bradfordjournalcolorissue1 22 15d

INDEX

Local News/Weather 2Comments & Opinions 3Obituaries 4 Social News 6Winter Shopping page 9Comics/Sudoku/DVD New Releases

13

Classifi eds 19Word Seek/Crossword 20

Bradford JournalP.O. Box, Bradford, PA 16701

www.bradfordjournal.comPhone: 814-465-3468

VOL. 174 NO.4 BRADFORD JOURNAL/MINER THURSDAY JANUARY 22, 2015 www.bradfordjournal.com Bradford Journal/McKean County Miner/Mount Jewett Echo Phone 814-465-3468

Bradford’s Weekly Newpaper $1.00

Bradford Journal

Bradford Journal PhotoMembers of the BAHS Key Club worked the beverage concession during the Winter Carnival dance at the school, and these two members were in charge of beverage con-trol. Notice that they are guarding the ice chest. On the left is Kristen Laemmer (Presi-dent Elect of the Key Club) and on the right is Megan Patterson (Key Club President). They tell us there was a great turnout and that the DJ, Brandon Hallock, was one of the best that they’ve seen over the years at school functions. (See more pictures and a video in the photo gallery.)

Top Key Club Offi cers Guard Ice Chest

Bradford Journal PhotoThe Norcrosses take the microphone at the band stand to welcome the people in attendance at the Bradford Vet’s Event Center, during the Judy Norcross Benefi t held there, January 17th. Left to right are Krista Norcross, Cortney Norcross, Marci Norcross, and Mike Norcross. Krista and Marci are Judy’s daughters-in-law and Cortney and Mike are Judy’s children. The drummer for “He Said, She Said’ band, Mike Trummer, stands in the back-ground. (See the photo gallery for more pictures and videos.)

Welcome The Crowd

Bradford Journal PhotoThe Dark Water Duo act performed during the Judy Norcross Benefi t held, January 17th at the Bradford Vet’s Event Center. On the left is Rick Griesbaum, and on the right is Jake DeCasper. Both of these entertainers were seen in the coverage for Madison Ris-ing (1/15/15 edition of the Bradford Journal), Jake as a spectator and Rick as a member of the Friend or Faux band. (See more pictures and videos in the photo gallery.)

Dark Water Duo There For Judy Norcross

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Bradford Journal & Miner Thursday, January 22, 2015 www.bradfordjournal.com

LOCAL & AREA NEWS

Thursday, Jan. 22:Cloudytoday with scat-terd snow show-ers in the morn-ing. High of 26°.

ThursdayNight:Mostly cloudy with a low of 12° tonight. Wind chill of 2°.

THE BRADFORD AREA 5-DAY WEATHER FORECAST

Friday, Jan. 23:Partysunny today with a high of 30° and a wind chill of 1° in the early morning.

Friday Night:Mostlycloudy tonight with a low of 18°.

Saturday, Jan. 24:Mostlycloudy with a chance of after-noon snow show-ers. High of 33°.

Saturday Night:Mostlycloudy with a chance of snow showers this even-ing. Low tonight of 21°.

Sunday, Jan. 25: Mostlycloudy with tem-peratures falling into the lower 20s in the afternoon. High today of 28°.

Sunday Night:Mostlycloudy with a chance of snow showers tonight. Low of 14°.

Monday,Jan. 26:Mostlycloudy today with a high of 25°.

Monday Night:Mostly cloudy and cold tonight with a low of 10°.

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Kiwanis Club To Present “Kiwanis Kapers: Reel Footage” The Kiwanis Club of Bradford will presentits annual fundraising variety show “Kiwanis Kapers: Reel Footage” Feb. 5-7 atBradford Area High School. Show times are 7:30 p.m. on Feb. 5and 6 while on Feb. 7 a matinee will be staged at 3 p.m. As previously reported the show, usually staged in November, is being held in February due to tech-nical issues with renovations that were taking place at the high school audito-rium last fall. This year’s production, the club’s57th show, will include songs, dances and-skits from TV, fi lm and stage, accord-ing to show producer Lynne Shannon Kuntz. This year’s show is “hosted” by Statler(played by Tim Asinger) and Waldorf (played by Dick Marcott), the two lovablebut grumpy old men from The Muppet Show, Mrs. Kuntz said. The production team includes expe-rienced directors Kristin Asinger and ShelleyWright, who is also the musical director, and Beckie Confer, who will be doingher fi rst stint as an assistant director while also performing in the show. Joining them are choreographers Mauri Wilson and Amanda Troisi. “This show will evoke lots ofmemo-ries, especially for TV fans of shows from the 60s and 70s,” Mrs. Kuntzsaid. As always, the show will be fi lled-with local talent and local humor, Mrs. Kuntz emphasized. “The writers - Kristin (Asinger), Beckie( Confer), Shelley(Wright),Stacy Wallace and Kate Day Sager - have done a fantastic job ofcombining enter-taining numbers with a unique storyline and featuring thingsthat can only hap-pen in Bradford,” said Mrs. Kuntz, who also was part of thewriting team. Audience members will recognizefa-

mous TV and fi lm personalities ranging from comedians Abbott (BarryFitzger-ald) and Costello (Chris Lathrop) and popular variety show host EdSullivan (Dick Dryden) to Jerry Seinfeld (Brad-ford mayor Tom Riel) and friends,Elaine (Allison Ambrose), Kramer (Donny Johnson) and George (Lathrop), and theThree Stooges (Kate Sager, Lathrop and Tommy Day). The show features dance numbers andsolos from a number of very talent-ed local artists as well as comedy skits thatinclude veteran performers paired with newcomers. Soloists will include many localveter-an performers including Rhonda Gray, Mrs. Kuntz, Steve Troisi and Andrew-Wright. Another number will feature teen soloist ArielDefrank singing while lo-cal dance instructor Katie Neidich per-forms a dance. And, a new young co-median – JeffreyThacker - will take the stage.

Popular local band Marshmallow Over-coat will make its Kapers debut. There are more than 100 performersrang-ing in age from kindergarten students to senior citizens on stage, along withdozens of other volunteers who will be working backstage, helping with setdesign, sound and light, making costumes, and preparing hair and make-up. “There are so many great moments inthe show; it’s hard to highlight just a few,” Mrs. Kuntz commented. Proceeds from the show aredistributed among numerous nonprofi t groups in the community by the KiwanisClub, with an emphasis on organizations that support youth and youthdevelopment, said Mrs. Kuntz. Tickets are available from anyKiwanis Club member or Kapers cast member or the Bradford Area Chamber ofCommerce, CNB Bank, Fuhrman Chiropractic, Gra-ham Florist, H&R Block,Northwest Sav-ings Bank offi ces and Wright’s Music Shed.

Photo submittedKapers rehearse in the photo above.


www.bradfordjournal.com Bradford Journal & Miner Thursday, January 22, 2015

5 ¢ENTS WORTH by Grant Nichols It’s A Matter Of Opinion...

Guest Columnist

“Initiative - Oath Of Office - Part II” -by Bob Perry Some clarity and direction in the de-velopment of the Oath of Offi ce initia-tive feels necessary. Taking the ‘Oath’ must be considered ‘sacred’ by all who take it and must fi nd reminders it is not to be forgotten a moment later. We all should be tired of the parade of elect-ed offi cials willfully disregarding their oath. It must be noted that most states do have an Ethics Commission and as such citizens can make formal com-plaints as to the inappropriate activity by any elected offi cial. My investi-gations have not found specifi c refer-ences to what constitutes a violation of the Oath-of-Offi ce and this effort is to write into law specifi c violations and the penalties that can be enforced. Vio-lations include, but not limited to any representative having not read the fi nal version of a bill to be voted upon fol-lowed by the deliberation needed to de-termine the constitutionality of the bill. Other violations include any repre-sentative not insisting on the time nec-essary to make the referenced reading and deliberation as well as any repre-sentative voting either a yes or no on a bill that has not been properly vet-ted by the legislative body. All of this considered, the legislative process for representative bodies from local gov-ernment through Congress will be re-quired to make changes to accommo-date this deliberative process. Penalties to be imposed must have a monetary assessment along with the state elec-tions commission possibly declaring the representative ineligible for seeking election again within the state. Executives at all levels of govern-ment, including the President of the United States, will fi nd themselves in violation and subject to the same pen-alties by not deliberating and making constitutional considerations. Execu-tives have the added responsibility of enforcing existing laws and to live up to the part of their oath ( “I will well and faithfully discharge the duties of the offi ce on which I am about to enter.”) is a violation and subject to the stated penalties. This is saying any individual could make a formal complaint to the state against even the president, and, after due process ,could be denied be-ing on any ballot of that state. How to get this done varies by state and in the Pennsylvania case a legal referenda needs to be submitted to the

legislature for permission to have the Referendum (initiative) included on a ballot. In a true commonwealth such a restriction would not exist. In Pennsyl-vania you create a referenda, propose it to the legislature and mount a legal challenge if it is rejected. Likewise, placing a Referendum (Initiative) on the ballot in New York requires the ac-tion of the legislature. Other states are more friendly to the voters permitting Initiatives based on a percentage of sig-natures of registered voters or of the to-tal vote in the previous election. For a state-by-state list of Initiative and Referendum provisions:h t t p : / / w w w. i a n d r i n s t i t u t e . o rg /statewide_i&r.htm States not on the list have restrictions as Pennsylvania and New York do. Another subject that need address-ing is the issue of lying and dishonesty. A simple effective way to solving this problem would be to add text to the Oath-of-Offi ce stating insomuch as to say honesty to all other representatives and the public is a condition of employ-ment. Lying is such a childish, imma-ture, demeaning act. With a great deal of optimism I en-courage everyone with a love of state and this country of exceptionalism to continue the conversation and, where need be, engage the legislature for be-ing successful. Now is the time!

Bradford Vets’ Club 94 Barbour St., Bradford, PA

Phone: 368-3011

Spend Some Time With Us And Bring A Friend!

Events Center

We attended two events last week-end and walked away with many pic-tures and videos. The fi rst was that of the Judy Norcross Benefi t (to help with medical treatment), held at the Brad-ford Vet’s Event Center. There, people passed through all day long, loading the center throughout the day with hun-dreds of people contributing to a wor-thy cause. While we only recorded two musical acts, many others volunteered to take the stage for Judy……..The second event was that of the Bradford Area Senior High School’s Winter Car-nival Dance sponsored by the school’s Honor Society. The Key Club vended the beverages for the evening and Bran-don Hallock DJ’d with the assistance of other capable hands. The dress was semi-formal and the young people were having a lively time of it, as we walked around with our camera to collect our memories of the evening……..This year’s edition of the Bradford VFW organization’s VetJam will take place at the Bradford Vet’s Club Event Cent-er, Saturday, January 31st beginning at 1PM and running throughout the day. The theme will be “A Celebration of Bradford’s Rock N’ Roll” and the show will include such favorite bands as Va-por; Einsteins Crayon; He Said She Said; Fracture; Clean Slate; Witch Ha-zel; Counterfeit; and the John Brown Band with sound by Ralph Brooks. And of course, between the bands, tid-ing us over during band set-up, we can also expect many locally generated Acoustic Acts. But that’s not all: We are promised plenty of food, libation, and 50/50’s- all for the benefi t of the Penn-sylvania Veterans Foundation……..We were saddened to hear of the passing of Mary Jo O’Donohoe, the wife of Pete O’Donohoe, Commander of Brad-ford’s American Legion. We enjoyed many conversations with her- she was quick witted and feisty, but always the lady in whatever topic we were discuss-ing. She was a person to be reckoned with, and we’ll miss her………While the sitting President gets on our nerves at times, (we don’t like his parental pos-tures), we must say this about him. He is consistent. He is predictable, and for someone who half the nation seems to dislike, he has a developed and defi nable character, like few of the recent presidents. Before he speaks, we know with certainty that he will talk the progressive line, de-mand that legislators fi ght out the issues amongst themselves, and warn them that they should work to allow more citizens to share in the middle class life. His recent State of the Union Address is a perfect ex-ample of such character.


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OBITUARIES Beverly Colley Beverly Lou Colley, 76, of 2 South Ave. # 206, went to be with the Lord, Friday (Jan. 9, 2015) at her residence. Born Nov. 25, 1938, in Olean, N.Y., she was a daughter of the late Lawrence and Marjorie Mills Nichols. On Aug. 22, 1980, in Bradford, she mar-ried George Colley, who survives. Mrs. Colley was a 1958 graduate of Bradford High School. She had been employed at Grove and Gustafson as an offi ce clean-er, as a waitress at the former Anderson’s Diner, a cashier at Clark’s Department Store and in housekeeping for Howard Johnson’s. She was an active member of The Brad-ford Senior Center and The Red Hat Socie-ty. She was a music lover and sang with her brother and son, Jason, and many groups throughout her life and was a dear friend to all who knew her. She was a member of Asbury United Methodist Church. She also sang in numerous church choirs in the area. In addition to her husband, she is sur-vived by a daughter, Jodi M. Lee of Port Allegany; a son, Jason Lawrence (Karen) Colley of Bradford; a step son, George W. Colley Jr. of Jamestown, N.Y.; a step-daughter, Shelley Louise Colley of James-town; six grandchildren; two sisters, Sally Nichols and Sue Nichols; six brothers, John (Debbie) Nichols, David Nichols, Jeffrey (Sara) Nichols, Joseph (Sue) Nich-ols, Gregory (Sue) Nichols and Timothy Nichols, all of Bradford; andseveral nieces and nephews. She was preceded in death by a beloved daughter, Lisa Kay Elliot, and a grand-

at 69 Garlock Hollow. Bradford, PA 16701, Except for the third Thursday in the month of June.

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daughter, Chantel Elizabeth Colley. Burial was in Willow Dale Cemetery, Bradford, PA.

Patricia Krantz Patricia Jean Krantz, 83, formerly of 903 Songbird Road, passed away Sunday (Jan. 11, 2015) at The Bradford Ecumeni-cal Home. Born June 14, 1931 in Franklin, she was a daughter of the late Glenn D. and Florence Huddleson Williams. On Dec. 30, 1950. in Custer City, she married Ottis Warner Krantz, who passed away May 31, 1996. She was a 1949 graduate of Bradford High School where she received a letter for the Rifl e Team. She was an active mem-ber of The West Branch United Methodist Church, where she was church treasurer, secretary and also sang in the choir. She worked as a waitress at several res-taurants around the Bradford area, includ-ing Togi’s, The Holiday Inn, Glendorn, and was also a cook for the Bradford Area School District at Custer City and West Branch. She was also a member and treas-urer for The Christian Women, a member of Pennsylvania Association of School Retirees, volunteered for The PTA, active in the 40 Coachmen Group and sang with the Glee Club at Morning Side RV Park in Dade City, Fla. She is survived by six daughters, Jeanne (Michael) Coyne of Canandaigua, N.Y., Julie (Thomas) Hochuli of Brookfi eld, Wis., Mary (Wendell) Steinhauer of Lum-berton, N.J., Amy (Todd) Peine of Brad-ford, Barbara (Chris) Kervin of Derrick

City and Nancy (John) Wentworth of Lititz; 18 grandchildren; 18 greatgrand-children; two sisters, Beverly Hannon of Bradford and Mary Lou(Jack) Peterson, of Horseheads, N.Y.; a brother, David Williams, of Hemphill, Texas; and several nieces and nephews. In addition to her parents and husband, she was preceded in death by a brother, Carl Williams; and a brother-in-law, Mat-thew Hannon. Burial was in Willow Dale Cemetery, Bradford, PA.

Edgar Newman Edgar F. Newman, 79, of 134 Derrick Road, passed away Friday(Jan. 16, 2015) at his residence surround-ed by his loving family. Born May 17, 1935, in Bradford, he was the son of the late Edgar Frank and Doris Sidney Bates Newman. On June 2, 1956, in the First Presbyterian Church in Bradford, he married Donna Ruth Knight Newman, who survives. He was a 1953 graduate of Bradford High School. He enlisted in the U.S. Ma-rine Corps in August of 1953 and served during the Korean War. Hewas honorably discharged in August of 1955. After his military service, he worked in various capacities until he and his father founded Newman Oil Company in 1963. After his father’s death, he continued to operate the company until 2009 when he retired due to ill health. He was a member of the First Free Methodist Church. He was also active in the Oil Valley Cloggers, The Bob A Lees Square Dance Club, The NYS Oil Produc-ers Association, ThePennsylvania Independent Petroleum Pro-ducers, a member of American Legion

(Continued on page 6 )

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BUSINESS & PERSONAL FINANCESConsidering Life Without Owning A Car

-by Jason Alderman Most baby boomers couldn’t envi-sion their early adult years without a car. However, times are changing and younger commuters are leading the way. According to an October study (http://uspirg.org/reports/usp/millennials-mo-tion) by U.S. Public Interest Research Group (U.S. PIRG) and the Frontier Group, millennials – those born between 1983 and 2000 – are driving signifi cantly less than older Americans. Many post-college drivers swimming in college debt are opting for urban living (http://time.com/72281/american-housing/) where walking, biking and mass transit tend to be easier options. Increasingly, those with a temporary need for four-wheel transpor-tation can do so by smartphone. Today, there are many options to con-ventional car ownership, but it’s important to match solutions and their specifi c costs to your needs. Here’s a road map for ex-ploring what’s right for you. Start with the cost of driving. If you already drive and budget carefully, you will have an idea of what driving costs you can incur each year in fi nancing, fuel, fees, maintenance and insurance. For av-erages related to a range of vehicles, look to the American Automobile Association’s (AAA) latest “Your Driving Costs” statis-tics. Keep in mind that smart car owner-ship doesn’t always mean “new.” Online references like Edmunds.com and Kelley Blue Book can help you spot used vehi-cles that hold their value and keep operat-ing costs reasonable. Would leasing be cheaper? The buy-versus-lease question has evolved over the years and many people have strong opinions about which option is better. The answer depends on your personal situation and how you plan to use the vehicle, so consider the pros and cons (http://www.practicalmoneyskills.com/buyorlease). Many people like leasing because they can often lease a more expensive car than they could afford to buy with no down payment. But failing to observe lease re-strictions can cost plenty. Remember that all leases can be negotiated and it’s impor-tant to review the terms and fi ne print very closely. Consider ride- or car-sharing. A dec-ade ago, if you asked someone about ride-sharing or car-sharing, most would assume you were talking about carpooling. Two newer commercial options are accessible by smartphone: Ride-sharing matches car owners with passengers who need a ride at a moment’s notice, much like a taxi or private car service. Car-sharing is a new spin on the old daily and weekly car rental model. Car-sharers join a service that al-lows them to reserve and rent a vehicle in

their neighborhood for a few hours or ex-tended periods, such as over a weekend. However, keep in mind that some ride-sharing services may adjust fees at peak times and car-sharing companies charge steep penalties if you return rentals late or in less-than-desired condition. Look to your employer. Commuter tax benefi ts allow you and your employer to save. If you plan to drive to work regu-larly, check out parking subsidies. If you combine driving and mass transit, check both parking and public bus or rail subsi-dies. Talk to your human resources depart-ment about these options and refer to In-ternal Revenue Service Publication 15-B for more information. Telecommute. Many employers look-ing to reduce commercial rents and onsite employee costs are increasingly relying on telecommuting options for their work-ers. Telecommuting isn’t for everyone, but evaluate your employer’s program, talk to fellow workers about all the pluses and

minuses and see if it’s a good fi t for you in terms of time use and vehicle cost. A mix of telecommuting days and mass transit or ride- or car-sharing options may make car ownership less crucial. Bottom line: Getting rid of a car is a big decision, particularly if you’re used to the convenience of having wheels at all times. But between newer forms of mass transit and new technology-driven, transport-on-demand services, now might be the easiest time to consider making it happen.

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Bradford Journal PhotoDuring the Judy Norcross Benefi t held at the Bradford Vet’s Event Center, January 17th, (l-r) Judy Norcross is seen with her daughter-in-law Marci Norcross (stand-ing), and friend Diane Lapalla. Judy told us, “This is what a wonderful community like Bradford is capable of. I am so thank-ful for the outpouring of kindness and help at a time when you hear so many bad things in the news. This just makes it all better.” (See more pictures and videos in the photo gallery.

Judy At Her Table


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Post #108 and attended the “Wednesday morning’s breakfasts.” In addition to his wife, he is survived by two daughters, Pamela Newman and Brenda (Steve) Schiappa, all of Bradford; a son, Todd (Daphne) Newman of Allen-town; fi ve grandchildren, Stacy (Ryan) Davis, Stephen Schiappa, Vince Schiappa, Cassidy Newman and Grant Newman; two great-grandchildren, Madeline Davis and Jack Davis; and four nieces and neph-ews. In addition to his parents, he was pre-ceded in death by a sister, Lorraine Fetter-man. Burial was in McKean Memorial Park, Lafayettte, PA.

Minnie Stiver Minnie M. Stiver, 80, of 68 Wildwood Ave., passed away Thursday (Jan. 15, 2015). Born Aug. 3, 1934 in Banks Township, Indiana County, she was the daughter of George A. and Ellen Irene Stouffer Man-ges. She was a graduate of Punxsutawney High School. On Oct. 6, 1952 in Mary-land, she married DeRoy “Bud” Stiver, who passed away May 31, 2004. She worked as a secretary at Dresser Manufacturing, in the factory at Corning Glass Works and was a switchboard op-erator at Bradford Hospital. She was a member of The Bradford Township Lioness’ Club, Pine Acres Country Club, The Koffee Kup Bowling League, Starlight Bowling League and Byllye Lanes Golf League. She also vol-unteered for The Bradford Hospital, The American Red Cross and McKean County Crippled Children. Surviving are four daughters, Margie (Tom) Schoonover of Saukville, Wis., Dee Anna Baritot of Pittsburgh, Lindy Kay (Andy) Campbell of Limestone, N.Y. and Tammy Jo Bennett of Limestone; fi ve grandchildren, Heather Schoonover-Adams, Dena Dougherty, Tom Schoono-ver, Kelly Sorbo and Bryn Bennett; eight greatgrandchildren; and several nieces andnephews. In addition to her parents and husband, she was preceded in death bytwo sisters and three brothers; and a son-in-law, Joe Bennett. Burial will be in Willow Dale Cemetery, Bradford, PA.

OBITUARIES(Continued from page 4 )

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Bradford Journal PhotoThe “He Said, She Said” band was playing when we arrived at the Judy Norcross Benefi t held at the Bradford Vets Events Center, January 17th. Left to right across the front are Shawn Pierce (bass), Dani Newman (vocals), and Richard Dennison (vocals & guitar). In the way-back is Mike Trummer, (running the drums). The music was great and the crowds were enjoying it. (See more photos and videos in the gallery.)

“He Said, She Said” Band During VFW Benefi t

Bradford Journal PhotoReece Norcross 11 stands behind her brother James Norcross 8, and sister Chloe Deemer 14. They were in attendance for their Grandma Judy Norcross’s Benefi t held at the Bradford Vet’s Event Center, January 17th. They tell us this was a great party for their grandma and that the food was pretty good. (See more pictures and videos in the photo gallery.)

There For Grandma




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ON THE HEALTHY SIDEReducing Your Risk

Of Stroke

(NAPSI)—While strokes are a lead-ing cause of death and disability in adults in the United States, there are ways to reduce your risk of having one. Sometimes called a “brain attack,” a stroke happens when blood fl ow is cut off to part of the brain, starving brain cells of oxygen. Within minutes, those cells begin to die, which can lead to per-manent damage if not treated quickly.

Reducing Your Risk Some of the common risk factors for stroke include high blood pressure, heart disease, diabetes, smoking and a family history of strokes. Fortunately, there are many steps you can take to re-duce your risk of stroke (and other re-lated diseases like heart attacks). Engage in a healthy lifestyle by eat-ing a healthy diet, being physically ac-tive and quitting smoking. Also, take steps to keep your blood pressure, blood cholesterol and blood sugar under con-trol by visiting your doctor or nurse. He or she can be a valuable resource for helping you improve your health and treating any conditions that might raise your risk for stroke.

An Uncommon Risk Factor A less common risk factor for stroke is carotid artery stenosis, the narrowing of the arteries that run along the sides of the neck that carry blood from your heart to your brain. This condition af-fects only one half to 1 percent of the population and causes a relatively small percentage of strokes. You may be at increased risk of developing carotid artery stenosis if you have high blood pressure, high cholesterol, diabetes or a history of heart disease. Older age and smoking are also risk factors.

More Harm Than Good Screening for carotid artery stenosis is often done by listening to the neck with a stethoscope for unusual sounds from the arteries. Another method is to

AICR HealthTalk-by Karen Collins, MS, RD, CDN

American Institute for Cancer Research Q: Does soup really help you lose weight? A: Some research suggests that starting a meal with soup may help fi ll you up enough to reduce the calories you consume at the rest of the meal without setting you up to overeat later. For this to work, the soup needs to be broth- or vegetable-based, not a high-calorie cheesy or creamy soup. You are more likely to be suc-cessful with this strategy if the foods you eat following the soup are served in smaller portions than your usual amounts, because often overeating is not due to unsatisfi ed hunger, but a response to big portions. You can also use soup as a weight-loss aid by making soup your whole meal. Be sure to include beans, chicken, fi sh or other lean protein along with a bevy of low-calorie vegetables, and perhaps a whole grain like brown rice, farro or whole-wheat pasta. For overall health, keep in mind that commercial soup can be very high in sodium, often with 500 to 900 milligrams (mg) per one-cup serving. That’s a lot of sodium in just one food, since the suggested maximum is 1500 to 2300 mg of sodium for a whole day. Reduced-sodium versions are lower than a “standard” product, but they often contain at least 400 to 600 mg per cup, which is defi nitely not low-sodium. Instead, you can purchase soups labeled “low sodium:” these have no more than 140 mg of sodium per one-cup serving. You can also make your own soup, using commercial low-sodium broth, no-added-salt tomatoes or water as a con-venient shortcut. Smart use of soup can help you eat more nutrient-rich vegeta-bles and cut calories without going hungry; make it a three-way win by also tak-ing steps to avoid sodium overload.

use ultrasound, a painless test that uses sound waves to create a picture of the arteries (similar to the ultrasound that pregnant women get to see the baby inside the womb). Health care profes-sionals can look at the pictures to see whether the arteries are narrowed or blocked. Carotid artery stenosis screening, however, has little or no overall benefi t for preventing stroke for most adults. In fact, this screening can be harmful be-cause it often leads to a cascade of fol-low-up testing and surgeries that them-selves can cause stroke, heart attack or death. Because the condition is rare, screening all adults would also lead to many false-positives (test results that say a person has a disease when he or she does not) and can lead to unnec-essary surgeries. As a result, the U.S. Preventive Services Task Force recom-mends against carotid artery stenosis screening for the general population. Work with your doctor or nurse to talk about any concerns you may have about your risk for stroke and ask about ways that you can reduce your risk by exercising, eating well and managing any chronic diseases, including high blood pressure, diabetes and high cho-lesterol.

Stroke Symptoms: Time to Act Even if you take steps to reduce your risk, it’s important to know the signs and symptoms of stroke so you can act quickly and potentially avoid devastat-ing consequences. These include: • Sudden numbness or weakness of

face, arm or leg—especially on one side of the body • Sudden confusion or trouble speak-ing or understanding • Sudden trouble seeing in one or both eyes • Sudden trouble walking, dizziness, loss of balance or coordination • Sudden severe headache with no known cause. If you notice any of these symptoms in yourself or in someone near you, call 911 and get immediate medical help. A stroke is an emergency and quick treat-ment can help prevent long-term brain damage or even death. It is also important to tell your doc-tor if you have a history of stroke or transient ischemic attack, or TIA (a “ministroke”). If you have had TIA or a stroke, the Task Force recommenda-tion on carotid artery stenosis screening does not apply to you. Your doctor can work with you to develop a plan based on your individual health to prevent a future stroke.

Protecting Your Health The U.S. Preventive Services Task Force is an independent, volunteer pan-el of national experts in prevention and evidence-based medicine. The Task Force makes evidence-based recom-mendations on primary care services. Recently, the Task Force reviewed evi-dence on screening for carotid artery stenosis in the general adult population. Learn More: For more information on the Task Force and to read the full report on carotid artery stenosis screening, visit www.uspreventiveservicestaskforce.org


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Bradford Journal PhotoThe BAHS Key Club operated the beverage table during the Winter Carnival dance, January 17th. Left to right in the front are Samantha Burkhouse 17, Noah Evers 14, Ethan Trott 15, and Chelsea Burkhouse. The dance was well attended and business was good. They mentioned that the event, sponsored by the Honor Society, was fun and that the music was easy to dance to. (See more pictures and a video in the photo gallery.)

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FAMILY FEATURES

Borrowing money can help you manage your way out of a tight spot, but doing sowithout knowing all the facts can make your finances even tighter in the long run.

“When faced with a financial emergency, mostpeople don’t think through how borrowing moneymight affect them down the line,” said Susie Irvine,president and CEO, American Financial ServicesAssociation Education Foundation. “With so manyoptions available, it’s relatively easy to get a loan, but the impact on your credit and what it actuallycosts you over time can vary a great deal.”

Two common forms of small-dollar borrowing aretraditional installment loans (TIL) and payday loans.Understanding how each loan works can help youmake the right decision for your financial situation.

Traditional installment loans are used for various purposes, such as meeting familyemergencies, purchasing home furnishings or consolidating other debts. These loans aregenerally short-term. Most traditional installmentloans range from $500 to $3,500, with theborrower paying equal installments at regularintervals over a determined number of weeks,months or years. A typical monthly payment isaround $125. With regular, manageable paymentsof principal and interest, the borrower has a clearroadmap out of debt.

Payday loans are repaid in a single balloonpayment at the end of the loan period. Thispayment is usually due in less than 30 days, mostcommonly 14 days. Payday lenders do not assessability to repay, relying instead on a postdatedcheck or on similar access to a borrower’s bankaccount as their assurance that the loan will berepaid. Although payday loans may appear toprovide a quick and easy solution, a traditionalinstallment loan is a more financially soundchoice for most people.

For more resources to help you better manage yourmoney, visit www.afsaef.org.

Photo courtesy of Getty Images

When you take out a loan, it’s important tounderstand the complete cost of repaying theamount you’ve borrowed. It’s a good idea tocompare offers from multiple creditors, andunderstanding these terms will help youcalculate the real cost of borrowing to get thebest deal. Here is a list of common terms fromthe American Financial Services AssociationEducation Foundation.

� Amount Financed: The total dollar amount of the credit that is provided to you.

� Annual Percentage Rate or “APR”:A measure of the cost of credit expressed as a yearly rate.

� Credit Insurance: Optional insurance that is designed to repay the debt if the borrowerdies or becomes disabled.

� Finance Charge: The dollar amount you pay to use credit.

� Fixed Rate Financing: The interest rate and the payment remains the same over thelife of the loan. Equal monthly payments ofprincipal and interest are made until the debt is paid in full.

� Length of Payment: The total number ofmonths you have to pay the credit obligation.

� Late Payment Fee: A fee that is chargedwhen payment is made after its due date.

� Monthly Payment Amount: The dollaramount due each month to repay the creditagreement.

Keys to Credit SuccessThe American Financial Services Associa -tion Education Foundation offers this adviceto help ensure that your interests are pro -tected when you borrow money:

Budget your money. Provide your monthly spending plan when you meet with creditors. It will help them make aresponsible decision about the amount ofcredit you can afford.

Shop, shop, shop. Compare the costs ofcredit from different creditors. Shop forcredit like you would shop for anything else.

Beware of “now or never” offers. If it’s agood deal, it will probably still be there afteryou’ve had time to think about it. Don’t bepressured into making a quick decision.

Ask questions. Don’t sign on the line untilall your questions have been answered.

Read the contract. Don’t sign a contractthat you don’t understand or has any blanks.A signed contract with blanks can be com -pleted as anyone wishes and it will belegally binding.

Keep your contract in a safe place. It’simportant to keep all paperwork relating toyour credit obligations. If questions come uplater, you’ll have your agreement in writing.

Make your payments on time and in full.This is one of the best ways to build a goodcredit history. Repeated late payments willtrigger late payment fees, and hurt yourcredit report, which will make it difficult toobtain future credit.

Additional products are not required toget a consumer loan. Optional products that may be offered for purchase with yourloan include motor club membership, terminsurance or warranties.

Is an Installment Loan Right for Me?When deciding whether to obtain an installment loan, consider the benefitsand responsibilities. According to the American Financial Services Associa -tion Education Foundation, an installment loan:

� Obligates future income. You’ll be required to set aside a certain amountof future income for loan payments.

� Requires discipline. Borrowing wisely means not borrowing more thanyou can handle. Don’t let the thrill of buying or having a sum of cashobligate you to more than you can afford.

� Makes it possible to meet unexpected expenses. The ability to borrowand make affordable payments can be helpful if an emergency arises thatrequires extra money.

� Allows you to obtain products and services now and pay for themlater. A loan can provide an opportunity to purchase bigger-ticket itemsand use them right away.

TERMS TO KNOW


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CROSSWORD SOLUTIONSUDOKU SOLUTION

Exploring The Link Between Obesity And Cancer (NAPSI)—Emerging research sug-gests a link between obesity and the risk of developing and dying from many common cancers. Obesity is quickly overtaking tobacco as the leading pre-ventable cause of cancer, with as many as 84,000 cancer diagnoses attributed to obesity each year in the United States. It is also estimated that obesity or ex-cess weight contributes to as many as one in fi ve cancer-related deaths. The good news is that scientists are beginning to understand potential bio-logical explanations for why obesity contributes to the development and progression of cancer. For example, current research shows a relationship between higher levels of insulin in a person’s blood, which is common in people who are obese, and the develop-ment of certain types of cancer. In addition, hormones produced in fat cells have been shown to stimulate the growth of tumors, and it is also not unusual for people who are obese to have low-level chronic infl ammation in tissues in the body. Chronic infl amma-tion is a confi rmed risk factor for cer-tain types of cancers. There is also existing data link-ing obesity, inactivity and poor diet to poorer outcomes in patients with can-cer. Obesity is caused by a combination of factors, but it is never too late to take steps to improve your health.

Making Lifestyle Changes The best time to start a weight loss program or focus on making healthy lifestyle changes varies for each per-son. For some, a cancer diagnosis may spur a patient’s decision to focus on his or her health beyond cancer, encourag-ing healthy eating choices and increas-ing activity. The fi rst step is to talk with your doctor. Your doctor can calculate your body mass index (BMI) and evaluate your overall health and fi tness level to

fi nd out if you would benefi t from los-ing weight or making lifestyle changes to maintain your current weight. Here are some additional tips from Cancer.Net for making healthy lifestyle changes: • Eat and drink only as many calo-ries as you need to maintain a healthy weight and support your level of physi-cal activity. Talk to your health care provider about ways to reduce calories if your BMI shows that you are over-weight or obese. • Increase levels of physical activity. Even a small increase in physical activ-ity has benefi ts. • Get support. Most weight loss pro-grams include more than one session with a dietitian or weight loss special-ist to help you make healthy lifestyle changes and stick with them over time. For more information and to down-load additional resources for patients and caregivers, visit www.cancer.net/obesity. Cancer.Net is the patient infor-mation website of the American Soci-ety of Clinical Oncology (ASCO), the world’s leading professional organiza-tion representing physicians who care for people with cancer. Cancer.Net is supported by the Conquer Cancer Foundation.

Bradford Journal PhotoFrom left to right Alena Carnegie 16, Andrew Amacher 16, Jeanette Howard 15, and Wesley Stahl 14 pose for a photo during the BAHS Winter Carnival Dance held in the cafeteria there, January 17th. More by their expression than by words, we could tell that they were having a great time. (See more pictures and a video in the photo gallery.)

Having A Great Time

Bradford Journal PhotoThese young ladies, at the High School for the BAHS Winter Carnival, January 17th, stop for a photo just outside the cafeteria dance area. At the left is Olivia Auteri, and at the right is her friend Cheyenne Patter-son, both 15. They tell us the dance, pre-sented by the Honor Society at the school, was about the same as last year but with a different mix of people in attendance. They also mentioned that the music was good. (See more pictures and a video in the photo gallery.)

Give Us Some Smiles




Top 10 Pantry Essentials for Fast, Healthful Cooking (NAPSI)—Stock your kitchen with these basic building blocks for a wide variety of good-for-you recipes that are quick and easy to create. “Keeping healthy foods on hand is one of the easiest ways to get started with a healthy eating plan,” said registered di-etitian Sarah-Jane Bedwell, author of “Schedule Me Skinny.” 1. Canola Oil—This kitchen workhorse is one of the most healthful cooking oils available and excellent for almost any kind of recipe. It contains the least saturat-ed fat and most plant-based omega-3 fat of all common cooking oils, plus its neu-tral fl avor and light texture work well with many different dishes and cooking styles. 2. Vinegar—The acid in vinegar, in-cluding white wine, red wine or balsamic, brightens and balances fl avors. It’s key to salad vinaigrette, and a splash can add depth and sweetness to soups and sautés. 3. Peanut Butter—An inexpensive source of protein, peanut butter is a health-ful addition to baked goods. It’s also a quick base for Asian-style peanut sauce on noodles or meat. 4. Lower—Sodium Chicken or Vegeta-ble Broth—Boost fl avor by using broth for homemade soup in a fl ash, whole grains or a braised dish. Store-bought broth tends to be higher in salt, so look for the lower-sodium varieties. 5. Honey or Brown Sugar—Sweetener isn’t just for baked goods. Use a touch to help caramelize foods and bring out the

natural sweetness in vegetables. 6. Whole Wheat Flour—Essential for baking, fl our is also useful for thicken-ing sauces, binding veggie pancakes and more. The white whole wheat variety can be a great way to add extra whole grains but maintain a light texture. 7. Basic Spices—No need to buy a whole rack’s worth of spices. For most dishes, you’ll be good to go with pepper, cinnamon, cumin, chili powder, garlic fl akes, thyme and an Italian herb blend. 8. Whole Grains—Brown rice, whole grain pasta, oats, barley and quinoa are packed with nutrition and nicely fi lling. Keep them on hand to round out any meal. 9. Quick Protein—Canned or dried beans and lentils as well as canned salm-on and tuna are excellent pantry staples: nutritious, affordable and versatile. Toss them into salads, mix with whole grains or mash them into burgers. 10. Canned Tomatoes—Essential for sauces, soups and stews, canned tomatoes are faster (and, at most times of the year, tastier) to use than peeling, seeding and chopping your own. Select those that are lower in sodium. “These are ingredients I reach for again and again,” Bedwell added. “With a well-stocked pantry and a little bit of planning, it’s truly possible to prepare healthy meals in minutes.” This entrée or appetizer is a delicious way to incorporate whole grain and other pantry essentials.

Salmon and Quinoa Patties

Yield: 8 pattiesServing size: 1 pattie

2 Tbsp canola oil, divided1 cup minced onion½ cup fi nely chopped celery1 cup cooked quinoa2 cans, 6.5 oz each, salmon, rinsed and drained3 eggs2 Tbsp green relish½ tsp salt

In large nonstick pan, heat 1 Tbsp can-ola oil over medium heat. Add onion and celery and sauté for about 5 minutes. Re-move from heat. In large bowl, combine prepared quinoa with cooked onions and celery. Add salmon, eggs, relish and salt. Stir well to combine. Shape mixture into 8 patties, about 1/3 cup mixture each. In saucepan, heat remaining canola oil over medium heat. Cook patties for 3 to 4 min-utes, undisturbed, or until golden brown. Flip over and continue cooking for about 4 additional minutes. Nutritional Analysis per Serving: calo-ries: 150; total fat: 9 g; saturated fat: 1.5 g; cholesterol: 90 mg; sodium: 360 mg; carbohydrates: 7 g; fi ber: 1 g; sugar: 1 g; protein: 10 g.Learn More: Find more fl avorful recipes using heart-smart canola oil and other pantry essentials at www.CanolaInfo.org

Bradford Journal PhotoIt was the night of the BAHS Winter Carnival Dance, January 17th, and these young women were just leaving. Left to right are Betsy Pire 12, Desiree Alcock 15, and Jordan Kornacki 17. They tell us they had listened to the music, danced a little, saw their classmates, and that now it was time to leave. They had places to go and things to do. (See more pictures and a video in the photo gallery.)

Fresh From The Dance

Bradford Journal PhotoThree guys produced the music for this year’s BAHS Winter Carnival dance held at the school, January 17th. Left to right are Cordon LaRoche 18 (volunteer extra DJ), Brandon Hallock 15 (actual DJ for the event), and Anthony Furman 14 (the DJ’s helper). They did a great job, with some in attendance claiming that these guys produced the best selection of music they’d ever heard. (See more pictures and a video in the photo gallery.)

Delivered Right Stuff

Bradford Journal PhotoCraig and Martha Simmons’ participated in the Judy Norcross Benefi t held, Janu-ary 17th at the Bradford Vet’s Club Events Center. They tell us that it is easy to sup-port a friend of the family. Martha has known Judy since grade school. Martha said, “This is another generous event by members of the Vet’s Club.” (See more pictures and videos in the photo gallery.)

Support Family Friend





Expert Tips For Discovering Your Family’s History (NAPSI)—If you’re like many Amer-icans, you have questions about your family history. Now, genealogy experts Kenyatta Berry, Joshua Taylor and Mary Tedesco from “Genealogy Roadshow” on PBS offer some advice for researching your family’s history: 1) Collect as many oral histories as pos-sible. Your living ancestors have informa-tion and stories to share. Interview them and record their stories. 2) Gather all the photos and documen-tation that you can. Items might include birth, death and marriage certifi cates; di-plomas and other school documents; mili-tary service documents; Communion or other social, service and religious docu-ments; and real estate documents. 3) Begin a secondary search. Fortu-nately, many ancestry-related documents, such as the U.S. Census, military docu-ments, immigration lists and newspaper archives are now digitized and available on the Internet at little or no cost. 4) Consult with outside sources, such as librarians, historians, genealogy organi-zations and databanks to fi nd access to re-sources. 5) Work backward. It’s generally easier if you begin with the present day and go back through time. Here are two more enjoyable ways to inspire yourself and your family in your ancestry search:

1. The next time you’re planning a fam-ily reunion, make it more meaningful by incorporating a visit to a place of signifi -cance—such as a location relevant to your family history—into the festivities. 2. Watch how others go about fi nding their roots. Part detective story, part emo-tional journey, “Genealogy Roadshow” (running as of January 13 on PBS and also

available at PBS.org) combines history and science to uncover the fascinating sto-ries of diverse Americans. Each individual featured fi nds that his or her past links to a larger community history, revealing the rich cultural tapestry of America. Find additional resources for tracing your own ancestry at www.PBS.org.

Bradford Journal PhotoJessica Bajkowsky 15, at the left, and her sister Anna Bajkowsky 16, at the right, give us a smile during the BAHS winter Carnival dance held January 17th in the cafeteria of the school. They tell us the dance, sponsored by the Honor Society there, was “lively”. It was a good evening for them. (See more pictures and a video in the photo gallery).

Sisters At School Dance


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FAMILY FEATURES

If you’re looking for a littlevariety to spice up your life,cooking with a versatile veggiesuch as the sweet potato maygive your menu the satisfying

kick you crave, along with a healthydose of the nutrients your body needs.

Unlike many vegetables with a peakseason that comes and goes, sweetpotatoes can be found at your localgrocery store year round with a consis -tent quality and freshness. Because theyare available fresh, canned or frozen,sweet potatoes offer the ultimate flexi -bility for healthy and delicious menuoptions at any meal.

With virtually no fat and low insodium, sweet potatoes, or yams, fitperfectly into a low-carb lifestyle, withmajor nutritional bonuses to boot. Inaddition to being a source of vitamin B-6, iron, potassium and fiber, thesweet potato provides twice the recom -mended daily allowance of vitamin Aand more than one-third of therequirements for vitamin C.

Sweet potatoes also rank significantlylower than white potatoes in theglycemic index, which explains whymany carb-counting diets encouragesubstituting sweet potatoes for whitepotatoes.

Piquant Sweet Potato QuicheWinner in the “Frozen” CategoryServings: 6

Courtesy of Karen McGowan, Houston, Texas

1 bag (15-ounces) frozen sweet potato fries, thawed

1/4 cup melted unsalted butter1 1/2 cups shredded Havarti or

Monterey Jack cheese1 jalapeno pepper, seeded

and diced2 cups shredded Swiss

cheese2 cups chopped cooked ham

1/4 cup finely chopped fresh chives

4 large eggs, lightly beaten1 cup half-and-half

1 1/2 teaspoons salt1/2 teaspoon smoked paprika1/2 teaspoon ground black

pepper1/4 teaspoon cayenne pepper

Sweet Potato S’moresWinner in the “Canned” CategoryServings: 6

Courtesy of Michele Carl, Masonville, Colo.1 cup pecans1 cup almonds

3/4 cup honey, divided1/8 teaspoon vanilla extract12 dried pitted dates

1/8 teaspoon salt1/2 teaspoon ground cinnamon, divided

1 tablespoon unsalted butter2 cans (15 ounces each) sweet potato puree

1/2 cup apple cider1/8 teaspoon ground ginger1/8 teaspoon ground nutmeg1/8 teaspoon ground cloves1/2 cup minced crystallized ginger

Tips for perfect sweet potatoesThese prize-winning recipes show you how easy it is to createunique dishes with versatile, nutritious sweet potatoes. Beforeyou get started, remember these tips from the Louisiana SweetPotato Commission:

� Fresh sweet potatoes can be stored for up to a month at55°F to 65°F, but should not be refrigerated until after theyare cooked.

� Always use a stainless steel knife when cutting a sweetpotato; using a carbon blade will cause the yam to darken.

� One 15-ounce can of sweet potatoes equals one cup offresh sweet potatoes.

� Canned sweet potatoes are precooked, so add them at theend of a recipe.

For more prize-winning free recipes, or to enter your recipein the national Louisiana Sweet Potato Commission’s 2015Sweet Rewards Recipe Contest, visit www.sweetpotato.org.

Creamy Smoked Sweet Potato SoupWinner in the “Fresh” CategoryServings: 6–8

Courtesy of Samantha Foglesong, New Orleans, La.

4 extra-large sweet potatoes (about 5 pounds)

4 cups seafood stock2 cups heavy whipping cream

3/4 teaspoon kosher salt, divided1/2 teaspoon ground cinnamon1/4 teaspoon ground nutmeg

1 pound fresh jumbo lump crabmeat, picked free of shells

1 tablespoon fresh lemon juice1/8 teaspoon crushed red pepper

2 tablespoons unsalted butter, melted

1 tablespoon thinly sliced chives

Prepare smoker to 200°F.

Smoke sweet potatoes 2 1/2–3hours. Let cool, and peel.

In large Dutch oven, combinesweet potatoes, stock and cream.Blend on high speed with animmersion blender until smooth.

Heat over medium heat, and add1/2 teaspoon salt, then cinnamonand nut meg. Strain mixture throughfine-mesh sieve into large bowl;discard solids.

In medium bowl, combine crab,lemon juice, red pepper, remainingsalt, butter and chives.

Divide soup among bowls andtop with crab mixture.

Preheat oven to 425°F. Spray 10-inch pie dish with non -

stick cooking spray. Pulse sweet potato in food

processor until shredded. Transfersweet potato to sieve and press with paper towels to remove excessmoisture.

Press potato into bottom and upsides of prepared pie dish. Brushwith melted butter and cover withaluminum foil. Bake until edges of crust are golden brown, 20–25minutes. Remove from oven and let cool on wire rack. Reduce ovento 350°F.

Add Havarti cheese, jalapeno,Swiss cheese, ham and chives tocrust in one layer.

In medium bowl, combine eggs,half-and-half, salt, paprika, pepperand cayenne. Pour evenly overcheese mixture and cover withaluminum foil.

Bake until knife inserted into centercomes out clean, 30–40 min utes.Let cool 5 minutes before serving.

2 cups miniature marshmallows

Dark chocolate shavings for garnish

Preheat oven to 170°F.In food processor, pulse

pecans and almonds untilchopped. Add 1/4 cup honey,vanilla, dates, salt, 1/4 teaspooncinnamon and butter, andprocess until finely chopped.

Spread in thin layer on parch -ment-lined baking sheet. Bakeuntil crispy, about 3 hours. Letcool, and cut into 3-inch squares.

Reduce oven to 250°F. Spraya 13-by-9-inch baking dish withnonstick cooking spray.

In food processor, combinesweet potato, apple cider, remain -ing honey, ginger, nutmeg, clovesand remaining cinnamon; processuntil smooth. Stir in crystallizedginger.

Transfer to prepared bakingdish, and cook 1 hour. Stir well,and cook 30 min utes more. Letcool to room temperature.

Increase oven to 300°F. Spray rimmed baking sheet with

non stick cooking spray. Spread 1⁄2-inch layer of sweet potato butteron each cracker. Top with marsh -mallows, and place on preparedbaking sheet; bake 10 minutes.

Sprinkle with chocolate shav -ings and serve.


CHRONOLOGICAL LISTINGSEngagements, Marriages, Births & Deaths

ordinator at The Bradford Era. Fal-lon is pursuing a bachelor of arts degree in English literature from Felician College in Bergen County, N.J. A larger wed-ding celebration is planned for the summer or fall.

MARRIAGES:

(None)

BIRTHS:

JAN. 10, 2015:SON, to Jenna Kincaid and Shawn Deahn, Olean, NY.DAUGHTER, to Sarah and Robert Peck, Allegany, NY.D A U G H T E R , to Sara and Ian O’Neil, Salamanca, NY.

JAN. 11, 2015:SON, to Abby and Michael Medina, Limestone, N.Y.JAN. 12, 2015:DAUGHTER, to Denise and Chris-topher Myers, Olean, NY.JAN. 14, 2015:DAUGHTER, to Alyssa Fuller, Little Valley, NY.DAUGHTER, to Daniel and Krista Rzucek, Franklin-ville, NY.JAN. 15, 2015:SON, to Josh Calkins and Devan WILSON, Sala-manca, NY.JAN. 16, 2015:SON, to Tara and Eric DeLong, Alle-gany, NYDAUGHTER, to Lindsay and Isaac Spike, Olean, NY.SON, to Nichole

Heim and Tristan Luna, Olean, NY.

DEATHS:

JAN. 7, 2015:FOX, Candace Sue, 62, of Warren, PA.JAN. 8, 2015:HUNT, Julie A., 68, of 224 Hacker St., Kane, PA.JAN. 9, 2015:RICHNER, Mil-dred L., “Millie”, 88, formerly of Two Mile Rd., Port Allegany, PA.BLACK, Margaret W.D., 95, of Mills, PA.COLLEY, Beverly Lou, 76, of 2 South Ave., #206, Brad-ford, PA.JAN. 10, 2015:STEFFER, Robert Steven Jr., 31, of 101 Meadow Rd.,

ENGAGEMENTS:

FALLON/DAVIS – Alex William Davis and Saman-tha Elizabeth Fal-lon plan to wed on Valentine’s Day, Feb. 14, at Open Arms Community Church of Brad-ford with the Rev. Justin Willoughby offi ciating. Davis is the son of Kent and Wendy Da-vis of Emporium, and Fallon is the daughter of Mike and Grace Fallon of Lodi, N.J. Davis received a bache-lor of arts degree in public relations from the Univer-sity of Pittsburgh at Bradford in 2011. He is a news reporter and spe-cial section co-

YOUR WEEKLY HOROSCOPE JANUARY 22 - JANUARY 28, 2015

ARIES - (Mar. 21 - Apr. 19)Say no more than what truly needs to be said. Keep it simple and you won’t go wrong.TAURUS - (Apr. 20 - May 20)Don’t be too quick to take on more than your fair share of responsibility in some way now.GEMINI - (May 21 - June 20) A gentle and empathic approach will defi nitely work far better than an aggressive one.CANCER - (June 21 - July 22)It’s possible you could take on more than you ought to in some way.LEO - (July 23, - Aug. 22)A word of advice : don’t be too quick to believe everything you hear!VIRGO - (Aug. 23 - Sept. 22)Step back and accept what can’t be changed can’t be changed for the time being, not forever.LIBRA - (Sept. 23 - Oct. 22)Reiterate your point and coming developments this week should provide the per-fect opportunities to say what you need to say.SCORPIO - (Oct. 23 - Nov. 21)This week, it really is a case of ‘if at fi rst you don’t succeed, try reading the instruc-tions’.SAGITTARIUS - (Nov. 22 - Dec. 20)The coming week should do much to show you how you’re not as vulnerable as you perhaps believed you were.CAPRICORN - (Dec. 21 - Jan. 20)This week, adhere to the motto ‘less is more’. AQUARIUS - (Jan. 21 - Feb. 19)This week you get a pat on the back and an opportunity to rest and refl ect.PISCES - (Feb. 20 - Mar. 20)Don’t succumb immediately in a way someone wants you to.

Emporium, PA.PELLESCHI, Ermi-da, 97, of Elk Ha-ven, St. Marys, PA, formerly of Dagus Mines, PA.WHITNEY, Rich-ard W. G., 65, of Fort Collins, CO, formerly of Rifl e, PA.WAGNER, Marga-ret A. Watkins, 97, of Ulysses, PA, for-merly of Wellsville, NY.KEAR, Terry L., 63, of Whitesville, NY.JAN. 11, 2015:KRANTZ, Patricia J., 83, formerly of 903 Songbird Rd., Bradford, PA.STALKER, Emma Jean Fox, 81, of De Leon, TX, formerly of Kane, PA.WILLIAMS, Marie E., 65, of Keating Summit Rd., Keat-ing Summit, PA.LININGER, Har-old G., 92, of Em-porium, PA.ANDERSON, Bar-bara Kay, 78, of Manassas, VA, a na-tive of Mt. Jewett, PA.JAN. 12, 2015:SCHUTT, Charles D., 72, of Shingle-house, PA.

BAUER, Helen M., 87, of 461 Main St., Kersey, PA.KROUSE, Rande-lette Neale, of Fel-ton, DE.JAN. 13, 2015:HEFFNER, Char-lene F., 66, of El-dred, PA.JOHNSON, Ar-dith Pauline Trum-bull, of Toby, PA.WEAVER, John D., 64, of Derrick City, PA.JAN. 14, 2015:DENNIS, Don-ald, 81, of Shingle-house, PA, former-ly of Smethport, PA.RHINES, Cloy O., 84, of 110 Lecker Rd., St. Marys, PA.JAN. 15, 2015:STOUT, Leo H., 91, of Shinglehouse, PA.MUNSELL, Mar-guerite E., 100, of 220 West Allegany Ave., Emporium, PA.STIVER, Minnie M., 80, of 68 Wild-wood Ave., Brad-ford, PA.JAN. 16, 2015:NEWMAN, Edgar F., 79, of 134 Der-rick Rd., Bradford, PA.


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HOMES FOR RENT:

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Very nice single story 3BR home located in Rew, PA. Completely updated, nice yard,single stall garage. All appliances. W/S/G included.Will allow 1 pet, no smoking. $900/mo. Dep. req.Call 814-598-9292

2BR trailer, 33 Main St, Lewis Run, $500 security+ $500 1st mo

rent, no smoking/pets.814-366-0276

Smethport & PortAllegany: Very nicemultiple BR homes(5,3,2) for rent with spacious yards. Call814-558-6112

2BR, for Sale or Rent: carport-shed, no smokers or pets. 3 Valley Hunt Dr., Lewis Run. $585/mo inc. W/S/G Call 368-4418

3 Bed, garage, $750 + utilities, NO smoke/pets. 814-368-8309

Bradford 2bd ,2bth, wsh/dry stv/frdg $650.00/mo.+elec./gas. Ph.716-557-2292

Small 2BR house, off street parking, no pets $565/mo + Sec.814-598-0547,lv.msg.

HOMES FOR SALE:

For Sale: Campnear Willow Bay.362-1514

All home buyerslooking for housesbetween $60,000 to $90,000 need to look at this house and com-pare what yourelooking at to this!It’s a deal! For pri-vate owner sale:Single story 2-3BRhouse on about 1/2 acre lot in Rew.House is very nice w/ nice yard and paved driveway w/ garage. Super neighborhood. Needs nothing.Hands down bestvalue in area.

$74,000. Buyer must be able to put 20%down. 814-598-9292

MISCELLANOUS:

Single bed with two sheet sets for $50. Call 362-2808

Sofa by England Lt. brown w/ green leaf pattern, exc. condition: $175., leave a message 362-1665

•Frigidare side by siderefrigerator, mint cond. $600 OBO.•Walnut hutch, very nice condi-tion, good shape, make an offer.•1 beautiful sol-id oak cabinet, curved glass on side and front.

Make an offer.Call 814-642-7017

Dining room set -Table, 4 chairs & hutch $100.00814-362-9997

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Bradford Journal PhotoThese friends spent a good deal of time on the dance fl oor, January 17th during this year’s BAHS Winter Carnival event, held in the cafeteria there. Left to right are Ab-bie Spittler 18, Brittany Jamison 18, and Aurora Mager 17. The music was good and they were taking advantage of their last Winter Carnival at the school. (See more pictures and a video in the photo gallery.)

Night Of Dancing



JUST PASSING TIME

WORD SEEK(Crossword Solution on page 14)

THEME:

“SUPER BOWL”

ACROSS

1. Supporting workers6. Military activities9. Self-satisfaction13. *Mike Ditka has his own brand of this smoke14. One who is not Jewish, Yiddish15. Done for dramatic af-fect?16. Often done for one’s sins17. Unagi18. Garment enlarger19. *The ___ ____21. *Winners of fi rst two Super Bowls23. AprËs-____24. Keep it up?25. State V.I.P.28. Starch used in Asian food30. Extremely tiny34. Top of Kilimanjaro, e.g.36. Texting button38. Result of too much pressure40. Pharrell Williams’ 2014 album41. Last European colony in China43. Muslim honorifi c

20. Unhealthy vapors22. *Teams rely on this kicker sense24. To the point25. Lady of “Applause”26. Poppy product27. Opera composer Gi-useppe _____29. *Cleats, helmet, pads31. Pack like sardines32. Was violently angry33. Shade of yellow35. *4937. Copenhagen native39. *Super Bowl halftime performer42. Finno-_____ lan-guage45. Malignant or benign ones49. Bowling target51. Drab and unattractive people54. Molten rock56. Before, in the olden days57. Sir Mix-_-___58. Rapid series of short loud sounds59. Footnote acronym60. Menageries61. A quarrel62. *Not a Super Bowl party without it?63. Bulgarian money64. Place of forbidden fruit67. *Where to watch

44. Tax evader’s fear46. *Something to play for47. Track ____48. Confusion50. Feudal laborer52. Like humor or martini53. Charades action55. 401(k) alternative57. *Super Bowl host state61. Fracas65. Precedes birth66. Former measure of U.S. economy68. Made cow noise69. Mixtures70. Earned at Wharton or Kellogg71. “_____ it!” said the accused72. *Hendricks and Ginn Jr.73. Make a scene74. Type of car

DOWN

1. Wound, eventually2. South American monkey3. All excited4. Vampire’s feature, pl.5. One who ______ out at the site of a snake6. Curved molding7. “The Raven” writer8. Airy spirit9. Dropped or fell10. Source of artist’s inspi-ration11. ____-friendly12. Understands15. Alfresco meal


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Managing Your Mortgage, Your Money And More (NAPSI)—Settling into a new place can be an exciting time. You’re unpack-ing, meeting new neighbors, getting the “lay of the land” and making decisions about how to furnish and decorate your home. At the same time, you’re assum-ing many new fi nancial responsibili-ties, such as mortgage payments and maintenance costs. That’s one reason it’s important to protect yourself and your family by making sure you have a sound fi nancial foundation.Savings: More Important Than Ever While setting aside money for emer-gencies is a good idea no matter what, it’s essential that, as a homeowner, you keep a reserve handy in case the unex-pected happens. Homeowners can fi nd themselves facing expensive repairs that shouldn’t—or can’t—be delayed. Adequate savings can keep you from having to choose between postponing a needed repair and risking further dam-age to your home—which may require spending beyond your budget. Savings can also be used to pay for home im-provement projects, such as remode-ling a kitchen or bathroom or building an addition, that may enhance the value of your investment and help you make the most of your home. An obvious place to put your savings is in a traditional FDIC-insured bank account. Another alternative would be to place your money in a money market fund. These are conservative invest-ments that offer competitive interest rates and check-writing privileges, so assets in money market funds can be easily used to pay your mortgage and expenses in case of an emergency. An investment in a money market fund is not FDIC insured or guaranteed by any other government agency.

Pay Yourself First It can be diffi cult to think about sav-ing money when you’re a new home-owner; you may have just spent a sig-nifi cant amount of money on a down payment, and you are already divert-ing a large portion of your income to-ward the mortgage, property taxes and homeowner’s insurance. Even on a tight budget, however, saving money doesn’t have to be a painful experience. Simply get into the habit of “paying yourself fi rst.” Every time you get paid, put aside a set amount before using any of it to pay bills or make purchas-es. Many fi nancial companies, such as First Investors, can facilitate this by making the process automatic; a fi xed amount can be automatically deducted from your paycheck or your bank ac-count on a regular basis and put into a mutual fund account.

Protecting Your Home Most owners buy homeowner’s in-

surance, and for good reason. Your home is likely your largest single asset and investment. It must be protected in case of fi re, burglary or natural disaster. But a home is also a major source of expenses: mortgage payments, property taxes, maintenance and the like. If your household loses the earning power of a loved one, your family might not be able to afford those costs. That’s where life insurance steps in. Its benefi ts can be used to help cover mortgage pay-ments and other home-related expenses so that your family can remain in their home.

Don’t Overlook Life Insurance Life insurance can also help: • Replace lost income, so your fam-ily can maintain its current lifestyle; • Ensure that goals—such as a child’s education—can still be achieved;

• Pay fi nal expenses, such as medical bills and funeral expenditures. Speak With Your Insurance Repre-sentative An insurance representative can also discuss what products may be suitable for your unique needs and make spe-cifi c investment and insurance recom-mendations. Learn More: For further information about First Investors funds or variable products, you can get a free prospectus and summary prospectus by contact-ing a representative, calling (800) 423-4026 or visiting www.fi rstinvestors.com. Since 1930, First Investors has been helping individuals and everyday families reach their fi nancial goals with competitive investment, life insurance and annuity products.

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