BULLETIN A DIVISION OF Gesa CREDIT UNION

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inspirusCU.org August 2020

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• Checking package$50 bundle-up bonus

• Visa credit cardsgreat introductory offers

• Auto loan refinances90-day, no pay

• Adventure loansBoats and RVs as lowas 2.99% APR

See full details, page 2 ___________________ Download our mobile app Depositing a check is as easy as taking a photo.

Mobile deposits, page 2

Inspirus and Gesa Credit Union branch locations will be closed Monday, Sept. 7, 2020, in honor of Labor Day. You can still manage your accounts online, on mobile, or via ATMs.

Coming Together LATER THIS MONTH, we’ll host our first virtual annual meeting of members as a combined organization. We look forward to sharing some of the exciting milestones we’ve accomplished as a combined organization (see your invitation below).

From the onset, the union of Inspirus and Gesa has been a true merger of two healthy and growing organizations. We recognize we can do more for our members and communities by pooling our resources together in pursuit of our shared missions. That sense of unity is helping the credit union to better serve more people on both sides of the state. ((52895))

After joining together, we now serve 240,000 members, making us the second-largest credit union in the state. This union has already resulted in the introduction of new products, enhanced services, and more branches – 26 locations throughout Washington.

For example, Inspirus members can now expand their investment portfolios with certificates of deposit and money market accounts. In addition, they can choose a Gesa home mortgage to confidently make what’s likely the biggest purchase of their lives. ((120669))

Inspirus and Gesa have been working behind the scenes to bring members the “best of the best” of both credit unions. That includes ensuring that members can fully take advantage of the services offered by each organization. We’re currently preparing for the next steps: consolidating our computer systems, digital banking, and mobile banking. We’re excited about what’s next and will keep you informed throughout the process. For the most up-to-date information, we encourage you to visit inspirusCU.org/merger.

As we continue to move forward, our combined strengths will enable us to thrive in the ever-evolving financial environment. We’re grateful you’re part of this unified journey.

Save the Date for the 2020 Annual Membership MeetingThe 2020 Annual Membership Meeting will be held virtually on Wednesday, August 19 at 6:30 p.m. To comply with state mandates to stop the spread of the coronavirus (COVID-19), the annual meeting will take place virtually. While we will certainly miss seeing you in person, we want to ensure our members and their families remain safe and healthy. We welcome you to join us in this new, virtual format. ((11743))

Visit inspirusCU.org/annual-meeting to register and more details.

Don Miller President & CEO

Emergency Financial ReliefExperiencing financial difficulties related to

coronavirus (COVID-19)? We can help! 888.628.4010

inspirusCU.org/community/emergency-relief

Ratesway, 24 hours a day

2020 Annual Membership Meeting

Virtual

Holiday ClosureReminder

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@ EQUALHOOSIM. LENDER

$50 bundle-up bonus

0% intro APR** Visa Open a new Inspirus Platinum Visa and pay no interest on new purchases for six months. Save even more on balances transferred to your new Visa – no interest for 12 months! After the promotion ends, you'll still save with our low variable rates, currently 6.99% - 18.99% APR.

Keep your summer on track with these Summer Essential Specials!

Inspirus services are better together! Get a $50 thank-you bonus when you bundle up: ADDvantage Checking, eStatements, and automated deposits.

Adventure starts here! Climb into the captain’s chair for as little as 2.99% APR.

Have an auto loan from another lender? Move it to Inspirus! You’ll cut your monthly payment with rates as low as 1.99% APR††. Plus, budget for what matters most with no payments for the first 90 days.

90-day, no-pay auto loan refinancing

As low as 2.99% APR††† boat and RV loans

DEPOSIT CHECKS to your Inspirus accounts, whether you’re at home or away – no branch or ATM required. All you need is an iPhone or Android smartphone and the free Inspirus mobile banking app. ((161599))Once you download and log in to the app, easy step-by-step instructions lead you through the quick Mobile Deposit process. Just answer a few questions, snap a photo of the front and back of the check, and tap “Deposit Check.” That’s it!To learn more, visit inspirusCU.org and search “mobile deposit FAQs.”

Inspirus Credit Union Lobby hours: Board of Directors Insured by NCUA Call for current

weekday lobby hours. Iris Anderson Manuel Chavallo Roger ReimerTelephone banking:

800.628.7910 Gregg Andrews Linda Cowan Richard Rutkowski Andrew Austin Bob Follett Peter Smith inspirusCU.org Benjamin Basson Geof Griebel Brett Spooner William Bonaudi William J. Melberg Martin Valadez Torres

Branch Locations 5200 Southcenter Blvd., Tukwila, WA 98188

5363 Auto Center Way, Bremerton • 10020 NE 137th St., Kirkland 3405 188th St. S.W., Lynnwood • 7300 Roosevelt Way N.E., Seattle

5123 E. Third Ave., Spokane Valley • 708 Shaw Rd. E., Puyallup 2637 N. Pearl St., Tacoma 08/2020Printed on recycled paper with Jessica Schneider, M.D (Associate Board Member) earth-friendly soy-based ink. NMLS 525599 206.628.4010 or 888.628.4010 toll free

Member Bulletin BoardFollow us on social.

When you do, you’ll connect with fellow credit union members and be the first to know about special promotions and contests.

Spot your account number? If your exact account number is hidden in double parentheses ((like this)), call us at 206.628.4010 or 888.628.4010 toll free. After verifying your account number, we’ll deposit $100 into your savings account. Good luck!

ADDvantage Checking

Boat and RV LoansInspirus Platinum Visa®

No Payments for 90 Days

Beginning July 6, 2020 for a limited time only, a $50 incentive will be paid to members who open a new Inspirus ADDvantage Checking account. To be eligible for the incentive, direct deposit or payroll deduction and enrollment in eStatements required. All qualification criteria must be met within 60 days of account opening. $50 incentive will be deposited into member’s savings account after all qualification criteria are met and is subject to any required IRS reporting. Only one $50 checking incentive per member. Member must not have had an Inspirus checking account within the last 90 days. Member must not be a current Gesa Credit Union checking account holder.

††APR = Annual Percentage Rate. Rates as low as 1.99% APR (48 month). Rate includes 0.50% discount for member having an Inspirus checking account or Inspirus Visa® credit card and 0.25% discount for automatic payments set up from a checking or savings account at the time the loan is originated. Rates, terms, and offer are accurate as of July 6, 2020, and subject to change. Rate dependent on credit qualifications and loan term selected. All loans are subject to Inspirus lending policies, collateral requirements, and loan-to-value guidelines. Some exclusions apply for automobiles that have more than 115,000 miles or are more than seven model years old. Promotional rates apply only to vehicle loans that are new to Inspirus; existing Inspirus vehicle loans do not qualify. Ninety day no payment option available to qualified borrowers for a limited time only. Interest will begin to accrue the date the loan is funded. Contact Inspirus for full program details.

**APR = Annual Percentage Rate. Rates effective as of the last dividend declaration date. Rates and Terms subject to credit approval. APR will vary after account opening (see Credit Card Agreement for details). Programs, rates, terms, and conditions subject to change without notice. Offer valid on new Visa Platinum credit card accounts only. For qualifying new accounts, introductory rate is valid for all purchase transactions for 6 months from the date the account is opened, and balance transfer rate is valid for 12 months from the date of the first qualifying balance transfer if completed within the first 60 days the account is opened. After introductory or balance transfer periods have concluded, the APR will return to the regular rate and monthly periodic rate as specified in the Card Agreement (currently 6.99%–18.99% APR). The APR is a variable rate that is based on the Prime Rate as published in the Wall Street Journal. Foreign transaction fees: 1.00% for each transaction in a foreign currency; 0.80% for transactions occurring in a foreign country. A 2.5% cash advance fee may apply.

†††APR = Annual Percentage Rate. Rates as low as 2.99% APR (60 month). To be eligible for the promotional rate, member must have an Inspirus checking account or Inspirus Visa® credit card. Rate includes 0.25% discount for auto transfer from a checking or savings account at the time the loan is originated. Rate dependent on credit qualifications. Not all applicants will qualify. Higher rates may be charged based on credit qualifications. Actual rates are disclosed to approved applicants in writing prior to loan consummation. Rates are accurate as of July 6, 2020. Rates, fees, and terms subject to change without notice and subject to credit approval. Includes a $75 documentation processing fee. Ineligible Collateral: Salvage vehicles, branded titles, lemon law buybacks, or vehicles with over 125,000 miles. Payment Example for New & Used Marine/RV: Fixed Rate at 60 months term, $18 a month per $1,000 based on a 5 year loan at 2.99% APR.

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