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BROKER PRODUCT GUIDE One of Australia's broadest product ranges – f inancing every life stage. 13 80 10 | latrobefinancial.com 8 November 2021 - 28 February 2022

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Page 1: BROKER PRODUCT GUIDE

BROKER PRODUCT GUIDEOne of Australia's broadest product ranges – f inancing every life stage.

13 80 10 | latrobefinancial.com

8 November 2021 - 28 February 2022

Page 2: BROKER PRODUCT GUIDE

13 80 10 | latrobefinancial.com

Automatic accreditation through your aggregator. ^ Depends on loan amount and risk grade of borrower. * Interest rate loading of 0.40% p.a. may apply, depending on loan amount or product type.

Residential Lending

≤$2m* $2m - $5m >$5m - $25m

Credit Grade ≤65% 75% 80% ≤65% 75% 80% ≤65% 70% 80%

A 2.89% 2.99% 3.09% 4.49% 4.79%

POA POAB 3.89% 3.99% 4.09% 5.49% 5.69%

C1 4.79% 4.99% 5.49% 6.49% 6.99%

C2 5.79% 5.99% 6.49% 6.99% 7.49%

C3 6.79% 6.99% 7.49%

Any Worthwhile Purpose (including cash out)Max LVR: 95% 80% no LMI

Term: 30 years

Interest Only:1-5 years*

Income Assessment:2 payslips or 2 years financials

Max Loan Size:$2m @ 80% LVR $5m @ 75% LVR Up to $25m on application

Full Doc

Rates from^

2.79%

COMMERCIAL

SMSF

EVERYDAY HEROS

INTERNATIONAL BORROWER

RESIDUAL STOCK

FULL DOC

LITE DOC®

BRIDGING

LEASE DOC

CONSTRUCTION

RURAL ≤ 100 ACRES

AGED CARE

FIRST HOME ASSISTANCE

P2C® P2C® P2C®P2C®

DEVELOPMENT

p.a.

SPECIAL for a limited time

Credit Grade ≤65% 75% 80%

A 2.79% 2.89% 2.99%

B 3.79% 3.89% 3.99%Owner Occupied ≤$2m

≤$2m* $2m - $5m >$5m - $25m

Credit Grade ≤65% 75% 80% ≤65% 70% 75% ≤65% 70% 75%

A 3.69% 3.89% 4.09% 4.99% 5.29% 5.49%

POA POAB 4.39% 4.59% 4.79% 5.59% 5.79% 5.99%

C1 5.49% 5.99% 6.49% 6.59% 6.79% 6.99%

C2 6.49% 6.89% 6.99% 6.99% 7.49% 7.99%

Max LVR: 80%

Term: 30 years

Interest Only:1-5 years*

Income Assessment:Accountant’s letter, Trading Statements or BAS

Max Loan Size:$2m @ 80% LVR $5m @ 75% LVR Up to $25m on application

Any Worthwhile Purpose (including cash out)

Lite Doc®

Rates from^

3.59%

COMMERCIAL

SMSF

EVERYDAY HEROS

INTERNATIONAL BORROWER

RESIDUAL STOCK

FULL DOC

LITE DOC®

BRIDGING

LEASE DOC

CONSTRUCTION

RURAL ≤ 100 ACRES

AGED CARE

FIRST HOME ASSISTANCE

P2C® P2C® P2C®P2C®

DEVELOPMENT

p.a.

SPECIAL for a limited timeOwner Occupied ≤$2m

Credit Grade ≤65% 75% 80%

A 3.59% 3.79% 3.99%

B 4.39% 4.59% 4.79%

Metro and Major Regional (≤$1.5m) Regional Inner-city apartments

Credit Grade ≤65% 75% 80% ≤65% 70% 75% ≤65%

A 4.49% 4.79% 4.89% 5.49% 5.79% 5.89% 5.49%

B 5.69% 5.89% 5.99% 5.69% 5.99% 6.09% 5.69%

Max LVR: 80%

Term: 30 years

Interest Only:N/A

Income Assessment:Rental Income SMSF Contribution

Max Loan Size:$1.5m @ 80% LVR $2.5m @ 75% LVR Up to $25m on application

Purchase or Refinance of Investment

SMSF

Rates from^

4.49%

COMMERCIAL

SMSF

EVERYDAY HEROS

INTERNATIONAL BORROWER

RESIDUAL STOCK

FULL DOC

LITE DOC®

BRIDGING

LEASE DOC

CONSTRUCTION

RURAL ≤ 100 ACRES

AGED CARE

FIRST HOME ASSISTANCE

P2C® P2C® P2C®P2C®

DEVELOPMENT

p.a.

ConstructionMax LVR: 80%

Term: 30 years

Interest Only:1-5 years

Income Assessment:Refer to Full Doc or Lite Doc®

Max Loan Size:$25m

Construction/ Vacant LandRates from^

6.99%

COMMERCIAL

SMSF

EVERYDAY HEROS

INTERNATIONAL BORROWER

RESIDUAL STOCK

FULL DOC

LITE DOC®

BRIDGING

LEASE DOC

CONSTRUCTION

RURAL ≤ 100 ACRES

AGED CARE

FIRST HOME ASSISTANCE

P2C® P2C® P2C®P2C®

DEVELOPMENT

p.a. p.a.(upon completion)

|2.79%Vacant Land 65% LVR (up to 2 years loan term)

1-2 dwellings (≤$2m)

1-2 dwellings ($2m - $5m)

1-2 dwellings (>$5m - $25m)

Credit Grade ≤65% 75% 80% ≤65% 75% 80% ≤60% 70% 80%

A

6.99% 6.99% 7.29% 6.99% 6.99% POA POAB

C1

Page 3: BROKER PRODUCT GUIDE

13 80 10 | latrobefinancial.com

≤$2m $2m - $5m >$5m - $25m

Credit Grade ≤65% 75% 80% ≤65% 75% 80% ≤70% 75% 80%

A

5.99% 6.29% 6.49% 6.49% 6.99% POAB

C1

Max LVR: 80%

Term: 2 years (up to 30 years if residual debt)

Interest Only:2 years

Income Assessment:Refer to Full Doc or Lite Doc®

Max Loan Size:$2m @ 80% LVR $5m @ 75% LVR Up to $25m on application

Bridging

Rates from^

5.99%

COMMERCIAL

SMSF

EVERYDAY HEROS

INTERNATIONAL BORROWER

RESIDUAL STOCK

FULL DOC

LITE DOC®

BRIDGING

LEASE DOC

CONSTRUCTION

RURAL ≤ 100 ACRES

AGED CARE

FIRST HOME ASSISTANCE

P2C® P2C® P2C®P2C®

DEVELOPMENT

Purchase or Construction

p.a.

Automatic accreditation through your aggregator. ^ Depends on loan amount and risk grade of borrower. * Interest rate loading of 0.40% p.a. may apply, depending on loan amount or product type. ** Depends on acreage.

Full Doc Lite Doc®

Credit Grade ≤65% 75%** ≤65% 75%**

A 4.99% 5.49% 5.99% 6.49%

B 5.49% 5.99% 6.49% 6.99%

C1 6.49% 6.99% 6.99% 7.49%

C2 7.49% 7.99% 7.99% 8.49%

Any Worthwhile PurposeMax LVR: 75%**

Term: 30 years

Interest Only:1-5 years

Income Assessment:Refer to Full Doc or Lite Doc®

Max Loan Size:$1.5m

Rural≤100 ACRES

Rates from^

4.99%

COMMERCIAL

SMSF

EVERYDAY HEROS

INTERNATIONAL BORROWER

RESIDUAL STOCK

FULL DOC

LITE DOC®

BRIDGING

LEASE DOC

CONSTRUCTION

RURAL ≤ 100 ACRES

AGED CARE

FIRST HOME ASSISTANCE

P2C® P2C® P2C®P2C®

DEVELOPMENT

p.a.

Any Worthwhile Purpose

Expatriate Loan

≤$2m $2m - $5m >$5m - $25m

Credit Grade ≤65% 75% 80% ≤65% 75% 80% ≤70% 75% 80%

A 4.59% 4.79% 4.99% 5.79% 5.99% POA

Non-Resident Loan

≤$2mStandard

>$2m - $2.5mStandard

≤$2mInner-City

Apartments

>$2m - $2.5mInner-city

Apartments

Credit Grade <65% 75% ≤65% 75% ≤60% 70% ≤60% 70%

A 5.59% 5.89% 6.79% 6.99% 5.99% 5.99% 6.79% 6.99%

Max LVR: 80%

Term: 30 years

Interest Only:1-5 years

Income Assessment:Refer to Term Sheet

Max Loan Size:$2m @ 80% LVR $5m @ 75% LVR Up to $25m on application

International

COMMERCIAL

SMSF

EVERYDAY HEROS

INTERNATIONAL BORROWER

RESIDUAL STOCK

FULL DOC

LITE DOC®

BRIDGING

LEASE DOC

CONSTRUCTION

RURAL ≤ 100 ACRES

AGED CARE

FIRST HOME ASSISTANCE

P2C® P2C® P2C®P2C®

DEVELOPMENT

Rates from^

4.59%p.a.

Max LVR: 105%

Term: 25 years

Interest Only:N/A

Purpose:Purchase

Income Assessment:Refer to Full Doc or Lite Doc®

Max Loan Size:Up to $1.25m

Parent-2-Child(P2C®)

Rates from^

2.50%Set by Parents

COMMERCIAL

SMSF

EVERYDAY HEROS

INTERNATIONAL BORROWER

RESIDUAL STOCK

FULL DOC

LITE DOC®

BRIDGING

LEASE DOC

CONSTRUCTION

RURAL ≤ 100 ACRES

AGED CARE

FIRST HOME ASSISTANCE

P2C® P2C® P2C®P2C®

DEVELOPMENT

p.a.

Max LVR: 50%

Term: 7 years

Interest Only:7 years

Purpose:Refundable Accommodation Deposit (RAD)

Income Assessment:Refer to La Trobe Financial

Max Loan Size:$750,000

Aged Care

Rates from^

4.90%

COMMERCIAL

SMSF

EVERYDAY HEROS

INTERNATIONAL BORROWER

RESIDUAL STOCK

FULL DOC

LITE DOC®

BRIDGING

LEASE DOC

CONSTRUCTION

RURAL ≤ 100 ACRES

AGED CARE

FIRST HOME ASSISTANCE

P2C® P2C® P2C®P2C®

DEVELOPMENT

p.a.

SPECIAL – for a limited time

Everyday Heroes Full Doc

Owner Occupied ≤$2m

Credit Grade ≤65% 75% 80%

A 2.59% 2.69% 2.79%

Everyday Heroes Lite Doc®

Owner Occupied ≤$2m

Credit Grade ≤65% 75% 80%

A 3.39% 3.59% 3.79%

COMMERCIAL

SMSF

EVERYDAY HEROS

INTERNATIONAL BORROWER

RESIDUAL STOCK

FULL DOC

LITE DOC®

BRIDGING

LEASE DOC

CONSTRUCTION

RURAL ≤ 100 ACRES

AGED CARE

FIRST HOME ASSISTANCE

P2C® P2C® P2C®P2C®

DEVELOPMENT

Who Qualifies for this offer?We are looking to help the first responders and front line emergency workers that often put themselves in harm’s way so that the rest of the community can safely get on with their lives. Putting “others before self”.

Max LVR: 80%

Term: 30 years

Interest Only: N/A

Income Assessment: Refer to Full Doc or Lite Doc®

Max Loan Size: $2m @ 80% LVR

Page 4: BROKER PRODUCT GUIDE

13 80 10 | latrobefinancial.com

Commercial Lending

3 key reasons to choose La Trobe Financial Speed

Easy ApplicationChoiceBroadest product range of all non-banks

No Clawbacksupfront commission

Purchase, Refinance, Debt Consolidation & Cash OutMax LVR: 75%

Term: 30 years

Interest Only:1-5 years*

Income Assessment:Accountant’s letter, Trading Statements or BAS

Max Loan Size:$25m

Lite Doc®

Rates from^

5.09%

COMMERCIAL

SMSF

EVERYDAY HEROS

INTERNATIONAL BORROWER

RESIDUAL STOCK

FULL DOC

LITE DOC®

BRIDGING

LEASE DOC

CONSTRUCTION

RURAL ≤ 100 ACRES

AGED CARE

FIRST HOME ASSISTANCE

P2C® P2C® P2C®P2C®

DEVELOPMENT

Finance Leased Commercial PropertyMax LVR: 75%

Term: 30 years

Interest Only:1-5 years*

Income Assessment:Full Lease Agreement

Max Loan Size:$25m

Lease Doc

Rates from^

4.89%

COMMERCIAL

SMSF

EVERYDAY HEROS

INTERNATIONAL BORROWER

RESIDUAL STOCK

FULL DOC

LITE DOC®

BRIDGING

LEASE DOC

CONSTRUCTION

RURAL ≤ 100 ACRES

AGED CARE

FIRST HOME ASSISTANCE

P2C® P2C® P2C®P2C®

DEVELOPMENT

Purchase & RefinanceMax LVR: 75%

Term: 30 years

Interest Only:1-5 years

Income Assessment:Rental Income SMSF Contribution

Max Loan Size:$5m

SMSF

Rates from^

4.79%

COMMERCIAL

SMSF

EVERYDAY HEROS

INTERNATIONAL BORROWER

RESIDUAL STOCK

FULL DOC

LITE DOC®

BRIDGING

LEASE DOC

CONSTRUCTION

RURAL ≤ 100 ACRES

AGED CARE

FIRST HOME ASSISTANCE

P2C® P2C® P2C®P2C®

DEVELOPMENT

Automatic accreditation through your aggregator. ^ Depends on loan amount and risk grade of borrower.

Max LVR: 75%

Term: 30 years

Interest Only:1-5 years

Income Assessment:2 payslips or 2 years financials

Max Loan Size:$25m

≤$3m $3m - $5m >$5m - $25m

Credit Grade ≤60% 65% 70% 75% ≤60% 65% 70% 75% 70%

A 4.49% 4.69% 4.79% 4.99% 4.99% 5.19% 5.29%

POAB 5.09% 5.19% 5.29% 5.49% 5.49% 5.69% 5.79%

C1 6.09% 6.19% 6.29% 6.49% 6.69% 6.79%

≤$3m $3m - $5m >$5m - $25m

Credit Grade ≤60% 65% 70% 75% ≤60% 65% 70% 75% 70%

A 5.09% 5.39% 5.49% 5.59% 5.59% 5.89% 5.99%

POAB 5.59% 5.89% 5.99% 6.49% 6.09% 6.39% 6.49%

C1 6.59% 6.89% 6.99% 7.09% 7.39% 7.49%

≤$3m $3m - $5m >$5m - $25m

Credit Grade ≤60% 65% 70% 75% ≤60% 65% 70% 75% 70%

A 4.89% 5.09% 5.19% 5.29% 5.39% 5.59% 5.69%

POAB 5.39% 5.59% 5.69% 5.79% 5.89% 6.09% 6.19%

C1 6.39% 6.59% 6.69% 6.49% 6.79% 6.99%

Purchase, Refinance, Debt Consolidation & Cash Out

Full Doc

Rates from^

4.49%

COMMERCIAL

SMSF

EVERYDAY HEROS

INTERNATIONAL BORROWER

RESIDUAL STOCK

FULL DOC

LITE DOC®

BRIDGING

LEASE DOC

CONSTRUCTION

RURAL ≤ 100 ACRES

AGED CARE

FIRST HOME ASSISTANCE

P2C® P2C® P2C®P2C®

DEVELOPMENT

p.a.

p.a.

p.a.

p.a.

≤$3m $3m - $5m

Credit Grade ≤60% 65% 70% 75% ≤60% 65% 70% 75%

A 4.79% 4.99% 4.99% 5.29% 5.29% 5.49% 5.49%

B 5.29% 5.59% 5.69% 6.19% 5.79% 6.09% 6.19%

C1 6.29% 6.59% 6.69% 6.79% 7.09% 7.19%

Page 5: BROKER PRODUCT GUIDE

13 80 10 | latrobefinancial.com

A B C1 C2 C3

Residential Full Doc “Special” $995 $995 n/a n/a n/a

Residential Lite Doc® “Special” 0.75% 0.75% n/a n/a n/a

Residential Full Doc ≤$2m 0.75% 0.75% 1.50% 1.50% 1.50%

Residential Full Doc >$2m 1.25% 1.25% 1.75% n/a n/a

Residential Lite Doc® ≤$2m 1.25% 1.25% 1.75% 1.75% n/a

Residential Lite Doc®>$2m 1.25% 1.25% 1.75% n/a n/a

Residential Bridging 1.25% 1.25% 1.25% n/a n/a

Residential Expatriate 0.75% n/a n/a n/a n/a

Residential Non-Resident 1.50%# n/a n/a n/a n/a

Residential SMSF $995 1.25% n/a n/a n/a

Residential SMSF (Inner-city apartments) $995 1.50% n/a n/a n/a

Commercial SMSF 1.25% 1.25% 1.75% n/a n/a

Residential Construction 1.25% 1.25% 1.50% n/a n/a

Development Finance^/ Residual Stock 1.50% 1.50% n/a n/a n/a

Rural ≥100 acres** 1.25% 1.25% 1.75% 1.75% n/a

Commercial 1.25% 1.25% 1.75% 1.75% n/a

Residential and Commercial Application Fees

≤$2m

Credit Grade ≤55%**

A7.99%

B

Max LVR: 55%**

Term: 1-5 years

Interest Only:1-5 years

Income Assessment:Refer to Full Doc or Lite Doc®

Max Loan Size:$2m

Rural Property ≥100 Acres

Rates from^

7.99%

Rural≥100 ACRES

COMMERCIAL

SMSF

EVERYDAY HEROS

INTERNATIONAL BORROWER

RESIDUAL STOCK

FULL DOC

LITE DOC®

BRIDGING

LEASE DOC

CONSTRUCTION

RURAL ≤ 100 ACRES

AGED CARE

FIRST HOME ASSISTANCE

P2C® P2C® P2C®P2C®

DEVELOPMENT

Max LVR: 70%

Term: 1-2 years

Interest Only:1-2 years

Income Assessment:Refer to term sheet

Max Loan Size:$25m

Development Sell Down

Residual StockRates from^

6.49%

COMMERCIAL

SMSF

EVERYDAY HEROS

INTERNATIONAL BORROWER

RESIDUAL STOCK

FULL DOC

LITE DOC®

BRIDGING

LEASE DOC

CONSTRUCTION

RURAL ≤ 100 ACRES

AGED CARE

FIRST HOME ASSISTANCE

P2C® P2C® P2C®P2C®

DEVELOPMENT

Automatic accreditation through your aggregator. ^ Depends on loan amount and risk grade of borrower. * Interest rate loading of 0.40% p.a. may apply, depending on loan amount or product type. ** Depends on acreage. #Plus 1% Non-Resident Premium.

Max LVR: 70%

Term: 1-2 years

Interest Only:1-2 years

Income Assessment:Accountant’s letter, Trading Statements or BAS

Max Loan Size:$25m

≤$5m $5m - $15m >$15m - $25m

Credit Grade ≤70% 65% 65%

A7.49% 7.99% 8.99%

B

≤$5m $5m - $15m >$15m - $25m

Credit Grade ≤70% 65% 65%

A6.49% 6.79% 6.99%

B

Multi-unit Construction in Metro Locations

Development FinanceRates from^

7.49%

COMMERCIAL

SMSF

EVERYDAY HEROS

INTERNATIONAL BORROWER

RESIDUAL STOCK

FULL DOC

LITE DOC®

BRIDGING

LEASE DOC

CONSTRUCTION

RURAL ≤ 100 ACRES

AGED CARE

FIRST HOME ASSISTANCE

P2C® P2C® P2C®P2C®

DEVELOPMENT

p.a.

p.a.

p.a.

Page 6: BROKER PRODUCT GUIDE

13 80 10 | latrobefinancial.com

Awards

SPECIAL – FOR A LIMITED TIME

Earn 10,000 Qantas Points

for every $100,000 borrowedPLUS an annual loyalty bonus* La Trobe Financial customers may now earn Qantas Points when they settle an Eligible Residential Loan. They can earn 10,000 Qantas Points for every $100,000 drawn down at settlement (up to a maximum of 250,000 Qantas Points).* Customers will also earn a bonus 12,000 Qantas Points every year on the anniversary of their loan, for the first 5 years, when the outstanding loan balance is $200,000 or more and the loan is not in arrears or default or the subject of hardship relief or assistance.

$200,000+Residential Loan

20,000points^

$300,000+Residential Loan

30,000points^

$400,000+Residential Loan

40,000points^

$500,000+Residential Loan

50,000points^

$600,000+Residential Loan

60,000points^

$700,000+Residential Loan

70,000points^

$800,000+Residential Loan

80,000points^

$900,000+Residential Loan

90,000points^

Plus 12,000 Qantas Points per annum (for first 5 years)^

Full Doc

COMMERCIAL

SMSF

EVERYDAY HEROS

INTERNATIONAL BORROWER

RESIDUAL STOCK

FULL DOC

LITE DOC®

BRIDGING

LEASE DOC

CONSTRUCTION

RURAL ≤ 100 ACRES

AGED CARE

FIRST HOME ASSISTANCE

P2C® P2C® P2C®P2C®

DEVELOPMENT

≤$2m*

Credit Grade ≤65% 75% 80%

A 2.89% 2.99% 3.09%

B 3.89% 3.99% 4.09%

C1 4.79% 4.99% 5.49%

C2 5.79% 5.99% 6.49%

C3 6.79% 6.99% 7.49%

Everyday Heroes Full Doc

Owner Occupied

COMMERCIAL

SMSF

EVERYDAY HEROS

INTERNATIONAL BORROWER

RESIDUAL STOCK

FULL DOC

LITE DOC®

BRIDGING

LEASE DOC

CONSTRUCTION

RURAL ≤ 100 ACRES

AGED CARE

FIRST HOME ASSISTANCE

P2C® P2C® P2C®P2C®

DEVELOPMENT

≤$2m*

Credit Grade ≤65% 75% 80%

A 2.59% 2.69% 2.79%

Lite Doc®

COMMERCIAL

SMSF

EVERYDAY HEROS

INTERNATIONAL BORROWER

RESIDUAL STOCK

FULL DOC

LITE DOC®

BRIDGING

LEASE DOC

CONSTRUCTION

RURAL ≤ 100 ACRES

AGED CARE

FIRST HOME ASSISTANCE

P2C® P2C® P2C®P2C®

DEVELOPMENT

≤$2m*

Credit Grade ≤65% 75% 80%

A 3.69% 3.89% 4.09%

B 4.39% 4.59% 4.79%

C1 5.49% 5.99% 6.49%

C2 6.49% 6.89% 6.99%

Everyday Heroes Lite Doc®

Owner Occupied

COMMERCIAL

SMSF

EVERYDAY HEROS

INTERNATIONAL BORROWER

RESIDUAL STOCK

FULL DOC

LITE DOC®

BRIDGING

LEASE DOC

CONSTRUCTION

RURAL ≤ 100 ACRES

AGED CARE

FIRST HOME ASSISTANCE

P2C® P2C® P2C®P2C®

DEVELOPMENT

≤$2m*

Credit Grade ≤65% 75% 80%

A 3.39% 3.59% 3.79%

Full Doc Lite Doc®

≤100 acres (<$1.5m)

Credit Grade ≤65% 75%**

A 4.99% 5.49%

B 5.49% 5.99%

C1 6.49% 6.99%

C2 7.49% 7.99%

<100 acres (<$1.5m)

≤65% 75%**

5.99% 6.49%

6.49% 6.99%

6.99% 7.49%

7.99% 8.49%

Rural

COMMERCIAL

SMSF

EVERYDAY HEROS

INTERNATIONAL BORROWER

RESIDUAL STOCK

FULL DOC

LITE DOC®

BRIDGING

LEASE DOC

CONSTRUCTION

RURAL ≤ 100 ACRES

AGED CARE

FIRST HOME ASSISTANCE

P2C® P2C® P2C®P2C®

DEVELOPMENT

Application Fees A B C1 C2 C3

Residential Full Doc “Special” $995 $995 n/a n/a n/a

Residential Lite Doc® “Special” 0.75% 0.75% n/a n/a n/a

Residential Full Doc ≤$2m 0.75% 0.75% 1.50% 1.50% 1.50%

Residential Lite Doc® ≤$2m 1.25% 1.25% 1.75% n/a n/a

Rural 1.25% 1.25% 1.75% 1.75% n/a

Everyday Heroes Full Doc $995

Everyday Heroes Lite Doc® 0.75%

Owner Occupied

≤$2m*

Credit Grade ≤65% 75% 80%

A 2.79% 2.89% 2.99%

B 3.79% 3.89% 3.99%

Full Doc

COMMERCIAL

SMSF

EVERYDAY HEROS

INTERNATIONAL BORROWER

RESIDUAL STOCK

FULL DOC

LITE DOC®

BRIDGING

LEASE DOC

CONSTRUCTION

RURAL ≤ 100 ACRES

AGED CARE

FIRST HOME ASSISTANCE

P2C® P2C® P2C®P2C®

DEVELOPMENT

Owner Occupied

≤$2m*

Credit Grade ≤65% 75% 80%

A 3.59% 3.79% 3.99%

B 4.39% 4.59% 4.79%

Lite Doc®

COMMERCIAL

SMSF

EVERYDAY HEROS

INTERNATIONAL BORROWER

RESIDUAL STOCK

FULL DOC

LITE DOC®

BRIDGING

LEASE DOC

CONSTRUCTION

RURAL ≤ 100 ACRES

AGED CARE

FIRST HOME ASSISTANCE

P2C® P2C® P2C®P2C®

DEVELOPMENT

Automatic accreditation through your aggregator. ^Terms and conditions apply – visit www.latrobefinancial.com.au/loans/qantas/disclaimer. * Interest rate loading of 0.40% p.a. may apply, depending on loan amount or product type. ** Depends on acreage.

Page 7: BROKER PRODUCT GUIDE

13 80 10 | latrobefinancial.com

Awards & Ratings

Awards

To view full list of our awards please visit our Awards and Ratings page on our website.

20222022

BEST INVESTMENT MANAGEMENT

AWARDS2019

IFMAUSTRALIA

AWARDS2019

IFM

9 920192019AUSTRALIA

AWARDS2018

IFMBEST INVESTMENT MANAGEMENT

AWARDS2018

IFM

20182018

BEST INVESTMENT MANAGEMENT

AWARDS2016

IFMBEST SPECIALIST

AWARDS2016

IFM20162016

AWARDS2017

IFMBEST WEALTH MANAGEMENT

AWARDS2017

IFM

20172017

20202020BEST NON - BANK

AUSTRALIA

AWARDS2020

IFMBEST INVESTMENT MANAGEMENT

COMPANY - AUSTRALIA

AWARDS2018

IFM

2020

To view full list of our ratings and awards please visit our Awards and Ratings page on our website.

RATINGS HELD :

• SQM Research (12 Month Term Account, Select Investment Account)1

• Zenith Investment Rating (12 Month Term Account)2

• Lonsec (12 Month Term Account)3 • Australian Ratings (4 Year Account)4

20212021

20222022

BEST INVESTMENT MANAGEMENT

AWARDS2019

IFMAUSTRALIA

AWARDS2019

IFM

9 920192019AUSTRALIA

AWARDS2018

IFMBEST INVESTMENT MANAGEMENT

AWARDS2018

IFM

20182018

BEST INVESTMENT MANAGEMENT

AWARDS2016

IFMBEST SPECIALIST

AWARDS2016

IFM20162016

AWARDS2017

IFMBEST WEALTH MANAGEMENT

AWARDS2017

IFM

20172017

20202020BEST NON - BANK

AUSTRALIA

AWARDS2020

IFMBEST INVESTMENT MANAGEMENT

COMPANY - AUSTRALIA

AWARDS2018

IFM

2020

To view full list of our ratings and awards please visit our Awards and Ratings page on our website.

RATINGS HELD :

• SQM Research (12 Month Term Account, Select Investment Account)1

• Zenith Investment Rating (12 Month Term Account)2

• Lonsec (12 Month Term Account)3 • Australian Ratings (4 Year Account)4

20212021

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All features and interest rates are current as at the date of publication and may change. Terms, conditions, fees, charges and La Trobe Financial lending criteria apply.

This document is for use by accredited La Trobe Financial loan brokers only and not for distribution to any other party.

La Trobe Financial Services Pty Limited ACN 006 479 527 Australian Credit Licence 392385. La Trobe Financial Asset Management Limited Australian Financial Services Licence 222213 Australian Credit Licence 222213.

Copyright 2022 La Trobe Financial Services Pty Limited ACN 006 479 527. All rights reserved. No portion of this may be reproduced, copied, or in any way reused without written permission from La Trobe Financial.

The Target Market Determinations are available on our website or by calling us on 13 80 10.

Check our awards & ratings

Michelle BanisterHead of Distribution0408 566 518

NSW/ACTNSWMark SimmonsSenior Manager Client Partnerships0432 631 795

Suzanne HemsworthHead of Client Partnerships0421 029 691

NSWScott ShyingSenior Manager Client Partnerships0448 404 413

NSWWaran ChandiranSenior Manager Client Partnerships0413 847 657

NSWShan McNamaraSenior Manager Client Partnerships0413 847 940

NSWWill HongSenior Manager Client Partnerships0413 847 937

NSWVicki James Senior Manager Client Partnerships0490 123 392

VIC/TASVICDaryl CorlettoSenior Manager Client Partnerships0413 913 046

VICStephen HoareSenior Manager Client Partnerships0431 349 716

VIC & TASBryce HillSenior Manager Client Partnerships0490 305 010

VICDean AllsopSenior Manager Client Partnerships0431 455 070

VICMark LaiSenior Manager Client Partnerships0448 982 848

VICSarah LushSenior Manager Client Partnerships0432 574 222

QLD

Michelle RoseState Manager Client Partnerships0401 641 482

QLD & NTGavin RobinsonSenior Manager Client Partnerships0438 637 490

QLDReece HinchySenior Manager Client Partnerships0491 155 871

WA/SA

Paul BiddleState Manager Client Partnerships0421 029 687

SAMark WorthingtonSenior Manager Client Partnerships0490 123 397

SAStacey MadejewskiSenior Manager Client Partnerships0402 924 354

SCENARIO HELPDESK

Julie SmithClient Partnerships Associate03 8610 2739

Daniel KusnyerClient Partnership Associate03 8610 2794

Andrew CliffeSenior ManagerClient Partnerships 0435 829 968

Client Partnerships Team

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