Welcome to Welcome to our our PresentationPresentation

Our Group Name and Our Group Name and IDID

Md.Nazmul Islam Md.Nazmul Islam Id: 072-18-1063Id: 072-18-1063

Md.Sariful IslamMd.Sariful Islam Id: 072-18-1050Id: 072-18-1050

Sabbir Hossain MozumderSabbir Hossain Mozumder Id: 072-18-1065Id: 072-18-1065

Fatama tuz ZahuraFatama tuz Zahura Id: 072-18-1066Id: 072-18-1066

Farhad AminFarhad Amin Id: 072-18-1048Id: 072-18-1048

Our topic is Banking Our topic is Banking operation of Standard operation of Standard Chartered BankChartered Bank

OBJECTIVES OF THE OBJECTIVES OF THE STUDYSTUDY

To identify the affairs and activities To identify the affairs and activities of Standard Chartered Bank.of Standard Chartered Bank.

To identify Credit delivery system To identify Credit delivery system than others. than others.

To identify the limitation and To identify the limitation and possible weak point possible weak point

Sources of data:Sources of data:

Primary Sources dataPrimary Sources data: :

Discussion with the Manager of the Discussion with the Manager of the Bank.Bank.

Expert’s opinion.Expert’s opinion. Teachers of our Department.Teachers of our Department. Interview with the Member of Bank.Interview with the Member of Bank.

Secondary sources data:Secondary sources data:

Annual ReportAnnual Report Published documentsPublished documents Newspaper and Journals.Newspaper and Journals. Web - Site Web - Site

Honesty StatementHonesty Statement

We have tried our best to complete We have tried our best to complete the report by our-self. We have not the report by our-self. We have not taken any help from our friends. We taken any help from our friends. We have not copied any report or part of have not copied any report or part of a report while preparing this paper. a report while preparing this paper. We have not done any unethical We have not done any unethical work.work.

Back Ground of Standard Back Ground of Standard Chartered Bank Chartered Bank

Standard Chartered Bank started its business in Standard Chartered Bank started its business in Bangladesh in 1948, opening first branch in Bangladesh in 1948, opening first branch in Chittagong.The bank opened it first branch in Chittagong.The bank opened it first branch in Dhaka in 1966 and shifted its head office from Dhaka in 1966 and shifted its head office from Chitagong to Dhaka in 1971.Now it has 18 Chitagong to Dhaka in 1971.Now it has 18 branches and 24 ATMs.In 2005 the proudly branches and 24 ATMs.In 2005 the proudly completed in 100 years in Bangladesh. At completed in 100 years in Bangladesh. At present the bank has 6 offices in Dhaka.present the bank has 6 offices in Dhaka.

Today we employ 73,000 people, representing Today we employ 73,000 people, representing 115 nationalities, and you'll find 61 nationalities 115 nationalities, and you'll find 61 nationalities among our 500 most senior leaders.among our 500 most senior leaders.

Banking operation of Banking operation of Standard Chartered BankStandard Chartered Bank

Different account Services of the Different account Services of the bank:bank:1:Access account:1:Access account: Access Account is a Access Account is a Savings Account without any Savings Account without any chequebook facility designed for chequebook facility designed for individuals only. The minimum opening individuals only. The minimum opening balance for this account is BDT 20,000. balance for this account is BDT 20,000. Some one can deposit & withdraw Some one can deposit & withdraw money (cash or cheque) absolutely 24 money (cash or cheque) absolutely 24 hours a day through (ATM). hours a day through (ATM).

Education Savings SchemeEducation Savings Scheme : The : The Education Savings Scheme gives you Education Savings Scheme gives you the opportunity to create long-term the opportunity to create long-term wealth for your children. Through wealth for your children. Through this scheme you can invest part of this scheme you can invest part of your monthly income in equal your monthly income in equal monthly installments and at maturity monthly installments and at maturity you will be rewarded with a you will be rewarded with a handsome amount.handsome amount.

Foreign Currency Current Foreign Currency Current AccountAccount :Applicable to Bangladeshis :Applicable to Bangladeshis working abroad, it can be opened in working abroad, it can be opened in USD, GBP and Yen.USD, GBP and Yen.

Graduate AccountGraduate Account :Graduate Account :Graduate Account is a customized Savings Account for is a customized Savings Account for ongoing graduate and post-graduate ongoing graduate and post-graduate university / college students, who are university / college students, who are at least 18 years old. at least 18 years old.

Savings AccountSavings Account :Standard Bank :Standard Bank also give you the opportunity to also give you the opportunity to deposit your money in monthly deposit your money in monthly saving account.saving account.

Millionaire SchemeMillionaire Scheme :Here you can :Here you can start with BDT 100,000 and deposit start with BDT 100,000 and deposit BDT 10,000 per month and become BDT 10,000 per month and become a millionaire in just 5 years 9 a millionaire in just 5 years 9 months.months.

Monthly Savings SchemeMonthly Savings Scheme :With the :With the addition of this facility, our Monthly addition of this facility, our Monthly Savings Schemes now offer you an Savings Schemes now offer you an alternative to eliminate the alternative to eliminate the uncertainties from your beloved uncertainties from your beloved children's life in case of your untimely children's life in case of your untimely death.death.

N R F C DN R F C D:A short-term foreign :A short-term foreign currency deposit account suitable for currency deposit account suitable for Bangladeshis living abroad. Bangladeshis living abroad.

RFCDRFCD:Resident Foreign Currency :Resident Foreign Currency Deposit Account is allowed for Deposit Account is allowed for Bangladeshi residence only. Others Bangladeshi residence only. Others deposits are:deposits are:

STD AccountSTD Account.. Fixed deposit.Fixed deposit.

Loan providing systemLoan providing system

Personal Loan: Personal Loan: Personal Loans from Personal Loans from Standard Chartered are the most flexible Standard Chartered are the most flexible of their kind in the market. you do not of their kind in the market. you do not need to provide any cash security to avail need to provide any cash security to avail Personal Loan from the bank. Personal Loan from the bank.

Auto LoanAuto Loan : With Standard Chartered : With Standard Chartered Auto Loan, it is easier than ever to buy Auto Loan, it is easier than ever to buy the car of your dream. the car of your dream. ..It offers you a It offers you a flexible and affordable loan with easy flexible and affordable loan with easy repayment options.repayment options.

Flexi Loan: Flexi Loan: Flexi Loan offers you Flexi Loan offers you the option of choosing the amount of the option of choosing the amount of security that you wish to provide to security that you wish to provide to the bank as collateral for your loan.the bank as collateral for your loan.

Mortgage LoanMortgage Loan::The Home Loan: The Home Loan: Everyone dreams of a Everyone dreams of a

sweet home. And this dream comes true sweet home. And this dream comes true with a little effort. Standard Chartered is with a little effort. Standard Chartered is ready to help you in this effort so that your ready to help you in this effort so that your dream comes true dream comes true

SME BankingSME Banking: Here we offer for you-: Here we offer for you- Business Loan. Business Loan. Overdraft facility. Overdraft facility. Trade Finance & Working Capital. Trade Finance & Working Capital. Cash lineCash line: It provides ready access to : It provides ready access to

cash against quasi-cash investment cash against quasi-cash investment papers like Terms Deposits, Savings papers like Terms Deposits, Savings Certificates, Wage Earners' Certificates, Wage Earners' Development Bonds, ICB Units Development Bonds, ICB Units certificates etc.).certificates etc.).

Credit card systemCredit card system

Credit CardCredit Card::Local CardLocal Card:: Visa Silver Credit Card Visa Silver Credit Card Visa Mini Card Visa Mini Card MasterCard Silver Credit Card MasterCard Silver Credit Card MasterCard Gold Credit Card MasterCard Gold Credit Card MasterCard Platinum Credit Card MasterCard Platinum Credit Card MasterCard Cricket Card MasterCard Cricket Card

International Card :International Card : Visa Silver Credit Card Visa Silver Credit Card Visa Gold Visa Gold

Prepaid CardsPrepaid Cards::

TRAVEL CARD:ItTRAVEL CARD:It is a Visa prepaid is a Visa prepaid card issued against Travel Quota card issued against Travel Quota entitlement. Any Bangladeshi entitlement. Any Bangladeshi national traveling overseas and national traveling overseas and above the age of 18 can avail a above the age of 18 can avail a Travel Card against his/her Travel Travel Card against his/her Travel Quota entitlement.Quota entitlement.

    GIFT CARD:GIFT CARD:Standard Chartered Standard Chartered Gift Card is a very convenient Gift Card is a very convenient alternative to traditional gift giving. alternative to traditional gift giving. Gift recipient can use the card to Gift recipient can use the card to withdraw money at over 285 ATMs withdraw money at over 285 ATMs & at more than 5000 outlets that & at more than 5000 outlets that accept Visa Card Online in accept Visa Card Online in BangladeshBangladesh..

Other serviceOther service::

Phone Banking ServicePhone Banking Service: : Standard Standard Chartered Bank is the first bank in the Chartered Bank is the first bank in the country to offer automated 24-hour country to offer automated 24-hour Phone banking service. Phone link Phone banking service. Phone link service is offered to all customers free of service is offered to all customers free of charge.charge.

Money link CardMoney link Card:Standard Chartered :Standard Chartered Bank launched Money link ATM in 1994, Bank launched Money link ATM in 1994, the first bank to offer this service in the first bank to offer this service in Bangladesh.Bangladesh.

Safe Deposit LockerSafe Deposit Locker: : Our safe deposit Our safe deposit locker service offered from selected branches locker service offered from selected branches gives you a modern facility for safekeeping of gives you a modern facility for safekeeping of precious items, confidential documents and precious items, confidential documents and other valuables. other valuables.

I BankingI Banking: Standard Chartered Internet : Standard Chartered Internet Banking service is the fast and easy answer Banking service is the fast and easy answer to all your financial management needs, to all your financial management needs, allowing you to bank from wherever you are, allowing you to bank from wherever you are, whenever you desire, in total security and whenever you desire, in total security and confidentiality.confidentiality.

SMS Banking and e-SMS Banking and e-StatementsStatements:Through our SMS banking :Through our SMS banking and e-statement facility, you have and e-statement facility, you have privilege to access your account from privilege to access your account from any place, anytime.any place, anytime.

Islamic BankingIslamic Banking:Standard Chartered :Standard Chartered Saadiq's dedicated Islamic Banking team Saadiq's dedicated Islamic Banking team provides comprehensive international provides comprehensive international banking services and a wide range of banking services and a wide range of Shariah compliant financial products that Shariah compliant financial products that are based on Islamic valuesare based on Islamic values..

FOREIGN EXCHANGEFOREIGN EXCHANGE

From of letter of credit:From of letter of credit:  revocable letter of credit.revocable letter of credit.  Irrevocable letter of credit. Irrevocable letter of credit. Special type LC.Special type LC. Red clause LCRed clause LC Revolving credit.Revolving credit. back to back LC.back to back LC. Import bills under LC.Import bills under LC. Acceptance under LC.Acceptance under LC.

Types of documentary credits Types of documentary credits according to payments methodsaccording to payments methods:: 1. Sight credit.1. Sight credit. 2. Accepted credit.2. Accepted credit.

Social serviceSocial service

SponsorshipSponsorship:Committed to the long-:Committed to the long-term development of the communities term development of the communities in which we operate, Standard in which we operate, Standard Chartered sponsors a wide range of Chartered sponsors a wide range of inspirational people, projects and inspirational people, projects and events.events.

Financial Help:Financial Help:The bank provite large The bank provite large amount of money in social amount of money in social welfare.When the time of natural welfare.When the time of natural clamity the bank provite financial aid to clamity the bank provite financial aid to overcome the problems.overcome the problems.

RecommendationsRecommendations::

Sandard Chartered bank is one of Sandard Chartered bank is one of the best foreign commercial bank in the best foreign commercial bank in Banglaesh.Its provide good banking Banglaesh.Its provide good banking servics to its customers.we hope it servics to its customers.we hope it will provide better service to its will provide better service to its clients.clients.

CONCLUSIONCONCLUSION

Modern Commercial Banking is Modern Commercial Banking is exacting business. The reward are exacting business. The reward are modest, the penalties for bad looking modest, the penalties for bad looking are enormous. And Commercial are enormous. And Commercial banks are great monetary banks are great monetary institutions, important to the general institutions, important to the general welfare of the economy more than welfare of the economy more than any other financial institution.any other financial institution.

ThanksThanks

Everyone for being Everyone for being with us.with us.