boomers staying ‘home-sweet-home’ longer thanks to...

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Boomers staying ‘Home-Sweet-Home’ longer thanks to Bethesda’s new program Victoria Lusk Aberdeen American News A berdeen’s new K.O. Lee Adult Day Health Center is providing an alterna- tive for the area’s aging population. And because of it, many baby boomers are able to stay in their own home longer. “It seems counteractive for a nursing home to be saying we want people to stay home longer, but we really do. Maintaining quality of life is import- ant,” Peggy Jo Larson, Director of Develop- ment and Community Relations, said. And at Bethesda, action is stronger than words. One look at the princi- ples under- lining the day health center proves that the business means what it says. Many com- ponents of the innova- tive K.O. Lee Adult Day Health Center make it the first of its kind in North- eastern South Dakota, especially because while many other adult day programs focus on social- ization aspects, Bethesda structured their program around what might mat- ter most: people’s health. A nurse liaison helps di- rect the services received and care of those partic- ipating – people whom the center will only refer to as members. “They are not clients. They are not residents,” Larson said. The term is especially important for maintaining the dignity of and respect for all involved. Health services might include basic healthcare, nursing care, memory care, and/or medication and nutrition manage- ment. Members can also receive professional phys- ical, occupation, speech and restorative therapy at the adjoining Therapy Center, which includes a solo-step system and a warm water therapy pool. The HydroWorx 2000 aquatic therapy pool is the first in South Dakota – and it comes with quite a few dazzling features. The floor rises to ground level so neither stepping up or down or a wheel- chair lift are necessary and those receiving therapy can be lowered into the 92-degree pool comfortably. Bars can be installed to ensure safety. The floor of the pool acts as an underwa- ter treadmill. Underwater cameras help therapists gauge a per- son’s changing gait – perhaps as they heal from a leg or hip inju- ry. Therapy sessions can be recorded to show and compare progress. The pool’s jets can run soft to assist with pain management or faster for exercise and also allow the pool to have hydro massage capabilities. Of course, in or out of the water, safety is always a priority. The pool area is locked when a thera- pist is not present and a red cord can be pulled to alert other staff when help is needed. Back on dry land, K.O. Lee members might engage in activities with their peers. “Socialization is an aspect, but it is not the only aspect,” noted Larson. The center recogniz- es that not all of their members have the same interests and it wants everyone to maintain their individuality. Cus- tomizing each member’s day goes hand-in-hand with maintaining dignity and respect – two words Larson will repeat often, which doubly shows their importance. Different rooms throughout the center allow members to craft, bake, visit, watch movies, play piano – or even take an afternoon nap. Memo- ry care sometimes means chatting about the cost of food in 1954 or listening to the oldies. A private bathing room offers members a safe and secure place to maintain personal hygiene. For some, no longer being able to complete such tasks in their own home independently might be difficult. However, “If that’s the only issue, it [scheduling bathing ser- vices] can still keep the person in their own home – and that’s the goal,” Larson said. Plus, once members see and experience the room, they are usually hooked. DAY HEALTH CENTER CONTINUED ON PAGE C3 “It seems counteractive for a nursing home to be saying we want people to stay home longer, but we really do.” The K.O. Lee Adult Day Health Center – a recent addition to Bethesda – opened in November 2014. Photo by Victoria Lusk. Bruce Johnson, Bethesda Administrator, demonstrates the HydroWorx 2000 aquatic therapy pool, which is available for members of the K.O. Lee Adult Day Center with a doctor’s order. The floor of the pool rises to ground level and acts as an underwater treadmill. Photo by Victoria Lusk.

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Page 1: Boomers staying ‘Home-Sweet-Home’ longer thanks to ...bloximages.newyork1.vip.townnews.com/aberdeennews... · the type of pain you’re experiencing, and the duration of your

Boomers staying ‘Home-Sweet-Home’ longer thanks to Bethesda’s new program

Victoria LuskAberdeen American News

Aberdeen’s new K.O. Lee Adult Day Health Center

is providing an alterna-tive for the area’s aging population. And because of it, many baby boomers are able to stay in their own home longer.

“It seems counteractive for a nursing home to be saying we want people to stay home longer, but we really do. Maintaining quality of life is import-ant,” Peggy Jo Larson, Director of Develop-ment and Community Relations, said.

And at Bethesda, action is stronger than words. One look at the princi-ples under-lining the day health center proves that the business means what it says. Many com-ponents of the innova-tive K.O. Lee Adult Day Health Center make it the first of its kind in North-eastern South Dakota,

especially because while many other adult day programs focus on social-ization aspects, Bethesda structured their program around what might mat-ter most: people’s health.

A nurse liaison helps di-rect the services received and care of those partic-ipating – people whom the center will only refer to as members. “They are not clients. They are not residents,” Larson said. The term is especially important for maintaining the dignity of and respect for all involved.

Health services might include basic healthcare, nursing care, memory care, and/or medication and nutrition manage-ment.

Members can also receive professional phys-

ical, occupation, speech and restorative therapy at the adjoining Therapy Center, which includes a solo-step system and a warm water therapy pool.

The HydroWorx 2000 aquatic therapy pool is the first in South Dakota – and it comes with quite a few dazzling features. The floor rises to ground level so neither stepping up or down or a wheel-

chair lift are necessary and those receiving therapy can be lowered into the 92-degree pool comfortably. Bars can be installed to ensure safety.

The floor of the pool acts as an underwa-ter treadmill. Underwater cameras help therapists gauge a per-son’s changing gait – perhaps as they heal from a leg or hip inju-ry. Therapy sessions can

be recorded to show and compare progress.

The pool’s jets can run soft to assist with pain management or faster for exercise and also allow the pool to have hydro massage capabilities.

Of course, in or out of the water, safety is always a priority. The pool area is locked when a thera-pist is not present and a red cord can be pulled to alert other staff when help is needed.

Back on dry land, K.O. Lee members might engage in activities with their peers. “Socialization is an aspect, but it is not the only aspect,” noted Larson.

The center recogniz-es that not all of their members have the same interests and it wants everyone to maintain their individuality. Cus-tomizing each member’s day goes hand-in-hand with maintaining dignity and respect – two words Larson will repeat often, which doubly shows their importance.

Different rooms

throughout the center allow members to craft, bake, visit, watch movies, play piano – or even take an afternoon nap. Memo-ry care sometimes means chatting about the cost of food in 1954 or listening to the oldies.

A private bathing room offers members a safe and secure place to maintain personal hygiene. For some, no longer being able to complete such tasks in their own home independently might be difficult. However, “If that’s the only issue, it [scheduling bathing ser-vices] can still keep the person in their own home – and that’s the goal,” Larson said.

Plus, once members see and experience the room, they are usually hooked.

DAY HEALTH CENTERCONTINUED ON PAGE C3

“It seems counteractive for

a nursing home to be saying

we want people to stay home

longer, but we really do.”

The K.O. Lee Adult Day Health Center – a recent addition to Bethesda – opened in November 2014. Photo by Victoria Lusk.

Bruce Johnson, Bethesda Administrator, demonstrates the HydroWorx 2000 aquatic therapy pool, which is available for members of the K.O. Lee Adult Day Center with a doctor’s order. The floor of the pool rises to ground level and acts as an underwater treadmill. Photo by Victoria Lusk.

Page 2: Boomers staying ‘Home-Sweet-Home’ longer thanks to ...bloximages.newyork1.vip.townnews.com/aberdeennews... · the type of pain you’re experiencing, and the duration of your

Brandpoint

Today’s rising health care costs can feel out of

control. Fortunately, prescription drugs are an exception. Consider these five simple ways to save money on your prescriptions so you can stay healthy and maintain your budget.

1. Ask about generic

or lower-cost equiva-

lents. Your health plan has a list of covered prescription drugs, called a formulary. Within that list are preferred drugs, which have a lower co-payment cost for the patient. These are clinical or therapeutic equiva-lents to higher-priced brand drugs.

Always ask your pre-scriber or pharmacist, “Is there a generic for that?” It’s a fair question. Many physicians write for the familiar brands, the “tried and true,” or the newest, most highly marketed drug in the therapy class. Until you ask, they may not be well acquainted with lower-cost equiva-lents on your particular plan’s formulary.

2. Don’t be duped by

drug coupons. Hundreds of high-priced brand drugs offer coupons that apply to the consumer’s share of the drug’s cost. But beware: A temporary discount may end up costing you more in the long run. A recent study in The New England Journal of Medicine found that 62 percent of coupons were for brand-name drugs for which lower-cost alternatives were available.

“Despite the short-term savings achievable with coupons, they do not offset higher, long-term costs because they’re nearly always time-delim-ited,” the study states. “Some coupons can be used once and others more than once. But we found that few offered savings for more than a year. Once a coupon program ends, patients with chronic disease face co-payments for these brand-name medications that are higher than for those generic alterna-tives.”

3. Use preferred retail

pharmacies for acute

medications. Many

prescription plans offer a preferred network of retail pharmacies within a wider network. These plans allow you to save between $5 and $10 on co-payments just by choosing a preferred pharmacy. Chances are good that a preferred pharmacy is conveniently located near you.

Before you fill a pre-scription for an acute medication, such as an antibiotic or painkiller, use your plan’s pharmacy locater to find a preferred option. And inform your doctor, as he or she may now send electronic pre-scriptions directly to the pharmacy.

Medicare patients choosing a prescription plan should look for one that offers preferred networks. Savings at the pharmacy window can easily exceed any small difference in premium amount.

4. Use home delivery

for chronic or main-

tenance medications.

With home delivery, many patients can save up to 33 percent on their co-payment costs and have the medication

delivered right to their door.

Home delivery is a safe and convenient way to obtain medications that you use long term. Many pharmacy plans will provide you with a 90-day supply for a lower co-pay-ment. Be sure to tell your doctor that you use home delivery so your prescrip-tion can be written for a 90-day supply.

There’s an important bonus that can save you even more: Patients using home delivery are more

likely to take their medi-cation as prescribed (see No. 5).

5. Take your medi-

cations as prescribed. While it might be tempting to stretch your medication dollar by skipping daily doses, this can be harmful to your health and end up costing you significantly more money to treat the health complications that could have been avoided.

Adherence to your prescribed therapy is the

best way to make sure you get the most from your pharmacy benefit. Take your medication at the proper time and frequency as indicated by your doctor, and refill and renew prescriptions as early as possible so you are never emp-ty-handed. Scripts offers mobile apps, as well as auto-refill and renewal reminder programs to help you stay on track.

For more information, visit lab.express-scripts.com.

Five tips to slash prescription drug costs

StatePoint

The use of opioid painkillers such as Vicodin and

Oxycontin is on the rise and this trend is taking its toll. Opioids account for 46 deaths each day in the United States -- more than any other drug.

Is your pain medi-cation the best option for you? Depending on the type of pain you’re experiencing, and the duration of your expected treatment, the answer may be “no.”

“Surprisingly, opioids are not very effective pain medications, and they can also have serious side effects,” says Dr. Donald Teater, M.D., medical advisor to the National Safety Council.

Acute pain includes dental pain, back pain, renal colic pain (kid-ney stones), sprains and fractures. What may be surprising to some is that studies show a combination of over-the-counter ac-etaminophen and ibu-profen is more effec-tive at relieving acute pain than opioids.

Not only are opi-oids less effective than NSAIDs (nonsteroidal anti-inflammatory drug) in particular instances, but they also are asso-ciated with more seri-

ous side effects. Some lesser-known side effects of opioids include gastro-intestinal bleeding (more frequently associated with NSAIDS), rapid development of addiction, changes to the brain and cognitive abilities, driving impairment, increased risk of disability and de-creased sex hormones.

The elderly need to be particularly wary, as elderly adults taking opioids are at greater risk of having a cardiovascular event, have four times as many fractures than their

counterparts not taking opioids, and have an 87 percent greater risk of dying.

If you are prescribed an opioid pain medication, consider discussing alter-natives with your doctor, particularly if you’re treating acute pain. Tak-ing the minimum dose for as short a time period as possible can help reduce your risk.

“Since opioids are often abused illicitly, it is good practice to lock your medicine cabinet and dispose of any leftover

medications properly when your course of treatment is over,” says Dr. Teater. “Drug take back programs are the safest, most environmen-tally-friendly way to clean your medicine cabinet.”

For the latest informa-tion on painkiller efficacy and risks, visit www.nsc.org/rxpainkillers.

The effects of your painkiller medication may be worse than the pain you are actually treating. Take steps to treat pain as safely and effectively as possible.

Are you reaching for the right pain medication?

Page 3: Boomers staying ‘Home-Sweet-Home’ longer thanks to ...bloximages.newyork1.vip.townnews.com/aberdeennews... · the type of pain you’re experiencing, and the duration of your

Brandpoint

A popular social media meme holds that “growing old

isn’t for sissies.” Plenty of older women would agree with that sentiment as they cope with age-relat-ed issues specific to their gender, such as osteopo-rosis and increased risk of breast cancer.

Yet the greatest health risk women face as they age is one society most often thinks of as predom-inantly affecting men: heart disease.

“Heart disease is the No. 1 killer of women in the United States,” notes Dr. Kevin O’Neil, chief medical officer for Brook-dale, a leading senior living company that oper-ates approximately 1,150 communities in 46 states. “Maybe one out of every 25 women may die of breast cancer, but one out of every two women will die from heart disease or stroke.”

Heart disease takes many forms, O’Neil says, with coronary artery disease being the most prevalent. Plaque builds up in the arteries, con-stricting and sometimes blocking the flow of blood to the heart. This can damage the heart muscle over time and even con-tribute to a heart attack if a blockage occurs.

Many risk factors for heart disease are particu-larly relevant to women. Because the onset of heart disease in women typically occurs a decade or more after men, many women may assume they’re safe. Yet other

bodily and environmental changes related to aging can increase the risk, even among women who appear healthy.

Risk factors of partic-ular concern to women include:

* Decreased estrogen after menopause. “Es-trogen appears to have a protective effect” for heart health, O’Neil says. As estrogen levels fall, the risk of heart disease can increase.

* Inactivity. Mobility and balance issues may make it difficult for senior women to maintain a healthy level of activity.

* High blood pressure. As people age, blood pres-sure naturally increases. Uncontrolled high blood pressure is a significant risk factor for heart disease.

* According to the Mayo Clinic, diabetes also increases heart disease risk more for women than men. “Physicians recognize that diabetics are at much higher risk of coronary artery and vascular disease,” O’Neil says. “Recent recommen-dations suggest statin therapy, even in diabetics with a normal cholesterol level, as statin medica-tions have benefits above and beyond cholester-ol-lowering.”

Symptoms of heart disease and especially heart attack can be very different for women than for men, O’Neil says. “Heart disease symptoms in women are often what we refer to as ‘atypical presentation.’ They may or may not experience pain, but may instead feel

short of breath, nauseated or fatigued,” he says. “Of-ten, we hear heart attack symptoms described as a feeling of pressure instead of pain. Certainly any severe and persistent symptoms should prompt you to call 911.”

In fact, women are more likely than men to experience symptoms such as indigestion, heart-burn, nausea and vomit-ing, breathing problems, dizziness or light-headed-ness, or extreme fatigue, the Mayo Clinic says.

When heart disease leads to damage to the heart and/or heart attack, the damage can be severe and irreversible, O’Neil says. “We know that 25 percent of people who have a heart attack, it’s

their first and their last. And 75 percent of women who experience a stroke or heart attack will not be able to return to their previous lifestyle. That’s why we place such an emphasis on prevention. It’s better to prevent the problem from ever occurring.”

Even if you have mobil-ity and balance issues or other health problems, it is still possible to signifi-cantly reduce your risk of heart disease, O’Neil says.

* If you smoke, quit.

Smoking significantly increases your risks of heart disease and stroke, and quitting delivers im-mediate benefits – even if you’ve smoked for years.

* Get active – at least

30 minutes of exercise

daily. “Even if you’ve never been active before or you have problems that make traditional forms of exercise difficult, you can still improve your activity levels,” O’Neil says.

Women with balance and mobility issues may benefit from upper-body aerobics, swimming or other pool therapies. Walking, balance train-ing, tai chi, yoga and even dancing can be helpful, offering benefits for both the body and brain. “I always tell my patients, find something you’re going to enjoy and put some variety into your exercise.”

* Monitor and control

your blood pressure.

Women whose blood

pressure has historically been good may need only to get it checked once a year. Anyone who’s being treated for high blood pressure should be monitored more regularly by a health care provid-er, having their blood pressure checked at least every few months.

* Stay connected. “De-pression increases heart disease risks,” O’Neil notes. Staying in touch with loved ones can help combat depression and stimulate brain health.

For more information on heart disease and how to decrease your risks, visit www.heart.org. Schedule an appointment with your local phycisian to discuss heart disease or any medical concerns.

Senior Women: Simple, must-do ways to reduce heart disease risks

A reservoir of water allows the tub to both fill and drain in one minute. The jetted tub is hand-icap accessible and sits in front of a flat screen television.

Members also have the option of schedul-ing personal care in the center’s salon, which will assist with anything from shaving to cutting hair or applying makeup.

This spring, the facility will be landscaping an enclosed, secure outdoor courtyard, which will feature a hole-in-one golf course, lawn furniture, and raised gardening.

By utilizing the center’s services caregivers will find support, education and respite. Often the person they are caring for can receive many of his or her services at Bethesda

which limits the number of extra appointments and errands needed outside of the home and work. Upon arrange-ment, transportation is also available to assist members to and from the center. A consoltation room allows for private care meetings.

Because it allows people to stay in their own home, day health offers considerable cost savings to individuals and families. Depending on coverage, a person’s insurance may offer some assistance.

“People should always check with their long term care provider. The current trend is for them to pay for this service because it is about a quar-ter of the cost of nursing home care,” Larson said. A half-day of services is $44. A full day of services is $66. (Bathing services and haircuts are addition-al costs.)

The K.O. Lee Adult Day Health Center opened in November of 2014 after receiving more than $1 million dollars in donations from over 400 individuals and families.

“The Board of Direc-tors and Bruce [Johnson, Administrator] have been visionaries in bringing this to Aberdeen,” Larson said.

The board first started discussing the center in 2009, so a lot of time really went into making it a reality, she continued. And because the aging population in our area is slated to grow tremen-dously in the next five years, baby boomers will be needing care but, like most, will want to stay in their homes as long as possible. That’s the goal.

In Larson’s experience it’s always difficult when a person realizes that he or she needs help with daily activities – but the K.O. Lee Adult Day Health Center knows that when a person considers

the benefits of choosing services like it offers the result can help keep a person in their own home longer. “When we have to, admitting we need help might be easier because ‘Hey! I can stay at home!’”

Bethesda has been a staple in Aberdeen since it first opened its doors as a skilled nursing facility in December of 1969. It now serves approximately 225 people a day between all six of its programs.

Every building on the large 22-acre campus is connected via interior corridor and each one of them is secure, which really helps ease the mind of caregivers of and those experiencing symptoms of dementia or Alzhei-mer’s (i.e. wandering). “Peace of mind is a big

deal,” Larson said.The K.O. Lee Day

Health Center is open Monday through Friday 7:30 a.m. to 5:30 p.m. Members can choose when and how often to receive care. The center will hold its second open house on Sunday, March 22 from 12 p.m. to 3 p.m. Additional open houses will be held on April 12 and May 3.

For more information about Bethesda’s Adult Day Health Center, email [email protected] or call Shar-olyn Jondahl, Adult Day Health Center Director, at 225-7602.

Additional programs and services from both Bethesda and other local providers can be found in the Silver Pages Direc-tory on page C5 of this special section.

“The Board of Directors and

Bruce have been visionaries

in bringing this to Aberdeen.”

K.O. LEE DAY HEALTH CENTER CONTINUED FROM PAGE C1

Page 4: Boomers staying ‘Home-Sweet-Home’ longer thanks to ...bloximages.newyork1.vip.townnews.com/aberdeennews... · the type of pain you’re experiencing, and the duration of your

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Brandpoint

If you’re one of the nearly 40 million Americans who suffer

with hearing loss, may-be it’s time to consider investing in your hearing health.

Research shows that the rewards can be sub-stantial. In fact, iden-tifying and addressing hearing loss has been shown to positively influence vir-tually every aspect of an individual’s life, help-ing people personally, professional-ly and even financially.

New technologi-cal advances have revo-lutionized hearing aids in recent years. Today’s hearing aids can automat-ically adjust to all kinds of sound environments and filter out noise. Many are virtually invisible, sitting discreetly and comfortably inside the ear canal.

Some are even water-proof, and others are rechargeable. Best of all, many are wireless, so you can stream sound from smartphones, home en-tertainment systems and other electronics directly into your hearing aid(s) at volumes just right for you.

When it comes to the purchase of personal items that enhance your life, there’s more than one way to measure value. Here are six ways that investing in profes-sionally fitted hearing aids – if recommended by a hearing care pro-fessional following a comprehensive hearing evaluation – could bring you a greater return on your investment than you ever imagined.

Unleash your earning potential. Using hearing aids reduced the risk of income loss by 90-100

percent for those with milder hearing loss, and from 65-77 percent for those with severe to moderate hearing loss, according to a Better Hearing Institute (BHI) study. People with untreated hearing loss lost as much as $30,000

in income annually, the study showed.

Maintain your cognitive function. Research shows a link between hear-ing loss and dementia, leading experts to believe that interventions, like hearing aids, could po-tentially delay or prevent dementia. Research is ongoing.

Keep you on your feet. A Johns Hopkins study showed that people in middle age (40-69) with even just mild hearing loss were nearly three times more likely to have a history of falling. The intensive listening effort demanded by unad-dressed hearing loss may take cognitive resources away from what is need-ed for balance and gait, experts have suggested.

Relieve stress and lift your mood. When people with hearing loss use hearing aids, many feel more in control of their lives and less self-critical, BHI research shows.

One study found that the majority of people with mild and severe hearing loss felt better about themselves and life overall as a result of

using hearing aids.Tame that ringing in

your ears. Hearing aids can help reduce the prominence of tinnitus by amplifying background sound. Just taking the focus off the tinnitus can provide relief for many people. Hearing aids

also reduce the stress associated with intensive listening, which alone can help relieve tinnitus symptoms.

Strengthen your relationships. Research shows that using hearing aids can help improve interpersonal relation-ships. In one BHI study of people with hearing loss, more than half of the respondents said using hearing aids improved their relationships at home, their social lives and their ability to join in groups. Many even saw improvements in their romantic lives.

Addressing hearing loss really is a smart buying decision.

Make the investment today. Start by taking a free, quick and confiden-tial online hearing check to determine if you need a comprehensive hearing test by a hearing health care professional. Visit the Better Hearing Insti-tute’s website at www.BetterHearing.org.

Editor’s Note: Find local hearing care profes-sionals in the Silver Pages Directory located on page C5 of this special section.

Smart buying decisions: How hearing aids give you a

great return on your investment

Thinkstock photo.

Try asking a few people over 60 what they regret

most about how they prepared for re ti rement. You’ll probably hear that they wish they’d gone about their financial plan-ning in a different way. It’s worth studying their answers so you can avoid major discomfort later on. Here are the most common regrets:

“I should have start-

ed saving when I was

younger.”

It’s important to start saving for retirement even in the early stages of your career. You probably won’t work for the same employer for an extended period of time, the way

your parents did, and a company or government pension can easily disap-pear from under your feet if you lose your job before you qualify. Even if you are self-employed, open a 401K and be vigilant about it.

“I thought I didn’t

have enough income to

contribute to a savings

plan.”

Whether you’re highly disciplined or a free spirit whose money burns holes in your pockets, the cost of living may always seem oppressive. But saving money doesn’t have to gut your paycheck.

Set up an IRA with your bank, life in su rance company, mutual fund,

or stockbroker. Make contributions that match your current capabilities and up the contributions whenever you can.

“I didn’t diversify

enough.”

Diversified retirement planning is crucial; don’t be tempted to put the bulk of your savings at the mercy of the market-place.

If you count on just one source of retirement in come, such as a pen-sion and stocks, you and your loved ones may be left short if the mar-ket plum mets. Prac tice com prehensive fi nancial planning with IRAs, a 401K, life insurance, and mu tual funds.

Aim for a retirement with no regrets

Retirement is an important mile-stone in life that

involves a lot of changes. During this time, people rediscover not only them-selves but their spouses as well, which can cause tension within a couple. Some careful preparation can help both parties enjoy a happy retirement together.

To prevent any prob-lems in your relationship during the early years of your retirement, you should discuss your expectations with your spouse before you retire. Knowing what each other’s hopes are will allow you to make plans

together and experience a better transition when the time comes.

Since you’ll be spend-ing so much time togeth-er, it is important to have some common interests. Now is the time to start looking for activities you can do together and hob-bies that you both like. Similarly, you could plan projects, large or small, for your retirement.

While it’s essential to

spend time with your partner, it’s just as neces-sary to have activities of your own, to keep time for yourself. Plan on hav-ing somewhere you can go to be alone occasion-ally, such as a study or workshop.

Planning for retirement is not just a matter of finances. You also have to get ready to experience a significant change of pace.

And since you’re not used to being with your spouse all day, you’ll need an adjustment period. A bit of good planning is the best way to avoid conflict and start off on the right foot.

Prepare for retirement as a couple

You’re never too old to dream. In fact it’s just the

opposite. Retirement is the perfect opportunity to achieve your wildest, most youthful dreams or to pursue new ones that are more in line with your latest interests.

While some people dream of climbing in the Himalayas, others prefer something a little more relaxing; the constraints of your physical abilities are the only limitation. Whatever your dreams, it’s time to believe in yourself and give yourself the means to achieve them.

You could embark on a major project that is close to your heart, such as going back to school or training for a new job; you could start a small business, go abroad for a year, make the pilgrimage to Santiago de Composte-la, or write a novel.

Living out your dreams also means doing some simple things that you just never had time to do before: learn to play an instrument, see all your favorite director’s movies, read the great literary classics, or learn to make wedding cakes.

It also means spoiling yourself by doing a few

of the once-in-a-lifetime-things that you always promised yourself, such as going on an Alaskan cruise taking a trip to Las Vegas to see a show.

Dreams can be satisfy-ing without having to be grandiose or out of your comfort zone. Whether you crave adventure or relaxation, the important thing is not to have re-grets, to not say later that you should have done this or that when the opportu-nity presented itself.

So, what are you wait-ing for?

There’s still time for your childhood dreams

Talk about

your hopes and

expectations with

your spouse

when planning

your retirement.

Newspaper Toolbox

Page 5: Boomers staying ‘Home-Sweet-Home’ longer thanks to ...bloximages.newyork1.vip.townnews.com/aberdeennews... · the type of pain you’re experiencing, and the duration of your

ASSISTED LIVINGAngelhaus Regional Basic Care Center

1717 E Melgaard Rd • Aberdeen, SD 57401 • (605) 725-7777

Bethesda Town Square - Assisted Living

1425 15th Ave SE • Aberdeen, SD 57401 • (605) 225-7600 • www.bha.cc • [email protected]

Gellhaus Carehaus

1005 Redwood Lane • Aberdeen, SD 57401 • (605) 229-7977

Johnson Assisted Living Center

410 S 2nd St • Bristol, SD 57219 • (605) 492-3615

Nano Nagle Village (Avera Mother Joseph Manor Retirement Community)

1020 N Jay St • Aberdeen, SD 5740 • (605) 622-5847 • www.averastlukes.org

Primrose Retirement Communities

1801 3rd Ave SE • Aberdeen, SD 57401 • (605) 226-7626 • primroseretirement.com

Red Rose/Yellow Rose Care Homes

2522 13th Ave SE/601 17th Ave SW • Aberdeen, SD 57401 •

(605) 725-4290/(605) 725-4294

Spruce Court

413 9th St • Britton, SD 57430 • (605) 448-2253

CLINICSAvera Aberdeen Family Physicians

105 S State St • Aberdeen, SD 57401 • (605) 622-5200

Avera Medical Group

8 East Hwy 12 • Groton, SD 57445 • ( 605) 622-5200

The Faulkton Area Medical Center

1300 Oak St • Faulkton, SD 57438 • ( 605) 598-6239

Sanford Aberdeen Clinic

3015 3rd Ave SE • Aberdeen, SD 57401 • (605) 725-1700

EMERGENCY DEPARTMENTSAvera St. Luke’s Hospital

305 S State St • Aberdeen, SD 57401 • (605) 622-5100

Sanford Aberdeen Medical Center – Emergency Department

2905 3rd Ave SE • Aberdeen, SD 57401 • (605) 626-4300

HEARING CAREAberdeen Hearing Clinic & Tinnitus Treatment Center

2220 6th Ave SE #1 • Aberdeen, SD 57401 • (605) 725-4327

Eichler Hearing Center

110 6th Ave SE #106 • Aberdeen, SD 57401• (605) 622-0226

Hearing Care Professionals, Inc. — Patrick Coughlin, Audiologist

201 S Lloyd St, Suite W120 • Aberdeen, SD 57401

(605) 229-3688 • (800) 888-5468 • www.hearingcarepro.com

Hearing Plus

1315 6th Ave SE, Suite 4 • Aberdeen, SD 57401 • (605) 229-7909

HOSPITALSAvera St. Luke’s Hospital

305 S. State St. • Aberdeen, SD 57401 • (605) 622-5000

Dakota Plains Surgical Center

701 8th Ave NW • Aberdeen, SD 57401 • (605) 225-3300

Sanford Aberdeen Medical Center

2905 3rd Ave SE • Aberdeen, SD 57401

(605) 626-4200 • (855) 263-3571

IMAGINGAvera St. Luke’s Imaging Center

820 First Ave SE • Aberdeen, SD 57401 • (605) 622-2550

Avera St. Luke’s Radiology Department

305 S State St • Aberdeen, SD 57401 • (605) 622-5540

Sanford Aberdeen Medical Center Imaging Services

2905 3rd Ave SE • Aberdeen, SD 57401 • (605) 626-4350

IN-HOME SOLUTIONSAngelkare

801 12th Ave SE • Aberdeen, SD 57401 • (605) 262-0506

Avera@Home

201 S Lloyd St, Suite W 210 • Aberdeen, SD 57401 • (605) 622-5200

Avera St. Luke’s North Plains Hospice

305 S State St • Aberdeen, SD 57401 • (605) 622-5200

Avera St. Luke’s Palliative Care

305 S State St. Aberdeen SD 57401 (605) 622-5200

Bethesda In-Home Community Services

1324 12th Ave SE • Aberdeen, SD 57401 • (605) 225-7900 • www.bha.cc • [email protected]

Eureka Community Health Services

410 9th St • Eureka, SD 57437 • (605) 284-2661

Opportunities for Independent Living

110 6th Ave SE • Aberdeen, SD 57401 • (605) 626-2976

INSURANCEAvera Health Plans

522 S. Arch St. • Aberdeen, SD 57401 • (605) 262-4500 or

Toll-free 1-877-322-4885 • www.AveraHealthPlans.com

Insurance Plus

405 8th Ave NW # 204 • Aberdeen, SD 57401

(605) 229-4232 • ins-plus.com

Mark Mehlhoff Insurance

702 S Main St • Aberdeen, SD 57401 • (605) 229-4886 • (888) 229-4886

[email protected] • www.mmiaberdeen.com

Sanford Health Plans

Toll free 1-888-605-9277

MEDICAL EQUIPMENTAvera Home Medical Equipment

816 6th Ave SE, Suite 2 • Aberdeen, SD 57401 • (605) 225-5070 • (800) 947-5070

PSI Healthcare Inc.

1108 6th Ave SE • Aberdeen, SD 57401 • (605) 229-3462

NUTRITION SERVICESAvera St. Luke’s Food & Nutrition Services

305 S State St • Aberdeen, SD 57401 • (605) 622-5092

Sanford Aberdeen - Outpatient Nutrition Services

2905 3rd Ave SE • Aberdeen, SD 57401 • (605) 626-4380

Senior Meals Program

1303 7th Ave SE • Aberdeen, SD 57401 • (605) 225-0182

OPHTHALMOLOGYOphthalmology Associates

310 8th Ave NW • Aberdeen, SD 57401 • (605) 226-2108 • (800) 255-7448

ORTHOPEDICSAberdeen Orthopedics & Sports Medicine

201 S Lloyd St, Suite 110 • Aberdeen, SD 57401 • (605) 229-0205 • (800) 782-4798

www.aberdeenorthopedics.com

Avera Medical Group Orthopedics Aberdeen

815 First Ave SE • Aberdeen, SD 57401 • (605) 622-2570

Orthopedic Center of the Dakotas

701 8th Ave NW • Aberdeen, SD 57401 • (605) 226-2663 • (800) 765-2660

Orthopedic Physical Therapy Center, LTC

6 N Roosevelt St • Aberdeen, SD 57401 • (605) 725-9900 • www.orthoptc.com

OTHERK.O. Lee Adult Day Health Center at Bethesda

1403 15th Ave SE • Aberdeen, SD 57401 • (605) 225-7602 • www.bha.cc • [email protected]

PHARMACIESJones Drug Prescription Center

816 6th Ave SE, Suite 1 • Aberdeen, SD 57401 • (605) 225-3010

Kessler’s

615 6th Ave SE • Aberdeen, SD 57401 • (605) 225-6673

Plaza Pharmacy

2201 6th Ave SE (Ken’s SuperFair Foods) • Aberdeen, SD 57401 • (605) 225-6344

State Street Pharmacy

105 S State St • Aberdeen, SD 57401 • (605) 225-1945

United Clinic Pharmacy

3015 3rd Ave SE #110 • Aberdeen, SD 57401 • (605) 225-4001

Wal-Mart

3820 7th Ave SE • Aberdeen, SD 57401 • (605) 229-1519

PREPLANNINGAberdeen Monument Co.

101 6th Ave SW • Aberdeen, SD 57401 • (605) 225-0295

Aberdeen Granite

105 3rd Ave SW • Aberdeen, SD 57401 • (605) 725-5033

Carlsen Funeral Home & Crematory

1708 8th Ave NE • Aberdeen, SD 57401 • (605) 225-2281 • www.Carlsenfh.com

Gramm Funeral Home

420 5th Ave • Ipswich, SD 57451 • (605) 426-6941

Hub City Monument and Granite Works

15 N State St • Aberdeen, SD 57401 • (605) 225-3679

Paetznick-Garness Funeral Chapel

112 N 3rd St • Groton, SD 57445 • (605) 397-2341

Schriver’s Memorial Mortuary & Crematory

414 5th Ave NW • Aberdeen, SD 57401 • (605) 225-0691 www.schriversmemorial.com

Spitzer-Miller Funeral Home

1111 S. Main St • Aberdeen, SD 57401 • (605) 225-8223 • www.spitzerfuneralhome.com

Sunset Memorial Gardens

5851 U.S. Hwy 12 E • Aberdeen, SD 57401 • (605) 225-5361

Thelen Funeral Home

101 E 7th Ave • Redfield, SD 57469 • (605) 472-2444

RETIREMENT COMMUNITIESArbor Spring Apartments

1201 8th Ave NE • Aberdeen, SD 57401 • (605) 226-2351

Avera Mother Joseph Manor Retirement Community

321 9th Ave NE • Aberdeen, SD 57401 • (605) 622-5850 • www.averastlukes.org

Carlyle Apartments

1901 3rd Ave SE • Aberdeen, SD 57401 • (605) 229-6331

Fifth Avenue South Apartments

506N S 1st St • Aberdeen, SD 57401 • (605) 225-9504

Parkside Retirement Community at Bethesda - Independent Living Apartments

1324 12th Ave SE • Aberdeen, SD 57401 • (605) 225-7900 • www.bha.cc • [email protected]

Primrose Retirement Communities

1701 3rd Ave SE • Aberdeen, SD 57401 • (605) 225-7626 • primroseretirement.com

SENIOR ACTIVITIESAberdeen Senior Center

1303 7th Ave SE • Aberdeen, SD 57401 • (605) 626-3330

Eagles Club FOE

316 S 2nd St • Aberdeen, SD 57401 • (605) 225-7244

Elks Lodge 1046

705 Circle Dr • Aberdeen, SD 57401 • (605) 225-1703

Foster Grandparent Program

112 N Main St • Aberdeen, SD 57401 • (605) 262-0708

Knights of Columbus

271 Main St • Hoven, SD 57450 • (605) 948-2148

Masonic Temple

503 S Main St • Aberdeen, SD 57401 • (605) 225-8981

Moose Lodge

410 9th Ave SW • Aberdeen, SD 57401 • (605) 225-5185

RSVP-Retired Seniors Volunteer Program

112 N Main St • Aberdeen, SD 57401 • (605) 262-0708

Yelduz Shrine Center

802 S Main St • Aberdeen, SD 57401 • (605) 225-4841 • www.yelduzshrine.com

SKILLED NURSING & REHABILITATIONAberdeen Health & Rehab

1700 N Hwy 281 • Aberdeen, SD 57401 • (605) 225-7315

Avera St. Luke’s Rehabilitation Center (Inpatient)

305 S State St • Aberdeen, SD 57401 • (605) 622-5700

Avera Mother Joseph Manor Retirement Community

1002 N Jay St • Aberdeen, SD 57401 • (605) 622-5850 • www.averastlukes.org

Bethesda Home of Aberdeen

1224 S High St • Aberdeen, SD 57401 • (605) 225-7580 • www.bha.cc • [email protected]

Golden Living Center

617 Bloemendaal Dr • Ipswich, SD 57451 • (605) 426-6622

Golden Living Center

1106 N 2nd St • Groton, SD 57445 • (605) 397-2365

ManorCare Health Services

400 8th Ave NW • Aberdeen, SD 57401 • (605) 225-2550

Sun Dial Manor

410 S 2nd St • Bristol, SD 57219 • (605) 492-3615

THERAPYAvera St. Luke’s Therapy Center

805 First Ave SE • Aberdeen, SD 57401 • (605) 622-5878

Sanford Aberdeen Medical Center Therapy Services

2905 3rd Ave SE • Aberdeen, SD 57401 • (605) 626-4380

TRANSPORTATIONAberdeen Shuttle & Taxi

202 S Main St Ste. 301 • Aberdeen, SD 57401 • (605) 725-2195

Aberdeen Taxi

929 S Main St • Aberdeen, SD 57401 • (605) 225-6280

Rideline

205 N 4th St • Aberdeen, SD 57401 • (605) 626-3333

TRAVELAAA Travel Agency

1715 6th Ave SE #6 • Aberdeen, SD 57401 • (605) 229-5000

Travel Leaders®

221 S Lincoln St • Aberdeen, SD 57401 • (605) 225-7555

WALK-IN CLINICS Avera Quick

621 Sixth Ave SE (inside Kessler’s) • Aberdeen, SD 57401 • (605) 622-4000

Avera Urgent Care

105 S 2nd State St • Aberdeen, SD 57401 • (605) 622-8690

Sanford Aberdeen Acute Care

3015 3rd Ave SE • Aberdeen, SD 57401• www.sanfordaberdeen.org for wait times

prominence of tinnitus by

focus off the tinnitus can

associated with intensive

shows that using hearing

loss, more than half of the

and their ability to join in

Addressing hearing loss

-

tial online hearing check to determine if you need a comprehensive hearing

the Better Hearing Insti-

local hearing care profes-sionals in the Silver Pages Directory located on page C5 of this special section.

great return on your investment