Briefing on Health Insurance Policies

Owing to work, tours, poor

lifestyle, etc precautions are

just not enough to combat

deadly diseases which have

encumbered our healthcare

to a very great extent. The health emergency can

abruptly crop up in any form of a disease. It is therefore

must to buy a health insurance policy. For most people

health insurance might not sound to be a great

investment option in terms of returns from the

premiums paid is concerned, but from the stand point of

cashless hospitalization and getting a health coverage for

the entire family might sound lucrative. You may like to

pay premiums in easy installments and in the hour of

need get lump sum and/or cashless facilities towards

hospitalization, surgery, and enjoy the fruits cumulatively

at the needed time. In the market you have abundant

healthcare policies. We have the following suggestions

to make to you.

Mediclaim Insurance Policy India and Cash Benefits

Medical Insurance Policy India considering the current

scenario is a must have for every family. It is learnt to be

very cost-effective and the best in giving services. It is

affordable for a general person. In the single Mediclaim

policy, almost all salient features of healthcare insurance

are covered. You enjoy the following facilities, inter-alia:

Cashless treatment in thousands of hospitals

towards hospitalization, surgery, broken limbs,

surgery, Dr’s fees, etc.

Income tax benefits under section 80D and 80DD of

Income Tax Act.

Renewal of policy for whole life

Provision to add additional features for the family in

a single insured sum by paying a little more premium

Easy and prompt settlement of claims

Critical Illness Insurance Policy and Cash IncentivesThe

other and single most preferable aspect in any

healthcare policy to be ensured is having a critical illness

insurance cover. One can go in for an exclusive critical

illness insurance policy. It protects you from all critical

ailments like cancer, brain hemorrhage, heart attack,

psychiatry, etc. So in case

you are thinking of buying a

health insurance policy,

does buy an exclusive

critical illness insurance

policy, or at least buy it as a

rider with some other

health insurance policies.

The salient features of the critical illness insurance are:

Lump sum amount at the first diagnosis.

Income tax rebate under section 80D of income tax

act

Paralysis covered

CASHLESS HEALTH INSURANCE INDIA

Needless to mention that cashless hospitalization

concept is of over-riding priority while buying health

insurance in India in view of the simple fact that amidst

the very high cost of living, it is just impossible to

vouchsafe liquidity beyond making both ends meet.

Healthcare is of utmost necessity but still availability of

cash cover for medical emergency plays a boon.

Health insurers have tie-ups with innumerable reputed

hospitals around the whole country to offer cashless

medical insurance hospitalization to the clientele. In

cashless hospitalization, your bills are directly settled by

your insurer with the insurance company through a third

party administrator (TPA). To avoid any hassles to

customers, certain health insurance companies don’t

involve TPA and settle claims directly.

health insurance policies, cashless health insurance

india

Kirti Saxena is a web enthusiast and a writer for different

areas including insurance and banking and numerous

other sectors. For more information visit: <a

href="http://www.bharti-axagi.co.in/health-

insurance/inclusions-

exclusions?utmsource=linkbuilding&utmmedium=referra

l&utmcampaign=seoarticle">Health Insurance

Policies</a> and <a href="http://www.bharti-

axagi.co.in/health-

insurance/claims?utmsource=linkbuilding&utmmedium=

referral&utmcampaign=seoarticle">Cashless Health

Insurance India</a>.