building wealth through philippine stock market investing
TRANSCRIPT
“The data, statistics and analysis contained in this presentation are solely forinformational purposes. It does not take into account the recipient’s particularobjectives, financial situation or needs. While care has been taken in the preparationof the material, no warranty is given in respect of the information provided. It is theresponsibility of the client/participant to evaluate the accuracy, completeness andusefulness of any opinion, advice, service, data or other information presented.Accordingly, the information should not be used or treated as a substitute for specificfinancial advice. It is not intended as a recommendation or endorsement of or offer orsolicitation for the purchase or sale of any security or investment product.
The speaker on all the seminars provided by COL Financial Group, Inc. (COL) is notauthorized to sell or promote products other than what COL officially endorses.
Hence, COL, its officers, employees and agents shall not be liable on any groundwhatsoever with respect to decisions or actions taken by any client/participant actingupon such information.”
COL FINANCIAL GROUP INC
DISCLAIMER
www.colfinancial.com
Building Wealththrough
STOCKINVESTINGMARKET
Source: http://depositphotos.com/3286361/stock-photo-freedom-man-working-with.html
Jhoanna Quiton
Certified SecuritiesRepresentative
COL Financial AccountsOfficer
Civil Service Eligible
COL Financialcontinues tostay true toits mission to
educate,equip andempower
Filipinoinvestors.
The Greatest Differenceby far between RICH and POOR
is not in how they spendbut how they SAVE.
-Unknown
INCOME EXPENSES SAVINGS
- =
OLD Formula
- =
NEW Formula
INCOME SAVINGS EXPENSES
SAVE for the short -term,INVEST for the future.
Source: http://www.mcgill.co.uk/cms/images/money.jpg
The road tofinancial freedom is a
BATTLEGROUND
2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014
4.0
5.3
2.7 2.3
4.8
6.55.5
2.9
8.3
4.2 3.84.6
3.2 3.04.1
INFLATION decreases the value of money over time.
Source: World Bank
O YR 5 YR 10 YR 15 YR 30 YR 60 YR
SAVINGS INVESTMENTS
20,0
00
20,000
38,508
21,0
20
74,144142,759
1,019,003
51,918,373
22,0
92
23,2
19
26,9
57
36,3
34
1% 14%
Your earninggenerates its ownearning throughCOMPOUNDING
WHY INVEST ?
“The biggest riskis not taking anyrisk.” - Mark Zuckerberg
Source: http://www.meritechcapital.com/system/uploads/hero_area/hero_image/1/Facebook.png
PSEI T-BILLS INFLATION
5 YEAR RETURN 10 YEAR RETURN
18.82%
14.77%
1.81% 3.48% 3.75% 4.62%
Effective Annual Yield %(as of end 2014)
The PSE Indexis used to indicate theoverall performance
of the PhilippineStock Market
WHY THE STOCK MARKET ?
WHY THE STOCK MARKET ?ALI 26.4% BDO 26.97%
BPI 18.0% DMC 25.0%
JFC 33.10% EDC 17.0%
MWC 14.6% ICT 25.3%
SMPH 18.0% MBT 9.6%
TEL 10.3% MPI 4.3%
AC 23.6% SM 16.6%
AP 15.8% URC 58.8%
Annual Return(December 2014)
The STOCK MARKET is a place where one caninvest in stocks to benefit from a
company’s tremendous value over time.
WHAT IS STOCK MARKET ?
Source: http://www.villageofmanhattan.org/vertical/Sites/%7BC299AB89-4140-469A-B02A-149D683060CF%7D/uploads/Vintage_Market.jpg
CONGLOMERATESFINANCIALPROPERTIES
TRADITIONAL STOCK BROKER
------------------------------------------------------------------------------------------------------------------------------------------------------------------
QUOTES
COMMUNICATION
LIVE STOCKBROKER
Source: https://nyoobserver.files.wordpress.com/2011/06/52014792.jpg?w=300&h=196
ONLINE STOCK BROKER
CONVENIENCE INFORMATION CHARGES
P R I C EAPPRECIATION
D I V I D E N D SCASH/STOCK
the increase in thevalue of the company
profits distributed bythe company to its
shareholders
PHOW DO YOU EARN ?
ALIAyala Land Inc.
1,000 shares
Date Bought02-Jan-14
Php 25.5 /share
Date Sold29-Dec-14
Php 33.7 /share
GROSSPROFIT Php 8,200
04-Mar-14 Php 0.207/share
08-Sep-14 Php 0.206 /share
CASHDIVIDEND Php 414
HOW DO YOU EARN ?
CREATE ANInvestment Plan
OPEN ABrokerage Account
A
B
HOW DO YOU START ?
CREATE ANInvestment Plan
“Plan for what isdifficult while itis easy, do whatis great while itis small.” - Sun Tzu
Source: http://www.cysion.be/aocbox/images/suntzu_big.png
Strategic Averaging Method
CREATE ANInvestment Plan
OPEN ABrokerage Account
A
B
HOW DO YOU START ?
WHY COL FINANCIAL ?
3 easy steps to open a COL Financial Account
APPLY SUBMIT FUND1 2 3
Fill-out ourapplication
forms
Submit toour accounts
officers
Fund yourCOL account
OPEN A Brokerage Account
34
Customer AccountInformation form
(CAIF)
Online SecuritiesTrading Agreement
(OSTA)
SignatureCard(s)
STEP 1 : APPLYFill-out our application forms
Account has a single ownerINDIVIDUAL
JOINT ORAccount is owned by 2individuals and all documentsand checks would reflectboth names
IN-TRUST-FOR (ITF)A kiddie account in which aparent opens for their child
STEP 2 : SUBMITSubmit the following requirements
APPLICATION FORMS
GOVERNMENT ISSUED ID
PROOF OF BILLING
[CAIF, OSTA, Signature Cards]
[Passport, License, SSS, Voter’s ID, PRC ID,Postal ID, UMID, Philhealth ID, TIN ID, etc.]
[Water Bill, Electric Bill, Phone Bill, etc.]
ITF Accounts
BIRTH CERTIFICATEOF THE CHILD
STEP 3 : FUNDFund your COL Account
Sample Payment Slips
FUNDING OPTIONS:
ONLINE BILLS PAYMENTOVER-THE-COUNTER BILLS PAYMENT
37
1. Download and fill-out theWITHDRAWAL FORM
2. Special Instructions: Check forpick-up or Deposit to yourREGISTERED BANK ACCOUNT
3. Send via e-mail or [email protected]
634-6958
QUESTIONS
40
DIVIDENDS
1 2
41
FEES
BDOBanco de Oro
100 sharesPhp 99.10 / share
24.78
Total BuyingCharges Php 29.24 Total Selling
Charges Php 78.79
Commission = 0.25% of Gross
2.97 Value Added Tax = 12% of Commission
PSE Transaction Fee = 0.005% of Gross0.50
0.99 SCCP Fee = 0.01% of Gross
24.78
2.97
0.50
0.99
Sales Tax = 0.5% of Gross 49.55
Stock Market Comes to You!
Mobile AppsTake advantage of Mobility
Source: http://s3.amazonaws.com/thumbnails.illustrationsource.com/huge.2.13142.JPG
Look for GEMSS!
Guideline :Buy Quality Stocks….
G• Growth
Industry
E• Earnings
Visibility
M• Management
Credibility
S• Superior
Products/Services
S• Strong
BalanceSheet
Only TWO out often Filipino house-holds have a bankdeposit accounts
43.8%
51.5%
4.6%Spent morethan theirIncome
Spent as muchas their Income
Spent less thantheir Income