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TRANSCRIPT
Annuity proposal for
bymaXpertz
- Get the Money Avenues Expertise
Age: 30
Profile: Rapidly growing professional.
Family: 2 + 2
Basic profile
Financial goals
Retirement planning.
Children future.
Financial Security for the family.
Product – Birla Sunlife insurance
Sum Assured: Rs 50 Lacs
Life Cover: 100 Years or till survival.
Product – Birla Sunlife insurance
Monthly Premium: Rs 21,575
With Waiver of Premium**
Premium term: 22 years
Product – Birla Sunlife insurance
Waiver of Premium**:If the insured person turns incapable to pay the remaining premiums in the event of financial difficulties due to an illness or accident, then the company not only waives off all future premiums but also keeps the policy features intact benefiting the insured person both on survival or other wise.For eg., Mr . X has a term of 20 years term for premium payment. After 10 years, if he is incapacitated for some reason, the insurance company will waive off premiums for the next 10 years. But will keep all the benefits intact benefiting the insured person both on survival or other wise.
Product – Birla Sunlife insurance
Approx maturity benefit after 22 years:
Rs 1, 55, 25, 000.
Product – Birla Sunlife insurance
Key features of the plan: Cover starts from 30 years and goes on till 100 years or till one’s survival. After one’s life term, the policy can be passed on to the nominee, which in essence becomes like a property. In the event of a mishap within 22 years ie., policy paying term, the nominee gets the sum assured + the fund value. For eg., Mr. X is struck with a mishap after 10 years, the nominee gets the full sum assured + the fund value accrued for 10 years. Waiver of premium facility ensures the continuity of plan even if the policy holder turns incapacitated due to some reasons.
Product – Birla Sunlife insurance
Retirement
Child future
Life cover
Financial Security
Wealth management process works this way…
Goals
Objectives
Products
Seven habits of highly ineffective investors…
1. Keeping all your money in the bank account which earns very low interest…
Seven habits of highly ineffective investors…
2. Assuming one to be old or too young to make a financial plan…
Seven habits of highly ineffective investors…
3. Great to be busy @ work.. But that being a reason to avoid personal financial planning.
Seven habits of highly ineffective investors…
4. Postponing the financial planning for tomorrow.
Seven habits of highly ineffective investors…
5. Treating personal financial planning as a boring exercise
Seven habits of highly ineffective investors…
6. Not saving a regular amount on your monthly earnings…
Seven habits of highly ineffective investors…
7. Not having adequate insurance cover for self and the family…
Self questionnaire…
Am I saving?Am I saving enough?Am I deploying the saved money in the best investment options?Am I spending the right way?
Self questionnaire…
Have I taken a comprehensive life cover?Have I rationalized my debts?Can I retire some of the debts?Have I planned for my immediate and distant future?
Most of all, do I have a clear financial plan?
maXpertz Wealth Managers’
Gopalakrishnan V
• Founder and CEO
Money Avenues
• A venture of Lateral Consulting
+91 90947 95511
for financial planning solutions…
