8/9/2019 Banking Vocabulary List

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Banking

Vocabulary List

Week 1 Week 2 Week 3

Asset Bank run Aggregate measures

Central Banks CAMELS Commodity money

Commercial Banks Currency Excess reservesDepositors Discount rate Federal funds rate

Deregulation District Reserve Bank Fiat money

Equity Federal Deposit Insurance Liquidity

Financial intermediary Great Depression Fractional-reserve systemLiability Inflation Money supply

Liquid asset Margin Multiplier effect

Net income Member bank Primary reserves

Week 3 Week 4 Week 5

Profit Prime rate Postdated check

Retail banks Secondary reserves Secured loanReturn on assets Interest rate Promissory note

Return on equity Goldsmiths Subprime rate

Spread Ledger entries Returned check Stagflation Statement Savings Account Truth in Lending Act

Federal Reserve Bank Time Deposit Smart card

Fiscal Policy Transaction account Transit number Monetary Policy Interest-bearing account Underwriting

National Currency Regulations Unsecured loan

Week 6 Week 7 Week 8

Annual Percentage rate Bearer instrument CollateralAnnual Percentage yield Bill of exchange Consumer Reporting AgencyCertificate of Deposit Cash card Equal Credit Opportunity Act

Compound interest Charge card Fair Credit Reporting Act

Demand deposit Credit card Fair Debt Collection Practice

Interest Debit card FICO scoreJoint account Draft Grace period

Money Market demand Elements of negotiability Installment loan

Passbook Savings Account Holder in due course LienRight of Survivorship Negotiable instrument Open-end loan

Week 9 Week 10 Week 11Adjustable rate mortgage Asset-based lending Annuity

Balloon mortgage Bridge loan Bond

Buy-down mortgage Commercial lending Correspondent Bank

Escrow Debt service coverage ratio Country Risk Equity Factoring Currency Risk

Fixed rate mortgage Loan-to-value ratio Edge Corporation

Foreclosure Short-term loan EstateLoan-to-value Small Business Admin. Executor

Mortgage Term loan Foreign Exchange rate

Piti Commercial Credit Living Trust

8/9/2019 Banking Vocabulary List

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Week 12 Week 13 Week 14

Point Microloans Mutual Funds

Redlining Loan Guaranty ProbateReverse mortgage Debit Ratio Stock

Shared Appreciation mortgage CAPLines TrustBenefits Advertising Bandit Barrier

Customer Service Customer service Check counterfeiting

Departmentalization Cybermarketing Check ForgeryEvaluation form Direct Marketing Check kiting

Integrity Empathy Code of ethics

Job description Market Segmentation Conflict of interest

Week 15 Week 16 Week 17

Job fair Public Image Ethics

Merit-based employment Public relations Fraud

Operations Social Responsibility Identify theftOrientation Target Market Money Laundering

Performance standard Broadcast Media Paperhanging

Telecommuting Responsive Service PhishingTeller Courteous Treatment Scam

Human Resources Strategies Spam

Appeal Process Reliable Service Ethical Dilemmas

Checking Accounts Post dated Check endorsement