Buying a Used CarBuying a Used Car2000-2003 Mazda Protégé ES2000-2003 Mazda Protégé ES

Mike ZimmermanMike ZimmermanMr. ZimmermanMr. Zimmerman

TTJ201-01TTJ201-01December 2003December 2003

My choice car pricesMy choice car prices

2002 Protégé ES $17,995 (Dealer, 2002 Protégé ES $17,995 (Dealer, Prima Mazda)Prima Mazda)

2001 Protégé ES $15,500 (Private)2001 Protégé ES $15,500 (Private) 2001 Protégé ES $13,250 (Private)2001 Protégé ES $13,250 (Private) 2001 Protégé ES $15,755 (Dealer, 2001 Protégé ES $15,755 (Dealer,

Achilles Mazda)Achilles Mazda) Average price I will be prepared to Average price I will be prepared to

pay for a car like the ones listed above pay for a car like the ones listed above is $15,625is $15,625

Mileage and WarrantiesMileage and Warranties

Car # 1 still possessed the remainder Car # 1 still possessed the remainder of the factory warranty. 5000 km.of the factory warranty. 5000 km.

Car #2 still possessed the remainder Car #2 still possessed the remainder of the factory warranty. 22,000 km.of the factory warranty. 22,000 km.

Car #3 had only the corrosion and Car #3 had only the corrosion and emission warranty left. 61,000 km.emission warranty left. 61,000 km.

Car # 4 had only the corrosion and Car # 4 had only the corrosion and emission warranty left. 65,000 km.emission warranty left. 65,000 km.

Lemon aid, Pros and Lemon aid, Pros and ConsCons

According to Lemon Aid this is what was According to Lemon Aid this is what was said about the said about the MazdaMazda:: 626, 929, Miata, 626, 929, Miata, Protégé (reasonably-priced and almost as Protégé (reasonably-priced and almost as reliable as the Honda, Toyota competition) reliable as the Honda, Toyota competition)

According to Consumer guide the According to Consumer guide the ConsCons of of the car are slightly under powered, and the car are slightly under powered, and heater controls are too far from the driver’s heater controls are too far from the driver’s reach. The reach. The ProsPros are good fit and finish, are good fit and finish, holds its value, good fuel economy, and holds its value, good fuel economy, and spacious.spacious.

InspectionInspection

Dents, panel alignment, bubbles in the Dents, panel alignment, bubbles in the paint, variations in paint colour from panel paint, variations in paint colour from panel to panel, doors open and close properly.to panel, doors open and close properly.

Body

MechanicalMechanical Inspect brake pads and rotors on the Inspect brake pads and rotors on the

front for wear and thickness of rotors.front for wear and thickness of rotors. Inspect rear drum brakes for fluid leaks, Inspect rear drum brakes for fluid leaks,

shoe lining wear, drum run out and wear shoe lining wear, drum run out and wear limit.limit.

Inspect tires for wear, suspension fluid Inspect tires for wear, suspension fluid leaks, front steering linkage play.leaks, front steering linkage play.

Inspect exhaust system for leaks and rust Inspect exhaust system for leaks and rust holes.holes.

Inspect under hood for leaks and recent Inspect under hood for leaks and recent replace ment partsreplace ment parts

ElectricalElectrical Inspect fuse box for loose wiring.Inspect fuse box for loose wiring. Inspect that all fuses and relays in the fuse Inspect that all fuses and relays in the fuse

box are present.box are present. Inspect all interior and exterior lights, Inspect all interior and exterior lights,

wipers, horn, dash lights, horn, etc for wipers, horn, dash lights, horn, etc for proper operation.proper operation.

Inspect all wiring looms in the trunk and Inspect all wiring looms in the trunk and under the hood for originality.under the hood for originality.

Run the engine to make sure that it runs Run the engine to make sure that it runs fine and all warning lights and gauges fine and all warning lights and gauges work.work.

EmissionsEmissions

Inspect under hood engine area to Inspect under hood engine area to make sure all component are present.make sure all component are present.

Make sure the MIL light on the dash Make sure the MIL light on the dash works.works.

Inspect under the car to make sure the Inspect under the car to make sure the catalytic converter is present and does catalytic converter is present and does not look tampered with.not look tampered with.

Inspect to make sure the oxygen Inspect to make sure the oxygen sensor (s) are present.sensor (s) are present.

InteriorInterior

Inspect all the seat belts for proper Inspect all the seat belts for proper operation and that they have no frays or operation and that they have no frays or tears in them.tears in them.

Inspect the seats and carpet for stains or Inspect the seats and carpet for stains or signs of water damage.signs of water damage.

Inspect the ashtray for use (non smoker).Inspect the ashtray for use (non smoker). Inspect the trunk for the spare tire and tool Inspect the trunk for the spare tire and tool

kit.kit. Inspect the trunk for water leaks or damage.Inspect the trunk for water leaks or damage. Inspect the headliner for damage.Inspect the headliner for damage.

EngineEngine

Inspect the fluids for condition and level.Inspect the fluids for condition and level. Inspect the drive belts.Inspect the drive belts. Remove the spark plugs and perform a Remove the spark plugs and perform a

compression check.compression check. Inspect the tune up components.Inspect the tune up components. Run the engine and road test the car for Run the engine and road test the car for

signs of blue, black or white smoke from signs of blue, black or white smoke from the exhaust (possible sign of an the exhaust (possible sign of an expensive repair).expensive repair).

Paying for your carPaying for your car

My wife and I have taken into My wife and I have taken into consideration that we would need a consideration that we would need a new car in the next year or so (Our new car in the next year or so (Our present car is 14 years old). We put present car is 14 years old). We put away some money to purchase a new or away some money to purchase a new or slightly used car. Therefore, we will be slightly used car. Therefore, we will be paying cash for our next car. I do not paying cash for our next car. I do not want to pay a bank or finance company want to pay a bank or finance company the service charge plus the 6% plus the service charge plus the 6% plus interest rate.interest rate.

InsuranceInsuranceCompany #1Company #1

Royal & Sun allianceRoyal & Sun alliance Broker-Vince Tomenson Dickerson Broker-Vince Tomenson Dickerson

Insurance Brokers L.T.D. Suite 100 Insurance Brokers L.T.D. Suite 100 1540 Cornwall Rd Oakville, Ontario, 1540 Cornwall Rd Oakville, Ontario, L6J-7W5 (905)-845-9793L6J-7W5 (905)-845-9793

Michelle Johnson.Michelle Johnson. $1,000,000.00 liability, $500.00 $1,000,000.00 liability, $500.00

Deductible, $300.00 Comprehensive.Deductible, $300.00 Comprehensive. Yearly premium $1,358.00Yearly premium $1,358.00

InsuranceInsuranceCompany #2Company #2

www.Kanetic.comwww.Kanetic.com Broker-RBC Insurance company. Broker-RBC Insurance company.

This is quote from an internet This is quote from an internet company.company.

No contact person.No contact person. $1,000,000.00 liability, $500.00 $1,000,000.00 liability, $500.00

Deductible, $300.00 Comprehensive.Deductible, $300.00 Comprehensive. Yearly premium $1,622.00Yearly premium $1,622.00

InsuranceInsuranceCompany #3Company #3

Co-OperatorsCo-Operators Ray Johnson and Associates inc. 211 Ray Johnson and Associates inc. 211

Guelph Street, Georgetown, Ontario, Guelph Street, Georgetown, Ontario, L7G-5B5 (905)-877-0131L7G-5B5 (905)-877-0131

Laura.Laura. $1,000,000.00 liability, $500.00 $1,000,000.00 liability, $500.00

Deductible, $300.00 Comprehensive.Deductible, $300.00 Comprehensive. Yearly premium $3,800.54Yearly premium $3,800.54

CertificationCertification

Since I worked for this company I can Since I worked for this company I can trust their work. Therefore, I will be trust their work. Therefore, I will be getting my used car certified at the getting my used car certified at the following shop.following shop.

Maxwell Auto, 7035 Maxwell Road, Maxwell Auto, 7035 Maxwell Road, Unit #10, Mississauga, Ontario, L5S Unit #10, Mississauga, Ontario, L5S 1R5 (905)-670-9314.1R5 (905)-670-9314.

Sean Devine-owner.Sean Devine-owner. Safety is $82.00 plus tax = $98.07.Safety is $82.00 plus tax = $98.07.

Emission TestEmission Test

Oil Changers, 196 Steeles Ave East, Oil Changers, 196 Steeles Ave East, Brampton, Ontario, L6W-4J6, (905)-Brampton, Ontario, L6W-4J6, (905)-459-7087.459-7087.

E-test is $35.00 plus tax = $40.25E-test is $35.00 plus tax = $40.25

MTOMTO

The car that I would purchase is car #2 as it The car that I would purchase is car #2 as it still has warranty and is very low km,s. still has warranty and is very low km,s. Therefore, I would have to pay 8% on the Therefore, I would have to pay 8% on the purchase price of $15,500. The tax would be purchase price of $15,500. The tax would be $1240.00.$1240.00.

The new license plates are $20.00 including The new license plates are $20.00 including tax.tax.

The validation sticker is $74.00 including tax.The validation sticker is $74.00 including tax. MTO, 4 McLaughlin Road, Unit 8, Brampton, MTO, 4 McLaughlin Road, Unit 8, Brampton,

Ontario, L6Y-3B2, (905)-452-1132.Ontario, L6Y-3B2, (905)-452-1132.

Total Car CostTotal Car Cost

The car I would The car I would purchase is going purchase is going to cost me to cost me $16,972.32 on the $16,972.32 on the road ready to go!road ready to go!

Brakes and FuelBrakes and Fuel To fill the ?Lts gas tank @ ? Lts will cost $ ?To fill the ?Lts gas tank @ ? Lts will cost $ ? To replace the front pads and rotors on my To replace the front pads and rotors on my

new car will cost.new car will cost. 2 Front rotors $108.31 including tax.2 Front rotors $108.31 including tax. Front pads will cost $54.86 including tax.Front pads will cost $54.86 including tax. I will be purchasing the parts from the I will be purchasing the parts from the

schools supplier. Mcleod and Richmond, 240 schools supplier. Mcleod and Richmond, 240 Clarence Street East unit #4, Brampton, Clarence Street East unit #4, Brampton, Ontario, L6W-1T4,(905)-451-2700.Ontario, L6W-1T4,(905)-451-2700.

There will be no labour to install the parts There will be no labour to install the parts as I will do it myself.as I will do it myself.