Average Credit CardDebt by Month

Here at Credit Karma, we love analyzing data! This week, we decided to look at how the average credit card debt of

our members differs each month.

As you can see, credit card debt can vary widely per month. As you swipe those cards, try to keep your credit card utilization between 1% and 30%. This shows lenders that you use (but don’t rely too heavily on) credit. Track your spending habits for free at www.CreditKarma.com.

www.CreditKarma.com

Calcuations are based on all Credit Karma members who pulled a report each calendar month between January 2010 to December 2012.

New Year’s Eve Party?

Valentine’s Day Dinner?

St. Patrick’s Day Plans?

Raincoats and Boots?

Graduation Parties?

Beach Vacations?

BBQs and Picnics?

Summer Vacations?

Back to School Items?

Halloween Candy?

Thanksgiving Dinner?

Holiday Presents?

JAN

FEB

MAR

APR

MAY

JUN

JUL

AUG

SEP

OCT

NOV

DEC

$7,065

$7,218

$6,883

$6,615

$6,587

$6,627

$6,529

$6,461

$6,483

$6,441

$6,403

$6,483

Avg Debt $0 $5,500 $6,000 $6,500 $7,000 $7,500Avg Debt $0 $5,500 $6,000 $6,500 $7,000 $7,500Avg Debt $0 $5,500 $6,000 $6,500 $7,000 $7,500Avg Debt $0 $5,500 $6,000 $6,500 $7,000 $7,500Avg Debt $0 $5,500 $6,000 $6,500 $7,000 $7,500Avg Debt $0 $5,500 $6,000 $6,500 $7,000 $7,500Avg Debt $0 $5,500 $6,000 $6,500 $7,000 $7,500Avg Debt $0 $5,500 $6,000 $6,500 $7,000 $7,500Avg Debt $0 $5,500 $6,000 $6,500 $7,000 $7,500Avg Debt $0 $5,500 $6,000 $6,500 $7,000 $7,500Avg Debt $0 $5,500 $6,000 $6,500 $7,000 $7,500Avg Debt $0 $5,500 $6,000 $6,500 $7,000 $7,500Avg Debt $0 $5,500 $6,000 $6,500 $7,000 $7,500Avg Debt $0 $5,500 $6,000 $6,500 $7,000 $7,500Avg Debt $0 $5,500 $6,000 $6,500 $7,000 $7,500Avg Debt $0 $5,500 $6,000 $6,500 $7,000 $7,500Avg Debt $0 $5,500 $6,000 $6,500 $7,000 $7,500Avg Debt $0 $5,500 $6,000 $6,500 $7,000 $7,500Avg Debt $0 $5,500 $6,000 $6,500 $7,000 $7,500Avg Debt $0 $5,500 $6,000 $6,500 $7,000 $7,500Avg Debt $0 $5,500 $6,000 $6,500 $7,000 $7,500