INSURANCE FOR SPECIALISTBUSINESSINSURANCE GOOD AND PROPER

SPECIALIST

Santam Specialist Business understands that a specialised business requires specific insurance solutions with the highest level of expertise. Whether you’re looking for aviation, marine or transport insurance, simply seeking legal liability or professional indemnity cover, we can provide you with insurance that meets your specific needs. We also offer protection against corporate, private property and engineering risk, hospitality and leisure insurance and can provide you with peace of mind during business or leisure travel.

Specialist Business constitutes a group of underwriting managers and divisions, all of whom are experts in their respective fields, with a keen focus on entrepreneurial and big thinking ideas. We aim to constantly exceed client expectations with an unmatched service-orientated approach. Keeping abreast of current market conditions and trends enables us to identify any opportunities or threats to our clients and, in turn, offer the best advice on how to mitigate those risks.

Our success comes from understanding what is important to you and ensuring that, no matter what your specialised business requires, we deliver on our promise of insurance good and proper.

GOOD AND PROPERINSURANCE

CONTENTS

— ENGINEERING/PROPERTY•MirabilisEngineeringUnderwritingManagers

(Mirabilis)•EmeraldRiskTransfer(Emerald)•CorporateSureUnderwritingManagers(C-Sure)

— AVIATION/MARINE/TRANSPORT•SantamAviation•AssociatedMarine•SantamHeavyHaulage•VulindlelaUnderwritingManagers(VUM)

— CELL CAPTIVE•Centriq

— LIABILITY/GUARANTEES•StalkerHutchisonAdmiral(SHA)•SantamBondsandGuarantees

— LIFESTYLE/LEISURE/TRAVEL•EchelonPrivateClientSolutions(Echelon)•HospitalityandLeisureUnderwriters(H&L)•TravelInsuranceConsultants(TIC)

— AGRICULTURE•SantamAgriculture:Crop

MIRABILIS ENGINEERING UNDERWRITING MANAGERS (MIRABILIS)

Mirabilisisthelargestengineeringunderwriterinsub-SaharanAfricaandhasin-depthexpertise,experienceandunderstandingofengineeringinsurance.Weofferafullycomprehensiverangeofflexible,structuredorpackagedproductstosuittheneedsoftheclientsatcompetitiverates.

— ThE MIRABILIS RANGE OF INSURANCE SOLUTIONS INCLUdES

•Contractors’allrisksinsurance(CAR)•Advancelossofprofitsinsurance(ALOP)•Contractors’plantandequipmentinsurance

(CPE)•Machinerybreakdowninsurance(MB)•Lossofprofitsfollowingmachinery

breakdown(MLOP)•Deteriorationofstockinsurance(DOS)•Electronicequipmentinsurance(EEI)•Civilengineeringcomplicatedrisks(CECR)

insurance•Combinedproductsengineeringproject

insurancecover(EPIC)•Cradletooperation/seamlessinsurancecover

(combinedMarine,MarineAdvanceLossOfProfit,ContractorsAllRisk,AdvanceLossofProfit,ContractorsThirdPartyLiability,ProfessionalIndemnity,AssetsandBusinessInterruptioninsuranceunderonepolicy)

— FOR MORE INFORMATION CONTACTT Local0861100100 International+27118808200F Local(011)8806857 International+27865428002E info@mirabilisafrica.com

www.mirabilisafrica.com

EMERALDRISK TRANSFER (EMERALD)

EmeraldisthelargestunderwriterofcorporatepropertyandaffiliatedengineeringrisksinSouthAfricaandunderwritesbusinessthroughoutAfrica.Weofferinsurancesolutionstoover600clientswithinAfrica,ofwhich75areSouthAfrica’stop100companies.

— ThE EMERALd RANGE OF INSURANCE SOLUTIONS PROVIdES COVER FOR

•Multinationalcompanies•Petrochemicalbusinesses•Miningandminingprocessing,including

smeltersandfurnaces•Stateandlocalgovernmententitieswithor

withoutpowergeneratingplants•Largeretailgroups•Manufacturing,industrialandengineering

works•Largepropertyportfolios•Infrastructure–airports,roadsandports•Leisureandtourism–hotelsandlodgegroups•Rollingstockandpassengerrail•Largeagriculturalprocessing•Hospitalsandclinicgroups•Telecommunications

— FOR MORE INFORMATION CONTACTT (011)6588200F (011)6588230E info@emeraldsa.co.za

www.emeraldsa.comwww.facebook.com/emeraldrisktransferwww.twitter.com/emeraldrisk

CORPORATE SURE UNDERWRITING MANAGERS (C-SURE)

C-Sure,thefirstsec-tionaltitleunderwritingmanagerinSouthAfricawasestablishedin1998andprovidesinnovativeinsurancesolutionsforthesectionaltitleandcommunityschemesmarket.

— ThE C-SURE RANGE OF INSURANCE SOLUTIONS INCLUdES

Residential sectional title •Schemessuchasflats,townhouses,semi-

detachedhouses,dualhouses,etc.•Shareblockschemes•Groupandclusterhousingschemes(often

referredtoas“gatedvillages”)controlledbyhomeowners’associations

Sectional title retirement villages•Retirementvillages(butexcludingfrailcare

liability)

Golf estates•Golfestateandlifestyleliving,holidayapartments

Corporate •Sectionaltitleofficeblocksandofficeparks

— FOR MORE INFORMATION CONTACTT (031)5712500F (031)5628971E c-sure@corporate-sure.co.za

www.corporatesure.co.za

SANTAM AVIATION

SantamAviationhasanestablishedreputationinthemarketforspecialisinginaviationforboththecommercialandprivatesectors.Weofferawealthofexperienceanddiverseexpertise,ensuringthateveryaspectofaclient’sriskisadequatelyunderwritten.

— SANTAM AVIATION OFFERS INSURANCE SOLUTIONS FOR PRIVATE ANd COMMERCIAL AIRCRAFT INCLUdING

•Corporateaircraft•Experimentalaircraft•Agriculturalaircraft•Gliders•Rotorwingaircraft•Microlights•Non-typecertifiedaircraft•Charteroperators,privateownersand

recreationalflying

— FOR MORE INFORMATION CONTACTT (011)9128000F (011)4892284

www.santam.co.za

ASSOCIATED MARINE UNDERWRITING

AssociatedMarineisthelargestmarineinsurerinAfricaintermsofrangeandfootprint.Weinsureawiderangeofmarinerisksandalsoboastarangeoftechnicalandreinsurancesupportservices.

— ASSOCIATEd MARINE RANGE OF INSURANCE SOLUTIONS INCLUdES

Marine cargo – imports and exports

•Coversphysicallossordamagetoallcargoexportedandimportedaroundtheworld.

hull – commercial, fishing and pleasure craft

•Commercialhull–coverforfishingvessels,diamondrecoveryvesselsandchartervesselsusedonacommercialbasis.

•Pleasurecraft-coverforalltypesofpleasurecraft.

Transit and related liabilities (includes goods in transit and haulier’s liability)

•Goodsintransit-coverissuitableforclientswhoneedinsuranceforlocaltransit.Thisincludesshipmentsbyroad,rail,airandsea.

•Haulier’sliability(transporters)–coversuitableforhauliersthatareresponsibleformovingcargoandwhomightnotnecessarilyownthegoodsthatarebeingtransported.

Marine liabilities•Shiprepairer’sliability•Container’sliability•Marinaoperator’sliability•Boatbuildingliability•Stevedore’sliability•Charterer’sliability

— FOR MORE INFORMATION CONTACTT (011)9128000 (031)2034000 (021)9158000 (041)3936200F (011)2680269 (031)2034003 (021)4183912 (041)3936371E info.amua@amua.co.za

www.associatedmarine.co.za

SantamHeavyHaulageistheleadingheavycommercialinsurerinSouthAfrica,offeringshort-terminsurancesolutionsforheavycommercialvehicleswithagrossvehiclemassexceeding3500kg.

— GENERAL PROdUCT OFFERING INCLUdES

•Heavycommercialvehiclecommercial

•Goodsintransit(GIT)insurance

— hEAVY hAULAGE INCLUdEd BENEFITS:

Motor•Territoriallimits—SADC

countries•Medicalcosts—R15000

peroccupantofaninsuredvehicle(maximumofR30000)

•Third-partyliability—R2,5million

•Environmentalimpairmentliabilityextension—R250000

•Windscreencover•Wreckageremovalandfuel

tankspillageclean-up—R25000

•Towing—reasonablecosts

— GOOdS IN TRANSIT (GIT)

•Territoriallimits—SADCcountries

•Fidelitycover—totalloss•Includedinsuminsured—

containers,tarpaulinsetc.•Settlement—marketvalue

ofloadplustransportcharges

•Recoveryandprotectionofloads—R25000

•Coveronnon-specifiedbasis

— FOR MORE INFORMATION CONTACTT (011)9128000F (011)4892321E underwriting.transport@

santam.co.zaquotes.transport@santam.co.za

www.santam.co.za

SANTAM HEAVY HAULAGE

VULINDLELA UNDERWRITING MANAGERS (PTY) LIMITED (VUM)

VUMspecialisesinprovidingthewidestrangeofinsurancesolutionsfortaxiownersandemergingbusinessesinSouthAfrica.

— ThE VUM RANGE OF INSURANCE SOLUTIONS INCLUdES

•VUMAssetSurewhichcancaterforanybusinessfromcarwashestofuneralparlours,hairsalonsandspazashops

•VUMTaxiInsuranceprovidesthewidestrangeofinsurancesolutionsforownersofminibus,midibus,sedan,shuttleservicesandmeteredtaxis

— FOR MORE INFORMATION CONTACTT 0871351000 (011)6563703F 0865614844E info@vum.co.za

www.vum.co.za

Centriqisanindependentspecialist‘cellcaptive’insurancecompanywithvaluedpeoplerelationships,risk-sharingpartnershipsanduniquecustomersolutionsasguidingprinciples.

— GENERAL PROdUCT OFFERING INCLUdES

•Personalinsurancesolutions(asset,liability,lifeandhealth)

•Businessinsurancesolutions(marine,goodsintransit,aviation,etc.)

— FOR MORE INFORMATION CONTACTT (011)2686490 (011)2686495E info@centriq.co.za

www.centriq.co.za

CENTRIQ

STALKER HUTCHISON ADMIRAL (SHA)

SHAisthelargestspecialistliabilityinsuranceunderwritingmanagerinSouthAfricaandhasextensiveexperienceinthespecialistliability,fleetandpersonalaccidentfields.

— ThE ShA INNOVATIVE RISk TRANSFER INCLUdES

•Broad-formpublicliability•Financialinstitutions•Directors’andofficers’liability•Professionalindemnity•Accidentandhealth•Commercialcrime•Employmentpractices•Gradualpollution•Kidnapandransom•SingleprojectPIandPL•Productrecallandguarantee•Personalaccident•Motorfleet•Passengeranddomesticliability

— FOR MORE INFORMATION CONTACTJohannesburgT 0117313600F 0864326030

durbanT0312034000F0864324501

Emarketing@sha.co.zawww.sha.co.za

SantamBondsandGuaranteesoffersnichesecurityinsuranceproducts(intheformofcourtbondsandguarantees)toadiverserangeofindividuals,privatelyownedandlargepubliclyquotedgroupsinSouthAfricanandsub-SaharanAfricanmarkets.

— A wIdE RANGE OF SURETY SOLUTIONS AVAILABLE INCLUdE

Guarantees•Contractbonds

Performance,retention,advancedpayment,bidbondandmaintenanceguarantees

•TradebondsCustomsandexercise,warehouseandutilityguarantees

Court and administration bonds•Liquidationbonds•Deceasedestates

— FOR MORE INFORMATION CONTACTGuaranteesT (011)9128356/8123F (011)9128868E surety@santam.co.za

Court BondsT (011)9128351/8029F (011)9128868E courtbonds@santam.co.za

www.santam.co.za

SANTAM BONDS AND GUARANTEES

ECHELON PRIVATE CLIENT SOLUTIONS (ECHELON)

Astruespecialistsandpioneersinthelocalshort-terminsuranceindustry,Echelonofferstailor-madepersonalassetrisksolutionstomeettheneedsofprofessionals,businessownersandexecutives.

— ThE EChELON RANGE OF INSURANCE SOLUTIONS INCLUdES

•Unlimitedcoverforpowersurgeandaccidentaldamage

•Extendedbusinesscontentscover•Identityandcybertheftcover•Motorpersonalaccidentcover•Newvehiclereplacementuptothreeyears•Extended4x4cover•Protectionagainsttheapplicationofaverage•Storageandremovalcoveronallrisksbasis•Unlimitedcar-hire(GroupB)

Our tailor-made risk transfer solutions address financial exposures as diverse as:

•Thedepreciationinvalueofnewvehiclesovertime

•FinancialshortfallsaffectingfamiliesfollowingamendmentstotheRoadAccidentFund(RAF)

•Unexpectedcostsduetocybertheftandidentitytheft

•Liabilitiesassociatedwithlawsuitsandthird-partyclaims

— FOR MORE INFORMATION CONTACTT (011)0232214/5/6/7/8 (021)6571100/1/2/3/9/10/11F (021)6835441E quotes_ct@echelonpci.co.za

www.echelonpci.co.za

H&Lofferscustomisedinsurancesolutionsforthehospitalityandleisureindustry.Weprovideacomprehensiverangeofadaptablesolutionsandareabletomeetthedemandsoftheever-changinghospitalityindustry.

— h&L OFFERS CUSTOMISEd INSURANCE SOLUTIONS FOR

•B&B’s•Hotels•Gamefarms•Golfestatesandclubs•Restaurants,includingfranchises•Resorts•Lodges•Guesthouses

— OUR RANGE OF INSURANCE SOLUTIONS INCLUdE:

•Property•Fire•Accident•Motor•Liabilities•Marine(smallcraft)

— FOR MORE INFORMATION CONTACTT (011)4503397/3951F 0866894950E info@handl.co.za

www.handl.co.za

HOSPITALITY AND LEISURE UNDERWRITERS (H&L)

TRAVEL INSURANCE CONSULTANTS (TIC)

TICisSouthAfrica’slargesttravelinsurer.Weofferawiderangeofinsurancesolutionsforleisureandbusinesstravel,providingtheassurancethatourcomprehensivesolutionswillcovertravellersintheeventofanyunforeseenincident.

— ThE TIC RANGE OF INSURANCE SOLUTIONS INCLUdES:

•Emergencymedicalexpenses•Worldwide24-houremergencyassistance•Journeycancellationandjourneycurtailment•Repatriationandevacuation•Accidentaldeathoraccidentdisablement•Personalliability•Lossofluggage,documentsandcashwhile

travelling•Hijack,hostageandwrongfularrest•Travelsupplierinsolvency

— FOR MORE INFORMATION CONTACT:T (011)5214000F (011)5214002E helpdesk@tic.co.za

www.tic.co.za

Withover82years’experienceintheagriculturalinsuringindustry,SantamAgricultureknowsthehugechallengesthatfarmersandproducersfacetoprotecttheircropsandthepotentialimpactthesehaveonthemandtheirlivelihood.Weunderstandthecomplexityoftheindustryandwithittheneedforavarietyofinsurancesolutionstoaddressthesechallenges.Thisiswherewearemakingadifferencetohelpclientscreateasustainablefutureandofferthebestinsurancefortheircrops.

— ThE SANTAM AGRICULTURE (CROP) RANGE OF INSURANCE SOLUTIONS INCLUdES

•Hailinsurance•Multi-perilcropinsurance•Fireinsurance

— SPECIALISEd INSURANCE COVERS•Fireonveld•Weatherindexinsurance

— FOR MORE INFORMATION CONTACTT (015)4073000 (012)3691227E support.santamagri@santam.co.za

www.santam.co.za

SANTAM AGRICULTURE (CROP)

When you insure with Santam, you can enjoy the peace of mind knowing that your business is covered. Take advantage of Santam’s depth of expertise by speaking to your intermediary today or visit www.santam.co.za to find out more about Santam’s specialist insurance solutions, specifically designed for clients with unique insurance needs.

Thecontentsofthisbrochureareforinformationpurposesonly.

www.santam.co.zaSantamisanauthorisedfinancialservicesprovider(licencenumber3416)