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  • 7/31/2019 BOA - Banc of America Mortgage Securities 2008-A IRS REMIC Pass Through Trust - PDF

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    UNITED STATES

    SECURITIES AND EXCHANGE COMMISSION

    Washington, D.C. 20549

    FORM 10-D

    ASSET-BACKED ISSUER DISTRIBUTION REPORT PURSUANT TO SECTION 13 OR 15(d) OF

    THE SECURITIES EXCHANGE ACT OF 1934

    For the monthly distribution period from

    September 22, 2008 to October 20, 2008

    Commission File Number of issuing entity: 333-132249-19

    Banc of America Mortgage 2008-A Trust

    (Exact name of issuing entity as specified in its charter)

    Commission File Number of depositor: 333-132249

    Banc of America Mortgage Securities, Inc.

    (Exact name of depositor as specified in its charter)

    Bank of America, National Association

    (Exact name of sponsor as specified in its charter)

    New York

    (State or other jurisdiction of incorporation or organization of the issuing entity)

    32-025328432-0253283

    32-0253282

    (I.R.S. Employer Identification No.)

    c/o LaSalle Bank National Association

    135 South LaSalle Street

    Chicago, Illinois

    60603

    (Address of principal executive offices of the issuing

    entity)

    (Zip Code)

    (312) 904-7323

    (Telephone number, including area code)

    N/A

    (Former name, former address, if changed since last report)

    Registered/reporting pursuant to (check one)

    Name of exchange

    Title of class Section 12(b) Section 12(g) Section 15(d) (If Section 12(b))

    Classes 1-A-1, 1-A-2, 1-A-3, 1-

    A-4, 1-A-5, 1-A-6, 1-A-7, 1-A-

    R, 2-A-1, 2-A-2, 2-A-3, 2-A-

    4, 2-A-5, 2-A-6, 2-A-7, 3-A-1,

    3-A-2, 3-A-3, 3-A-4, 3-A-5, 3-

    A-6, 3-A-7, B-1, B-2, B-3, andB-4.

    ________

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    Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act

    of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been

    subject to such filing requirements for the past 90 days.

    Yes No

    PART I - DISTRIBUTION INFORMATION

    Item 1. Distribution and Pool Performance Information.

    The monthly distribution report for the period referenced above for the holders of Banc of America Mortgage 2008-A Trust, Mortgage Pass-

    Through Certificates, Series 2008-A is attached as Exhibit 99.1.

    PART II - OTHER INFORMATION

    Item 9. Exhibits .

    (b) 99.1 Monthly distribution report pursuant to Section 5.04 of the Pooling and Servicing Agreement for the period referenced

    above. The date and time stamp on the attached monthly distribution report is 17-Oct-2008 10:14.

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    SIGNATURES*

    Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by

    the undersigned thereunto duly authorized.

    Bank of America, National Association, as Servicer

    Date: November 3, 2008 /s/ Cathleen Lojek

    Name: Cathleen Lojek

    Title: Senior Vice President

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    Parties To The Transaction

    Contact Information:

    Payment Date:

    20-Oct-08

    Prior Payment:

    22-Sep-08

    Analyst:

    Mohammed Khan

    714.259.6869

    Next Payment:

    20-Nov-08

    [email protected]

    Record Date:

    30-Sep-08

    Administrator:

    April Haley

    312.904.4839

    [email protected]

    Distribution Count:

    9

    LaSalle Global Trust Services Website:

    www.etrustee.net

    Closing Date:

    28-Jan-08

    First Pay. Date:

    20-Feb-08

    Rated Final Payment Date:

    20-Jan-38

    Determination Date:

    16-Oct-08

    Delinq Method:

    MB

    A

    Banc of America Mortgage Securities, Inc.Mortgage Pass-Through Certificates,

    Series 2008-A

    Distribution Date: 20-Oct-08Depositor: Banc of America Mortgage Securities, Inc.

    Underwriter: Banc of America Securities LLC

    Rating Agency: Standard & Poor's/Fitch Ratings/Moody's Investors

    Service, Inc.

    Security Administrator: LaSalle Global Trust Services

    Trustee: U.S. Bank Trust National Association

    17-Oct-2008 10:14

    (c) 2008 Bank of America Corporation

    Banc of America Mortgage Securities, Inc.

    Mortgage Pass-Through Certificates,

    Series 2008-AContent:

    PagesStatement to Certificate Holders

    3-4

    Statement to Certificate Holders (Factors)

    5

    Cash Reconciliation Summary

    6

    Pool Detail and Performance Indicators

    7-10

    Bond Interest Reconciliation Part I

    11-12

    Bond Interest Reconciliation Part II

    13-14

    Bond Principal Reconciliation

    15-16

    Current Period Bond Exchange Detail

    17

    15 Month Loan Status Summary Part I

    18-21

    15 Month Loan Status Summary Part II22-25

    15 Month Historical Payoff Summary

    26-27

    Prepayment Summary

    28

    Mortgage Loan Characteristics Part I

    29

    Mortgage Loan Characteristics Part II

    30-31

    Geographic Concentration

    32

    Current Period Realized Loss Detail

    33-36

    Historical Realized Loss Summary

    37-40

    Realized Loss Summary

    41

    Material Breaches Detail

    42Modified Loan Detail (Current Period)

    43-46

    Historical Modification Loan Summary

    47-50

    Cumulative Summary For Prior Modifications

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    51-54

    Prior Modification Loan Status Detail

    55-56

    Repurchase Loan Detail (Current Period)

    57-60

    Historical Collateral Level REO Report

    61-64

    Delinquent Interest Detail

    65-68

    Substitution Detail History

    69

    Substitution Detail History Summary

    70

    Expense and Indemnification Detail

    71

    Table of Contents17-Oct-2008 10:14

    (c) 2008 Bank of America Corporation

    1-A-1

    05955BAA

    7

    570,726,000.00

    422,743,210.55

    5,333,578.73

    0.00

    0.00

    417,409,631.82

    2,221,086.93

    0.00

    6.3047832610%

    1-A-2

    05955BAB5

    23,807,000.00

    17,634,114.47

    222,482.44

    0.00

    0.00

    17,411,632.03

    92,649.39

    0.00

    6.3047832610%

    1-A-3

    05955BAC3

    324,628,000.00

    212,398,266.92

    4,044,971.18

    0.00

    0.00

    208,353,295.74

    1,062,837.96

    0.00

    6.0047832610%

    1-A-4

    05955BAD

    1

    108,209,000.00

    108,209,000.00

    0.00

    0.00

    0.00

    108,209,000.00

    541,476.33

    0.00

    6.0047832610%

    1-A-5

    05955BAE9

    432,837,000.00

    320,607,266.92

    4,044,971.18

    0.00

    0.00

    316,562,295.74

    1,604,314.29

    0.00

    6.0047832610%

    1-A-6

    05955BAF6

    137,889,000.00

    102,135,943.63

    1,288,607.55

    0.00

    0.00

    100,847,336.08

    536,620.82

    0.00

    6.3047832610%

    1-A-7

    05955BAG

    4432,837,000.00 N

    320,607,266.92

    0.00

    0.00

    0.00

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    316,562,295.74

    80,151.82

    0.00

    0.3000000000%

    1-A-R

    05955BAH

    2

    100.00

    0.00

    0.00

    0.00

    0.00

    0.00

    0.00

    0.00

    N/A

    2-A-1

    05955BAJ8

    150,038,000.00

    117,540,321.09

    546,934.37

    0.00

    0.00

    116,993,386.72

    615,121.53

    0.00

    6.2799372558%

    2-A-2

    05955BAK

    5

    6,260,000.00

    4,904,107.02

    22,819.61

    0.00

    0.00

    4,881,287.41

    25,664.57

    0.00

    6.2799372558%

    2-A-3

    05955BAL3

    85,342,000.00

    60,695,721.15

    414,795.68

    0.00

    0.00

    60,280,925.47

    302,463.84

    0.00

    5.9799372558%

    2-A-405955BAM

    1

    28,447,000.00

    28,447,000.00

    0.00

    0.00

    0.00

    28,447,000.00

    141,759.40

    0.00

    5.9799372558%

    2-A-5

    05955BAN

    9

    113,789,000.00

    89,142,721.15

    414,795.68

    0.00

    0.0088,727,925.47

    444,223.23

    0.00

    5.9799372558%

    2-A-6

    05955BAP4

    36,249,000.00

    28,397,599.94

    132,138.69

    0.00

    0.00

    28,265,461.25

    148,612.62

    0.00

    6.2799372558%

    2-A-7

    05955BAQ

    2

    113,789,000.00 N89,142,721.15

    0.00

    0.00

    0.00

    88,727,925.47

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    22,285.68

    0.00

    0.3000000000%

    3-A-1

    05955BAR0

    69,018,000.00

    63,709,505.24

    638,533.55

    0.00

    0.00

    63,070,971.69

    338,847.89

    0.00

    6.3823673786%

    3-A-2

    05955BAS8

    2,879,000.00

    2,657,562.75

    26,635.63

    0.00

    0.00

    2,630,927.12

    14,134.62

    0.00

    6.3823673786%

    3-A-3

    05955BAT6

    39,257,000.00

    35,231,056.87

    484,261.52

    0.00

    0.00

    34,746,795.35

    187,381.29

    0.00

    6.3823673786%

    3-A-4

    05955BAU

    3

    13,086,000.00

    13,086,000.00

    0.00

    0.00

    0.00

    13,086,000.00

    69,599.72

    0.00

    6.3823673786%

    3-A-5

    05955BAV

    152,343,000.00

    48,317,056.87

    484,261.52

    0.00

    0.00

    47,832,795.35

    256,981.01

    0.00

    6.3823673786%

    3-A-6

    05955BAW

    9

    19,554,000.00

    18,050,011.12

    180,907.66

    0.00

    0.00

    17,869,103.46

    96,001.500.00

    6.3823673786%

    3-A-7

    05955BAX

    7

    16,675,000.00

    15,392,448.37

    154,272.03

    0.00

    0.00

    15,238,176.34

    81,866.88

    0.00

    6.3823673786%

    B-1

    05955BAY

    5

    11,125,000.00

    11,113,027.821,438.33

    0.00

    0.00

    11,111,589.49

    58,406.77

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    0.00

    6.3068435172%

    B-2

    05955BAZ2

    4,706,000.00

    4,700,935.63

    608.43

    0.00

    0.00

    4,700,327.20

    24,706.72

    0.00

    6.3068435172%

    B-3

    05955BBA6

    5,134,000.00

    5,128,475.04

    663.77

    0.00

    0.00

    5,127,811.27

    26,953.74

    0.00

    6.3068435172%

    B-4

    05955BBB4

    4,279,000.00

    4,274,395.15

    553.22

    0.00

    0.00

    4,273,841.93

    22,464.95

    0.00

    6.3068435172%

    B-5

    05955BBC2

    2,994,000.00

    2,990,778.00

    387.09

    0.00

    0.00

    2,990,390.91

    15,718.64

    0.00

    6.3068435172%

    B-6

    05955BBD0

    2,995,000.00

    2,991,776.93

    387.220.00

    0.00

    2,991,389.71

    15,723.89

    0.00

    6.3068435172%

    B-7

    05955BBE8

    1,712,122.00

    1,710,280.51

    221.36

    0.00

    0.00

    1,710,059.15

    8,838.73

    (150.00)

    6.3068435172%

    Banc of America Mortgage Securities, Inc.

    Mortgage Pass-Through Certificates,

    Series 2008-A

    Distribution Date: 20-Oct-08

    Upper Tier REMICEnding Class

    Certificate

    Balance

    (3)

    Class

    CUSIP

    Initial Class

    Certificate

    Balance

    (1 & 3)

    Beginning Class

    Certificate

    Balance

    Interest Payment(2)

    Interest

    Adjustment

    Pass-Through

    Rate

    (1)

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    N denotes notional balance not included in total

    (2)

    Accrued Interest plus/minus Interest Adjustment minus Deferred Interest equals Interest Payment (3) For the Exchangeable REMIC Certificates this represents the Class Certificate Balance. For the Exchangeable Class Certificates

    represent the Maximum Class Certificate Balance. For the IO Bonds this represents the Notional Amount.

    Principal Payment

    Principal

    Adjustment or

    Loss

    Deferred

    Interest

    Page 3 of 71

    17-Oct-2008 10:13

    (c) 2008 Bank of America Corporation

    Banc of America Mortgage Securities, Inc.

    Mortgage Pass-Through Certificates,

    Series 2008-A

    Distribution Date: 20-Oct-08Total

    2,263,978,222.00

    1,742,208,583.14

    18,439,226.44

    0.00

    0.00

    1,723,769,356.70

    9,056,894.76

    (150.00)

    Total P&I Payment

    27,496,121.20

    Interest Payment

    (2)

    InterestAdjustment

    Pass-Through

    Rate

    (1)

    N denotes notional balance not included in total

    (2)

    Accrued Interest plus/minus Interest Adjustment minus Deferred Interest equals Interest Payment (3) For the Exchangeable REMIC Certificates this represents the Class Certificate Balance. For the Exchangeable Class Certificates

    represent the Maximum Class Certificate Balance. For the IO Bonds this represents the Notional Amount.

    Upper Tier REMICClass

    CUSIP

    Initial Class

    Certificate

    Balance

    (1 & 3)

    Beginning Class

    Certificate

    Balance

    Principal Payment

    Principal

    Adjustment or

    Loss

    Deferred

    Interest

    Ending Class

    Certificate

    Balance

    (3)

    Page 4 of 71

    17-Oct-2008 10:13

    (c) 2008 Bank of America Corporation

    1-A-1

    05955BAA

    7

    570,726,000.00

    740.711323034

    9.345252766

    0.000000000

    0.000000000

    731.3660702683.891686957

    0.000000000

    6.30491000%

    1-A-2

    05955BAB5

    23,807,000.00

    740.711323140

    9.345253077

    0.000000000

    0.000000000

    731.366070063

    3.891686899

    0.000000000

    6.30491000%

    1-A-3

    05955BAC3

    324,628,000.00

    654.282030262

    12.460327452

    0.000000000

    0.000000000

    641.8217028113.274018138

    0.000000000

    6.00491000%

    1-A-4

    05955BAD

    1

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    108,209,000.00

    1000.000000000

    0.000000000

    0.000000000

    0.000000000

    1000.000000000

    5.003986082

    0.000000000

    6.00491000%

    1-A-5

    05955BAE9

    432,837,000.00

    740.711323015

    9.345252786

    0.000000000

    0.000000000

    731.366070230

    3.706509125

    0.000000000

    6.00491000%

    1-A-6

    05955BAF6

    137,889,000.00

    740.711323093

    9.345252703

    0.000000000

    0.000000000

    731.366070390

    3.891686937

    0.000000000

    6.30491000%

    1-A-7

    05955BAG

    4

    432,837,000.00N

    740.7113230150.000000000

    0.000000000

    0.000000000

    731.366070230

    0.185177838

    0.000000000

    Fixed

    1-A-R

    05955BAH

    2

    100.00

    0.000000000

    0.000000000

    0.000000000

    0.000000000

    0.000000000

    0.000000000

    0.000000000

    N/A

    2-A-1

    05955BAJ8

    150,038,000.00783.403678335

    3.645305656

    0.000000000

    0.000000000

    779.758372679

    4.099771591

    0.000000000

    6.27796000%

    2-A-2

    05955BAK

    5

    6,260,000.00

    783.403677316

    3.645305112

    0.000000000

    0.000000000

    779.758372204

    4.099771565

    0.000000000

    6.27796000%

    2-A-3

    05955BAL3

    85,342,000.00

    711.205750393

    4.860393241

    0.000000000

    0.000000000

    706.345357151

    3.544138173

    0.000000000

    5.97796000%

    2-A-4

    05955BAM

    1

    28,447,000.00

    1000.000000000

    0.000000000

    0.000000000

    0.000000000

    1000.000000000

    4.983281190

    0.000000000

    5.97796000%

    2-A-5

    05955BAN

    9

    113,789,000.00

    783.403678299

    3.645305610

    0.000000000

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    0.000000000

    779.758372690

    3.903920678

    0.000000000

    5.97796000%

    2-A-6

    05955BAP4

    36,249,000.00

    783.403678446

    3.645305802

    0.000000000

    0.000000000

    779.758372645

    4.099771580

    0.000000000

    6.27796000%

    2-A-7

    05955BAQ

    2

    113,789,000.00N

    783.403678299

    0.000000000

    0.000000000

    0.000000000

    779.758372690

    0.195850917

    0.000000000

    Fixed

    3-A-1

    05955BAR0

    69,018,000.00

    923.085358023

    9.251695934

    0.000000000

    0.000000000

    913.8336620884.909558231

    0.000000000

    6.38248000%

    3-A-2

    05955BAS8

    2,879,000.00

    923.085359500

    9.251695033

    0.000000000

    0.000000000

    913.833664467

    4.909558875

    0.000000000

    6.38248000%

    3-A-3

    05955BAT6

    39,257,000.00

    897.446490307

    12.335673128

    0.000000000

    0.000000000

    885.1108171794.773194335

    0.000000000

    6.38248000%

    3-A-4

    05955BAU

    3

    13,086,000.00

    1000.000000000

    0.000000000

    0.000000000

    0.000000000

    1000.000000000

    5.318639768

    0.000000000

    6.38248000%

    3-A-5

    05955BAV

    1

    52,343,000.00

    923.085357545

    9.251695929

    0.000000000

    0.000000000

    913.833661617

    4.909558298

    0.000000000

    6.38248000%

    3-A-6

    05955BAW

    9

    19,554,000.00

    923.085359517

    9.251695817

    0.000000000

    0.000000000

    913.833663701

    4.909558147

    0.000000000

    6.38248000%

    3-A-7

    05955BAX

    7

    16,675,000.00

    923.085359520

    9.251695952

    0.000000000

    0.000000000

    913.833663568

    4.909558021

    0.000000000

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    12/107

    6.38248000%

    B-1

    05955BAY

    5

    11,125,000.00

    998.923848989

    0.129288090

    0.000000000

    0.000000000

    998.794560899

    5.250046742

    0.000000000

    6.30657000%

    B-2

    05955BAZ2

    4,706,000.00

    998.923848279

    0.129288143

    0.000000000

    0.000000000

    998.794560136

    5.250046749

    0.000000000

    6.30657000%

    B-3

    05955BBA6

    5,134,000.00

    998.923848851

    0.129289053

    0.000000000

    0.000000000

    998.794559797

    5.250046747

    0.000000000

    6.30657000%

    B-405955BBB4

    4,279,000.00

    998.923849030

    0.129287217

    0.000000000

    0.000000000

    998.794561814

    5.250046740

    0.000000000

    6.30657000%

    B-5

    05955BBC2

    2,994,000.00

    998.923847695

    0.129288577

    0.000000000

    0.000000000

    998.794559118

    5.250046760

    0.000000000

    6.30657000%

    B-605955BBD0

    2,995,000.00

    998.923849750

    0.129288815

    0.000000000

    0.000000000

    998.794560935

    5.250046745

    0.000000000

    6.30657000%

    B-7

    05955BBE8

    1,712,122.00

    998.924439964

    0.129289852

    0.000000000

    0.000000000

    998.795150112

    5.162441695

    (0.087610579)

    6.30657000%

    Banc of America Mortgage Securities, Inc.

    Mortgage Pass-Through Certificates,

    Series 2008-ADeferred Interest *

    Ending Class Certificate

    Balance * (1)

    Interest Payment *

    Distribution Date: 20-Oct-08

    Statement to Certificate Holders (FACTORS)Interest Adjustment*

    Next Rate **

    * Per $1,000 of Original Face Value ** Estimated (1) For the Exchangeable REMIC Certificates this represents the Class Certificate Balance. For the Exchangeable Class Certificates represent the Maximum Class Certificate Balance. For the IO Bonds this represents the Notional Amount.

    Upper Tier REMIC

    Class

    CUSIP

    Initial Class

    Certificate Balance

    (1)

    Beginning Class

    Certificate Balance * (1)

    Principal Payment

    *

    Principal

    Adjustment or

    Loss

    Page 5 of 71

    17-Oct-2008 10:13

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    (c) 2008 Bank of America Corporation

    Group 1

    Group 2

    Group 3

    Total

    Interest Summary

    Scheduled Interest

    2,535,376.48

    700,322.20

    382,706.97

    3,618,405.65

    Fees

    96,699.5326,812.03

    14,425.71

    137,937.27

    Remittance Interest

    2,438,676.95

    673,510.17

    368,281.26

    3,480,468.38

    Other Interest Proceeds/Shortfalls

    Other Interest Loss

    0.00

    0.00

    (150.00)

    (150.00)

    Other Interest Proceeds

    0.00

    0.00

    0.00

    0.00Non-advancing Interest

    0.00

    0.00

    0.00

    0.00

    Net PPIS/Relief Act Shortfall

    0.00

    0.00

    0.00

    0.00

    Modification Shortfall

    0.00

    0.00

    0.00

    0.00

    Other Interest Proceeds/Shortfalls

    0.00

    0.00

    (150.00)(150.00)

    Interest Adjusted

    2,438,676.95

    673,510.17

    368,131.26

    3,480,318.38

    Principal Summary

    Scheduled Principal Distribution

    61,248.29

    14,013.16

    10,608.92

    85,870.37

    Curtailments

    1,180,930.63

    17,525.60

    16,436.43

    1,214,892.66

    Prepayments in Full

    4,317,020.12538,896.08

    638,564.52

    5,494,480.72

    Liquidation Proceeds

    0.00

    0.00

    0.00

    0.00

    Repurchase Proceeds

    0.00

    0.00

    0.00

    0.00

    Recoveries

    0.00

    0.00

    0.00

    0.00

    Less Mod Losses0.00

    0.00

    0.00

    0.00

    Remittance Principal

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    14/107

    5,559,199.04

    570,434.84

    665,609.87

    6,795,243.75

    Fee Summary

    Total Servicing Fees

    96,699.53

    26,812.03

    14,425.71

    137,937.27

    Total Trustee Fees

    0.00

    0.00

    0.00

    0.00

    Misc. Fees / Trust Expense

    0.00

    0.00

    0.00

    0.00

    Total Fees

    96,699.53

    26,812.03

    14,425.71

    137,937.27

    Beginning Principal Balance

    464,157,484.70

    128,697,496.66

    69,243,508.84

    662,098,490.20

    Ending Principal Balance

    458,598,285.66

    128,127,061.82

    68,577,898.97

    655,303,246.45

    Advances (Principal & Interest)

    Prior Month's Outstanding Advances

    2,495,457.98

    596,380.99

    345,583.59

    3,437,422.56

    Current Advances

    2,096,829.64

    575,673.86

    327,987.57

    3,000,491.07

    Reimbursement of Prior Advances

    (1,899,082.01)

    (526,913.12)

    (313,681.99)

    (2,739,677.12)Outstanding Advances

    2,693,205.61

    645,141.73

    359,889.17

    3,698,236.51

    Banc of America Mortgage Securities, Inc.

    Mortgage Pass-Through Certificates,

    Series 2008-A

    Distribution Date: 20-Oct-08

    Cash Reconciliation Summary Total (All Loans)Page 6 of 71

    17-Oct-2008 10:13

    (c) 2008 Bank of America Corporation

    Pool Detail

    Performance Indicators

    Factors Impacting Principal Payment Rules

    WA Rates/Life

    Historical

    Amoun

    t

    Count

    Delinquency Levels

    Nu

    m

    Den

    %

    Fixed

    Adj

    Overall

    Cut-off Pool Balance

    855,673,222.57

    1,191

    3 mo. Rolling Average

    23,425,568

    662,332,499

    3.54%

    Net WAC - Current

    N/A

    6.31%

    6.31%

    Cum Scheduled Principal

    891,957.42

    6 mo. Rolling Average

    17,240,640

    677,371,055

    2.57%

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    15/107

    Net WAC - O riginal

    N/A

    6.39%

    6.39%

    Cum Prepayment Principal

    199,478,018.70

    12 mo. Rolling Average

    12,228,489

    713,710,729

    1.81%

    Gross WAC - Current

    N/A

    6.56%

    6.56%

    Cum Liquidations

    0.00

    Loss Levels

    Amoun

    t

    Count

    Gross WAC - Original

    N/A

    6.64%

    6.64%

    Cum Repurchases

    603,000.00

    3 mo. Cum Loss

    0.00

    0

    WAMM - Current

    N/A

    348.14

    348.14

    6 mo. Cum loss

    0.00

    0WAMM - Original

    N/A

    356.57

    356.57

    Current

    Amoun

    t

    Count

    %

    12 mo. Cum Loss

    0.00

    0

    Beginning Pool

    662,098,490.20

    944

    77.38%

    Scheduled Principal

    85,870.37

    0.01%

    Senior Step Dowm Conditions

    Prepayment Principal

    6,709,373.388

    0.78%

    Liquidations

    0.00

    0

    0.00%

    > Overall Senior Step Down Condition?

    N

    O

    Repurchases

    0.00

    0

    0.00%

    Ending Pool

    655,303,246.45

    936

    76.58%

    Average Loan Balance

    700,110.31

    Current Loss Detail

    Amoun

    t

    > Delinquency Condition

    (1)

    N

    O

    Liquidation

    0.00

    6 mo. Rolling Average Delinq

    (2)

    16,884,609.24

    Pool Composition

    Realized Loss

    0.00

    Curr Class Balance of Subordinate Certificates

    (3)

    32,909,669.08

    Realized Loss Adjustment

    0.00

    Delinquency as a % of Cur Sub Cert Bal

    (4)

    51.31%

    Properties

    %/Score

    Net Liquidation

    0.00

    DelinquencyCondition Threshold

    (5)

    50.00%

    Cash Out/Refinance

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    16/107

    42.36%

    SF

    R

    68.00%

    Senior and Subordinate Percentages

    > Loss Condition?

    (6)

    N

    O

    Total Senior Percentage

    Distribution Count

    9

    Mi

    nMa

    x

    W

    A

    Aggregate Subordinate Percentage

    Cumulative Realized Losses

    (7)

    0.00

    FICO

    660

    818

    750.41

    Orig Class Balance o f Subordinate Certificates

    (8)

    32,945,122.00

    Cumulative Loss as a % of Orig Sub Cert Bal

    (9)

    0.00%

    Loss Condition Threshold

    (10)

    20.00%

    Banc of America Mortgage Securities, Inc.Mortgage Pass-Through Certificates,

    Series 2008-A

    Distribution Date: 20-Oct-08

    Pool Detail and Performance Indicators Total (All Loans)Misc/Additional Information

    Pool Level Information

    Balance

    282,830,041.88

    454,033,195.32

    Owner Occupied

    664,912,677.66

    99.58%

    %

    95.030000%

    4.970000%

    Legend: (1) (4) >= (5), then TRUE (2) 60 Days+, REO, BK, F/C, 12 Months

    Mods (3) As Indicated (4) (2) divided by (3) (5) Defined Benchmark(6) (9) >

    (10), then TRUE (7) As Indicated (8) As Indicated

    (9) (7) divided by (8) (10) Defined Benchark Based on the Current Distribution

    CountPage 7 of 71

    17-Oct-2008 10:13

    (c) 2008 Bank of America Corporation

    Banc of America Mortgage Securities, Inc.

    Mortgage Pass-Through Certificates,

    Series 2008-A

    Distribution Date: 20-Oct-08Pool Detail

    Performance Indicators

    Factors Impacting Principal Payment Rules

    WA Rates/Life

    Historical

    Amoun

    t

    Count

    Delinquency Levels

    Nu

    m

    Den

    %Fixed

    Adj

    Overall

    Cut-off Pool Balance

    618,339,372.42

    852

    3 mo. Rolling Average

    19,582,505

    464,319,134

    4.23%

    Net WAC - Current

    N/A

    6.30%

    6.30%

    Cum Scheduled Principal

    646,135.97

    6 mo. Rolling Average

    14,296,079

    476,393,553

    3.04%

    Net WAC - O riginal

    N/A6.38%

    6.38%

    Cum Prepayment Principal

    159,094,950.79

    12 mo. Rolling Average

    10,012,942

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    17/107

    505,899,865

    2.12%

    Gross WAC - Current

    N/A

    6.55%

    6.55%

    Cum Liquidations

    0.00

    Loss Levels

    Amoun

    t

    Count

    Gross WAC - Original

    N/A

    6.63%

    6.63%

    Cum Repurchases

    0.00

    3 mo. Cum Loss

    0.00

    0

    WAMM - Current

    N/A

    348.27

    348.27

    6 mo. Cum loss

    0.00

    0

    WAMM - Original

    N/A

    356.61

    356.61

    Current

    Amoun

    t

    Count%

    12 mo. Cum Loss

    0.00

    0

    Beginning Pool

    464,157,484.70

    656

    75.07%

    Scheduled Principal

    61,248.29

    0.01%

    Prepayment Principal

    5,497,950.75

    6

    0.89%

    Liquidations

    0.00

    0

    0.00%

    Repurchases

    0.00

    00.00%

    Ending Pool

    458,598,285.66

    650

    74.17%

    Average Loan Balance

    705,535.82

    Current Loss Detail

    Amoun

    t

    Liquidation

    0.00

    Pool Composition

    Realized Loss

    0.00

    Realized Loss Adjustment

    0.00

    Properties

    %/Score

    Net Liquidation

    0.00

    Cash Out/Refinance

    45.08%

    SF

    R

    66.99%

    Senior and Subordinate Percentages

    Senior Percentage

    Mi

    n

    Ma

    x

    W

    A

    Subordinate Percentage

    FICO

    660

    818

    749.32

    Senior Prepayment Percentage

    Subordinate Prepayment Percentage

    99.57%

    Misc/Additional Information

    0.000000%

    Legend: (1) (4) >= (5), then TRUE (2) 60 Days+, REO, BK, F/C, 12 Months

    Mods (3) As Indicated (4) (2) divided by (3) (5) Defined Benchmark(6) (9) >

    (10), then TRUE (7) As Indicated (8) As Indicated

    (9) (7) divided by (8) (10) Defined Benchark Based on the Current Distribution

    Count

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    18/107

    94.880000%

    5.120000%

    100.000000%

    %

    Balance

    211,116,595.44

    313,727,846.15

    Owner Occupied

    466,306,315.99

    Pool Level Information

    Pool Detail and Performance Indicators Group 1Page 8 of 71

    17-Oct-2008 10:13

    (c) 2008 Bank of America Corporation

    Banc of America Mortgage Securities, Inc.

    Mortgage Pass-Through Certificates,

    Series 2008-A

    Distribution Date: 20-Oct-08Pool Detail

    Performance Indicators

    Factors Impacting Principal Payment Rules

    WA Rates/Life

    Historical

    Amoun

    t

    Count

    Delinquency Levels

    Nu

    m

    Den

    %

    Fixed

    Adj

    OverallCut-off Pool Balance

    162,557,018.12

    229

    3 mo. Rolling Average

    3,232,502

    128,984,531

    2.50%

    Net WAC - Current

    N/A

    6.28%

    6.28%

    Cum Scheduled Principal

    150,451.05

    6 mo. Rolling Average

    2,334,001

    131,264,026

    1.79%

    Net WAC - O riginal

    N/A

    6.43%

    6.43%

    Cum Prepayment Principal34,279,505.25

    12 mo. Rolling Average

    1,740,667

    136,824,884

    1.32%

    Gross WAC - Current

    N/A

    6.53%

    6.53%

    Cum Liquidations

    0.00

    Loss Levels

    Amoun

    t

    Count

    Gross WAC - Original

    N/A

    6.68%

    6.68%

    Cum Repurchases

    603,000.00

    3 mo. Cum Loss0.00

    0

    WAMM - Current

    N/A

    348.34

    348.34

    6 mo. Cum loss

    0.00

    0

    WAMM - Original

    N/A

    356.38

    356.38

    Current

    Amoun

    t

    Count

    %

    12 mo. Cum Loss

    0.00

    0

    Beginning Pool

    128,697,496.66

    185

    79.17%

    Scheduled Principal

    14,013.16

    0.01%

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    19/107

    Prepayment Principal

    556,421.68

    1

    0.34%

    Liquidations

    0.00

    0

    0.00%

    Repurchases

    0.00

    0

    0.00%

    Ending Pool

    128,127,061.82

    184

    78.82%

    Average Loan Balance

    696,342.73

    Current Loss Detail

    Amoun

    t

    Liquidation

    0.00

    Pool Composition

    Realized Loss

    0.00

    Realized Loss Adjustment

    0.00

    Properties

    %/Score

    Net Liquidation

    0.00

    Cash Out/Refinance

    42.84%

    SF

    R72.39%

    Senior and Subordinate Percentages

    Senior Percentage

    Mi

    n

    Ma

    x

    W

    A

    Subordinate Percentage

    FICO

    662

    815

    753.83

    Senior Prepayment Percentage

    Subordinate Prepayment Percentage

    0.000000%

    Legend: (1) (4) >= (5), then TRUE (2) 60 Days+, REO, BK, F/C, 12 Months

    Mods (3) As Indicated (4) (2) divided by (3) (5) Defined Benchmark(6) (9) >

    (10), then TRUE (7) As Indicated (8) As Indicated

    (9) (7) divided by (8) (10) Defined Benchark Based on the Current Distribution

    Count95.140000%

    4.860000%

    100.000000%

    Owner Occupied

    129,758,341.75

    100.00%

    %

    Balance

    55,591,770.50

    93,931,949.94

    Misc/Additional Information

    Pool Level Information

    Pool Detail and Performance Indicators Group 2Page 9 of 71

    17-Oct-2008 10:13

    (c) 2008 Bank of America Corporation

    Banc of America Mortgage Securities, Inc.

    Mortgage Pass-Through Certificates,

    Series 2008-A

    Distribution Date: 20-Oct-08Pool Detail

    Performance Indicators

    Factors Impacting Principal Payment Rules

    WA Rates/Life

    Historical

    Amoun

    t

    Count

    Delinquency Levels

    Nu

    m

    Den

    %

    Fixed

    Adj

    Overall

    Cut-off Pool Balance

    74,776,832.03

    110

    3 mo. Rolling Average

    610,560

    69,028,834

    0.88%

    Net WAC - Current

    N/A

    6.38%

    6.38%

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    20/107

    Cum Scheduled Principal

    95,370.40

    6 mo. Rolling Average

    610,560

    69,713,476

    0.88%

    Net WAC - O riginal

    N/A

    6.38%

    6.38%

    Cum Prepayment Principal

    6,103,562.66

    12 mo. Rolling Average

    474,880

    70,985,980

    0.68%

    Gross WAC - Current

    N/A

    6.63%

    6.63%

    Cum Liquidations

    0.00

    Loss Levels

    Amoun

    t

    Count

    Gross WAC - Original

    N/A

    6.63%

    6.63%

    Cum Repurchases

    0.00

    3 mo. Cum Loss

    0.00

    0

    WAMM - CurrentN/A

    346.90

    346.90

    6 mo. Cum loss

    0.00

    0

    WAMM - Original

    N/A

    356.59

    356.59

    Current

    Amoun

    t

    Count

    %

    12 mo. Cum Loss

    0.00

    0

    Beginning Pool

    69,243,508.84

    103

    92.60%Scheduled Principal

    10,608.92

    0.01%

    Prepayment Principal

    655,000.95

    1

    0.88%

    Liquidations

    0.00

    0

    0.00%

    Repurchases

    0.00

    0

    0.00%

    Ending Pool

    68,577,898.97

    102

    91.71%

    Average Loan Balance

    672,332.34

    Current Loss Detail

    Amoun

    t

    Liquidation

    0.00

    Pool Composition

    Realized Loss

    0.00

    Realized Loss Adjustment

    0.00

    Properties

    %/Score

    Net Liquidation

    0.00

    Cash Out/Refinance

    23.15%

    SF

    R

    66.58%

    Senior and Subordinate Percentages

    Senior Percentage

    Mi

    n

    Ma

    x

    W

    A

    Subordinate Percentage

    FICO

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    21/107

    662

    810

    751.32

    Senior Prepayment Percentage

    Subordinate Prepayment Percentage

    0.000000%

    Legend: (1) (4) >= (5), then TRUE (2) 60 Days+, REO, BK, F/C, 12 Months

    Mods (3) As Indicated (4) (2) divided by (3) (5) Defined Benchmark(6) (9) >

    (10), then TRUE (7) As Indicated (8) As Indicated

    (9) (7) divided by (8) (10) Defined Benchark Based on the Current Distribution

    Count

    100.000000%

    4.150000%

    100.000000%

    Owner Occupied

    68,848,019.92

    98.85%

    %

    Balance

    16,121,675.94

    46,373,399.23

    Pool Detail and Performance Indicators Group 3Misc/Additional Information

    Pool Level Information

    Page 10 of 71

    17-Oct-2008 10:13

    (c) 2008 Bank of America Corporation

    1-A-1

    30/360

    30

    422,743,210.55

    6.304783260%

    2,221,086.93

    0.00

    0.00

    2,221,086.94

    2,221,086.93

    0.00

    0.01

    0.00

    0.00

    N/A

    1-A-2

    30/360

    30

    17,634,114.47

    6.304783260%

    92,649.39

    0.00

    0.00

    92,649.39

    92,649.39

    0.00

    0.00

    0.00

    0.00

    N/A

    1-A-3

    30/360

    30

    212,398,266.92

    6.004783260%

    1,062,837.96

    0.00

    0.00

    1,062,837.96

    1,062,837.96

    0.00

    0.00

    0.00

    0.00

    N/A

    1-A-4

    30/360

    30

    108,209,000.00

    6.004783260%

    541,476.33

    0.000.00

    541,476.33

    541,476.33

    0.00

    0.00

    0.00

    0.00

    N/A

    1-A-5

    30/360

    30

    320,607,266.92

    6.004783260%

    1,604,314.29

    0.00

    0.00

    1,604,314.30

    1,604,314.29

    0.00

    0.01

    0.00

    0.00N/A

    1-A-6

    30/360

    30

    102,135,943.63

    6.304783260%

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    22/107

    536,620.82

    0.00

    0.00

    536,620.82

    536,620.82

    0.00

    0.00

    0.00

    0.00

    N/A

    1-A-7

    30/360

    30

    320,607,266.92

    0.300000000%

    80,151.82

    0.00

    0.00

    80,151.82

    80,151.82

    0.00

    0.00

    0.00

    0.00

    N/A

    1-A-R

    30/360

    30

    0.00

    6.304783260%

    0.00

    0.00

    0.00

    0.00

    0.00

    0.000.00

    0.00

    0.00

    N/A

    2-A-1

    30/360

    30

    117,540,321.09

    6.279937260%

    615,121.53

    0.00

    0.00

    615,121.54

    615,121.53

    0.00

    0.01

    0.00

    0.00

    N/A

    2-A-2

    30/360

    304,904,107.02

    6.279937260%

    25,664.57

    0.00

    0.00

    25,664.57

    25,664.57

    0.00

    0.00

    0.00

    0.00

    N/A

    2-A-3

    30/360

    30

    60,695,721.15

    5.979937260%

    302,463.84

    0.00

    0.00

    302,463.84

    302,463.84

    0.00

    0.00

    0.00

    0.00

    N/A

    2-A-4

    30/360

    30

    28,447,000.00

    5.979937260%

    141,759.40

    0.00

    0.00

    141,759.40

    141,759.40

    0.00

    0.00

    0.00

    0.00

    N/A

    2-A-5

    30/360

    30

    89,142,721.15

    5.979937260%

    444,223.23

    0.00

    0.00

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    23/107

    444,223.24

    444,223.23

    0.00

    0.01

    0.00

    0.00

    N/A

    2-A-6

    30/360

    30

    28,397,599.94

    6.279937260%

    148,612.62

    0.00

    0.00

    148,612.62

    148,612.62

    0.00

    0.00

    0.00

    0.00

    N/A

    2-A-7

    30/360

    30

    89,142,721.15

    0.300000000%

    22,285.68

    0.00

    0.00

    22,285.68

    22,285.68

    0.00

    0.00

    0.00

    0.00N/A

    3-A-1

    30/360

    30

    63,709,505.24

    6.382367380%

    338,847.89

    0.00

    0.00

    338,847.89

    338,847.89

    0.00

    0.00

    0.00

    0.00

    N/A

    3-A-2

    30/360

    30

    2,657,562.75

    6.382367380%

    14,134.620.00

    0.00

    14,134.62

    14,134.62

    0.00

    0.00

    0.00

    0.00

    N/A

    3-A-3

    30/360

    30

    35,231,056.87

    6.382367380%

    187,381.29

    0.00

    0.00

    187,381.29

    187,381.29

    0.00

    0.00

    0.00

    0.00

    N/A

    3-A-4

    30/360

    30

    13,086,000.00

    6.382367380%

    69,599.72

    0.00

    0.00

    69,599.72

    69,599.72

    0.00

    0.00

    0.00

    0.00

    N/A

    3-A-5

    30/360

    30

    48,317,056.87

    6.382367380%

    256,981.01

    0.00

    0.00

    256,981.01

    256,981.01

    0.00

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    24/107

    0.00

    0.00

    0.00

    N/A

    3-A-6

    30/360

    30

    18,050,011.12

    6.382367380%

    96,001.50

    0.00

    0.00

    96,001.50

    96,001.50

    0.00

    0.00

    0.00

    0.00

    N/A

    3-A-7

    30/360

    30

    15,392,448.37

    6.382367380%

    81,866.88

    0.00

    0.00

    81,866.88

    81,866.88

    0.00

    0.00

    0.00

    0.00

    N/A

    B-1

    30/36030

    11,113,027.82

    6.306843520%

    58,406.77

    0.00

    0.00

    58,406.77

    58,406.77

    0.00

    0.00

    0.00

    0.00

    N/A

    B-2

    30/360

    30

    4,700,935.63

    6.306843520%

    24,706.72

    0.00

    0.00

    24,706.7224,706.72

    0.00

    0.00

    0.00

    0.00

    N/A

    B-3

    30/360

    30

    5,128,475.04

    6.306843520%

    26,953.74

    0.00

    0.00

    26,953.74

    26,953.74

    0.00

    0.00

    0.00

    0.00

    N/A

    B-4

    30/360

    30

    4,274,395.15

    6.306843520%

    22,464.95

    0.00

    0.00

    22,464.95

    22,464.95

    0.00

    0.00

    0.00

    0.00

    N/A

    B-5

    30/360

    30

    2,990,778.00

    6.306843520%

    15,718.64

    0.00

    0.00

    15,718.64

    15,718.64

    0.00

    0.00

    0.00

    0.00

  • 7/31/2019 BOA - Banc of America Mortgage Securities 2008-A IRS REMIC Pass Through Trust - PDF

    25/107

    N/A

    Banc of America Mortgage Securities, Inc.

    Mortgage Pass-Through Certificates,

    Series 2008-A

    Distribution Date: 20-Oct-08

    Bond Interest Reconciliation - Part I- - A c c r u a l - -

    - - - - - - - - O u t s t a n d i n g - - - - - - - -

    Class

    Method

    Days

    Beginning Class

    Certificate Balance

    (2)

    Pass-Thru Rate

    Accrual

    Certificate

    Interest

    Total Interest

    Additions

    Total Interest

    Deductions

    Remaining

    Basis Risk

    Carry-Fwd

    Shortfall

    (1)

    Outstanding Relief

    Act / Prepayment

    Interest Shortfalls

    Net Cap

    Rate in

    Effect Y/N(1)

    Basis Risk Carry-Forward Shortfall - d ifference between LIBOR plus margin and the Net Rate Cap.

    (2)

    For the Exchangeable REMIC Certificates this represents the Class Certificate Balance. For the Exchangeable Class Certificates represent the Maximum Class Certificate Balance. For the IO Bonds this represents the Notional Amount.

    Distributable

    Certificate

    Interest

    Interest Payment

    Amount

    Current Period

    (Shortfall) /

    Recovery

    Remaining Int

    Carry-Forward

    Shortfall

    Page 11 of 71

    17-Oct-2008 10:13

    (c) 2008 Bank of America Corporation

    Banc of America Mortgage Securities, Inc.

    Mortgage Pass-Through Certificates,

    Series 2008-ADistribution Date: 20-Oct-08

    Bond Interest Reconciliation - Part IB-6

    30/360

    30

    2,991,776.93

    6.306843520%

    15,723.89

    0.00

    0.00

    15,723.89

    15,723.89

    0.00

    0.00

    0.00

    0.00

    N/A

    B-7

    30/360

    301,710,280.51

    6.306843520%

    8,988.73

    0.00

    150.00

    8,988.73

    8,838.73

    (150.00)

    150.00

    0.00

    0.00

    N/A

    Total

    1,742,208,583.14

    9,057,044.76

    0.00

    150.00

    9,057,044.80

    9,056,894.76

    (150.00)

    150.04

    0.000.00

    - - A c c r u a l - -

    - - - - - - - - O u t s t a n d i n g - - - - - - - -

    Class

    Method

    Days

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    Beginning Class

    Certificate Balance

    (2)

    Pass-Thru Rate

    Accrual

    Certificate

    Interest

    Total Interest

    Additions

    Total Interest

    Deductions

    Remaining

    Basis Risk

    Carry-Fwd

    Shortfall

    (1)

    Outstanding Relief

    Act / Prepayment

    Interest Shortfalls

    Net Cap

    Rate in

    Effect Y/N

    (1)

    Basis Risk Carry-Forward Shortfall - d ifference between LIBOR plus margin and the Net Rate Cap.

    (2)

    For the Exchangeable REMIC Certificates this represents the Class Certificate Balance. For the Exchangeable Class Certificates represent the Maximum Class Certificate Balance. For the IO Bonds this represents the Notional Amount.

    Distributable

    Certificate

    Interest

    Interest Payment

    Amount

    Current Period

    (Shortfall) /

    Recovery

    Remaining Int

    Carry-ForwardShortfall

    Page 12 of 71

    17-Oct-2008 10:13

    (c) 2008 Bank of America Corporation

    1-A-1

    30-Sep-08

    1-Sep-08

    1-Oct-08

    0.01

    0.00

    0.00

    0.00

    0.00

    1-A-2

    30-Sep-08

    1-Sep-08

    1-Oct-08

    0.00

    0.00

    0.00

    0.00

    0.001-A-3

    30-Sep-08

    1-Sep-08

    1-Oct-08

    0.00

    0.00

    0.00

    0.00

    0.00

    1-A-4

    30-Sep-08

    1-Sep-08

    1-Oct-08

    0.00

    0.00

    0.00

    0.00

    0.00

    1-A-5

    30-Sep-08

    1-Sep-08

    1-Oct-08

    0.01

    0.00

    0.00

    0.00

    0.00

    1-A-6

    30-Sep-08

    1-Sep-08

    1-Oct-08

    0.00

    0.00

    0.00

    0.00

    0.00

    1-A-7

    30-Sep-08

    1-Sep-08

    1-Oct-08

    0.00

    0.00

    0.00

    0.00

    0.00

    1-A-R

    30-Sep-08

    1-Sep-08

    1-Oct-08

    0.00

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    27/107

    0.00

    0.00

    0.00

    0.00

    2-A-1

    30-Sep-08

    1-Sep-08

    1-Oct-08

    0.01

    0.00

    0.00

    0.00

    0.00

    2-A-2

    30-Sep-08

    1-Sep-08

    1-Oct-08

    0.00

    0.00

    0.00

    0.00

    0.00

    2-A-3

    30-Sep-08

    1-Sep-08

    1-Oct-08

    0.00

    0.00

    0.00

    0.00

    0.00

    2-A-4

    30-Sep-08

    1-Sep-08

    1-Oct-08

    0.000.00

    0.00

    0.00

    0.00

    2-A-5

    30-Sep-08

    1-Sep-08

    1-Oct-08

    0.01

    0.00

    0.00

    0.00

    0.00

    2-A-6

    30-Sep-08

    1-Sep-08

    1-Oct-08

    0.00

    0.00

    0.00

    0.00

    0.002-A-7

    30-Sep-08

    1-Sep-08

    1-Oct-08

    0.00

    0.00

    0.00

    0.00

    0.00

    3-A-1

    30-Sep-08

    1-Sep-08

    1-Oct-08

    0.00

    0.00

    0.00

    0.00

    0.00

    3-A-2

    30-Sep-08

    1-Sep-08

    1-Oct-08

    0.00

    0.00

    0.00

    0.00

    0.00

    3-A-3

    30-Sep-08

    1-Sep-08

    1-Oct-08

    0.00

    0.00

    0.00

    0.00

    0.00

    3-A-4

    30-Sep-08

    1-Sep-08

    1-Oct-08

    0.00

    0.00

    0.00

    0.00

    0.00

    3-A-5

    30-Sep-08

    1-Sep-08

    1-Oct-08

    0.00

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    0.00

    0.00

    0.00

    0.00

    3-A-6

    30-Sep-08

    1-Sep-08

    1-Oct-08

    0.00

    0.00

    0.00

    0.00

    0.00

    3-A-7

    30-Sep-08

    1-Sep-08

    1-Oct-08

    0.00

    0.00

    0.00

    0.00

    0.00

    B-1

    30-Sep-08

    1-Sep-08

    1-Oct-08

    0.00

    0.00

    0.00

    0.00

    0.00

    B-2

    30-Sep-08

    1-Sep-08

    1-Oct-08

    0.000.00

    0.00

    0.00

    0.00

    B-3

    30-Sep-08

    1-Sep-08

    1-Oct-08

    0.00

    0.00

    0.00

    0.00

    0.00

    Banc of America Mortgage Securities, Inc.

    Mortgage Pass-Through Certificates,

    Series 2008-A

    Distribution Date: 20-Oct-08

    Bond Interest Reconciliation - Part II

    - - - - - - - - - - A d d i t i o n s - - - - - - - - - -- - - - - D e d u c t i o n s - - - - -

    Class

    Record Date

    Prior Interest Due Date

    Current Interest Due Date

    Prior Int Carry-Fwd

    Shortfall

    Prior Shortfall

    Reimbursement

    Other Interest Proceeds

    (1)

    Other Interest Losses

    Current Int C arry-Fwd

    Shortfall

    (2)

    (1)

    Other Interest Proceeds are additional interest amounts specifically allocated to the bond(s) and used in determining the bonds Distributable Interest.

    (2)

    Interest Carry-Forward Shortfall is unpaid interest

    Page 13 of 71

    17-Oct-2008 10:13

    (c) 2008 Bank of America Corporation

    Banc of America Mortgage Securities, Inc.

    Mortgage Pass-Through Certificates,

    Series 2008-A

    Distribution Date: 20-Oct-08

    Bond Interest Reconciliation - Part IIB-4

    30-Sep-08

    1-Sep-08

    1-Oct-08

    0.00

    0.00

    0.00

    0.00

    0.00

    B-5

    30-Sep-08

    1-Sep-08

    1-Oct-08

    0.000.00

    0.00

    0.00

    0.00

    B-6

    30-Sep-08

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    29/107

    1-Sep-08

    1-Oct-08

    0.00

    0.00

    0.00

    0.00

    0.00

    B-7

    30-Sep-08

    1-Sep-08

    1-Oct-08

    0.00

    0.00

    0.00

    0.00

    150.00

    Total

    0.04

    0.00

    0.00

    0.00

    150.00

    - - - - - - - - - - A d d i t i o n s - - - - - - - - - -

    - - - - - D e d u c t i o n s - - - - -

    Current Int C arry-Fwd

    Shortfall

    (2)

    (1)

    Other Interest Proceeds are additional interest amounts specifically allocated to the bond(s) and used in determining the bonds Distributable Interest.

    (2)

    Interest Carry-Forward Shortfall is unpaid interest

    Prior Int Carry-Fwd

    Shortfall

    Prior Shortfall

    Reimbursement

    Other Interest Proceeds(1)

    Other Interest Losses

    Class

    Record Date

    Prior Interest Due Date

    Current Interest Due Date

    Page 14 of 71

    17-Oct-2008 10:13

    (c) 2008 Bank of America Corporation

    1-A-1

    570,726,000.00

    422,743,210.55

    55,783.49

    5,277,795.24

    0.00

    5,277,795.24

    0.00

    0.00

    0.00

    417,409,631.82

    20-Jan-38

    N/AN/A

    1-A-2

    23,807,000.00

    17,634,114.47

    2,326.93

    220,155.51

    0.00

    220,155.51

    0.00

    0.00

    0.00

    17,411,632.03

    20-Jan-38

    N/A

    N/A

    1-A-3

    324,628,000.00

    212,398,266.92

    42,306.05

    4,002,665.13

    0.00

    4,002,665.13

    0.00

    0.00

    0.00

    208,353,295.74

    20-Jan-38

    N/A

    N/A

    1-A-4

    108,209,000.00

    108,209,000.00

    0.00

    0.00

    0.00

    0.00

    0.00

    0.00

    0.00

    108,209,000.00

    20-Jan-38

    N/A

    N/A

    1-A-5

    432,837,000.00

    320,607,266.92

    42,306.05

    4,002,665.13

    0.00

    4,002,665.13

  • 7/31/2019 BOA - Banc of America Mortgage Securities 2008-A IRS REMIC Pass Through Trust - PDF

    30/107

    0.00

    0.00

    0.00

    316,562,295.74

    20-Jan-38

    N/A

    N/A

    1-A-6

    137,889,000.00

    102,135,943.63

    13,477.44

    1,275,130.11

    0.00

    1,275,130.11

    0.00

    0.00

    0.00

    100,847,336.08

    20-Jan-38

    N/A

    N/A

    1-A-7

    432,837,000.00

    320,607,266.92

    0.00

    0.00

    0.00

    0.00

    0.00

    0.00

    0.00

    316,562,295.74

    20-Jan-38

    N/A

    N/A

    1-A-R100.00

    0.00

    0.00

    0.00

    0.00

    0.00

    0.00

    0.00

    0.00

    0.00

    20-Jan-38

    N/A

    N/A

    2-A-1

    150,038,000.00

    117,540,321.09

    12,798.32

    534,136.05

    0.00

    534,136.05

    0.00

    0.000.00

    116,993,386.72

    20-Jan-38

    N/A

    N/A

    2-A-2

    6,260,000.00

    4,904,107.02

    533.98

    22,285.63

    0.00

    22,285.63

    0.00

    0.00

    0.00

    4,881,287.41

    20-Jan-38

    N/A

    N/A

    2-A-3

    85,342,000.00

    60,695,721.15

    9,706.26

    405,089.42

    0.00

    405,089.42

    0.00

    0.00

    0.00

    60,280,925.47

    20-Jan-38

    N/A

    N/A

    2-A-4

    28,447,000.00

    28,447,000.00

    0.00

    0.00

    0.00

    0.00

    0.00

    0.00

    0.00

    28,447,000.00

    20-Jan-38

    N/A

    N/A

    2-A-5

    113,789,000.00

    89,142,721.15

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    31/107

    9,706.26

    405,089.42

    0.00

    405,089.42

    0.00

    0.00

    0.00

    88,727,925.47

    20-Jan-38

    N/A

    N/A

    2-A-6

    36,249,000.00

    28,397,599.94

    3,092.06

    129,046.63

    0.00

    129,046.63

    0.00

    0.00

    0.00

    28,265,461.25

    20-Jan-38

    N/A

    N/A

    2-A-7

    113,789,000.00

    89,142,721.15

    0.00

    0.00

    0.00

    0.00

    0.00

    0.00

    0.00

    88,727,925.4720-Jan-38

    N/A

    N/A

    3-A-1

    69,018,000.00

    63,709,505.24

    9,761.06

    628,772.49

    0.00

    628,772.49

    0.00

    0.00

    0.00

    63,070,971.69

    20-Jan-38

    N/A

    N/A

    3-A-2

    2,879,000.00

    2,657,562.75

    407.17

    26,228.460.00

    26,228.46

    0.00

    0.00

    0.00

    2,630,927.12

    20-Jan-38

    N/A

    N/A

    3-A-3

    39,257,000.00

    35,231,056.87

    7,402.75

    476,858.77

    0.00

    476,858.77

    0.00

    0.00

    0.00

    34,746,795.35

    20-Jan-38

    N/A

    N/A

    3-A-4

    13,086,000.00

    13,086,000.00

    0.00

    0.00

    0.00

    0.00

    0.00

    0.00

    0.00

    13,086,000.00

    20-Jan-38

    N/A

    N/A

    3-A-5

    52,343,000.00

    48,317,056.87

    7,402.75

    476,858.77

    0.00

    476,858.77

    0.00

    0.00

    0.00

    47,832,795.35

    20-Jan-38

    N/A

  • 7/31/2019 BOA - Banc of America Mortgage Securities 2008-A IRS REMIC Pass Through Trust - PDF

    32/107

    N/A

    3-A-6

    19,554,000.00

    18,050,011.12

    2,765.48

    178,142.18

    0.00

    178,142.18

    0.00

    0.00

    0.00

    17,869,103.46

    20-Jan-38

    N/A

    N/A

    3-A-7

    16,675,000.00

    15,392,448.37

    2,358.31

    151,913.72

    0.00

    151,913.72

    0.00

    0.00

    0.00

    15,238,176.34

    20-Jan-38

    N/A

    N/A

    B-1

    11,125,000.00

    11,113,027.82

    1,438.33

    0.00

    0.00

    0.000.00

    0.00

    0.00

    11,111,589.49

    20-Jan-38

    N/A

    N/A

    B-2

    4,706,000.00

    4,700,935.63

    608.43

    0.00

    0.00

    0.00

    0.00

    0.00

    0.00

    4,700,327.20

    20-Jan-38

    N/A

    N/A

    B-35,134,000.00

    5,128,475.04

    663.77

    0.00

    0.00

    0.00

    0.00

    0.00

    0.00

    5,127,811.27

    20-Jan-38

    N/A

    N/A

    B-4

    4,279,000.00

    4,274,395.15

    553.22

    0.00

    0.00

    0.00

    0.00

    0.00

    0.00

    4,273,841.93

    20-Jan-38

    N/A

    N/A

    B-5

    2,994,000.00

    2,990,778.00

    387.09

    0.00

    0.00

    0.00

    0.00

    0.00

    0.00

    2,990,390.91

    20-Jan-38

    N/A

    N/A

    Banc of America Mortgage Securities, Inc.

    Mortgage Pass-Through Certificates,Series 2008-A

    Distribution Date: 20-Oct-08

    Bond Principal Reconciliation- - - - - - - - - - L o s s e s - - - - - - - - - -

  • 7/31/2019 BOA - Banc of America Mortgage Securities 2008-A IRS REMIC Pass Through Trust - PDF

    33/107

    - Credit Support -

    Class

    Original Class

    Certificate Balance

    Beginning Class

    Ceritificate Balance

    (1)

    Scheduled Principal

    Payment

    Unscheduled

    Principal

    Payment

    (1)

    Prior

    Loss

    Reimburs.

    Current

    Losses

    Current

    Principal

    Prepayments

    (1)

    Liquidation Proceeds

    (1)

    (1)

    For the Exchangeable REMIC Certificates this represents the Class Certificate Balance, and Exchangeable Class Certificates represent the Maximum Class Certificate Balance, for IO Bonds this represents the

    Notional Amount.

    Cumulative

    Losses

    Ending

    Class Certificate

    Balance

    (1)

    Rated

    Final

    MaturityOriginal

    Page 15 of 71

    17-Oct-2008 10:13

    (c) 2008 Bank of America Corporation

    Banc of America Mortgage Securities, Inc.

    Mortgage Pass-Through Certificates,

    Series 2008-A

    Distribution Date: 20-Oct-08

    Bond Principal ReconciliationB-6

    2,995,000.00

    2,991,776.93

    387.22

    0.00

    0.00

    0.00

    0.00

    0.00

    0.002,991,389.71

    20-Jan-38

    N/A

    N/A

    B-7

    1,712,122.00

    1,710,280.51

    221.36

    0.00

    0.00

    0.00

    0.00

    0.00

    199.51

    1,710,059.15

    20-Jan-38

    N/A

    N/A

    Total

    2,263,978,222.00

    1,742,208,583.14

    226,393.78

    18,212,832.66

    0.00

    18,212,832.66

    0.00

    0.00

    199.51

    1,723,769,356.70

    - - - - - - - - - - L o s s e s - - - - - - - - - -

    - Credit Support -

    Class

    Original Class

    Certificate Balance

    Beginning Class

    Ceritificate Balance

    (1)

    Scheduled Principal

    Payment

    Unscheduled

    Principal

    Payment

    (1)

    Prior

    Loss

    Reimburs.

    Current

    Losses

    Current

    Principal

  • 7/31/2019 BOA - Banc of America Mortgage Securities 2008-A IRS REMIC Pass Through Trust - PDF

    34/107

    Prepayments

    (1)

    Liquidation Proceeds

    (1)

    (1)

    For the Exchangeable REMIC Certificates this represents the Class Certificate Balance, and Exchangeable Class Certificates represent the Maximum Class Certificate Balance, for IO Bonds this represents the

    Notional Amount.

    Cumulative

    Losses

    Ending

    Class Certificate

    Balance

    (1)

    RatedFinal

    Maturity

    Original

    Page 16 of 71

    17-Oct-2008 10:13

    (c) 2008 Bank of America Corporation

    From

    To

    From

    To

    Current Total

    Banc of America Mortgage Securities, Inc.

    Mortgage Pass-Through Certificates,

    Series 2008-A

    Distribution Date: 20-Oct-08

    Current Period Bond Exchange DetailPeriod

    ClassNam

    e

    From

    Class

    Nam

    e

    To

    Exchange

    Amount

    - - - - - - M a x i m u m C l a s s B a l a n c e - - - - - -

    - - - - P a s s T h r o u g h R a t e - - - -

    Resulting Interest

    Payment

    Resulting Principal

    Payment

    Resulting

    Shortfall

    No Bond Exchanges Reported for the Current Period

    Page 17 of 7117-Oct-2008 10:13

    (c) 2008 Bank of America Corporation

    Count

    Balance

    Count

    Balance

    Count

    Balance

    Count

    Balance

    Count

    Balance

    Count

    Balance

    Count

    Balance

    20-Oct-08

    878

    616,588,742

    15

    10,183,481

    13

    8,937,257

    23

    15,249,767

    1

    464,000

    6

    3,880,000

    0

    0

    22-Sep-08

    897

    630,544,407

    14

    10,412,455

    7

    3,999,787

    21

    14,311,841

    1

    464,000

    4

    2,366,000

  • 7/31/2019 BOA - Banc of America Mortgage Securities 2008-A IRS REMIC Pass Through Trust - PDF

    35/107

    0

    0

    20-Aug-08

    911

    641,112,319

    13

    7,879,388

    9

    7,571,843

    18

    10,919,209

    1

    464,000

    3

    1,649,000

    0

    0

    21-Jul-08

    924

    651,460,001

    13

    9,771,006

    12

    7,555,915

    11

    6,812,909

    1

    464,000

    3

    1,649,000

    0

    0

    20-Jun-08

    946

    668,839,346

    17

    10,407,035

    5

    2,913,497

    11

    6,657,909

    0

    0

    0

    0

    0

    0

    20-May-08

    980

    693,739,412

    159,844,898

    5

    3,070,349

    7

    4,043,560

    0

    0

    0

    0

    0

    0

    21-Apr-08

    1,024

    727,862,646

    13

    8,665,464

    4

    2,386,560

    42,113,000

    0

    0

    0

    0

    0

    0

    20-Mar-08

    1,074

    767,482,435

    16

    11,616,103

    4

    2,113,000

    0

    0

    0

    0

    00

    0

    0

    20-Feb-08

    1,157

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    36/107

    831,095,719

    10

    5,835,300

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    20-Oct-08

    93.80%

    94.09%

    1.60%

    1.55%

    1.39%

    1.36%

    2.46%

    2.33%

    0.11%

    0.07%

    0.64%

    0.59%

    0.00%

    0.00%

    22-Sep-08

    95.02%

    95.23%

    1.48%

    1.57%

    0.74%

    0.60%

    2.22%

    2.16%

    0.11%

    0.07%

    0.42%

    0.36%

    0.00%

    0.00%

    20-Aug-08

    95.39%

    95.75%

    1.36%

    1.18%

    0.94%

    1.13%

    1.88%1.63%

    0.10%

    0.07%

    0.31%

    0.25%

    0.00%

    0.00%

    21-Jul-08

    95.85%

    96.13%

    1.35%

    1.44%

    1.24%

    1.11%

    1.14%

    1.01%

    0.10%

    0.07%

    0.31%0.24%

    0.00%

    0.00%

    20-Jun-08

    96.63%

    97.10%

    1.74%

    1.51%

    0.51%

    0.42%

    1.12%

    0.97%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    20-May-0897.32%

    97.61%

    1.49%

    1.39%

    0.50%

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    37/107

    0.43%

    0.70%

    0.57%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    21-Apr-08

    97.99%

    98.22%

    1.24%

    1.17%

    0.38%

    0.32%

    0.38%

    0.29%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    20-Mar-08

    98.17%

    98.24%

    1.46%

    1.49%

    0.37%

    0.27%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    20-Feb-08

    99.14%

    99.30%

    0.86%

    0.70%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%0.00%

    0.00%

    0.00%

    Banc of America Mortgage Securities, Inc.

    Mortgage Pass-Through Certificates,

    Series 2008-A

    Distribution Date: 20-Oct-08

    Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I (as of Cut-Off)Distribution

    Date

    Current

    Delinq 1 Month

    Delinq 2 Months

    Delinq 3+ Months

    Bankruptcy

    Foreclosure

    REO

    Total (All Loans)

    Total (All Loans)DelinquencyBalances are Exclusive of REO, Foreclosures and Bankruptcies.

    Page 18 of 71

    17-Oct-2008 10:13

    (c) 2008 Bank of America Corporation

    Banc of America Mortgage Securities, Inc.

    Mortgage Pass-Through Certificates,

    Series 2008-A

    Distribution Date: 20-Oct-08

    Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I (as of Cut-Off)Count

    Balance

    Count

    Balance

    CountBalance

    Count

    Balance

    Count

    Balance

  • 7/31/2019 BOA - Banc of America Mortgage Securities 2008-A IRS REMIC Pass Through Trust - PDF

    38/107

    Count

    Balance

    Count

    Balance

    20-Oct-08

    605

    428,330,873

    7

    5,569,952

    12

    8,341,257

    20

    12,476,205

    0

    0

    6

    3,880,000

    0

    0

    22-Sep-08

    615

    437,135,868

    12

    9,117,551

    7

    3,999,787

    18

    11,538,278

    0

    0

    4

    2,366,000

    0

    0

    20-Aug-08

    628

    446,731,754

    12

    7,323,888

    7

    5,408,840

    16

    9,691,149

    0

    0

    2

    1,046,000

    0

    0

    21-Jul-08

    640456,091,617

    11

    7,608,003

    10

    5,978,415

    10

    6,202,349

    0

    0

    2

    1,046,000

    0

    0

    20-Jun-08

    654

    467,003,243

    16

    9,789,535

    52,913,497

    9

    5,444,349

    0

    0

    0

    0

    0

    0

    20-May-08

    685

    489,072,151

    13

    8,810,409

    4

    2,614,349

    5

    2,830,000

    00

    0

    0

    0

    0

  • 7/31/2019 BOA - Banc of America Mortgage Securities 2008-A IRS REMIC Pass Through Trust - PDF

    39/107

    21-Apr-08

    718

    515,663,602

    13

    8,665,464

    2

    1,320,000

    3

    1,510,000

    0

    0

    0

    0

    0

    0

    20-Mar-08

    763

    552,718,371

    12

    8,349,852

    3

    1,510,000

    0

    0

    0

    0

    0

    0

    0

    0

    20-Feb-08

    830

    601,678,875

    6

    3,321,300

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    20-Oct-08

    93.08%

    93.40%

    1.08%

    1.21%

    1.85%1.82%

    3.08%

    2.72%

    0.00%

    0.00%

    0.92%

    0.85%

    0.00%

    0.00%

    22-Sep-08

    93.75%

    94.18%

    1.83%

    1.96%

    1.07%

    0.86%

    2.74%

    2.49%

    0.00%0.00%

    0.61%

    0.51%

    0.00%

    0.00%

    20-Aug-08

    94.44%

    95.01%

    1.80%

    1.56%

    1.05%

    1.15%

    2.41%

    2.06%

    0.00%

    0.00%

    0.30%

    0.22%

    0.00%0.00%

    21-Jul-08

    95.10%

    95.63%

    1.63%

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    40/107

    1.60%

    1.49%

    1.25%

    1.49%

    1.30%

    0.00%

    0.00%

    0.30%

    0.22%

    0.00%

    0.00%

    20-Jun-08

    95.61%

    96.26%

    2.34%

    2.02%

    0.73%

    0.60%

    1.32%

    1.12%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    20-May-08

    96.89%

    97.17%

    1.84%

    1.75%

    0.57%

    0.52%

    0.71%

    0.56%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    21-Apr-08

    97.55%

    97.82%

    1.77%

    1.64%

    0.27%

    0.25%

    0.41%

    0.29%

    0.00%0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    20-Mar-08

    98.07%

    98.25%

    1.54%

    1.48%

    0.39%

    0.27%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%0.00%

    20-Feb-08

    99.28%

    99.45%

    0.72%

    0.55%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    Group 1Delinq 3+ Months

    Bankruptcy

    Foreclosure

    RE

    O

    Distribution

    Date

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    41/107

    Current

    Delinq 1 Month

    Delinq 2 Months

    Group 1DelinquencyBalances are Exclusive of REO, Foreclosures and Bankruptcies.

    Page 19 of 71

    17-Oct-2008 10:13

    (c) 2008 Bank of America Corporation

    Banc of America Mortgage Securities, Inc.

    Mortgage Pass-Through Certificates,

    Series 2008-A

    Distribution Date: 20-Oct-08

    Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I (as of Cut-Off)Count

    Balance

    Count

    Balance

    Count

    Balance

    Count

    Balance

    Count

    Balance

    Count

    Balance

    Count

    Balance

    20-Oct-08

    173

    120,870,5307

    4,033,529

    1

    596,000

    2

    2,163,002

    1

    464,000

    0

    0

    0

    0

    22-Sep-08

    180

    124,775,590

    2

    1,294,904

    0

    02

    2,163,002

    1

    464,000

    0

    0

    0

    0

    20-Aug-08

    181

    125,726,031

    1

    555,500

    2

    2,163,002

    1

    617,500

    1

    464,0001

    603,000

    0

    0

    21-Jul-08

    182

    126,485,206

    2

    2,163,002

    2

    1,577,500

    0

    0

    1

    464,000

    1

    603,000

    0

    020-Jun-08

    189

    131,935,210

    1

    617,500

  • 7/31/2019 BOA - Banc of America Mortgage Securities 2008-A IRS REMIC Pass Through Trust - PDF

    42/107

    0

    0

    1

    603,000

    0

    0

    0

    0

    0

    0

    20-May-08

    191

    134,088,658

    2

    1,034,489

    1

    456,000

    1

    603,000

    0

    0

    0

    0

    0

    0

    21-Apr-08

    199

    139,909,073

    0

    0

    1

    456,000

    1

    603,000

    0

    0

    0

    0

    0

    0

    20-Mar-08

    204

    142,438,929

    3

    2,655,691

    1

    603,000

    0

    0

    0

    00

    0

    0

    0

    20-Feb-08

    217

    154,660,108

    4

    2,514,000

    0

    0

    0

    0

    0

    0

    0

    0

    0

    020-Oct-08

    94.02%

    94.34%

    3.80%

    3.15%

    0.54%

    0.47%

    1.09%

    1.69%

    0.54%

    0.36%

    0.00%

    0.00%

    0.00%

    0.00%

    22-Sep-08

    97.30%

    96.95%

    1.08%1.01%

    0.00%

    0.00%

    1.08%

    1.68%

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    43/107

    0.54%

    0.36%

    0.00%

    0.00%

    0.00%

    0.00%

    20-Aug-08

    96.79%

    96.62%

    0.53%

    0.43%

    1.07%

    1.66%

    0.53%

    0.47%

    0.53%

    0.36%

    0.53%

    0.46%

    0.00%

    0.00%

    21-Jul-08

    96.81%

    96.34%

    1.06%

    1.65%

    1.06%

    1.20%

    0.00%

    0.00%

    0.53%

    0.35%

    0.53%

    0.46%

    0.00%

    0.00%

    20-Jun-08

    98.95%

    99.08%

    0.52%

    0.46%

    0.00%

    0.00%

    0.52%

    0.45%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%20-May-08

    97.95%

    98.46%

    1.03%

    0.76%

    0.51%

    0.33%

    0.51%

    0.44%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    21-Apr-08

    99.00%

    99.25%

    0.00%0.00%

    0.50%

    0.32%

    0.50%

    0.43%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    20-Mar-08

    98.08%

    97.76%

    1.44%

    1.82%

    0.48%

    0.41%

    0.00%0.00%

    0.00%

    0.00%

    0.00%

    0.00%

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    44/107

    0.00%

    0.00%

    20-Feb-08

    98.19%

    98.40%

    1.81%

    1.60%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    Distribution

    Date

    Current

    Delinq 1 Month

    Delinq 2 Months

    Delinq 3+ Months

    Bankruptcy

    Foreclosure

    RE

    O

    Group 2

    Group 2DelinquencyBalances are Exclusive of REO, Foreclosures and Bankruptcies.

    Page 20 of 71

    17-Oct-2008 10:13

    (c) 2008 Bank of America Corporation

    Banc of America Mortgage Securities, Inc.

    Mortgage Pass-Through Certificates,

    Series 2008-A

    Distribution Date: 20-Oct-08

    Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I (as of Cut-Off)Count

    Balance

    Count

    Balance

    Count

    Balance

    Count

    Balance

    Count

    Balance

    CountBalance

    Count

    Balance

    20-Oct-08

    100

    67,387,339

    1

    580,000

    0

    0

    1

    610,560

    0

    0

    0

    0

    0

    0

    22-Sep-08102

    68,632,949

    0

    0

    0

    0

    1

    610,560

    0

    0

    0

    0

    0

    0

    20-Aug-08

    102

    68,654,533

    0

    00

    0

    1

    610,560

    0

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    45/107

    0

    0

    0

    0

    0

    21-Jul-08

    102

    68,883,177

    0

    0

    0

    0

    1

    610,560

    0

    0

    0

    0

    0

    0

    20-Jun-08

    103

    69,900,893

    0

    0

    0

    0

    1

    610,560

    0

    0

    0

    0

    0

    0

    20-May-08

    104

    70,578,603

    0

    0

    0

    0

    1

    610,560

    0

    0

    0

    0

    0

    0

    21-Apr-08107

    72,289,972

    0

    0

    1

    610,560

    0

    0

    0

    0

    0

    0

    0

    0

    20-Mar-08

    107

    72,325,135

    1

    610,5600

    0

    0

    0

    0

    0

    0

    0

    0

    0

    20-Feb-08

    110

    74,756,736

    0

    0

    0

    0

    0

    00

    0

    0

    0

    0

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    46/107

    0

    20-Oct-08

    98.04%

    98.26%

    0.98%

    0.85%

    0.00%

    0.00%

    0.98%

    0.89%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    22-Sep-08

    99.03%

    99.12%

    0.00%

    0.00%

    0.00%

    0.00%

    0.97%

    0.88%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    20-Aug-08

    99.03%

    99.12%

    0.00%

    0.00%

    0.00%

    0.00%

    0.97%

    0.88%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    21-Jul-08

    99.03%

    99.12%

    0.00%

    0.00%0.00%

    0.00%

    0.97%

    0.88%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    20-Jun-08

    99.04%

    99.13%

    0.00%

    0.00%

    0.00%

    0.00%

    0.96%

    0.87%0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    20-May-08

    99.05%

    99.14%

    0.00%

    0.00%

    0.00%

    0.00%

    0.95%

    0.86%

    0.00%

    0.00%

    0.00%

    0.00%0.00%

    0.00%

    21-Apr-08

    99.07%

    99.16%

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    47/107

    0.00%

    0.00%

    0.93%

    0.84%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    20-Mar-08

    99.07%

    99.16%

    0.93%

    0.84%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    20-Feb-08

    100.00%

    100.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    Distribution

    Date

    Current

    Delinq 1 Month

    Delinq 2 Months

    Delinq 3+ Months

    Bankruptcy

    Foreclosure

    REO

    Group 3

    Group 3DelinquencyBalances are Exclusive of REO, Foreclosures and Bankruptcies.

    Page 21 of 71

    17-Oct-2008 10:13

    (c) 2008 Bank of America Corporation

    #

    Balance

    #

    Balance

    #

    Balance

    #

    Balance

    #

    Balance

    #

    Balance

    #

    Balance

    #

    Balance

    #

    Balance

    #

    Balance

    #

    Balance

    #

    Balance

    20-Oct-08

    0

    0

    0

    0

    0

    0

    6

    3,880,000

    0

    00

    0

    0

    0

    0

    0

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    48/107

    1

    464,000

    0

    0

    0

    0

    0

    0

    22-Sep-08

    0

    0

    0

    0

    0

    0

    4

    2,366,000

    0

    0

    0

    0

    0

    0

    0

    0

    1

    464,000

    0

    0

    0

    0

    0

    0

    20-Aug-08

    0

    00

    0

    0

    0

    3

    1,649,000

    0

    0

    0

    0

    0

    0

    0

    0

    1

    464,000

    0

    0

    0

    0

    0

    021-Jul-08

    0

    0

    0

    0

    0

    0

    3

    1,649,000

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    1

    464,000

    0

    0

    0

    0

    20-Jun-08

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

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    49/107

    20-May-08

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    21-Apr-08

    0

    0

    0

    0

    0

    0

    0

    0

    0

    00

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    20-Mar-08

    0

    0

    0

    0

    0

    0

    00

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    20-Feb-08

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    20-Oct-08

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.64%

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    50/107

    0.59%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.11%

    0.07%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    22-Sep-08

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.42%

    0.36%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.11%

    0.07%0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    20-Aug-08

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.31%

    0.25%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%0.00%

    0.10%

    0.07%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    21-Jul-08

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.31%

    0.24%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.10%

    0.07%

    0.00%

    0.00%

    0.00%

    0.00%

    20-Jun-08

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

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    51/107

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    20-May-08

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    21-Apr-08

    0.00%0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%0.00%

    20-Mar-08

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    20-Feb-08

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

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    0.00%

    Banc of America Mortgage Securities, Inc.

    Mortgage Pass-Through Certificates,

    Series 2008-A

    Distribution Date: 20-Oct-08

    Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II (as of Cut-Off)- - - - - - - - - - - I n F o r e c l o s u r e a n d D e l i n q u e n t - - - - - - - - - - - - -

    - - - - - - - - - - - - - - - I n R E O a n d D e l i n q u e n t - - - - - - - - - - - - - -

    - - - - - - - - - - - - - I n B a n k r u p t c y a n d D e l i n q u e n t - - - - - - - - - - - - -

    Distribution

    Date

    Current

    31-60 Days

    61-90 Days

    90 + Days

    Current

    31-60 Days

    61-90 Days

    90 + Days

    Total (All Loans)

    Total (All Loans)

    61-90 Days

    90 + Days

    Current

    31-60 Days

    Page 22 of 71

    17-Oct-2008 10:13

    (c) 2008 Bank of America Corporation

    Banc of America Mortgage Securities, Inc.

    Mortgage Pass-Through Certificates,

    Series 2008-A

    Distribution Date: 20-Oct-08

    Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II (as of Cut-Off)#

    Balance

    #

    Balance

    #

    Balance

    #

    Balance

    #

    Balance

    #

    Balance

    #

    Balance

    #

    Balance

    #

    Balance

    #

    Balance

    #Balance

    #

    Balance

    20-Oct-08

    0

    0

    0

    0

    0

    0

    6

    3,880,000

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    22-Sep-08

    0

    0

    0

    0

    0

    0

    4

    2,366,000

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

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    0

    0

    0

    20-Aug-08

    0

    0

    0

    0

    0

    0

    2

    1,046,000

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    21-Jul-08

    0

    0

    0

    0

    0

    0

    21,046,000

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    20-Jun-08

    0

    0

    0

    00

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    20-May-08

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    21-Apr-08

    0

    0

    0

    0

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    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    20-Mar-08

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    00

    0

    0

    0

    0

    0

    0

    0

    0

    20-Feb-08

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    00

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    20-Oct-08

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.92%

    0.85%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    22-Sep-08

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.61%

    0.51%

    0.00%

    0.00%

    0.00%

    0.00%

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    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    20-Aug-08

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.30%

    0.22%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%0.00%

    21-Jul-08

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.30%

    0.22%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%0.00%

    0.00%

    0.00%

    0.00%

    20-Jun-08

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    20-May-08

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

    0.00%

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