Winter Quarter Edition

Annual Meeting NoticeThe Annual Membership Meeting of STAR Credit Union will be held on Wednesday, April 9, 2014 at the Corpus Christi Event Center located at 3126 Holly Rd. (at Kostoryz). More information will be posted in the lobbies, on the website and in the April Newsletter. There are three expiring director positions that will be up in this 2014 year. The Secretary letter can be found on the back of this newsletter with the list of candidates.

COMPLAINT NOTICEIf you have a problem with the services provided by this credit union, please contact us at:

South Texas Area Resources (STAR) Credit UnionPO Box 10324

Corpus Christi, TX 78460361-242-7827 • members@starcu.com

The credit union is incorporated under the laws of the State of Texas and under state law is subject to regula-tory oversight by the Texas Credit Union Department. If any dispute is not resolved to your satisfaction, you may also file a complaint against the credit union by contacting the Texas Credit Union Department at:

914 East Anderson Lane, Austin, Texas 78752-1699 Telephone Number:(512) 837-9236,

Website: www.cud.texas.gov

Identity theft is one of the fastest growing crimes in the United States. One of the sinister techniques that thieves use to steal your identity is called phishing.

Phishing is a practice that online fraudsters use to “fish” for confidential passwords and financial data from the “sea” of Internet users using email. Phishing has two major components:

n Spoofing occurs when thieves create a near exact replica of an existing website

n Spamming occurs when you receive unsolicited email also known as junk email. A typical email will tell you that you need to update your account information for a Organization account. The email contains a link that when “clicked” will take you to the spoofed web site where you are asked for some personal and financial information. Once you enter in this information, the identity thief has access to it.

Phishing occurs when identity thieves use spoofing and spamming to lure you into providing personal and financial information on the Internet.

DON’T GET HOOKED BY PHISHING

WHAT YOU CAN DO:n Delete unknown email messages and don’t download attachments or click on links included in the email

n Don’t send personal or financial information via email

n Make sure that you are on a secure, encrypted website before entering personal or financial information. A secure site is usually designated by the URL beginning with “https” where the “s” stands for secure. Also, look for the closed padlock at the bottom of the screen, which indicates secure.

n Use anti-virus software on your PC or laptop and keep it updated

n Add a firewall to your computer especially if you use broadband service

Office Locations & Information

MAIN OFFICE10429 Leopard Corpus Christi, Texas 78410

BRANCH LOCATIONSStaples 5262 S. Staples Buffalo 3022 Buffalo

MAILING ADDRESS PO Box 10324 Corpus Christi, Texas 78460-0324

PHONE NUMBERS(361) 242-STAR (7827) Toll free 1(877) 827-9196 Ultra Voice - Option 1Member Services - Option 2Loan Department - Option 3

FAX NUMBERSMain (361) 241-6207Loans (361) 241-6378E-mail members@starcu.org

Hours of OperationMAIN AND STAPLES OFFICESMonday, Tuesday, Thursday9:00am-5:00pm

Wednesday10:00am-5:00pm

Friday9:00am-5:30pm

Saturday 9:00am-1:00pm

Buffalo OfficeMonday, Tuesday, ThursdayClosed

Wednesday10:00am-2:00pm4:00pm-5:00pm

Friday10:00am-2:00pm4:00pm-5:30pm

Drive-Thru Hours at all locationsMonday through Friday7:30am – 6:00pmSaturday9:00am – 1:00pm

Buffalo OfficeClosed on Saturday

Ultra Voice (361) 242-7827or (877) 827-9196

Press Option 1members@starcu.org

www.starcu.org

Monday, January 20th Martin Luther King Jr. Day

Monday, February 17th President’s Day

WE WILL BE CLOSEDIN OBSERVANCE OF THE FOLLOWING FEDERAL HOLIDAYS:

JAN.

20

To: All Members From: Linda Edwards, Board Secretary

2014 Annual Meeting of Members and Nominations for Board of Directors

The 2014 Annual Meeting of the members of South Texas Area Resources (STAR) Credit Union will be held Wednesday, April 9, 2014 at 6:00pm. The meeting will take place at the Corpus Christi Event Center, 3126 Holly at Kostoryz. This year the Nominating Committee composed of Hector Saenz, Chairperson and committee members, Linda Edwards and Diana Gonzalez have selected the following candidates for the three (3) expiring terms:

EDOLINA AMADOR Nina has been employed with CITGO Refining & Chemicals for 32 years and currently works as a Foreign-Trade Zone Coordinator. She serves on the Board of Trustees of the South Texas Institute for the Arts and has served on the coun-cil of the Area Council on Aging. Nina has also attended educational courses and programs for Board Members. She has served on the STAR CU Board of Directors for 16 years.

JOSEPH CARMONA Joe retired after having been employed with Lyondell Basell Industries for 33 years. He served four years in the U.S. Navy with a tour in Vietnam and was honorably discharged. He completed 2 years of college and has done a tour as a Junior Chamber of Commerce (Jaycees) member. Joe is a Board Member of the C.C. Recreational Club and has served on the STAR CU Board of Directors for 14 years.

DENNIS HILL Dennis has been employed with Lyondell Basell Industries for 27 years and is currently a Lab Technician. He attended the University of Texas of the Permian Basin and has a Master’s Degree in Microbiology and graduated with an Associate’s Degree from Odessa Junior College. He is educated in Mathematics, Chemistry and Microbiology. He served on the Greens Committee of the River City Golf Course and has served on the STAR CU Board of Directors for 2 years.

Nominations other than those of the Nominating Committee may be made only by petition by at least 25 credit union members in good standing. Each nominee with the petition shall submit a brief statement of qualifications, biographical data and signed agreement to serve. For forms and information, please contact Hector Saenz, Nominat-ing Committee Chairperson at (361) 816-5383 or Christina Reyna at (361) 242-7827. The closing date for receiving nominations by petition shall be January 31, 2014.

South Texas Area Resources (STAR) Credit Union

2014 Annual Meeting