broker product guide
TRANSCRIPT
![Page 1: BROKER PRODUCT GUIDE](https://reader031.vdocument.in/reader031/viewer/2022021800/620cfb978093a8195a3e2db3/html5/thumbnails/1.jpg)
BROKER PRODUCT GUIDEOne of Australia's broadest product ranges – f inancing every life stage.
13 80 10 | latrobefinancial.com
8 November 2021 - 28 February 2022
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13 80 10 | latrobefinancial.com
Automatic accreditation through your aggregator. ^ Depends on loan amount and risk grade of borrower. * Interest rate loading of 0.40% p.a. may apply, depending on loan amount or product type.
Residential Lending
≤$2m* $2m - $5m >$5m - $25m
Credit Grade ≤65% 75% 80% ≤65% 75% 80% ≤65% 70% 80%
A 2.89% 2.99% 3.09% 4.49% 4.79%
POA POAB 3.89% 3.99% 4.09% 5.49% 5.69%
C1 4.79% 4.99% 5.49% 6.49% 6.99%
C2 5.79% 5.99% 6.49% 6.99% 7.49%
C3 6.79% 6.99% 7.49%
Any Worthwhile Purpose (including cash out)Max LVR: 95% 80% no LMI
Term: 30 years
Interest Only:1-5 years*
Income Assessment:2 payslips or 2 years financials
Max Loan Size:$2m @ 80% LVR $5m @ 75% LVR Up to $25m on application
Full Doc
Rates from^
2.79%
COMMERCIAL
SMSF
EVERYDAY HEROS
INTERNATIONAL BORROWER
RESIDUAL STOCK
FULL DOC
LITE DOC®
BRIDGING
LEASE DOC
CONSTRUCTION
RURAL ≤ 100 ACRES
AGED CARE
FIRST HOME ASSISTANCE
P2C® P2C® P2C®P2C®
DEVELOPMENT
p.a.
SPECIAL for a limited time
Credit Grade ≤65% 75% 80%
A 2.79% 2.89% 2.99%
B 3.79% 3.89% 3.99%Owner Occupied ≤$2m
≤$2m* $2m - $5m >$5m - $25m
Credit Grade ≤65% 75% 80% ≤65% 70% 75% ≤65% 70% 75%
A 3.69% 3.89% 4.09% 4.99% 5.29% 5.49%
POA POAB 4.39% 4.59% 4.79% 5.59% 5.79% 5.99%
C1 5.49% 5.99% 6.49% 6.59% 6.79% 6.99%
C2 6.49% 6.89% 6.99% 6.99% 7.49% 7.99%
Max LVR: 80%
Term: 30 years
Interest Only:1-5 years*
Income Assessment:Accountant’s letter, Trading Statements or BAS
Max Loan Size:$2m @ 80% LVR $5m @ 75% LVR Up to $25m on application
Any Worthwhile Purpose (including cash out)
Lite Doc®
Rates from^
3.59%
COMMERCIAL
SMSF
EVERYDAY HEROS
INTERNATIONAL BORROWER
RESIDUAL STOCK
FULL DOC
LITE DOC®
BRIDGING
LEASE DOC
CONSTRUCTION
RURAL ≤ 100 ACRES
AGED CARE
FIRST HOME ASSISTANCE
P2C® P2C® P2C®P2C®
DEVELOPMENT
p.a.
SPECIAL for a limited timeOwner Occupied ≤$2m
Credit Grade ≤65% 75% 80%
A 3.59% 3.79% 3.99%
B 4.39% 4.59% 4.79%
Metro and Major Regional (≤$1.5m) Regional Inner-city apartments
Credit Grade ≤65% 75% 80% ≤65% 70% 75% ≤65%
A 4.49% 4.79% 4.89% 5.49% 5.79% 5.89% 5.49%
B 5.69% 5.89% 5.99% 5.69% 5.99% 6.09% 5.69%
Max LVR: 80%
Term: 30 years
Interest Only:N/A
Income Assessment:Rental Income SMSF Contribution
Max Loan Size:$1.5m @ 80% LVR $2.5m @ 75% LVR Up to $25m on application
Purchase or Refinance of Investment
SMSF
Rates from^
4.49%
COMMERCIAL
SMSF
EVERYDAY HEROS
INTERNATIONAL BORROWER
RESIDUAL STOCK
FULL DOC
LITE DOC®
BRIDGING
LEASE DOC
CONSTRUCTION
RURAL ≤ 100 ACRES
AGED CARE
FIRST HOME ASSISTANCE
P2C® P2C® P2C®P2C®
DEVELOPMENT
p.a.
ConstructionMax LVR: 80%
Term: 30 years
Interest Only:1-5 years
Income Assessment:Refer to Full Doc or Lite Doc®
Max Loan Size:$25m
Construction/ Vacant LandRates from^
6.99%
COMMERCIAL
SMSF
EVERYDAY HEROS
INTERNATIONAL BORROWER
RESIDUAL STOCK
FULL DOC
LITE DOC®
BRIDGING
LEASE DOC
CONSTRUCTION
RURAL ≤ 100 ACRES
AGED CARE
FIRST HOME ASSISTANCE
P2C® P2C® P2C®P2C®
DEVELOPMENT
p.a. p.a.(upon completion)
|2.79%Vacant Land 65% LVR (up to 2 years loan term)
1-2 dwellings (≤$2m)
1-2 dwellings ($2m - $5m)
1-2 dwellings (>$5m - $25m)
Credit Grade ≤65% 75% 80% ≤65% 75% 80% ≤60% 70% 80%
A
6.99% 6.99% 7.29% 6.99% 6.99% POA POAB
C1
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13 80 10 | latrobefinancial.com
≤$2m $2m - $5m >$5m - $25m
Credit Grade ≤65% 75% 80% ≤65% 75% 80% ≤70% 75% 80%
A
5.99% 6.29% 6.49% 6.49% 6.99% POAB
C1
Max LVR: 80%
Term: 2 years (up to 30 years if residual debt)
Interest Only:2 years
Income Assessment:Refer to Full Doc or Lite Doc®
Max Loan Size:$2m @ 80% LVR $5m @ 75% LVR Up to $25m on application
Bridging
Rates from^
5.99%
COMMERCIAL
SMSF
EVERYDAY HEROS
INTERNATIONAL BORROWER
RESIDUAL STOCK
FULL DOC
LITE DOC®
BRIDGING
LEASE DOC
CONSTRUCTION
RURAL ≤ 100 ACRES
AGED CARE
FIRST HOME ASSISTANCE
P2C® P2C® P2C®P2C®
DEVELOPMENT
Purchase or Construction
p.a.
Automatic accreditation through your aggregator. ^ Depends on loan amount and risk grade of borrower. * Interest rate loading of 0.40% p.a. may apply, depending on loan amount or product type. ** Depends on acreage.
Full Doc Lite Doc®
Credit Grade ≤65% 75%** ≤65% 75%**
A 4.99% 5.49% 5.99% 6.49%
B 5.49% 5.99% 6.49% 6.99%
C1 6.49% 6.99% 6.99% 7.49%
C2 7.49% 7.99% 7.99% 8.49%
Any Worthwhile PurposeMax LVR: 75%**
Term: 30 years
Interest Only:1-5 years
Income Assessment:Refer to Full Doc or Lite Doc®
Max Loan Size:$1.5m
Rural≤100 ACRES
Rates from^
4.99%
COMMERCIAL
SMSF
EVERYDAY HEROS
INTERNATIONAL BORROWER
RESIDUAL STOCK
FULL DOC
LITE DOC®
BRIDGING
LEASE DOC
CONSTRUCTION
RURAL ≤ 100 ACRES
AGED CARE
FIRST HOME ASSISTANCE
P2C® P2C® P2C®P2C®
DEVELOPMENT
p.a.
Any Worthwhile Purpose
Expatriate Loan
≤$2m $2m - $5m >$5m - $25m
Credit Grade ≤65% 75% 80% ≤65% 75% 80% ≤70% 75% 80%
A 4.59% 4.79% 4.99% 5.79% 5.99% POA
Non-Resident Loan
≤$2mStandard
>$2m - $2.5mStandard
≤$2mInner-City
Apartments
>$2m - $2.5mInner-city
Apartments
Credit Grade <65% 75% ≤65% 75% ≤60% 70% ≤60% 70%
A 5.59% 5.89% 6.79% 6.99% 5.99% 5.99% 6.79% 6.99%
Max LVR: 80%
Term: 30 years
Interest Only:1-5 years
Income Assessment:Refer to Term Sheet
Max Loan Size:$2m @ 80% LVR $5m @ 75% LVR Up to $25m on application
International
COMMERCIAL
SMSF
EVERYDAY HEROS
INTERNATIONAL BORROWER
RESIDUAL STOCK
FULL DOC
LITE DOC®
BRIDGING
LEASE DOC
CONSTRUCTION
RURAL ≤ 100 ACRES
AGED CARE
FIRST HOME ASSISTANCE
P2C® P2C® P2C®P2C®
DEVELOPMENT
Rates from^
4.59%p.a.
Max LVR: 105%
Term: 25 years
Interest Only:N/A
Purpose:Purchase
Income Assessment:Refer to Full Doc or Lite Doc®
Max Loan Size:Up to $1.25m
Parent-2-Child(P2C®)
Rates from^
2.50%Set by Parents
COMMERCIAL
SMSF
EVERYDAY HEROS
INTERNATIONAL BORROWER
RESIDUAL STOCK
FULL DOC
LITE DOC®
BRIDGING
LEASE DOC
CONSTRUCTION
RURAL ≤ 100 ACRES
AGED CARE
FIRST HOME ASSISTANCE
P2C® P2C® P2C®P2C®
DEVELOPMENT
p.a.
Max LVR: 50%
Term: 7 years
Interest Only:7 years
Purpose:Refundable Accommodation Deposit (RAD)
Income Assessment:Refer to La Trobe Financial
Max Loan Size:$750,000
Aged Care
Rates from^
4.90%
COMMERCIAL
SMSF
EVERYDAY HEROS
INTERNATIONAL BORROWER
RESIDUAL STOCK
FULL DOC
LITE DOC®
BRIDGING
LEASE DOC
CONSTRUCTION
RURAL ≤ 100 ACRES
AGED CARE
FIRST HOME ASSISTANCE
P2C® P2C® P2C®P2C®
DEVELOPMENT
p.a.
SPECIAL – for a limited time
Everyday Heroes Full Doc
Owner Occupied ≤$2m
Credit Grade ≤65% 75% 80%
A 2.59% 2.69% 2.79%
Everyday Heroes Lite Doc®
Owner Occupied ≤$2m
Credit Grade ≤65% 75% 80%
A 3.39% 3.59% 3.79%
COMMERCIAL
SMSF
EVERYDAY HEROS
INTERNATIONAL BORROWER
RESIDUAL STOCK
FULL DOC
LITE DOC®
BRIDGING
LEASE DOC
CONSTRUCTION
RURAL ≤ 100 ACRES
AGED CARE
FIRST HOME ASSISTANCE
P2C® P2C® P2C®P2C®
DEVELOPMENT
Who Qualifies for this offer?We are looking to help the first responders and front line emergency workers that often put themselves in harm’s way so that the rest of the community can safely get on with their lives. Putting “others before self”.
Max LVR: 80%
Term: 30 years
Interest Only: N/A
Income Assessment: Refer to Full Doc or Lite Doc®
Max Loan Size: $2m @ 80% LVR
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Commercial Lending
3 key reasons to choose La Trobe Financial Speed
Easy ApplicationChoiceBroadest product range of all non-banks
No Clawbacksupfront commission
Purchase, Refinance, Debt Consolidation & Cash OutMax LVR: 75%
Term: 30 years
Interest Only:1-5 years*
Income Assessment:Accountant’s letter, Trading Statements or BAS
Max Loan Size:$25m
Lite Doc®
Rates from^
5.09%
COMMERCIAL
SMSF
EVERYDAY HEROS
INTERNATIONAL BORROWER
RESIDUAL STOCK
FULL DOC
LITE DOC®
BRIDGING
LEASE DOC
CONSTRUCTION
RURAL ≤ 100 ACRES
AGED CARE
FIRST HOME ASSISTANCE
P2C® P2C® P2C®P2C®
DEVELOPMENT
Finance Leased Commercial PropertyMax LVR: 75%
Term: 30 years
Interest Only:1-5 years*
Income Assessment:Full Lease Agreement
Max Loan Size:$25m
Lease Doc
Rates from^
4.89%
COMMERCIAL
SMSF
EVERYDAY HEROS
INTERNATIONAL BORROWER
RESIDUAL STOCK
FULL DOC
LITE DOC®
BRIDGING
LEASE DOC
CONSTRUCTION
RURAL ≤ 100 ACRES
AGED CARE
FIRST HOME ASSISTANCE
P2C® P2C® P2C®P2C®
DEVELOPMENT
Purchase & RefinanceMax LVR: 75%
Term: 30 years
Interest Only:1-5 years
Income Assessment:Rental Income SMSF Contribution
Max Loan Size:$5m
SMSF
Rates from^
4.79%
COMMERCIAL
SMSF
EVERYDAY HEROS
INTERNATIONAL BORROWER
RESIDUAL STOCK
FULL DOC
LITE DOC®
BRIDGING
LEASE DOC
CONSTRUCTION
RURAL ≤ 100 ACRES
AGED CARE
FIRST HOME ASSISTANCE
P2C® P2C® P2C®P2C®
DEVELOPMENT
Automatic accreditation through your aggregator. ^ Depends on loan amount and risk grade of borrower.
Max LVR: 75%
Term: 30 years
Interest Only:1-5 years
Income Assessment:2 payslips or 2 years financials
Max Loan Size:$25m
≤$3m $3m - $5m >$5m - $25m
Credit Grade ≤60% 65% 70% 75% ≤60% 65% 70% 75% 70%
A 4.49% 4.69% 4.79% 4.99% 4.99% 5.19% 5.29%
POAB 5.09% 5.19% 5.29% 5.49% 5.49% 5.69% 5.79%
C1 6.09% 6.19% 6.29% 6.49% 6.69% 6.79%
≤$3m $3m - $5m >$5m - $25m
Credit Grade ≤60% 65% 70% 75% ≤60% 65% 70% 75% 70%
A 5.09% 5.39% 5.49% 5.59% 5.59% 5.89% 5.99%
POAB 5.59% 5.89% 5.99% 6.49% 6.09% 6.39% 6.49%
C1 6.59% 6.89% 6.99% 7.09% 7.39% 7.49%
≤$3m $3m - $5m >$5m - $25m
Credit Grade ≤60% 65% 70% 75% ≤60% 65% 70% 75% 70%
A 4.89% 5.09% 5.19% 5.29% 5.39% 5.59% 5.69%
POAB 5.39% 5.59% 5.69% 5.79% 5.89% 6.09% 6.19%
C1 6.39% 6.59% 6.69% 6.49% 6.79% 6.99%
Purchase, Refinance, Debt Consolidation & Cash Out
Full Doc
Rates from^
4.49%
COMMERCIAL
SMSF
EVERYDAY HEROS
INTERNATIONAL BORROWER
RESIDUAL STOCK
FULL DOC
LITE DOC®
BRIDGING
LEASE DOC
CONSTRUCTION
RURAL ≤ 100 ACRES
AGED CARE
FIRST HOME ASSISTANCE
P2C® P2C® P2C®P2C®
DEVELOPMENT
p.a.
p.a.
p.a.
p.a.
≤$3m $3m - $5m
Credit Grade ≤60% 65% 70% 75% ≤60% 65% 70% 75%
A 4.79% 4.99% 4.99% 5.29% 5.29% 5.49% 5.49%
B 5.29% 5.59% 5.69% 6.19% 5.79% 6.09% 6.19%
C1 6.29% 6.59% 6.69% 6.79% 7.09% 7.19%
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13 80 10 | latrobefinancial.com
A B C1 C2 C3
Residential Full Doc “Special” $995 $995 n/a n/a n/a
Residential Lite Doc® “Special” 0.75% 0.75% n/a n/a n/a
Residential Full Doc ≤$2m 0.75% 0.75% 1.50% 1.50% 1.50%
Residential Full Doc >$2m 1.25% 1.25% 1.75% n/a n/a
Residential Lite Doc® ≤$2m 1.25% 1.25% 1.75% 1.75% n/a
Residential Lite Doc®>$2m 1.25% 1.25% 1.75% n/a n/a
Residential Bridging 1.25% 1.25% 1.25% n/a n/a
Residential Expatriate 0.75% n/a n/a n/a n/a
Residential Non-Resident 1.50%# n/a n/a n/a n/a
Residential SMSF $995 1.25% n/a n/a n/a
Residential SMSF (Inner-city apartments) $995 1.50% n/a n/a n/a
Commercial SMSF 1.25% 1.25% 1.75% n/a n/a
Residential Construction 1.25% 1.25% 1.50% n/a n/a
Development Finance^/ Residual Stock 1.50% 1.50% n/a n/a n/a
Rural ≥100 acres** 1.25% 1.25% 1.75% 1.75% n/a
Commercial 1.25% 1.25% 1.75% 1.75% n/a
Residential and Commercial Application Fees
≤$2m
Credit Grade ≤55%**
A7.99%
B
Max LVR: 55%**
Term: 1-5 years
Interest Only:1-5 years
Income Assessment:Refer to Full Doc or Lite Doc®
Max Loan Size:$2m
Rural Property ≥100 Acres
Rates from^
7.99%
Rural≥100 ACRES
COMMERCIAL
SMSF
EVERYDAY HEROS
INTERNATIONAL BORROWER
RESIDUAL STOCK
FULL DOC
LITE DOC®
BRIDGING
LEASE DOC
CONSTRUCTION
RURAL ≤ 100 ACRES
AGED CARE
FIRST HOME ASSISTANCE
P2C® P2C® P2C®P2C®
DEVELOPMENT
Max LVR: 70%
Term: 1-2 years
Interest Only:1-2 years
Income Assessment:Refer to term sheet
Max Loan Size:$25m
Development Sell Down
Residual StockRates from^
6.49%
COMMERCIAL
SMSF
EVERYDAY HEROS
INTERNATIONAL BORROWER
RESIDUAL STOCK
FULL DOC
LITE DOC®
BRIDGING
LEASE DOC
CONSTRUCTION
RURAL ≤ 100 ACRES
AGED CARE
FIRST HOME ASSISTANCE
P2C® P2C® P2C®P2C®
DEVELOPMENT
Automatic accreditation through your aggregator. ^ Depends on loan amount and risk grade of borrower. * Interest rate loading of 0.40% p.a. may apply, depending on loan amount or product type. ** Depends on acreage. #Plus 1% Non-Resident Premium.
Max LVR: 70%
Term: 1-2 years
Interest Only:1-2 years
Income Assessment:Accountant’s letter, Trading Statements or BAS
Max Loan Size:$25m
≤$5m $5m - $15m >$15m - $25m
Credit Grade ≤70% 65% 65%
A7.49% 7.99% 8.99%
B
≤$5m $5m - $15m >$15m - $25m
Credit Grade ≤70% 65% 65%
A6.49% 6.79% 6.99%
B
Multi-unit Construction in Metro Locations
Development FinanceRates from^
7.49%
COMMERCIAL
SMSF
EVERYDAY HEROS
INTERNATIONAL BORROWER
RESIDUAL STOCK
FULL DOC
LITE DOC®
BRIDGING
LEASE DOC
CONSTRUCTION
RURAL ≤ 100 ACRES
AGED CARE
FIRST HOME ASSISTANCE
P2C® P2C® P2C®P2C®
DEVELOPMENT
p.a.
p.a.
p.a.
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13 80 10 | latrobefinancial.com
Awards
SPECIAL – FOR A LIMITED TIME
Earn 10,000 Qantas Points
for every $100,000 borrowedPLUS an annual loyalty bonus* La Trobe Financial customers may now earn Qantas Points when they settle an Eligible Residential Loan. They can earn 10,000 Qantas Points for every $100,000 drawn down at settlement (up to a maximum of 250,000 Qantas Points).* Customers will also earn a bonus 12,000 Qantas Points every year on the anniversary of their loan, for the first 5 years, when the outstanding loan balance is $200,000 or more and the loan is not in arrears or default or the subject of hardship relief or assistance.
$200,000+Residential Loan
20,000points^
$300,000+Residential Loan
30,000points^
$400,000+Residential Loan
40,000points^
$500,000+Residential Loan
50,000points^
$600,000+Residential Loan
60,000points^
$700,000+Residential Loan
70,000points^
$800,000+Residential Loan
80,000points^
$900,000+Residential Loan
90,000points^
Plus 12,000 Qantas Points per annum (for first 5 years)^
Full Doc
COMMERCIAL
SMSF
EVERYDAY HEROS
INTERNATIONAL BORROWER
RESIDUAL STOCK
FULL DOC
LITE DOC®
BRIDGING
LEASE DOC
CONSTRUCTION
RURAL ≤ 100 ACRES
AGED CARE
FIRST HOME ASSISTANCE
P2C® P2C® P2C®P2C®
DEVELOPMENT
≤$2m*
Credit Grade ≤65% 75% 80%
A 2.89% 2.99% 3.09%
B 3.89% 3.99% 4.09%
C1 4.79% 4.99% 5.49%
C2 5.79% 5.99% 6.49%
C3 6.79% 6.99% 7.49%
Everyday Heroes Full Doc
Owner Occupied
COMMERCIAL
SMSF
EVERYDAY HEROS
INTERNATIONAL BORROWER
RESIDUAL STOCK
FULL DOC
LITE DOC®
BRIDGING
LEASE DOC
CONSTRUCTION
RURAL ≤ 100 ACRES
AGED CARE
FIRST HOME ASSISTANCE
P2C® P2C® P2C®P2C®
DEVELOPMENT
≤$2m*
Credit Grade ≤65% 75% 80%
A 2.59% 2.69% 2.79%
Lite Doc®
COMMERCIAL
SMSF
EVERYDAY HEROS
INTERNATIONAL BORROWER
RESIDUAL STOCK
FULL DOC
LITE DOC®
BRIDGING
LEASE DOC
CONSTRUCTION
RURAL ≤ 100 ACRES
AGED CARE
FIRST HOME ASSISTANCE
P2C® P2C® P2C®P2C®
DEVELOPMENT
≤$2m*
Credit Grade ≤65% 75% 80%
A 3.69% 3.89% 4.09%
B 4.39% 4.59% 4.79%
C1 5.49% 5.99% 6.49%
C2 6.49% 6.89% 6.99%
Everyday Heroes Lite Doc®
Owner Occupied
COMMERCIAL
SMSF
EVERYDAY HEROS
INTERNATIONAL BORROWER
RESIDUAL STOCK
FULL DOC
LITE DOC®
BRIDGING
LEASE DOC
CONSTRUCTION
RURAL ≤ 100 ACRES
AGED CARE
FIRST HOME ASSISTANCE
P2C® P2C® P2C®P2C®
DEVELOPMENT
≤$2m*
Credit Grade ≤65% 75% 80%
A 3.39% 3.59% 3.79%
Full Doc Lite Doc®
≤100 acres (<$1.5m)
Credit Grade ≤65% 75%**
A 4.99% 5.49%
B 5.49% 5.99%
C1 6.49% 6.99%
C2 7.49% 7.99%
<100 acres (<$1.5m)
≤65% 75%**
5.99% 6.49%
6.49% 6.99%
6.99% 7.49%
7.99% 8.49%
Rural
COMMERCIAL
SMSF
EVERYDAY HEROS
INTERNATIONAL BORROWER
RESIDUAL STOCK
FULL DOC
LITE DOC®
BRIDGING
LEASE DOC
CONSTRUCTION
RURAL ≤ 100 ACRES
AGED CARE
FIRST HOME ASSISTANCE
P2C® P2C® P2C®P2C®
DEVELOPMENT
Application Fees A B C1 C2 C3
Residential Full Doc “Special” $995 $995 n/a n/a n/a
Residential Lite Doc® “Special” 0.75% 0.75% n/a n/a n/a
Residential Full Doc ≤$2m 0.75% 0.75% 1.50% 1.50% 1.50%
Residential Lite Doc® ≤$2m 1.25% 1.25% 1.75% n/a n/a
Rural 1.25% 1.25% 1.75% 1.75% n/a
Everyday Heroes Full Doc $995
Everyday Heroes Lite Doc® 0.75%
Owner Occupied
≤$2m*
Credit Grade ≤65% 75% 80%
A 2.79% 2.89% 2.99%
B 3.79% 3.89% 3.99%
Full Doc
COMMERCIAL
SMSF
EVERYDAY HEROS
INTERNATIONAL BORROWER
RESIDUAL STOCK
FULL DOC
LITE DOC®
BRIDGING
LEASE DOC
CONSTRUCTION
RURAL ≤ 100 ACRES
AGED CARE
FIRST HOME ASSISTANCE
P2C® P2C® P2C®P2C®
DEVELOPMENT
Owner Occupied
≤$2m*
Credit Grade ≤65% 75% 80%
A 3.59% 3.79% 3.99%
B 4.39% 4.59% 4.79%
Lite Doc®
COMMERCIAL
SMSF
EVERYDAY HEROS
INTERNATIONAL BORROWER
RESIDUAL STOCK
FULL DOC
LITE DOC®
BRIDGING
LEASE DOC
CONSTRUCTION
RURAL ≤ 100 ACRES
AGED CARE
FIRST HOME ASSISTANCE
P2C® P2C® P2C®P2C®
DEVELOPMENT
Automatic accreditation through your aggregator. ^Terms and conditions apply – visit www.latrobefinancial.com.au/loans/qantas/disclaimer. * Interest rate loading of 0.40% p.a. may apply, depending on loan amount or product type. ** Depends on acreage.
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Awards & Ratings
Awards
To view full list of our awards please visit our Awards and Ratings page on our website.
20222022
BEST INVESTMENT MANAGEMENT
AWARDS2019
IFMAUSTRALIA
AWARDS2019
IFM
9 920192019AUSTRALIA
AWARDS2018
IFMBEST INVESTMENT MANAGEMENT
AWARDS2018
IFM
20182018
BEST INVESTMENT MANAGEMENT
AWARDS2016
IFMBEST SPECIALIST
AWARDS2016
IFM20162016
AWARDS2017
IFMBEST WEALTH MANAGEMENT
AWARDS2017
IFM
20172017
20202020BEST NON - BANK
AUSTRALIA
AWARDS2020
IFMBEST INVESTMENT MANAGEMENT
COMPANY - AUSTRALIA
AWARDS2018
IFM
2020
To view full list of our ratings and awards please visit our Awards and Ratings page on our website.
RATINGS HELD :
• SQM Research (12 Month Term Account, Select Investment Account)1
• Zenith Investment Rating (12 Month Term Account)2
• Lonsec (12 Month Term Account)3 • Australian Ratings (4 Year Account)4
20212021
20222022
BEST INVESTMENT MANAGEMENT
AWARDS2019
IFMAUSTRALIA
AWARDS2019
IFM
9 920192019AUSTRALIA
AWARDS2018
IFMBEST INVESTMENT MANAGEMENT
AWARDS2018
IFM
20182018
BEST INVESTMENT MANAGEMENT
AWARDS2016
IFMBEST SPECIALIST
AWARDS2016
IFM20162016
AWARDS2017
IFMBEST WEALTH MANAGEMENT
AWARDS2017
IFM
20172017
20202020BEST NON - BANK
AUSTRALIA
AWARDS2020
IFMBEST INVESTMENT MANAGEMENT
COMPANY - AUSTRALIA
AWARDS2018
IFM
2020
To view full list of our ratings and awards please visit our Awards and Ratings page on our website.
RATINGS HELD :
• SQM Research (12 Month Term Account, Select Investment Account)1
• Zenith Investment Rating (12 Month Term Account)2
• Lonsec (12 Month Term Account)3 • Australian Ratings (4 Year Account)4
20212021
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All features and interest rates are current as at the date of publication and may change. Terms, conditions, fees, charges and La Trobe Financial lending criteria apply.
This document is for use by accredited La Trobe Financial loan brokers only and not for distribution to any other party.
La Trobe Financial Services Pty Limited ACN 006 479 527 Australian Credit Licence 392385. La Trobe Financial Asset Management Limited Australian Financial Services Licence 222213 Australian Credit Licence 222213.
Copyright 2022 La Trobe Financial Services Pty Limited ACN 006 479 527. All rights reserved. No portion of this may be reproduced, copied, or in any way reused without written permission from La Trobe Financial.
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