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Bankway Technology UpdateWhat's New Now and What the Future Will Bring

5/24/2017Michael Adams, Senior Development Manager

Disruptive Forces Impacting Our Industry

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• Big data

• Artificial intelligence

• Open service architectures

• Digital enablement

• Most banks are missing customer expectations

• Generational expectations

• Banks are slow and reactive

• Social network impact

• Direct banking model growth

• Speed to market challenges

• Foreign entrants in the market

• Fintech evolution (e.g. Peer to Peer Lenders,

mobile payment processing, etc.

• Non-banks providing banking services• Greater consolidation

• Pressure on interest earning asset growth

• Margin compression

• Operating cost challenges

• CFPB

• FFIEC

• Opinion vs. regulation

• Uncertain political landscape

Innovation

Changing Customer Expectation

Conventional

Competitive Forces

Unconventional

Competitive Forces

Tighter Economics

Evolving Regulatory

Environment

Bankway Commitment

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Regulatory Operational

Efficiency

Data

Protection

Bankway

Revenue

Generation

Scorecard

Roadmap

Release Notes

Integration Overview

Executive Summaries

Committed to Communication and Engagement

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CLIENT

PORTAL

• Identify the enhancements that

matter most to your bank

• Interactive tool to prioritize feature

implementation

• Frames the Bankway

solution

• By business need

• Indicates FIS or strategic

business partner

• Executive level view of

Bankway release

• Strategic project

planning for next 18

months

• High level project

summary

• Updated quarterly• Available two weeks prior

to release

• All information related to

release

2017 Bankway Regional User Group Meetings

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Upper Midwest

Chicago, IL

Aug 8-9

Lower Midwest

Dallas, TX

Aug 24-25

Southeast

Birmingham, AL

Sept 13-14

Northeast

Philadelphia, PA

Oct 17-18

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FIS Bankway 2017 Enhancement Survey

2016 Enhancement Survey Results

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• Voting was held the week of InfoShare

• Results 53% participation

• Winners:

– STE keyword search for GL accounts (February 2017 IRB)

– STE customer name (February 2017 IRB)

– Loan Loss Transactions for tellers ( February 2017 IRB)

– Teller exception for checks cashed ( Targeted for 2017.1 Release)

– Post Maturity Advances ( Targeted for 2017.1 Release)

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Survey Selection

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• This list included some of the enhancement requests that you or

your peers submitted to FIS.

• A General Information Bulletin (GIB) was sent out in March and

April to all Bankway banks that listed the final candidates.

All GIBs are

posted on the

Portal!

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Who Can Vote?

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EVERY registered Bankway attendee should have received an e-mail with the link to the survey

Every registered Bankway attendee gets one ballot and can vote for five enhancements

…even banks not in attendance receive one ballot

Where Do You Vote?

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Smart phone or tablet

If you have access to your work e-mail with the survey link

Bankway kiosk

Located in the Solutions Expo

When Can I Vote?

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• VOTING IS OPEN

• Closes at: 12:00 PM ET on Thursday

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Recent Enhancements

2016 April Release New Capabilities

Bankway Technology Update

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• Bankway SmartSign

– Powered by industry leading technology from eOriginal

– Comprehensive electronic signature solution for today's digital customer

– Extend your reach to anywhere with an internet connection

– Available for signing on any computer, smart phone or tablet

– Customers can securely sign any document anywhere

– Customers can download copies of the signed

– Integrates to existing archiving solutions

– Makes it easy for you and your customers to collect signatures while saving time and printing costs



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• EFT/ATM Replacement Card Capability

– Card Management System (Milwaukee EFT) clients

– Service account holders with replacement card

requests more effectively and seamlessly

– Request a new card with a new card number for

customers while retaining existing card data, such

as the card limits and PIN for lost, stolen, or

compromised cards

2016.1 Release New Capabilities


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• Protecting your customer identification information

– Protecting Uniquely Identifying Information (UII) data - SSN, EIN, drivers license, passport number, military ID, other

Bankway ID types

– Information is masked on-line, available with the proper entitlements

View Tax ID Number (EN0825)

View Identification Number (EN0826)

– Bankway produced reports, statements, notices, CSi documents, and Product and Document updated to mask TIN



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• Service Desk Logging

– Improves monitoring and mitigating risk

– Entitlement used will be logged in addition to current log data

– Updated common system security reports

– Updated online functions

Maintenance History

What I Did Today? (BT0051)

View Consolidated User Activity (CS9200)

Loan Ledger Card Display (LN0015)



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• Business eBanking Positive Pay Advantage Integration

– Bankway Teller real-time check verification and exceptions

– Fee income opportunities

– Reduce check fraud loss

• CeB - Service Provider Enrollment

– Mass upload to Bankway for conversion to CeB

– Automatically create service provider enrollment records

• CeB - Date Last Login

– Date of last login to CeB provided from service provider information



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• FIS Decision Solutions Password Change

– Improved integration between Bankway and FIS IDV, OFAC and QualiFile® products

– Assist with annual password updates

– Real-time notification when passwords for these products will expire

– Generation new password directly from Bankway and update IDV, OFAC and QualiFile

• Supporting Software Update

– Windows® 10

– Microsoft Office 2016

2016 September Release New Capabilities


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• BizChex™

– Bankway integration with FIS Decision Solutions BizChex

– Real-time integrated tool at the point of deposit account origination

– Verifies identity and performs a risk assessment on commercial and small business applicants

– Increases profitability by reducing fraud

2017 February Release New Capabilities


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• Protection of Customer Identification Information for Bank Defined Reporting / OpenDCI

– A2i, Query, and EW reports and extracts

– OpenDCI

– Ability to prepare for 2017 April IRB encryption

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What’s Coming!



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• Encryption of Uniquely Identifiable Information

– Bankway database and A2i snapshots

– Tokenized Tax ID numbers - retain the last 4-digits of the tax ID

– Same token value used consistently anywhere this tax ID resides

– ID numbers masked using the same masking standards introduced in the Protection of Customer Identification

Information enhancement delivered in 2016.1

– Prepared by 2016.1 and February 2017 releases

– Encryption exception reporting – during installation (CS report 99) and pre and post batch update nightly (CS report

54)

– Frequently Asked Questions and Checklist available from the Bookshelf

– Controlled rollout



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• Epson OmniLink Printers

– Epson OmniLink -TM-70ll-DT and TM-T70-I receipt printers

– Intended for use with Bankway Teller Capture

– Two fonts, underline, bold, double Width and double height printing

– OmniLink series of printers are ideal for Citrix environments, network attached devices

• Bankway/OLB positive pay and ACH

– Real-time updating


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• Bankway ID Scan (mobile)

– HTML5 device with a camera

– Now you can use the same HTML5 for ID Scan and for

Bankway SmartSign™

– AssureID - document ID authentication

– Support new device ID-150

• EZ Lookup

– Card swipe/PIN entry solution to look up your

customers in Bankway




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• ACH Auto Loader

– Streamline operations, automate manual process

– Supported on IBM i and Solaris platforms

– Database/region level setting

– ACH files placed in designated directory are automatically processed

– New queuing eliminates waiting for others to load files

– User notices inform ACH staff of ongoing ACH activities

– Usable with existing manual ACH functionality

• Microsoft .NET framework

– Version 4.6.2 of .Net required prior to install of 2017.1 on all servers and workstations



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• FTP Elimination from the Bankway client

– Data transmission over MQ

– No more managing FTP users for the Bankway client

– One channel of communication to the core

• Digital Check SecureLink™ for network attaching scanning

– Simplify deployment of the Direct Teller (Bankway Teller Capture) in a thin client environment

– Network attached adapter

– Not tethered to a dedicated workstation

Coming Enhancements


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• A2i Performance Improvements

– Ability to separate SQL data files (mdf, ldf) to specified location

– Segment A2i SQL data from programs

• A2i Warehouse

– Historical retention of key Bankway data

– ETL will pull selected snapshot data to the A2i Warehouse database

– Trending

– Configurable retention periods

– A2i Warehouse Metadata

– Three data marts: executive information, lending risk information, deposit fee information

Coming Enhancements


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• Supporting Software Updates

– Microsoft SQL Server 2016

– IBM i OS V7R3

– IBM WebSphere MQ 9.0

– Solaris 11

– Windows Server 2016

Coming Enhancements


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• ATE Auto Loader

– Streamline operations, automate manual process

– ATE files placed in designated directory are automatically processed

• NCR Interactive Teller Machine integration

– Real-time interface between Bankway and NCR ITMs

– Eliminate manual keying between systems

– Reduce mistakes

– Users can focus less on the technology and more on your customers

Michael Adams

[email protected]

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