broadening our horizons 2011 sheila stoeckel community work incentive coordinator, iwipa
TRANSCRIPT
![Page 1: Broadening Our Horizons 2011 Sheila Stoeckel Community Work Incentive Coordinator, IWIPA](https://reader030.vdocument.in/reader030/viewer/2022032802/56649e055503460f94af14b3/html5/thumbnails/1.jpg)
Broadening Our Horizons 2011
Sheila StoeckelCommunity Work
Incentive Coordinator, IWIPA
![Page 2: Broadening Our Horizons 2011 Sheila Stoeckel Community Work Incentive Coordinator, IWIPA](https://reader030.vdocument.in/reader030/viewer/2022032802/56649e055503460f94af14b3/html5/thumbnails/2.jpg)
Iowa Work Incentive Planning and Assistance (IWIPA)
Funded under a cooperative agreement with the Social Security Administration known as Work Incentive Planning and Assistance
Overseen by the Governance Group of Iowa, which includes:
• Iowa Workforce Development• Iowa Dept for the Blind• Iowa Developmental Disabilities Council• Iowa Vocational Rehabilitation Services• Iowa Dept of Education• Iowa Dept of Human Rights• Iowa Dept of Human Services
![Page 3: Broadening Our Horizons 2011 Sheila Stoeckel Community Work Incentive Coordinator, IWIPA](https://reader030.vdocument.in/reader030/viewer/2022032802/56649e055503460f94af14b3/html5/thumbnails/3.jpg)
Supplemental Security Income (SSI)
• Needs based• Resource Limit• Financially needy program• No Auxiliary or survivors
benefits• U.S. Treasury general funds• No state supplement in IA• Work Incentives• Medicaid
![Page 4: Broadening Our Horizons 2011 Sheila Stoeckel Community Work Incentive Coordinator, IWIPA](https://reader030.vdocument.in/reader030/viewer/2022032802/56649e055503460f94af14b3/html5/thumbnails/4.jpg)
Social Security Disability Insurance
• Regular Social Security benefits
• FICA contributions/qualified worker
• Dependent of a qualified worker
• Individualized benefit• Medicare• Work Incentives
![Page 5: Broadening Our Horizons 2011 Sheila Stoeckel Community Work Incentive Coordinator, IWIPA](https://reader030.vdocument.in/reader030/viewer/2022032802/56649e055503460f94af14b3/html5/thumbnails/5.jpg)
Under age 18
• Child must not be working and earning over $1000/month
• Child must have a physical or mental condition
• Be expected to last at least 12 months, or result in death
• If child’s condition results in “marked and severe functional limitations” for at least 12 months
• Household income or resources• Apply/ Redetermination Age 18
![Page 6: Broadening Our Horizons 2011 Sheila Stoeckel Community Work Incentive Coordinator, IWIPA](https://reader030.vdocument.in/reader030/viewer/2022032802/56649e055503460f94af14b3/html5/thumbnails/6.jpg)
Parent to Child Deeming (under 18)
• Parental income/resources shared with the child is “deemed”
• Doesn’t matter if the money is actually provided to child
• Not all income/resources count• Deemed income from a parent to
an eligible child is treated as unearned income
• May be used as for a PASS
![Page 7: Broadening Our Horizons 2011 Sheila Stoeckel Community Work Incentive Coordinator, IWIPA](https://reader030.vdocument.in/reader030/viewer/2022032802/56649e055503460f94af14b3/html5/thumbnails/7.jpg)
Age 18 Redetermination
• SSA will gather medical and other information to see if the 18 year old is eligible to receive benefits as an adult
• A person receiving benefits as a child may not be eligible under the adult rules
• Be prepared!!!!!
![Page 8: Broadening Our Horizons 2011 Sheila Stoeckel Community Work Incentive Coordinator, IWIPA](https://reader030.vdocument.in/reader030/viewer/2022032802/56649e055503460f94af14b3/html5/thumbnails/8.jpg)
Strategies for Redetermination
• Don’t assume that the student will get SSA benefits as a adult
• Start planning early• Document work expense• Understand the purpose of
the questions• Appeal if determined ineligible
![Page 9: Broadening Our Horizons 2011 Sheila Stoeckel Community Work Incentive Coordinator, IWIPA](https://reader030.vdocument.in/reader030/viewer/2022032802/56649e055503460f94af14b3/html5/thumbnails/9.jpg)
Section 301
• Social Security Provision • Allows for continuation of benefits while
the beneficiary completes an appropriate Vocational Rehabilitation Program or similar services.
• In order to be eligible for Section 301, one must have determined by SSA to be “medically recovered” or to no longer meet the medical qualifications through a medical CDR or during the age 18 re-determination
![Page 10: Broadening Our Horizons 2011 Sheila Stoeckel Community Work Incentive Coordinator, IWIPA](https://reader030.vdocument.in/reader030/viewer/2022032802/56649e055503460f94af14b3/html5/thumbnails/10.jpg)
SSI Work Incentives
• Basic Earned Income Calculation• Impairment-Related Work Expenses
(IRWE)• Plan for Achieving Self-Support (PASS)• Student-Earned Income Exclusion
(SEIE)• 1619 (a) & (b)• Blind Work Expense (BWE)• Property Essential to Self Support
(PESS)• Expedited Reinstatement
![Page 11: Broadening Our Horizons 2011 Sheila Stoeckel Community Work Incentive Coordinator, IWIPA](https://reader030.vdocument.in/reader030/viewer/2022032802/56649e055503460f94af14b3/html5/thumbnails/11.jpg)
Earned Income Exclusion
400 Gross earnings -20 General Exc.380 -65 Earned Income Exc.315315 /2 remainder divide by 2157.50 Countable Earnings
![Page 12: Broadening Our Horizons 2011 Sheila Stoeckel Community Work Incentive Coordinator, IWIPA](https://reader030.vdocument.in/reader030/viewer/2022032802/56649e055503460f94af14b3/html5/thumbnails/12.jpg)
Earned Income Exclusion cont.
674 2011 Federal Benefit- 157.50 Countable Earnings 416.50 Reduced SSI payment + 400 gross Income
$816.50 Total monthly gross income
![Page 13: Broadening Our Horizons 2011 Sheila Stoeckel Community Work Incentive Coordinator, IWIPA](https://reader030.vdocument.in/reader030/viewer/2022032802/56649e055503460f94af14b3/html5/thumbnails/13.jpg)
Student Earned Income Exclusion
• Must be under 22
• regularly attending school– College - 8 hrs a week – Grades 7-12 - 12 hrs a week– Training Course - 12 hrs a week– Home study due to disability can also be
considered
• Allows student to exclude $1,640 per month/maximum of $6,600 per year and their SSI is not reduced in 2011
![Page 14: Broadening Our Horizons 2011 Sheila Stoeckel Community Work Incentive Coordinator, IWIPA](https://reader030.vdocument.in/reader030/viewer/2022032802/56649e055503460f94af14b3/html5/thumbnails/14.jpg)
1619b
If your earnings are so high that your SSI payments stop: • Medicaid continues until you earn
above a threshold• People with high medical costs can
earn even more
![Page 15: Broadening Our Horizons 2011 Sheila Stoeckel Community Work Incentive Coordinator, IWIPA](https://reader030.vdocument.in/reader030/viewer/2022032802/56649e055503460f94af14b3/html5/thumbnails/15.jpg)
Other important Work Incentives
• Impairment Related Work Expense
• Blind Work Expense• Plan for Achieving Self
Support• Property Essential to Self
Support
![Page 16: Broadening Our Horizons 2011 Sheila Stoeckel Community Work Incentive Coordinator, IWIPA](https://reader030.vdocument.in/reader030/viewer/2022032802/56649e055503460f94af14b3/html5/thumbnails/16.jpg)
Plan for Achieving Self-Support (PASS Plan)
Allows an individual to set aside income and/or resources for a specified period of time to achieve their work goal.
![Page 17: Broadening Our Horizons 2011 Sheila Stoeckel Community Work Incentive Coordinator, IWIPA](https://reader030.vdocument.in/reader030/viewer/2022032802/56649e055503460f94af14b3/html5/thumbnails/17.jpg)
PASS facts
• Already receiving SSI or must meet eligibility requirements
• Must have income/resources to set aside
• To increase or maintain income producing capability
• A chance to achieve a vocational goal
• To make it financially feasible to set aside or save income/resources
• PASS can start as early as 14 years old.
![Page 18: Broadening Our Horizons 2011 Sheila Stoeckel Community Work Incentive Coordinator, IWIPA](https://reader030.vdocument.in/reader030/viewer/2022032802/56649e055503460f94af14b3/html5/thumbnails/18.jpg)
Examples of PASS Expenditures• Supported Employment services• Items & Capital for a Business• Educational & Training expenses• Attendant Care• Child Care• Equipment or tools• Uniforms or special clothing• Etc
![Page 19: Broadening Our Horizons 2011 Sheila Stoeckel Community Work Incentive Coordinator, IWIPA](https://reader030.vdocument.in/reader030/viewer/2022032802/56649e055503460f94af14b3/html5/thumbnails/19.jpg)
Social Security Disability Insurance Social Security
Childhood Disability Benefits
Have worked and paid Social Security taxes (FICA), be a qualified worker, or an adult disabled child of a qualified worker.
![Page 20: Broadening Our Horizons 2011 Sheila Stoeckel Community Work Incentive Coordinator, IWIPA](https://reader030.vdocument.in/reader030/viewer/2022032802/56649e055503460f94af14b3/html5/thumbnails/20.jpg)
SSDI Work Incentives
• 9 month Trial Work Period allows you to work and receive benefits
• Automatic reinstatement for the first 3 years
• Additional 5 years of reinstatement if work stops and there is no medical improvement
![Page 21: Broadening Our Horizons 2011 Sheila Stoeckel Community Work Incentive Coordinator, IWIPA](https://reader030.vdocument.in/reader030/viewer/2022032802/56649e055503460f94af14b3/html5/thumbnails/21.jpg)
Other SSDI Work Incentives
• IRWE• Higher SGA for Blind• Subsidy• Extended Medicare
coverage• Unincurred Business
expenses• Unsuccessful Work Attempt• Continued payment under a
VR or similar program
![Page 22: Broadening Our Horizons 2011 Sheila Stoeckel Community Work Incentive Coordinator, IWIPA](https://reader030.vdocument.in/reader030/viewer/2022032802/56649e055503460f94af14b3/html5/thumbnails/22.jpg)
Medicaid for Employed People With Disabilities ~ Title 19
• Must be disabled• Must have earned income from
employment• Must be under age 65• Must meet income and resource
requirements (higher than SSI requirements)
• Same as Title 19 - administered by DHS
• Some individuals may pay a premium
![Page 23: Broadening Our Horizons 2011 Sheila Stoeckel Community Work Incentive Coordinator, IWIPA](https://reader030.vdocument.in/reader030/viewer/2022032802/56649e055503460f94af14b3/html5/thumbnails/23.jpg)
Iowa Work Incentive and Assistance Project
Suzie Paulson430 E Grand Ave
Des Moines, IA 50309515-281-9009866- 528-4019
Relay [email protected]
Sheila Stoeckel600 South Pierce AveMason City, IA 50401
641-422-1500877-424-9472
Relay [email protected]