^Guaranteed maturity benefit

^Offers Guaranteed Additions at maturity

Limited premium payment term

Option to take policy loan

Option to alter premium payment mode

Key Benefits

SAMJHO HO GAYA.Sunehra Kal , Surakshit Har Pal

Bajaj Allianz Life

POS Goal SurakshaA Non-Participating Non-linked Life Insurance Plan

^Conditions Apply - The Guaranteed benefits are dependent on policy term, premium payment term availed along with other variable factors. For more details please refer to sales brochure

^Guaranteed maturity benefit Option to take policy loan

Limited premium payment term

^Offers Guaranteed Additions at maturity Option to alter premium payment mode

India Post Payments Bank (IPPB) was setup under the Department of Posts, Ministry of Communication with 100% equity owned by Government of India. India Post Payments Bank believes that a nation can grow when every citizen has an opportunity to prosper, regardless of their way of life. With simple, diverse and growth-oriented offerings, IPPB aims to provide every household in India an access to efficient banking services and enable them to become financially secure and empowered.

About IPPB

Bajaj Allianz Life Insurance Company Limited is one of India’s leading private life insurance companies. It is a joint venture between Bajaj Finserv Limited, the holding company for the businesses dealing with financial services of the Bajaj Group, and Allianz SE, the world’s leading insurance conglomerate and one of the largest asset managers in the world.

About Bajaj Allianz Life

Students SmallBusinesses

Urban Migrants

Kirana Store Owners

Rural Influencers

Farmers & DBT Beneficiaries

Senior 1CitizensHomemakers

1maximum age at entry is 55

For Everyone

Manish is a 30 year old farmer, living with his parents, wife and children in a small district of Maharashtra. He owns a small piece of farmland which helps him earn a monthly income of ̀ 15,000. He dreams of building his own house on the land someday for his parents, wife and 2 children. In this endeavor, he decides to invest in Bajaj Allianz Life POS Goal Suraksha. Let’s look at the returns with different premium combinations.

Total Maturity Benefit (A+B)

1,54,500

Annualized Premium

(in `)

Total Premium Paid (in `)

Premium Payment Term

(in years)

Policy Term

(in years)

Death Benefit

~(in `)

Maturity Benefit (in `)

Guaranteed Additions (A)

Guaranteed Sum Assured on Maturity (B)

7 1015,000 1,05,000 4,500 1,50,0001,50,000

30,000 3,00,000 3,15,000 5,27,7002,27,700 3,00,00010 15

5 1525,000 1,25,000 2,50,000 12,000 2,62,0002,50,000

75,000 5,25,000 7,50,000 10,04,2502,54,250 7,50,0007 15

Rakesh is a 40 years old male who recently moved to the city of Lucknow for a better job opportunity. He is now working as a technologist in a pharma company and is earning around ̀ 30,000 per month. Rakesh dreams of starting his own business someday in his native place. He decides to invest in Bajaj Allianz Life POS Goal Suraksha for fulfilling his life goal. Let’s look at the returns with different premium combinations.

Total Maturity Benefit (A+B)

Annualized Premium

(in `)

Total Premium Paid (in `)

Premium Payment Term

(in years)

Policy Term

(in years)

Death Benefit

~(in `)

Maturity Benefit (in `)

Guaranteed Additions (A)

Guaranteed Sum Assured on Maturity (B)

1,53,7507 1015,000 1,05,000 3,750 1,50,0001,50,000

50,000 5,00,000 5,25,000 8,53,0003,53,000 5,00,00010 155 1525,000 1,25,000 2,50,000 11,250 2,61,2502,50,000

75,000 9,00,000 12 15 9,45,000 13,29,0005,79,000 7,50,000

Akshay is a 24 years old male who recently moved to the city of Punjab for a better job opportunity. He is now working as a small accountant in a company and is earning around 50,000 per month. Akshay dreams of buying his own house before getting married to live a peaceful life. He decides to invest in Bajaj Allianz Life POS Goal Suraksha for fulfilling his life goal. Let’s look at the returns with different premium combinations.

Total Maturity Benefit (A+B)

Annualized Premium

(in `)

Total Premium Paid (in `)

Premium Payment Term

(in years)

Policy Term

(in years)

Death Benefit

~(in `)

Maturity Benefit (in `)

Guaranteed Additions (A)

Guaranteed Sum Assured on Maturity (B)

1,55,2507 1015,000 1,05,000 5,250 1,50,0001,50,000

25,000 1,75,000� 2,50,000 2,58,7508,750 2,50,0007 1012 1520,000 2,40,000� 2,00,000 1,81,000 3,81,0002,00,000

50,000 6,00,000 12 15 6,30,000 9,52,5004,52,500 5,00,000

On maturity date, if all due premiums have been paid, Guaranteed Additions as a multiple of one Annualised Premium will be paid along with the maturity benefit. The Guaranteed Additions payable are as per the table given below-

Guaranteed Additions will not be payable in case of a lapsed or paid-up policy.

GA as Multiple of one (1) Annualized Premium

Policy Term / Premium Payment TermAge at Entry

10 years/ 7 years 15 years/ 5 years 15 years/ 7 years 15 years / 10 years 15 years / 12 years

18 - 24 years 0.35 0.56 3.91 8.38 9.0525 - 34 years 0.30 0.48 3.39 7.59 8.2535 - 45 years 0.25 0.45 3.13 7.06 7.72

46 - 55 years 0.20 0.37 2.60 6.80 7.45

1) The death benefit will be receivable by the nominee(s)/beneficiaries and demonstrated as death of Life Assured at the end of PPT 2) The premiums mentioned above are exclusive of any extra premium loading and Goods & ~ thService Tax/any other applicable tax levied, subject to changes in tax laws. Assuming death happens after 10 policy year

Sample Illustrations

Guaranteed Additions

*Quarterly & Monthly premium payment frequency will be allowed only under auto-debit process (as per the approved RBI facilities)

Minimum Entry Age 18 years

Maximum Entry Age 55 years

Minimum Age at Maturity 28 years

Maximum Age at Maturity 65 years

Policy Term (PT) & Premium Payment Term (PPT)

PT (In years) 10 15

PPT (In years) 7 5, 7, 10 & 12

Minimum PremiumMode Yearly Half-Yearly Quarterly* Monthly*

Premium (`) 3,000 2,100 1,250 450

Parameter Details

Maximum Premium As per Maximum Sum Assured

Minimum Sum Assured `30,000

Maximum Sum Assured `10,00,000

Premium Payment Frequency Yearly, Half yearly, Quarterly* and Monthly*

Maturity Benefit

Death Benefit

The death benefit is payable provided the policy is in-force and all due premiums have been paid.

* Annualized Premium is exclusive of extra premium, loadings for modal premiums and Goods &Service Tax/any other applicable tax levied, subject to changes in tax laws, if any. **Total Premiums paid is equal to (Annualized Premium * number of years for which premiums have been paid)

The policy will terminate on payment of the death benefit.

#The Sum Assured on Death is the higher of:#(i) 10 times of Annualized Premium*, (ii) 105% of Total Premiums** paid as on date of death, (iii) Sum Assured ,

$In case of death of the Life Assured during the Waiting period other than due to an accident, the death benefit payable to the nominee(s)/beneficiaries will be the 100% of Total Premiums** paid till date, excluding any extra premium & Goods & Service Tax/any other applicable tax levied, subject to changes in tax laws.

$ $In case of unfortunate death of the Life Assured due to accident during the waiting period or in case of death of the Life Assured after the waiting period due to any cause, #the death benefit is payable to the nominee(s)/beneficiaries. Such death benefit is stated as Sum Assured on Death which is as below.

$Waiting period is the first 90 days from the date of commencement of risk. Waiting period is not applicable in case of revival.

#Guaranteed Sum Assured on Maturity and Sum Assured is 10 times the Annualized Premium

On the maturity date, if all premiums are paid, the Guaranteed Sum Assured on Maturity plus Guaranteed Additions, under your policy, will be paid and the policy will terminate.

Tax benefits as per prevailing Income tax laws shall apply. Please check with your tax consultant for eligibility.

Risk Factors and Warning Statements: Bajaj Allianz Life POS Goal Suraksha Bajaj Allianz Life Insurance Company Limited and are the names of the company and the product respectively and do not in any way indicate the quality of the product and its future prospects or returns. For more details on risk factors, terms and conditions please read sales brochure & policy document (available on www.bajajallianzlife.com) carefully before concluding a sale. - A Non-Participating Non-linked Life Bajaj Allianz Life POS Goal SurakshaInsurance Plan. Regd. Office Address: , Airport Road, Yerawada, Pune - 411006. Reg. No.: 116. CIN : U66010PN2001PLC015959 | Mail us : Bajaj Allianz Housecustomercare@bajajallianz.co.in | Call on : Toll free no. 1800 209 7272 | Fax No: 02066026789 | (UIN: 116N155V04), The Logo of Bajaj Allianz Life Bajaj Allianz Life POS Goal SurakshaInsurance Co. Ltd. is provided on the basis of license given by Bajaj Finserv Ltd. to use its “Bajaj” Logo and Allianz SE to use its “Allianz” logo. All charges/ taxes, as applicable, will be borne by the Policyholder.

Ÿ IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS

India Post Payments Bank is a Corporate Agent for Bajaj Allianz Life Insurance Company Limited and is registered with Insurance Regulatory and Development Authority of India bearing registration number CA0574 This Plan is offered and underwritten by Bajaj Allianz Life Insurance Company Limited. The purchase of an insurance plan by the customer is purely on voluntary basis.

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Benefits Payable

Eligibility Conditions

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BJAZ-O-IPB-0136/13-May-20