field Trip to Leesburg High School to visit the Fu-

ture Builders of America class and possibly organ-

ize a project with the class..

I hope everyone had a great Independence Day !

**Remember the remodel council moved its

monthly meeting to the first Wednesday of each

month; the next meeting will be August 6th at

Noon.

EVERYONE IS WELCOME – SEE YOU THERE !

Did you know that you can save Thousands of Dollars a year with the FHBA Member Rebate Program? It is easy to Register. Click the Logo to access the page online. Or go to:

http://hbarebates.com/fhba.html

Page 9: August 2014

www.LakeSumterHBA.com Home Builders Association of Lake-Sumter Page 9

August 2014

Page 10: August 2014

www.LakeSumterHBA.com Home Builders Association of Lake-Sumter Page 10

August 2014

PICTURE GALLERY

Sponsored by:

The Pole Dancers

Page 11: August 2014

www.LakeSumterHBA.com Home Builders Association of Lake-Sumter Page 11

August 2014

PICTURE GALLERY

1st Place Winners Sean and Mike Hensley, Mike Hensley Construction, Inc.

2nd Place Winners Lewis Duke, Ro-Mac Lumber and Chuck Hiott, BESH

Page 12: August 2014

www.LakeSumterHBA.com Home Builders Association of Lake-Sumter Page 12

August 2014

The Home Builders Association Wood Commodity Index (Index) firmed up in mid-July, as spruce and sheathing products reversed losses from the prior month. The total Index in-creased 6.6% to $338.51, which is significant given the hot, steamy days of summer. Wheth-er real momentum is beginning, no one knows. However, the market’s firmness may be a weak indication of a strengthening housing market, or it could be another false positive.

The wood portion of the Index increased 8.0% to $404.66 per thousand with most of the heavy increases occur-ring in dimensional spruce. All dimensional spruce items, including studs, increased in price. Stud price increas-es ranged from 4.8% to 8.3% depending upon length. Dimensional 2x4 spruce averaged increases of nearly 12% while 2x6 spruce jumped 13.2% to 16.4%. Mills doing a better job balancing supply with demand seem to be the main impetus for the increases. Pine prices dragged as rainy weather in the south seems to be tapering demand. 2x4 pine dropped nearly 3% while wider width pines gave up just under 10%. If spruce continues to strengthen, expect the pine markets to wake up. The sheathing portion of the Index increased 5.1% to $289.10 per thousand with both CDX pine and OSB sheathing moving up. CDX pine was the firmest with prices increasing 5%-8%; OSB added on average $6 per thousand or 3% on average. The OSB market declined too much over the last quarter, and this reversal is prob-ably a welcome sign for the housing market. Although many builders may not like it, an increasing market is actually the best barometer of the housing mar-ket, barring extraneous events like hurricanes or other national disasters. The two challenges over the next few months will be hurricane season and momentum. Another year without a hurricane will keep the markets trading in a narrower range, while momentum will indicate a more robust economy. Builders should be wary that July may be the lowest point of the market for the next quarter, and bid accordingly.

Don Magruder is the Chief Executive Officer of Ro-Mac Lumber & Supply, Inc. in Central Florida (www.romaclumber.com), and he is a former President of the Southeast Mississippi Home Builders Association, and past Associate Vice President of the Home Builders Association of Lake County. To contact Magrud-er, email him at [email protected].

Lumber & Commodity News

Don Magruder Ro-Mac Lumber and Supply Fall Home Show Committee Chairman

www.romaclumber.co

License #CBC1252465

● Ro-Mac Lumber & Supply, Inc. is a Florida Company

● Complete Lumber and Plywood Supplier

● Free Estimates and Free On-Site Service

● Prompt and Professional Delivery Service

● Quick Special Order Service

● In-House Door Shop for Custom Orders

● Your Complete Window Installation Headquarters

● Premier Garage Door Department ~ Largest Garage Doors Installer in Lake County

● Truss Plant on Site ~ Roof, Floor, Wood and Steel Trusses Built to Your Specifications

● Knowledgeable Staff for Commercial Needs

WHATEVER YOUR LIST IS, WE’VE GOT YOU COVERED!

LEESBURG

700 E. Main St. 352-787-4545

THE VILLAGES

722 Duck Lake Rd. 352-753-3333

MT. DORA

2411 W. Old Hwy. 441 352-383-4111

OCALA

1432 S.W. 15th Ave. 352-622-7099

TRUSS PLANT

312 E. Main St. in Leesburg

GARAGE DOORS

722 Duck Lake Rd. in The Villages

352-748-4575 720 E. Main St. in Leesburg

WINDOWS

700 E. Main St. in Leesburg

352-787-4545

DOOR PLANT

700 E. Main St. in Leesburg

Your Total Contractor Supply Headquarters!

Thank YOU!!

Carl Ludecke (Charlie Johnson Builder) for get-ting us a new flag to take to our meetings and events. It’s pretty fancy so make sure to check it out at your next meeting.

Our Members are AWESOME !!!!!

Page 13: August 2014

www.LakeSumterHBA.com Home Builders Association of Lake-Sumter Page 13

August 2014

Page 14: August 2014

www.LakeSumterHBA.com Home Builders Association of Lake-Sumter Page 14

August 2014

20 - 24 Years Florida Pest Control (21)

Hegstom Homes (24)

15 - 19 Years Browne Distributors & Landscape Supplies (17)

10 - 14 Years

Builders Unlimited, Inc. (10)

5 - 9 Years American Residential Products, Inc. (7) Habitat for Humanity Lake-Sumter (9)

1 - 4 Years

Lake Technical Center (1)

Thank You For Your Membership

Please plan to participate in 2014

It’s a great way to network & have fun!

If you know or do work with someone who is not a member please ask them to join.

Let’s build our membership -There is strength in numbers

THANK YOU FOR RENEWING

Baker Construction of Mount Dora Green Built Solutions Park Square Homes

Sherwin Williams

If you know or do work with anyone listed above please give them a call with a little reminder to let them know it is time to renew their membership. We are all working together for one purpose and that is the betterment of

the construction industry. We appreciate ALL of our members.

TIME TO RENEW

Members Do Business With Members

The Official Painting Company of the HBA of Lake~Sumter!!

Residential & Commercial Painting

When It’s Worth Doing Right…Call Us!

352-253-0224

35 years Experience Licensed & Fully Insured

∙INTERIOR-Painting & Staining ∙EXTERIOR-Pressure Washing, Painting,

Decks, Sidewalks, Floors

~~ Free Estimates ~~

3650 County Road 561, Tavares, FL 32778 www.descottenterprises.com

WELCOME BACK

Faden Builders, Inc. / Todd Faden 352-735-9805

General Contractor Sponsored by Mike Brown / Harris Oil & Air Conditioning

GET WELL SOON! To Paul Swanson (George Nahas Chevrolet) who is fighting his battle with Esophageal Cancer. Please keep praying for Paul & his wife Suzan. A GofundMe Account has been set up for Paul to help him until his disability starts. To Donate: Please visit www.GoFundMe.com/HelpPaulRecover Paul would love to hear from you, and enjoys the company, if you have a few minutes, he is home and so BORED!! His cell # is 772-521-6064, if you would like to visit him. Want to send a card? Give us a call at the office and we can provide an address.

Page 15: August 2014

www.LakeSumterHBA.com Home Builders Association of Lake-Sumter Page 15

August 2014

Statesman 500-999 George Hansford (1) 530.5

Super 250-499 Carl Ludecke 428 Karen Schroeder 409.5

Royal 150-249

Bud Dorman (1) 215 Andrew Nutt 205 Craig Hegstrom 199 Clell Coleman 185 Don Magruder 167 Paul Fallman 154.5

Red 100-149 Paul Swanson (1) 136.5 Susan Adams 124 Clarence Tibbs 120 Dale Robert s 113.5

Green 50-99 Lee Humphrey 93.5 Gerry Suarez 82.5 Eric Love 80.5

Jim Bible 78.5 Jody Coursey 77 Mike Carter 68.5 Nancy Hoff 55.5 Dick Stier 52

Life 25-49 Joe Ziler (3) 49 Rob Granger 45.5 Ron Griffith 30.5

Blue 6-24

Stephanie Vaughn 25 Ron Schwarz 22.5 Jason Hansford 20 Brian Walsh 18.5 Loretta Maimone (1) 17 Robert Filebark 17.5 Bill Wilburth 12 Cynthia Couillard 10.5 Jeanne Abernathy (1) 10 Bart Lucas (1) 10 Allison Garner-Thomas 9 Glenn Phillips 8 Brad Wanzenberg 7 Jimmy Moore 6

The Spike Club is an elite group of Association members recog-nized for outstanding achievement in membership recruitment. Simply put, you become a Spike by recruiting new members. Each new member recruit earns 1 credit towards a Spike. Each member retained earns 1/2 a credit. Each Affiliate member re-cruit earns a 1/2 credit. Recruiting an NAHB Council Member earns 1/2 a credit and retaining them earns a 1/4 credit. Blue Spike = 6 credits Life Spike = 25 credits Green Spike = 50 credits Red Spike = 100 credits Royal Spike = 150 creditsSuper Spike = 250 credits Statesman = 500 credits Grand Spike = 1000 Credits

All-Time Big Spike = 1500 + Credits Members who have earned less than 6 credits are referred to affectionately as Tacks. (#) = Number of new members for 2014.

NAHB SPIKE

CLUB

Tacks

Less than 6 Credits

Jorge Garcia 3.5 Danny Gaughan 3 Lee Woods 3 Chuck Hiott 3 Mary Rhodes (1) 3 Chip Gannaway 2 Tom Pfeiffer 2 Jim Rahman 1.5 Ken Ward 1.5 Janet Noack 1 Philip Crotwell 1 Janeen Swanson 1 Kevin Branch (1) .5 Mike Brown (1)

2014 MEMBERSHIP GOALS

∎ Recruit at least one

Member in 2014

∎ Retain Members

∎ Encourage Member

Participation

With Stronger Member-ship Base, We will all ben-

efit!

Page 16: August 2014

HBA of Lake -Sumter

1100 N Joanna Av

Tavares, FL 32778

PRESORTED-STD

US POSTAGE

PAID

MID-FL, FL

PERMIT #57120