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GREAT prices up to 50% off and free shippingFree shipping on every purchase of $35 or more.Terms and Conditions: Free offer is limited to standard shipping within the continental United States. This coupon is not redeemable for cash and cannot be used on orders already placed.Visit our online store at todayschristianliving.org/store

FINANCIAL SERVICESIn-Home Care Service

Health Insurance

Life Insurance

Charitable Giving Plans

Retirement Plans

Income Savings Strategies

Long-Term Care InsuranceIn-Home Care Service

Health Insurance

Life Insurance


Retirement Plans


Long-Term Care Insurance

In-Home Care Service

Health Insurance

Life Insurance


Retirement Plans



PharmacyCard.org Free Prescription Discount Card• Save 10%-75% off medications at your pharmacy with the nation’s #1 discount program in average savings (-64.9%). Accepted at over 63,000 pharmacies nationwide including Walgreens, CVS, RiteAid, Walmart, Public and many more. • NO Fees • NO Restrictions • FREE Membership • NO Paperwork • Unlimited Usage • NEVER Expires. • Disclaimer: This is a discount program - not insurance. In most cases, PharmacyCard is not recommended for those who are on Medicare Part D. However, in some cases, it can be beneficial. For more information, visit bit.ly/Med_PartD• Print your free card online now! http://capben.pharmacycard.org

CAP partners with Christian and/or distinctly conservative companies whenever possible, but in some industries there are no such companies large enough to provide na-tionwide service or a significant discount. Therefore, in some cases, we have partnered with secular companies that best align with our values, but even then they may have stances and associations that Christians find objectionable. These stances and associations can shift over time and may not always be easy to determine, as they may be internal policies and not publically disclosed. Christians have varying levels of tolerance on various moral issues. For that reason, before using the services of these compa-nies, CAP members are encouraged to do their own research to determine whether a particular company’s policies and associations are acceptable to them.

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Investments & Income Savings StrategiesAre you concerned with interest rates, safety, and the return on your savings or retirement accounts? Would you like to diversify your savings, or create an additional income stream for yourself or a family member? CAP members receive confidential assistance with no obligation. Annuities, Discount Payouts™, IRAs, IULs, Rollovers, Transfers, AUM and more.Income savings strategies vary by state. Individuals should seek tax, legal, and financial advice from a trusted CPA, tax attorney or other financial advisor. We now partner with both a Registered Investment Advisor and a Certified Planner. We now partner with both a Registered Investment Advisor and a Certified Financial Planner.

Visit HesedInsurance.com or Call 1-800-9-800-342. TX Lic#1289991. Serving the U.S. + D.C.

Retirement PlansCAP members have unlimited online access to a no-cost, no-obligation Retirement Readiness Kit. Action guides include: 12 Key Questions Every Retiree Must Answer, plus a Retirement Readiness Checklist. Watch the 10 minute On Demand Seminar video: How to Maximize Your Retirement Readiness. Mr. Girard and his team take a balanced, conservative approach, with comprehensive customized plans designed to provide an enjoyable, livable income to age 100.Retirement plan construction and availability varies by state. Retirement plans may incorporate a variety of insurance products; therefore, this is a solicitation for annuities, life insurance, health insurance, and long-term care insurance. Varies by state. Individuals should seek tax, legal, and financial advice from a trusted CPA, tax attorney or other financial advisor.We now partner with both a Registered Investment Advisor and a Certified Financial Planner.

Visit RetirementPresentation.com or Call 1-888-4RGirard. TX Lic#1289991. Serving most states.

Charitable Giving PlansA charitable way to bless #1) your church or favorite charity with a cash donation, #2) your spouse or heirs with a structured inheritance, and #3) yourself with income and/or tax savings.* Involves a simple asset transfer to a 501(c)(3) public non-profit Christian organization. Assets can be cash, real estate, securities, or an annuity. *Tax savings may include a reduction in annual income taxes. Charitable giving plans vary by state. Individuals should seek tax, legal, and financial advice from a trusted CPA, tax attorney or other financial advisor.


On Call Physician now offers Teladoc* to provide access to a doctor anytime from anywhere in the U.S. via a mobile app, telephone, or video conference. It’s like having your own doctor on call for only $9.99 per month for your immediate family. This is NOT insurance, nor is it intended to replace insurance. Not available in WA, VT, UT. To sign up, visit http://capben.oncallphysician.org.© 2014 Teladoc, Inc. All rights reserved. Teladoc and the Teladoc logo are registered trademarks of Teladoc, Inc. and may not be used without written permission.Teladoc does not replace the primary care physician. Teladoc does not guarantee that a prescription will be written. Teladoc operates subject to state regulation and may not be available in certain states. Teladoc does not prescribe DEA controlled substances, non-therapeutic drugs and certain other drugs which may be harmful because of their potential for abuse. Teladoc physicians reserve the right to deny care for potential misuse of services. Teladoc phone consultations are available 24 hours, 7 days a week while video consultations are available during the hours of 7am to 9pm, 7 days a week.


Health Insurance

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Retirement Plans



DirectLabs® is the leader in direct access laboratory testing, offering a wide variety of important health and wellness blood chemistry tests directly to you online at discounted prices. No doctor’s appointment necessary — doctor’s order provided. Just order your test online or by phone, go to one of our 1,500 Lab Patient Service Centers, have your test taken, and get your confidential results online in as little as 24 hours for most tests. We provide a private, secure online account where you can access your orders, print your lab requisition, and retrieve your results. All blood tests are offered at a savings of up to 80% off typical lab costs and through the same CLIA-certified accredited labs used by your physician. CAP members receive an additional 10% discount. For more information, visit www.DirectLabs.com/CAP. To request a test by phone, call (800) 908-0000. No services available in MD, NJ, NY, and RI.

Our Journey of Hope is a biblically based cancer care ministry designed to train and equip pastors and churches to meet the unique spiritual and physical needs of cancer patients in their congregations and communities. Sponsored by Cancer Treatment Centers of America, Our Journey of Hope provides ministry curriculum and resources to take pastors and churches from the initial training through the first full year of of ministry and beyond. For more information, visit www.ourjourneyofhope.com

Discounted Medical Procedures when Paying Direct – No Insurance Needed!Pricing Healthcare works with hospitals, surgery centers, imaging centers, and many other types of medical facilities to bring discounted rates to patients. Seniors with high deductible plans, as well as the uninsured, are doing their homework, searching out pricing information, are saving thousands of dollars!• Accurate, open prices. No more worry about unpredictable, outrageous bills.• Prices are all-inclusive, with only one bill instead of three.• Cash-pay prices 35% to 75% lower than average insured rates.• Facilities compete with each other, keeping rates low.• The whole spectrum of services, from X-rays to hip and back surgeries.For more information, visit https://pricinghealthcare.com

Health Care Sharing MinistriesThis is an alternative to traditional health insurance. It is NOT health insurance; it is a way to pay medical bills by helping other Christians to pay their medical bills. It is a ministry. It is sharing. It is related to health care only. If you can think a little outside the box, then this might be a true blessing for you. Members may also be exempt from PPACA/Obamacare IRS tax penalties by maintaining coverage throughout the year.Mr. Réne Girard dba Hesed Insurance Solutions now offers membership enrollment in two Health Care Sharing Ministries. Visit InsureMyParts.com or Call 1-800-9-800-342. Serving the U.S. + D.C.

Be sure to take advantage of your CAP benefits. Using just one of your benefits a single time could pay for a year’s membership!

In-Home Care Service70% of Americans will need some type of home care in their lifetime.* Our plans feature many benefits: No Underwriting ~ No Claim Forms ~ No Deductible ~ No Co-Pays ~ No Age Limits. Services include meal planning/preparation; assistance with dressing, grooming, and bathing; light housekeep-ing; monitoring diet and medications; grocery shopping; accompanying to doctors appointments, church, and more. Four plan levels starting at $95/month. Discounts for couples, annual payments, and non-usage.This is not insurance; however, it may be a useful alternative or supplement to Long-Term Care Insurance. *U.S Dept. of Health & Human Services


CAP Member BenefitsJoin NOW to get discount codes ONLY AVAILABLE to CAP Members

INSURANCE

Health InsuranceInsureMyParts.com – compare plans, prices, and enroll online with Self-Serve Insurance® for under age 65. Dental insurance for all ages. Medicare Supplement insurance and Part D Rx plans for those on Medicare; Group Retiree Medical Plans for CAP members age 65+, most health conditions accepted, plus year ’round enrollment. Run hassle-free quotes online 24/7. A licensed insurance agent will contact you upon request. Not all plans available in all states.

Visit HesedInsurance.com or Call 1-800-9-800-342. TX Lic#1289991. Serving most states + D.C.

Aflac Supplemental InsuranceIf you’re hurt or sick and can’t work, Aflac insurance policies pay you directly, unless assigned otherwise, to help with out-of-pocket expenses such as medical-related travel, food, utilities, and rent or the mortgage on your home. What’s more, benefits are paid regardless of any other insurance you have.*This solicitation is not applicable to residents of Arizona, Idaho, or Pennsylvania. *Coverage is underwritten by American Family Life Assurance Company of Columbus. In New York, coverage is underwritten by American Family Life Assurance Company of New York. Rates vary by state.

Visit www.aflac.com/cap

Theratub Walk-In Tubs$500 discount on installation. Lowest step available in the industry (two inches or less), lifetime warranty on all parts, made in the U.S. For more information, visit www.theratub.com Call 866.686.8827 or email: [email protected]

Pet Medicine CardNearly 50% of Pet Medications are available at your local pharmacy! With the free Pet Drug Card, you can now save up to 75% on pet medications through your local pharmacy. Now you have a choice when it comes to your pet's medications! Some states require veterinarians to provide a prescription for all medications. Other states may only require a veterinarian to provide a prescription upon request.Download the free Pet Drug Card online at http://capben.petdrugcard.org

General Hearing Instruments is a manufacturer of medical quality, direct to consumer, digital hearing aids for people with mild to moderate hearing loss. All hearing aids are sold with a 90 day, 100% money back guarantee (minus shipping). Hearing aids also come with a 1 year manufacturer warranty against material or workmanship defect. Receive 45% off MSRP. Save hundreds of dollars. Buy for yourself or someone you love. Also makes a great gift. Visit www.readywearexpress.com Questions? Call 1-877-763-8327

LifeFone Emergency Response SystemSave 20% on any LifeFone emergency response system, with free shipping. LifeFone’s U.S. based care agents are ready to assist you 24/7 in any kind of emergency — medical alert, fire, or police. Choose from LifeFone systems that will protect you at home and/or on the go, with or without fall detection, and with or without a telephone landline. All pendants and wristbands are waterproof.

In business since 1976, LifeFone has earned an A+ rating with the Better Business Bureau with its reliable service, quality equipment, and customer friendly policies: Cancel at any time and pay ONLY for the time you’ve used. NO activation fee. NO switching fee. NO equipment fee. Lifetime equipment and lifetime price guarantee. NO additional fee for second person in the home (additional fee for fall detection pendant). 30-day money back guarantee.

Visit www.lifefone.com/cap-members or call (844) 258-8004.

CAP Member Benefits Join NOW to get discount codes ONLY AVAILABLE to CAP Members

LEGAL SERVICES

Liberty Mutual Home and Auto InsuranceAs a CAP member, you could save on Liberty Mutual Auto and Home Insurance.* We offer personalized coverage, Multi-Policy Discounts, 24-Hour Claims Assistance, and much more.*Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Please consult a Liberty Mutual sales representative for additional information.

Visit www.libertymutual.com/CAPBA for a free quote. Call 800.837.5254 Client # 4141

Legal Shield: Life Events Legal Plan with family or small business coverageIdentity Theft Shield: Identity Theft Protection and RestorationUp to 8% discount and $10 enrollment fee waived

Contact [email protected] Call 414.349.0329 Go to www.legalshield.com/info/caop


Health Insurance

Life Insurance


Retirement Plans




Health Insurance

Life Insurance


Retirement Plans



As a mother of seven kids, I can attest that in less than one year we have saved over $300 ($100 on a one-week car rental, just over $200 on three prescriptions for antibiotics that our insurance didn’t cover, and $25 on discounted magazine subscriptions). And that’s just the start of it.

- Diana Jones, President CrossLife

The Zebra (www.thezebra.com) auto Insurance estimates – The Zebra is NOT an insurance company. It’s a free search engine that allows you to quickly compare auto insurance policy costs from 200 insurance companies in 50 states. This can be done anonymously by providing non-personally-identifying information. You will be asked to enter information such as the year, make, and model of your car, your gender, date of birth, zip code, annual mileage, etc. You can provide your email address to save your information so you can return later without re-entering information. Or you can click on a Confirm Now button following each quote to be contacted by an agent to discuss the details of your policy needs and purchase a policy if you like. Zebra doesn’t provide guaranteed rates, just estimates. The accuracy of the estimates is based on the accuracy of the information you provide. Keep in Mind: Don’t focus only on cost alone, or you may get a policy in which you are underinsured, exposing you to unnecessary financial risks in case of an accident. On the other hand, make sure you’re not overpaying by buying unnecessary add-ons. The Zebra suggests four prepackaged coverage levels, but it’s best to work with an agent to create a custom package that provides the coverage that fits your specific needs at the lowest cost. Your agent may be able to find additional cost savings by bundling your home and auto insurance or by other means. It’s especially important to talk to an agent if you have a complicated coverage needs. Encourage agents to give you the best possible rate by providing them with quotes from competing agents and asking if they can do better. Before you purchase a policy, check reviews to evaluate the company’s record for customer service and claims.

Long-Term Care InsuranceWho needs long-term care insurance? According to LongTermCare.gov, close to 3 in 4 people will need help in the home or in a facility. Let us show you how to acquire Zero Cost Long Term Care® with proven 27-year-old programs. Even utilize retirement funds for long-term care. Call us to find out how you can “Protect your wealth from poor health.” Traditional plans also available. Zero Cost Long Term Care® and “Protect your wealth from poor health” are registered trademarks of Mr. Mark Dice, used with permission. Individuals should seek tax, legal, and financial advice from a trusted CPA, tax attorney or financial advisor.


Life InsuranceDid you know that some forms of life insurance can provide funds while you are still alive? Life insur-ance is not just “death insurance,” as some people believe. Don't let your policy lapse! Let us help you get cash for your term life or permanent policy. Eliminate premium payments. Put money in your pocket plus keep a portion of the death benefit. Or buy a new policy. We offer multiple A-rated companies. High net worth individuals may qualify for Permanent Life Insurance at the cost of Term.Individuals should seek tax, legal, and financial advice from a trusted CPA, tax attorney or other financial advisor.

Visit HesedInsurance.com or Call 1-800-9-800-342. TX Lic#1289991.Serving the U.S. + D.C.


MINISTRY

MAGAZINES

MissionNextMaking a difference in eternity by providing Christian adults with information and pathways for discovering and processing opportunities in missions – short term or as a next career. www.missionnext.org

Men’s Golf Fellowshipwww.mensgolffellowship.com. Steve Silver is a retired executive and the founder of Men’s Golf Fellowship, an organization dedicated to helping retired men evaluate their goals, relationships, and faith. His print and audio book, New Man Journey: Finding Meaning in Retirement, is available at bookstores, at TodaysChristianLiving.org/Store, or at www.newmanjourney.com

Men’s Golf Fellowship

Christian Family Eldercare bolsters senior care while enhancing life with family interaction and relationship, equips family and church caregivers with resources to thrive, encourages relationship-focused senior care values, promotes the value of life though loving care, and calls upon church leaders to honorably fulfill their role for the elderly.Contact us at www.christianfamilyeldercare.org

Caregiver Information by Darlene SaundersAuthor specializing in advice for caregiversLife Lessons for Caregivers $15, Psalms for Caregivers $20No extra shipping when purchased directly from author at www.dsaundersbooks.comCall 530.205.7704 or email: [email protected]

Aging by Design Ministry—Resources for Caring for the Elderly20% discount on products listed on Aging by Design website storeCall 678.720.5876 or go to www.agingbydesignministry.org

Leadership Journal10% Discount

OrderCT.com/CAPSpecial

Men of Integrity10% Discount


Today’s Christian Woman (digital only)

10% Discount


Cessna Owner OrganizationPiper Owner Society20% off yearly Plus+ membershipThe largest member organizations for owners of single-engine Cessna and Piper aircraft. With a combined membership of nearly 10,000 aircraft owners, each organization offers members a monthly magazine, an online forum, member tech support, parts locating services, member fly-ins, and much more. Each organization is dedicated to fun and affordable flying.Cessna Owners - go to www.cessnaowner.orgPiper Owners- go to www.piperowner.org

Christianity Today10% discount


Israel My Glory magazine, published by The Friends of Israel, delivers a hard-hitting, accurate, up-to-date analysis of Israel and the Middle East. It features a thought-provoking examination of God's Word, answers about the end-times, and the truth behind today's headlines. Six issues per year. Get a free one-year subscription at www.foi.org/forms/israel-my-glory-trial-subscription.

Today’s Christian LivingONLY $5 for CAP members! 75% off subscription price. Call 800.223.3161 or go to www.todayschristianliving.org/subscribe.

Books & Culture10% Discount OrderCT.com/CAPSpecial

Christian Grandparenting NetworkChristian Grandparenting Network exists to help grandparents understand the times we live in and provide resources to help them leave a spiritual legacy for their families. www.christiangrandparenting.net


TRAVEL

REAL ESTATE AND MOVING SERVICES

Avis Car RentalFor reservations, call 1-800-331-1212 or visit www.bit.ly/AvisDiscount. • $25 off a Weekly Rental • Car Groups C, D and E• Free Weekend Day • Car Groups C, D and E • Free Upgrade • Intermediate through full-size four-door carSee all Terms & Conditions at www.bit.ly/AvisDiscount

Budget Car RentalFor reservations, call 1-800-527-0700 or visit www.bit.ly/BudgetDiscount.• Save $20 on a Weekly Rental • Compact through full size car, minimum of five consecutive days• Free Weekend Day • Compact through full size car• Free Upgrade • Compact through full-size four-door carSee all Terms & Conditions at www.bit.ly/BudgetDiscount

Best Roadside ServiceAmerican Owned and Operated: Calls are always answered in the United States by fluent English-speaking customer service reps who understand the highway system in the U.S and Canada.Affordable: Compare to AAA and AARP - Our Plan is normally 30% lower! Plus, CAP members get a $5 discount for either the individual or vehicle plan.Excellent Customer Service: When you need roadside assistance, each and every call is answered by trained and caring professionals who want to help you get you back on the road as quickly and safely as possible.6 Service Calls Per Year • Towing up to 75 miles (per service call) • Jumpstart Service • Flat Tire Service • Fuel Delivery (cost of fuel included) • Lockout Service (up to $100!) • Trip and Routing Service • Full Concierge Service — Automotive and Vacation Discountshttp://bit.ly/bestroadside or call toll-free 1-855-974-3366

SIRVA Mortgage Members can get personal advice, a great mortgage rate, and a $300 closing cost reward on a new home loan or refinance. Call 877.839.8529 or go to http://cap.sirvahomebenefits.com

SIRVA Moving Services Free in-home estimate and competitive market pricing from Allied and North American Van Lines877.839.8529 or go to http://cap.sirvahomebenefits.com

SIRVA Home Benefits Members can get expert guidance, a knowledgeable local real estate agent, and earn up to $50 cash back for every $10,000 in home value when using a SIRVA-referred agent (state restrictions apply) Call 877.839.8529 or go to http://cap.sirvahomebenefits.com

North American Van Lines—Moving ServicesPreferred discounts on interstate moving, packing, and in-transit storage services. $50,000 DVP personal property insurance coverage, $0 deductible, at no cost. —If it’s important to you, it’s important to us! TM

Call 888.815.7834 or go to www.CAP.movingnavl.com

Allied Van Lines—Moving ServicesDiscounts on interstate moving services, storage, and double coverage at no additional cost for any purchased in-transit protection policy. – Relax, We Carry the Load TM

Call 800.871-8864 or go to www.CAP.movingallied.com

Servants On Wheels Ever Ready (SOWERS) is a nonprofit, non-denominational, working recreational vehicle (RV) ministry. Members have RVs, are self-supported, are retired or semi-retired, and use various skills and God-given gifts to perform volunteer work on projects for various Christian ministries. For more information, visit www.sowerministry.org or call 903.882.8070.

Choice Hotels5% Discount on stays at Comfort Inn, Comfort Suites, Quality Inn, Sleep Inn, Clarion, Cambria Suites, Mainstay Suites, Suburban, Econo Lodge, Rodeway Inn, Ascend CollectionCALL 800.424.6423 or go to www.choicehotels.com


GRANDPARENTS’ CORNER

Wyndham Hotel Group As a member of CAP, you will receive up to 15% off the “Best Available Rate” at participating locations when you travel. Whether you are looking for an upscale hotel, an all-inclusive resort or something more cost effective, we have the right hotel at the right price. Start saving now at one of these fine hotels: Wyndham Hotels and Resorts®, Super 8®, Wyndham Grand Collection®, Wingate®, Wyndham Garden®, Baymont Inns and Suites®, TRYP®, Hawthorn Suites®, Dream®, Microtel Inns and Suites®, Wyndham Night®, Howard Johnson®, Days Inn®, Travelodge®, Ramada Worldwide® and Knights Inn®

Call our special member benefits hotline 800.364.6176®2013 Wyndham Hotel Group, LLC. All rights reserved. All hotels are either franchised by the company, or owned, and/or managed by Wyndham Hotel Management, Inc., one of its affiliates, or through a joint-venture partner. “Best Available Rate” is defined as the best, non-qualified, unrestricted, publicly available rate on the brand sites for the hotel, date and accommodations requested. The discount for some properties may be less than 15% off Best Available Rate. Certain restrictions may apply. To redeem this offer, click our URL link on Organization’s website or call the phone number above and give ID at the time of reservation. Offer not valid if hotel is called directly, caller must use toll free numbers listed above. Advanced reservations are required. Offer is subject to availability at participating locations and some blackout dates may apply. Offer cannot be combined with any other discounts, offers, group rates, or special promotions. Dis-counted rates vary by location and time of year. Offer is void where prohibited

Heirloom Audio Heirloom Audio presents the new G.A. Henty audio adventure With Lee in Virginia (www.withleeinvirginia.com). This epic audio drama of Christian grace in the Civil War will help instill in your grandchildren the importance of character, honor, and duty. Enjoy this superbly done CD with an all-star cast including Kirk Cameron, Sean Astin, Chris Anthony, Kelsey Lansdowne, Jim Weiss, and Brian Blessed. Visit www.withleeinvirginia.com/buy-now.html for more details. “It is easier to build strong children than to repair broken men.” —Frederick Douglass

Miracle Lodge15% off your stay at Ironwood Springs Christian Ranch, Stewartville, MN 55976

Call 507-533-4315 and provide your CAP membership number

Purpose Driven ToursPurpose Driven Tours are life-changing and specialize in Biblical Creation and Christian Heritage all-inclusive tours in the U.S. NEW – customized tours that will depart right from YOUR church or a selected location. Whether pre-planned or customized, they take the time to do it RIGHT! Discounts for tours vary. Call 601-371-8733 or go to http://purposedriventours.org.

The Friends of Israel, founded in 1938 during the holocaust, is a worldwide Christian ministry communicating biblical truth about Israel and the Messiah, while fostering solidarity with the Jewish people. FOI has been leading tours to Israel since 1977 and offers two tours to the Holy Land each year, with a $100 discount for early-bird registration. For more information on tours, visit www.foi.org/israel-tours/jerusalem-tour. The Friends of Israel also offers a free one-year subscription to Israel My Glory magazine at www.foi.org/forms/israel-my-glory-trial-subscription.

Significant Living Travel and ToursSignificant Living Travel and Tours offers superb destinations with knowledgeable guides and Christian morning devotionals that kick off each day! Group tours available, and specially designed tours for family reunions, church groups, and other smaller group gatherings are also available upon request. Discounts for individual travel plans may vary. Some early booking discounts apply to group tours.Call 818.542.3158 or visit www.significantlivingtravel.com.

Florida Paradise VillasFlorida Paradise Villas is a Disney World vacation rental agency in the Orlando area offering 2-3 bedroom condos and houses up to 9 bedrooms for huge savings over multiple hotel rooms. Enjoy privacy, luxury, a private pool, spa, game room, Wi-Fi, full kitchen, and more. Save on food, and even get your groceries delivered before your arrival. Plan your next family getaway, reunion or even church/youth group outing today. Members save $200 per week on select condos and townhomes and $350 per week on select house rentals. Visit www.FloridaParadiseVillas.com or call 1-866-WDW-RESORT.


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