- brian herbert breeze... · 1 new delhi alok dhar dwivedi 2 tamil nadu selvi.s 3 ho-chennai...

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Shriram City - News Letter - Breeze - 1st December 2014

“The capacity to learn is a gift. The ability to learn is a skill. The willingness to learn is a choice.”

- Brian Herbert

1st DECEMBER 2014

We have just a few days left before we bid adieu to 2014. All of us would cer-

tainly have had a variety of experiences and several ups and downs this last year.

The New Year is normally a time to take stock of personal achievements and goals,

and to plan ahead for the future. Interestingly, we tend to overlook professional goals and

plans at this time, as we are used to thinking in terms of financial years for work. However,

investing a little time and thought at this time i.e. the ending of Q3, can reap rich rewards

at the close of Q4 and the financial year.

A financing organization’s focus areas are sourcing and collections. Business teams

can look at ways to bring in new customers into the fold, thus ensuring that the portfolio

has a healthy mix of old and new customers at all times. For recovery teams, this is the

perfect time to take stock of performance and identify areas that need more work. This will

ensure that the teams work effectively and efficiently for the final quarter of the business

year.

We are confident that SCUFians will take the initiative to

put their best foot forward and start 2015 on a positive note!

As 2014 comes to a close

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Did You Know Series (DYKS) - 16

PART I – Rules of DYKS

The details and rules of the DYKS are as follows:

Each issue will contain 3 multiple answer questions

All staff members are eligible and are encouraged to reply to the questions

All replies to be sent only to [email protected]

The mails should be sent from the official mail ID of the employee.

The response mail should be as follows:

The name of the staff from whom the first correct response comes will be published in the subsequent issue of ‘Breeze’. This will be for each of the states.

======================================================================

PART II – Answers to Quiz of November 2014 issue

SNo. Required Information Employee Entry / Answer to quiz

1 Employee Name

2 Employee Number

3 Designation

4 Email ID

5 Branch code and name

6 State

7 Answers:1

2

3

SNo Question Answer

1 How many co-operative banks are listed

under the ACH facility? (b)149

2 UMRN refers to (a) Unique Mandate Reference Number

3 Frequency of Non CTS PDC clearing effec-

tive from 01 Nov2014 is © Only once in a week (Monday)

PART III – Statewise correct responses to Quiz in November 2014 Issue

S.No State No. of responses

1 Maharastra 1

2 New Delhi 1

3 Tamil Nadu 3

4 HO-Chennai 2

mailto:[email protected]

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PART IV – State wise 1st correct response to Quiz in November 2014 Issue

PART V– Quiz - December 2014

1. Major checks to be done to identify fake notes while handling cash

a. Latent image

b. Intaglio Printing

c. Watermark

d. All of the above

2. Upon request by a customer for a NOC on their vehicle loan, how is it issued?

a. Check the ledger. If there is an outstanding amount payable, issue a manual

NOC.

b. Check the ledger. If there is an outstanding amount payable, issue a NOC

from UNO

c. Check the ledger. If there is no amount outstanding, issue a manual NOC.

d. Check the ledger. If there is no amount outstanding, issue an NOC from

UNO

3. The following registers are maintained at the branch. Which of it are important for the

Jewel Loan Department?

a. Attendance Register and Sanction & Redemption Register

b. Sanction & Redemption Register and Chubb key Register

c. Stamp Register and Cash Movement Register

d. Jewel Stock Register and Cash Withdrawal & Deposit Register

e. All the above except Attendance Register

By

Sri D. Srinivasan (Sr. Manager)

BPR, Santhome

S.No State Name

1 New Delhi Alok Dhar Dwivedi 2 Tamil Nadu Selvi.S 3 HO-Chennai Meena.A 4 Maharastra Devendra J Bihani

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We report with the utmost sorrow the sad demise of Ankit Sharma, a member

of the Field Investigation team at Saharanpur, U.P. Ankit passed away in a motorbike

accident in October. Our heartfelt condolences and prayers are with Ankit’s family

and loved ones at this time.

Many of our colleagues use two wheelers as a means of commuting as well

as for work-related purposes. We take this opportunity to emphasize the importance

of insurance for two wheelers. What compounded the tragedy in Ankit’s case was

that he had neglected to renew his vehicle insurance policy which had expired in

April this year. In this lies a cautionary message for all of us at Shriram City. Please

make absolutely sure at all times that your vehicle is insured, and that the insurance

policy is valid. Vehicle insurance provides protection against unforeseen situations

(for instance, accidents) involving possible damage to the automobile. In any case, it

is illegal to ride a two wheeler without a valid insurance policy.

Most two wheeler insurance policies are sold with a personal accident

insurance cover. This makes the owner eligible to claim compensation from the insur-

ance provider in instances of accidents whilst riding the vehicle.

Sad News

A word of caution...

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Indian cities are seeing a tremendous growth in the number of vehicles on the

roads. This has increased the incidence of traffic and, consequently, mishaps and

accidents. Sometimes, accidents due to someone else’s negligence may cost you

dearly by way of repairs for damages. Vehicle insurance helps in such exigencies.

Do yourself and your family a favor – ensure that your two wheeler and you

are covered by adequate vehicle insurance along with personal accident cover to

cover any emergency situations in the future. The need for insurance takes on even

greater importance if you happen to be the sole bread-winner for your family.

We are sure that you would have received the email from Shriram City

regarding the Whistleblower and Vigil Mechanism Policy of the company.

Please take the time to acquaint yourselves with the provisions and features of

the policy. It is necessary that all employees be aware of this so that Shriram City

can be alerted to possible issues and situations that may require investigation and

corrective action.

The policy document and hotline numbers are available on the Shriram City

website www.shriramcity.in for your reference.

Contd...

Whistleblower Policy

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One fine day, a bus driver was driving along his usual route. No problems for the

first few stops - a few people got on, a few got off, and things went generally

well.

At the next stop, however, a big hulk of a guy got on. Six feet five

inches, built like a wrestler, with huge, strong arms hanging down

to the ground. He glared at the driver and said, "Big John doesn't

pay!" and sat down at the back.

Well, the driver was five feet three, thin, and a rather mild person. So naturally,

he didn't argue with Big John, but he wasn't happy about it either. The next day

the same thing happened - Big John got on again, made a show of refusing to

pay, and sat down. And the next day, and the next.

This grated on the bus driver, who started losing sleep over the way Big John was

taking advantage of him. Finally he could stand it no longer. He signed up for

body building courses, karate, judo, and all that good stuff. By the end of the

summer, he had become quite strong; what's more, he felt really good about

himself.

The next Monday, when Big John once again got on the bus and said, "Big John

doesn't pay!" The driver stood up, glared back at the passenger, and screamed,

"And why not?"

With a surprised look on his face, Big John replied, "Big John has a bus pass."

Management Lesson: "Be sure there is a problem in the first place before working

hard to solve one."

Management Lesson

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Editorial Committee

Shri K.Subramaniam

Senior Consultant, CO, Mylapore

Smt M.Subhashree

TED., BSC, Santhome

Sri M.Radhakrishnan

Consultant, BSC, Santhome

Ms. Teena Philip

Business Manager, BSC, Santhome

Communication Address:

Editorial Committee,

(News Letter—Breeze)Shriram

City Union Finance

144, Santhome High Road,

Chennai—600 004

Phone: 044 43925300

Email:

[email protected]

Season’s Greetings!

Breeze wishes all its readers a

Merry Christmas

and a prosperous

2015

- brian herbert breeze... · 1 new delhi alok dhar dwivedi 2 tamil nadu selvi.s 3 ho-chennai...

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