BJM GROUP, LLC.BJM GROUP, LLC.

Delivering Business Solutions for the Delivering Business Solutions for the PeoplePeople

……..Offering Career Opportunities for the ..Offering Career Opportunities for the ProfessionalProfessional

Who is BJM GROUP, LLC?Who is BJM GROUP, LLC?

National marketing and recruiting National marketing and recruiting company company

Aligned, strategically with companies Aligned, strategically with companies that provide the only service in North that provide the only service in North America to help before, during and America to help before, during and after identity theft.after identity theft.

Provide the ability for our team to Provide the ability for our team to profit from profit from explosive growth markets explosive growth markets while offering strategic business while offering strategic business solutions to the business owner to solutions to the business owner to help them attract, protect and grow help them attract, protect and grow their businessestheir businesses

What Are We Looking For?What Are We Looking For? Success oriented business-to-business sales professionalSuccess oriented business-to-business sales professional The BJM GROUPThe BJM GROUP is uniquely positioned is uniquely positioned

AttractAttract DevelopDevelop TrainTrain Sales and Management talent in an emerging industry characterized Sales and Management talent in an emerging industry characterized

by high-growth and minimal competition. We specialize in providing by high-growth and minimal competition. We specialize in providing business owners and employee groups of all sizes with the finest and business owners and employee groups of all sizes with the finest and most innovative access plans and employee benefits available. most innovative access plans and employee benefits available.

Independent-minded, Independent-minded, high performance sales high performance sales professionalsprofessionals

Our compensation package features up-front commission Our compensation package features up-front commission advances, plus overrides, bonuses and advances, plus overrides, bonuses and renewalsrenewals for the for the lifetime of their business.lifetime of their business.

Our Agents have the opportunity to Our Agents have the opportunity to build an agency build an agency of of their own if they so choose. This makes possible the their own if they so choose. This makes possible the building of a residual income over time through the building of a residual income over time through the recruitment, training and development of professional recruitment, training and development of professional sales teams.sales teams.

Your Name1000’s of aggregators

Your Fingerprints and DNAFBI, State, and Local DBS

Your Insurance ClaimsC.L.U.E. DBS, etc...

Your Military RecordDOD DBS

Your Criminal HistoryNCIC DBS

Your Real Estate DeedsClerks of Court DBS

Your Legal HistoryState and Federal Court DBS

Your Credit HistoryCredit Repositories’ DBS

Your Birth CertificateChoice Point DBS, State, etc

…Your Phone Number and Tracking Info

1000’s of aggregators

Your Social Security NumberSSA DBS

Your Address1000’s of DBS

™

Your Driver’s License # and Record DMV DBS

Your Medical RecordsMIB DBS, etc …

Your Car Registration & InfoDMV, Local Treasurer, On Star, etc … DBS

What is Identity Theft?What is Identity Theft?The DataBased YouThe DataBased You

Identity Theft HeadlinesIdentity Theft Headlines

Over 150 Million Data Records of U.S. Residents Have Been Exposed by Security Breaches

1,388,000

50,362,860

51,405,876

52,228,995

54,378,377

150,228,731

91,144,123

89,697,365

88,525,076

March05'

2nd Qtr05'

3rd Qtr05'

4th Qtr05'

1st Qtr06'

2nd Qtr06'

3rd Qtr06'

4th Qtr06'

1st Qtr07'

2,000 + Unknown number47,000,000 Credit Cards

4 breaches totaling 1,894,000 & one with unknown number

Significant # of SSNs

36,000 SSNs of past and present students

455,000 Names & drivers license numbers

28,652,566 Veteran's SSNs & other NPI

Number Unknown

www.privacyrights.org

How Do We Help?How Do We Help?

Provide a Complete Wall of Provide a Complete Wall of Security Security

YOU AND YOUR

FAMILY

MONITORING SERVICES

RESTORATION SERVICES

FLAT RATE LEGAL CARE

Our Unique Approach?Our Unique Approach?

Credit Report andContinuous Monitoring

Complete Restoration

Services

Access to CounselLife Event Legal

Plan

World's Leading World's Leading Identity Theft ServiceIdentity Theft Service

CONTINOUS MONITORING Prompt notice if the credit repository

(Experian or all 3) is notified that: New Accounts have been

opened in your name Derogatory notations have been

added to your name Public records added to your

report Inquiries have been made

against your report A change of address has been

requested

CREDIT REPORT NO added cost Detailed Credit Report

Analysis For BOTH You and Your

Spouse IDENTITY RESTORATION – Only

Company that: Helps reduce your out-of-

pocket expenses Provides Licensed

Investigators to work on customers behalf

Sends out Fraud Alert Notifications

Proactive searches of application local and national databases for criminal activity, federal watch list, DMV, unknown addresses affiliated with your name, etc.

World's Leading World's Leading Identity Theft ProviderIdentity Theft Provider

Kroll Background Services of AmericaKroll Worldwide (NYSE: MMC)

Licensed Investigators: Kroll is the only data security and breach recovery solution provider to employ licensed investigators (2200)

Full-Service Restoration Leads the industry in terms of depth of

involvement and dedication to complete restoration.

Innovation Investigators will do the bulk of the work Works with Global experts in data

security, breach prevention and organizational recovery

Differentiation, Retention and Trust Unlike the market with overflowing

products that focus on credit and promote self-help, Kroll provides a reliable, comprehensive, interactive program from a global security firm. .

Kroll is the world’s leading risk consulting company with more than 30 years of experience. Kroll has been involved in many notable cases, such as:

Assisted Kuwaiti government in investigating Saddam Hussein’s financial network

Responsible for restructuring of EnronConsults with TSAProvides security for Presidents etc.

No Competition—Only Restoration Company!

Five Types of Identity Theft Five Types of Identity Theft

Drivers License

Medical FinancialSocial Security

Character/

Criminal 28%

72%

Identity Theft is not just about Credit Cards!

ID Theft is an international crime and access to legal counsel may be critical

57% of victims had NEW ACCOUNTS opened in their name

62% had warrants issued for their arrest

82% found out through an adverse action

Cost to the average victim $1,865.27

Average victim spent 157.87 hours to clean up the mess..70% stated up to 12 months!

Inability to clear Negative Records:63% could not get their credit reports cleared22% have their SSN tied to someone else’s19% had their fraud alerts ignored

*ITRC 2007 The Aftermath

2007 Facts About This Crime!

What makes our service the #1 solution to this problem?

“ “ A true restoration service will generally offer consumers ….restorative services including credit monitoring, access to legal counsel, and other professional services.”

Partnership DevelopedPartnership DevelopedNation’s Leading Provider of Legal CareNation’s Leading Provider of Legal Care

25%

PreventiveLegal

Services

MotorVehicleLegal

Services

TrialDefenseServices

IRS AuditLegal

Services

The LegalShield

25% Discount

Life Events Legal Plan Covers‣ You & your spouse

‣ Never married, dependent children up to age 21 who live at home

‣ Never-married, dependent children up to age 23 who are full-time college students

‣ Children up to age 18 for whom you are legal guardian

‣ Any dependent child, regardless of age, who is mentally or physically disabled and dependent upon you for support

Only ‘Now” BenefitOnly ‘Now” Benefit

Foreclosures Bankruptcies Loan Modifications Creditor Problems Wills Contract Reviews Landlord Issues Collection

Problems Over-Billed for

Services Traffic Violations Divorce etc Job Severance

Questions

The Advisory Council was established to provide quality counsel and advice.

Duke R. LigonAdvisory Council MemberFormer Senior V.P. & General Counsel Devon Energy Corp

Grant Woods

Advisory Council MemberFormer Arizona Attorney General

Andrew P. Miller Advisory Council MemberFormer Virginia Attorney General

Mike Moore

Advisory Council MemberFormer Mississippi Attorney General

A Credible Advisory Council!A Credible Advisory Council!

Divisions of BJM GROUPDivisions of BJM GROUP

Consumer Benefits DivisionConsumer Benefits Division

1.6 Million Customers Provides solutions that give

peace of mind to every day issues for as little as 52 cents per day

FBI says, ‘Identity Theft is ‘Fastest Growing Crime in America’Looking for: Real Estate Sales, Financial Advisors, Insurance Agents etc.

Employee Benefits DivisionEmployee Benefits Division Employees Shop Employers—

they shop Benefits A recent ‘08 poll of 1,000 full-

time employees revealed that 70% faced one or more legal issues a year---Russell Research

What is Happening? 40% employees

experiencing legal problems reported having a negative effect on their work lives

30% needed to skip work The average time devoted to

addressing legal woes was 57 work hours and 13 days of missed work

Identity Theft Problems Average 600 hours (14 work

weeks) on work times

Benefits to the company:Increases productivity,

decreases absenteeism, enhances the bottom line

Gives companies innovative benefits packages

• NO COST to the companyThe only “now” benefit on the

market for the employees• Offered by over 30,000

companies

Benefits to the employees:• Saves time and money,

provides security, and gives peace of mind

• Only $5.98 per week

◦Pharmaceutical sales, human resources, office supply sales, etc.

Why This is the Most Why This is the Most Requested Employee Benefit?Requested Employee Benefit?

Employees can take up to 600 hours, mainly during business hours, to restore their identities.

‘If you experienced a security breach: 20 percent of your affected customer base

will no longer do business with you, 40 percent will consider ending the

relationship 5 percent will hire lawyers.”

Executives could face criminal and civil charges Employers can be liable to recover actual

damage to victims. “When it comes to cleaning up this mess, companies on average spend 1600 work hours per incident at a cost of up to $92,000 per victim.”

1The Bureau of National Affairs, Inc., Privacy Law Watch – V 6 *Number 166 (August 28, 2006)2CIO Magazine, The Coming Pandemic, Michael Freidenberg, May 15th, 2006

Our Market ApproachOur Market Approach “ “ Data breach reports for the first quarter of 2008

reveal that “businesses were responsible for about 36 percent of the breaches, followed by schools and universities (25 percent), government and military (18 percent), medical/health care (14 percent), and banking and financial institutions (7 percent).” The Washington Post April 3, 2008

“One solution that provides an affirmative defense against potential fines, fees, and lawsuits is to offer some sort of identity theft protection as an employee benefit. An employer can choose whether or not to pay for this benefit. The key is to make the protection available, and have a mandatory employee meeting on identity theft and the protection you are making available … Greg Roderick, CEO of Frontier Management. Business and Legal Reports, January 19, 2006

Third Party ValidationThird Party Validation“…the service provided by Pre-Paid Legal... is clearly the 800 pound gorilla in the room on ID theft protection. It would be our recommendation to upper-management and human resource directors to add such a product to the benefit package. Not only would this make a person a more loyal employee, it would save the employer from losing productivity during the weeks and months that employees with identity theft problems are preoccupied with fixing their problems.”Silent CrimeMichael McCoy/Steffen Schmidt, PhDPage 186

How We Educate CompaniesHow We Educate Companies

1The Bureau of National Affairs, Inc., Privacy Law Watch – V 6 *Number 166 (August 28, 2006)2CIO Magazine, The Coming Pandemic, Michael Freidenberg, May 15th, 2006

- “Stolen Lives”, ABA Journal, March 2006

““We’re not looking for a perfect system,’ Broder says. ‘But we need to see that you’ve taken reasonable

steps to protect your customers’ information.”.”

Employee Benefits CommissionEmployee Benefits CommissionCorporation with 200 employees @ 50% enrollment

Senior Associate

$9,962

Manager

$12,453

Director

$14,944

Commission

Bonus Lvl 1

$18,182

Small Business Consulting Small Business Consulting DivisionDivision

Help Businesses Protect and Grow Their Business 1 – 99 employees

Currently servicing over 50,000 small businesses

Hundreds of Esteemed Business Consultants Servicing Our Clients

Minimum Cost of as little as $2.50 per day Help A Small Business Look and Feel Like a

Company with Unlimited Resources

Any B2B sales professional

Helping The Small BusinessHelping The Small Business

Small Business Consulting SaleSmall Business Consulting Sale

Sale example based on:1.Owner2.Business Entity3.25 Employees

Senior Associate

$2,950

Manager

$3,688

Director

$4,425

Commission

Bonus Lvl 1

$5,385

Recruiting DivisionRecruiting Division

Executive Level Experience of over 30 Years

Currently active in the US and 4 provinces in Canada

Offering lucrative referral bonuses to sales associates

Partnering opportunities with

consumer division associates

Training SystemTraining System

BenefitsBenefits

0

10

20

30

40

50

60

70

80

90

100

LIFE AUTO HEALTH LEGAL & ID THEFT

Timing Is Key

The three major divisions of the insurance industry have already achieved billions in market share.

2000 2001 2002 2003 2004 2005 2006 2007$255 $303 $350 $361 $386 $423 $444 $457

Revenue HistoryG

ross

Reven

ue (

mill

ion

)

$100

$350

$300

$250

$200

$150

$400

$450

The TimingThe Timing Two of the hottest emerging market

trends in North America SOLUTIONS to two of the biggest issues

the North American public faces today The news media works for us free of

charge Neither of these problems are going away:

Identity thieves will not stop, they will only get more sophisticated

Attorneys will not drop their rates to $20 per hour to make themselves affordable

Why BJM GROUP, LLC?Why BJM GROUP, LLC? Position yourself to

profit from emerging growth markets

Own your book of business for the life of the customer, not the life of the job

Manage your own time and schedule with unlimited earnings potential

“Build a Lifetime Renewal Income “

Based on 1000 sales from any of the three divisions per year

Thank YouThank You

Get Back to the Recruiter Get Back to the Recruiter that Invited Youthat Invited You

Get All the Information Get All the Information about our Companyabout our Company

Begin Creating Your Career Begin Creating Your Career with BJM Groupwith BJM Group