best home loan offers in chennai
DESCRIPTION
The Real estate growth of Chennai is stupendous in all sorts of Real estate departments. But most of the properties seem to be available only for NRI. This is where Banks come into play to let the dreams of a common man come true.TRANSCRIPT
![Page 1: Best Home Loan offers in Chennai](https://reader035.vdocument.in/reader035/viewer/2022062513/554dee58b4c905ee578b4de1/html5/thumbnails/1.jpg)
BanksBanks with Best
Offers in Chennai
![Page 2: Best Home Loan offers in Chennai](https://reader035.vdocument.in/reader035/viewer/2022062513/554dee58b4c905ee578b4de1/html5/thumbnails/2.jpg)
Real estate in ChennaiReal estate in Chennai is unarguably one of the most prolific industry
in the world. The growth of the city is stupendous in all sorts of Real
estate departments right from commercial space to land (couldn't resist
to include villas and luxury flats for sale in Chennai) with numerous
multinational builders in Chennai being the obvious evidence.
![Page 3: Best Home Loan offers in Chennai](https://reader035.vdocument.in/reader035/viewer/2022062513/554dee58b4c905ee578b4de1/html5/thumbnails/3.jpg)
However, luxury villas and flats for sale in Chennai seems to be
available only for NRI(Non Resident Indian)s. It is hard for the natives
of the city or someone with an average salary of 2.5 lacs per
annum(life partner's income excluded) to buy such properties.
![Page 4: Best Home Loan offers in Chennai](https://reader035.vdocument.in/reader035/viewer/2022062513/554dee58b4c905ee578b4de1/html5/thumbnails/4.jpg)
This is where Banks come into action to let their dreams come
true. Yes, it is Home loans offered by Banks.
So here is a presentation of the authorized banks in Chennai with best
Home loan packages.
![Page 5: Best Home Loan offers in Chennai](https://reader035.vdocument.in/reader035/viewer/2022062513/554dee58b4c905ee578b4de1/html5/thumbnails/5.jpg)
![Page 6: Best Home Loan offers in Chennai](https://reader035.vdocument.in/reader035/viewer/2022062513/554dee58b4c905ee578b4de1/html5/thumbnails/6.jpg)
SBI Home Loan
Interest Rate: 10.10%(for women), 10.15%
EMI/Lac: Rs.972(for women), Rs.975
Processing Fee: <25 lacs: 0.25% minimum Rs.1000
25-75 lacs: Rs.3250
75 lacs +: Rs.5000
![Page 7: Best Home Loan offers in Chennai](https://reader035.vdocument.in/reader035/viewer/2022062513/554dee58b4c905ee578b4de1/html5/thumbnails/7.jpg)
![Page 8: Best Home Loan offers in Chennai](https://reader035.vdocument.in/reader035/viewer/2022062513/554dee58b4c905ee578b4de1/html5/thumbnails/8.jpg)
HDFC Home Loan
Interest Rate: 10.25%
EMI/Lac: Rs.982
Processing Fee: 0.5% or maximum Rs.10,000 + service tax(12.36%)
![Page 9: Best Home Loan offers in Chennai](https://reader035.vdocument.in/reader035/viewer/2022062513/554dee58b4c905ee578b4de1/html5/thumbnails/9.jpg)
![Page 10: Best Home Loan offers in Chennai](https://reader035.vdocument.in/reader035/viewer/2022062513/554dee58b4c905ee578b4de1/html5/thumbnails/10.jpg)
LIC Housing Finance
Interest Rate: 10.20%(2 yrs); 11.25% (10 yrs); 12.25%
EMI/Lac: Rs.982; Rs.1049; Rs.1119
Processing Fee: <50 lacs: Rs.10,000 +(Service tax)
50 lacs +: Rs.15,000 +(service tax)
![Page 11: Best Home Loan offers in Chennai](https://reader035.vdocument.in/reader035/viewer/2022062513/554dee58b4c905ee578b4de1/html5/thumbnails/11.jpg)
![Page 12: Best Home Loan offers in Chennai](https://reader035.vdocument.in/reader035/viewer/2022062513/554dee58b4c905ee578b4de1/html5/thumbnails/12.jpg)
Axis Bank Home Loan
Interest Rate: <25 lacs 10.25%, then 10.50%
EMI/Lac: <25 lacs: Rs.982, then Rs.998
Processing Fee: 0.5% of the loan amount
(Max Rs.10,000 + service tax for Salaried)
![Page 13: Best Home Loan offers in Chennai](https://reader035.vdocument.in/reader035/viewer/2022062513/554dee58b4c905ee578b4de1/html5/thumbnails/13.jpg)
![Page 14: Best Home Loan offers in Chennai](https://reader035.vdocument.in/reader035/viewer/2022062513/554dee58b4c905ee578b4de1/html5/thumbnails/14.jpg)
ICICI Home Loan
Interest Rate: <25 lacs 10.10%(for female), 10.15%
then 10.25%
EMI/Lac: <25 lacs Rs.972(for female), Rs.975
then Rs.982
Processing Fee: <1 crore 0.5 % of loan amount
![Page 15: Best Home Loan offers in Chennai](https://reader035.vdocument.in/reader035/viewer/2022062513/554dee58b4c905ee578b4de1/html5/thumbnails/15.jpg)
![Page 16: Best Home Loan offers in Chennai](https://reader035.vdocument.in/reader035/viewer/2022062513/554dee58b4c905ee578b4de1/html5/thumbnails/16.jpg)
Bank of Baroda Home Loan
Interest Rate: 10.25%
EMI/Lac: Rs.982
Processing Fee: <30 lacs 0.50% (Min: Rs.5000),
0.40% (Min: Rs. 15,000; Max: Rs.50,000)
![Page 17: Best Home Loan offers in Chennai](https://reader035.vdocument.in/reader035/viewer/2022062513/554dee58b4c905ee578b4de1/html5/thumbnails/17.jpg)
![Page 18: Best Home Loan offers in Chennai](https://reader035.vdocument.in/reader035/viewer/2022062513/554dee58b4c905ee578b4de1/html5/thumbnails/18.jpg)
India Bulls Home Loan
Interest Rate: <25 lacs 10.25%, then 11%
EMI/Lac: <25 lacs Rs.982, then Rs.1032
Processing Fee: <30 lacs Rs.7500 + 12.36%; 0.5%
![Page 19: Best Home Loan offers in Chennai](https://reader035.vdocument.in/reader035/viewer/2022062513/554dee58b4c905ee578b4de1/html5/thumbnails/19.jpg)
![Page 20: Best Home Loan offers in Chennai](https://reader035.vdocument.in/reader035/viewer/2022062513/554dee58b4c905ee578b4de1/html5/thumbnails/20.jpg)
IDBI Home Loan
Interest Rate: 10.25%
EMI/Lac: Rs.982
Processing Fee: -
![Page 21: Best Home Loan offers in Chennai](https://reader035.vdocument.in/reader035/viewer/2022062513/554dee58b4c905ee578b4de1/html5/thumbnails/21.jpg)
![Page 22: Best Home Loan offers in Chennai](https://reader035.vdocument.in/reader035/viewer/2022062513/554dee58b4c905ee578b4de1/html5/thumbnails/22.jpg)
Canara Bank Home Loan
Interest Rate: 10.20%
EMI/Lac: Rs.978
Processing Fee: -
![Page 23: Best Home Loan offers in Chennai](https://reader035.vdocument.in/reader035/viewer/2022062513/554dee58b4c905ee578b4de1/html5/thumbnails/23.jpg)
![Page 24: Best Home Loan offers in Chennai](https://reader035.vdocument.in/reader035/viewer/2022062513/554dee58b4c905ee578b4de1/html5/thumbnails/24.jpg)
Bank of India Home Loan
Interest Rate: 10.20%
EMI/Lac: Rs.978
Processing Fee: -
![Page 25: Best Home Loan offers in Chennai](https://reader035.vdocument.in/reader035/viewer/2022062513/554dee58b4c905ee578b4de1/html5/thumbnails/25.jpg)
![Page 26: Best Home Loan offers in Chennai](https://reader035.vdocument.in/reader035/viewer/2022062513/554dee58b4c905ee578b4de1/html5/thumbnails/26.jpg)
Union Bank Home Loan
Interest Rate: 10.25%
EMI/Lac: Rs.982
Processing Fee: 75 lacs +: 0.25 % Max: Rs.7500
![Page 27: Best Home Loan offers in Chennai](https://reader035.vdocument.in/reader035/viewer/2022062513/554dee58b4c905ee578b4de1/html5/thumbnails/27.jpg)
![Page 28: Best Home Loan offers in Chennai](https://reader035.vdocument.in/reader035/viewer/2022062513/554dee58b4c905ee578b4de1/html5/thumbnails/28.jpg)
First Blue Home Finance
Interest Rate: <25 lacs 10.25% (for Salaried / SEP),
10.75% (For Self Employed);
then 10.75%, 11.25% respectively
EMI/Lac: Rs.982 (for Salaried / SEP),
Rs.1015 (For Self Employed)
Processing Fee: Salaried: <30 lacs: Rs.7300
30 - 75 lacs: Rs.11,800
75 lacs +: Rs.15,000 + service tax(12.36%)
![Page 29: Best Home Loan offers in Chennai](https://reader035.vdocument.in/reader035/viewer/2022062513/554dee58b4c905ee578b4de1/html5/thumbnails/29.jpg)
Whatever the offer maybe, it is quite tough to go with villas and
luxury apartments for sale in Chennai which are sold at a cost of 50+
lacs. We Sumangali Homes, a small part of the monumental
Real estate in Chennai as a reputed builders, provide you
apartments for sale in Chennai, affordable at your budget or the loan
offered. Our apartments are affordable only in terms of cost and would
blow your mind with the design, construction and amenities.
www.sumangalihomes.in