Finding a Home

Detailed Profile

Multiple

Listing

Search

Showings

Finding a Home

Detailed Profile• Price Range

• Location

• Ranch or Two Story

• Bedrooms

• Baths

• Type of Garage

• Acreage

CriteriaNeeds, Wants and Expectations

Multiple Listing Search

We submit your criteria to MLS.

You are e-mailed matched listings within 59 minutes after their posting in the MLS system.

We will fax or mail the listings if you prefer.

Monitor the MLS Hour by Hour

Finding a Home

Showings

Arranging showings for the homes that meet your criteria.

Please allow us at least 2 days notice to prepare seller.

If you visit open houses tell the host that you are working with us so that there is no confusion with representation. We will give you a supply of our business cards that you can give to the hosts.

Finding the Ideal Home

Finding a Home

MLS

Finding a Home

MLS

Finding a Home

MLS

Finding a Home

Financing

Pre-approved Lenders

Financing

Lenders

Trustworthy and Competent Lenders

Recommended lenders that will get you to the closing table.  

Working relationships developed over our years of experience in this industry.

Trustworthy and competent lenders that have earned our confidence.

Pre-Approved

Pre-approval LetterEnhance Your Purchase Power

Can be the decisive factor in your favor if another offer, concurrent to your offer, is presented to the seller.

Lower offers are accepted, or at least entertained, over higher offers that were not accompanied by a pre- approval letter.

Financing

Submitting an Offer

CMAEarnest

Money

RealEstateTaxes

Submitting an Offer

CMA

Comparative Market Analysis

Thorough CMA to help determine house value.

Comparison of other homes sold in the area.

Compare• square feet• number of baths• garage size• deck• type of heat / air conditioning

CMA

Comparative Market Analysis

Providing a professional recommendation of a home’s value range based on adjustments of CMA variables.

Recommendation based on:• condition, • quality of construction,• materials• and “hot buttons” (sky lights, trayed

ceilings, etc)

Submitting an Offer

EarnestMoney

Check Submitted with Offer

Typically 1% of the offering price.

Reflects the buyer’s sincerity in the purchase.

Check is not cashed until the offer is accepted and signed by all parties.

Deposited in a non interest bank account and credited to the buyer at closing.

Submitting an Offer

Home Inspection

Process Inspectors

Home Inspection

Process

Finding the Major Defects

Recommend the desire for a home inspection be written into the purchase agreement.

Response on findings given back to the seller within 15 days after the offer is agreed upon.

Process

Finding the Major Defects

When major defects are identified buyer must determine which, if any, should be corrected by seller.

Often it is best to get quotes for repairs and request dollar amount at closing.

If the seller declines to correct the defect, the buyer can request the return of the deposited earnest money. The buyer is also released from the contract.

Home Inspection

Process

What is a Major Defect

Major Defect: any defect that would have a negative effect on the long term value of the home or the safety of it’s inhabitants if not replaced or corrected.

Examples:• cracked heat exchanger in furnace

(carbon monoxide problems)• leak in the roof (moisture problems)

Home Inspection

Inspectors

Buyer’s Decision in the Choice of Inspectors

There is a wide variance in level of expertise among the home inspectors in the area.

We have had experience with most of them and can offer assistance with choice if desired.

Home Inspection

Closing Details

InitialBuyingCosts

Assistance

Closing Details

Out of Pocket (approximate)

• Appraisal * 300• Credit report * 37• Home inspection * 300• Home owners insurance 700

Total 1337

*sometimes paid at closing

Initial BuyingCost

Closing Details

• Obtaining home warranty• Home owners insurance• Moving companies• Contractors, when required

When needed, we provide assistance with:

Assistance

Protects you from unplanned expenses when you don’t know how reliable your appliances will be.

Includes furnace and air conditioner protection.

Recommend Seller Includes a Home Warranty

Home Warranty

Closing Details

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